'Ōlelo mai kekahi mea heluhelu: ʻO wau e ho'āʻo nei e kūʻai i kahi home ma Roseville, CA, akā ua'ōlelo ka luna i kēia manawa he wā pōkole lōʻihi . ʻAʻoleʻo ia e lawe hou i nā makana. Makemake au e hana i kēia hale. ʻO wau keʻano,ʻaʻole maopopo iaʻu ke kumu e komo ai ka mea kūʻai i kēia mau mea a pau ināʻo ka panakō ia e'āpono ana i ka hāʻawi. No ke aha i hikiʻole ai iaʻu ke pale aku i ka mea kūʻai aku a hele pololei i ka panakā? Pehea e hiki ai i ka mea kūʻai ke hāʻawi pololei aku i kahi kūʻai kūʻai kūʻokoʻa? " - Short Sale Buyer
Pane: He nīnau maikaʻi loa ia, ka mea kūʻai kūʻai liʻiliʻi. E hoʻomaka ma ka nānāʻana i nā mea i hanaʻia no kahi kūʻai liʻiliʻi. Ma kahi honua maikaʻi,ʻo keʻano e waiho nei i loko o nā puke waihona puke dime, hāʻawi ka poʻe i kā lākou moraki i ka manawa a me nā kālepa e hauʻoli ana. I ka wā e loaʻa ana kā lākou kālā kālā,ʻaʻole makemake nui nā'ahakuʻa e kamaʻilio e pili ana i ka laweʻana i ka uku uku no kā lākou hōʻai'ē iʻikeʻia he kūʻai liʻiliʻi .
Ke manaʻoʻiʻo kahi pēlā i ka hōʻai'ē no ka hōʻai'ēʻana ua pilikia a / a ua kūʻaiʻia paha ka mea kūʻai e lilo i mea hoʻopiʻiʻole a me ka ho'ōkiʻana i ka ukuʻana i ka moraki , e makemake anaʻo ia e kamaʻilio i ke kūʻaiʻana i kahi kūʻai liʻiliʻi. ʻO kekahi manawa,ʻo ka mea maoli o ka hale e lawa ai ka mea e hoʻokomo i kahi kāleka e noʻonoʻo i kahi kūʻai liʻiliʻiʻoi aku . Akāʻo ka hapanui o ka manawa e makemake ana ke kāleka i ka mea kūʻai aku e loaʻa iā ia kahi pilikia, a me ka ponoʻole.
ʻO ka 'ae no ka huiʻoluʻolu e kamaʻilio me ka Short Sale Bank
Inā he kāpili kahi mea kikoo no nā kiko kiko'ī, aʻo ka hapa nui,ʻaʻole hiki ke'ōlelo i kahi kāleka iā Tom, Dick, a me Harry paha e kāhea e kūkākūkā i kahi kūʻai liʻiliʻi.
ʻO ia no ka mea e koiʻia ana kahiʻaha eʻaeʻia e ka mea noi. ʻAʻole hiki i ka mea noi ke hōʻailona i kēia'āpono, eʻae ai i kahi malihini'ē aʻe e komo i kaʻike pilikino o ka mea nāna e noi, e lilo ana paha i mea kūkākūkā e pili ana i kona loina me ke kāleka kūʻai kūʻai.
ʻAʻole kēia manaʻoʻaʻole hiki iāʻoe ke hoʻouna aku i kahi hāʻawi i ka'auke pono'ī iāʻoe iho, no ka hiki iāʻoe. ʻAʻole hiki paha iā ia ke launa pololei iāʻoe a hiki i ke kāleka ke hoʻohuli i ka makana ma o ka luna kiko'ī.
No ke kumu e hikiʻole ai i nā mea kūʻai o Buyer ke hele pololei i ke Bank Bank Short
ʻO kou pilikia ka loaʻaʻana o kahi luna i makemake e huki i kāu hāʻawiʻana iāʻoe. Makemake nā luna e uku i kā lākou hana. ʻO kaʻoihana maʻamau o ka uku a ka mea kūʻai i ka uku kūʻaiʻia e ka mea kūʻai inoa. Hōʻike ka REALTOR® Code of Ethics i ka hana a nā luna e kekahi me kekahi, aʻo ka mea kūʻai a ka mea kūʻai aku,ʻaʻole hiki iā ia ke hele a pale i kahiʻoihana o ka leka inoa.
Ponoʻoe e kahaki i kāu noi pono'ī a iʻole e leka i kahi loia kūʻai kuʻuna e kākau i kahi hāʻawi noʻoe. ʻAʻole pahaʻoe makemake e hopohopo e pili ana i nā mea a pau a e kākau i kahi leka i ka panakū, me ka hōʻoia o nā kālā a me kahi leka hua'ōlelo mua , e wehewehe ana i ke kumukūʻai āu e makemake e uku.
Keʻimi nei i ka Short Sale Bank e hoʻouna i kāu hāʻawi
Ponoʻoe e hana i kāuʻimi waiwai pono'ī i nā moʻolelo o ka lehulehu a koe wale nō. He mea maʻalahi keʻike i ka mea nāna i hāʻawi i ka loina no ka mea noi, akā, nui nā pānaʻi e kūʻaiʻia aʻoi aku. Eia naʻe,ʻo ka hapa nui o nā moʻolelo i mālamaʻia i loko o ka palapala maʻamau i kēia mau lā, no laila he maʻalahi ke hana i kahi huli ma ka hale hoʻokolokolo a ke County Recorder paha.
No ke aha i kūʻai aku ai ka mea kūʻai i ke kūʻaiʻana i kahi kūʻai liʻiliʻi?
ʻO ka laina lalo ka mea kūʻai aku i ka home. ʻO ka panakū wale nō ka mea nāna i hoʻopaʻa. ʻAʻole kāleka e kūʻai i ke kūʻai liʻiliʻi; makemake ia i ke kūʻai liʻiliʻi a me ka uku uku. ʻO ia ka mea kūʻai aku i ka home i ka mea kūʻai kūʻai liʻiliʻi,ʻo ia ke kumu e loaʻa ai ka mea kūʻai aku e koho i ke kūʻai mai.
ʻO ka mea kūʻai aku i nā mea nuiʻole e ho'āʻo e loaʻa ka uku kiʻekiʻe loa. Ke kali nei nā mea hana i ke keʻena, no ka hewa o ka HVCC , no ka mea, uaʻike lākou i ka uku e kūʻai aku ai ka uku,ʻaʻole i ka uku a pau ka mea nāna e hāʻawi aku i ka mea kūʻai. ʻO nā haʻawina haʻawina he mea maʻalahi ia i ka mea nāna e hāʻawi.
Ke loaʻa iaʻu kahi makanaʻelua mai ka mea kūʻai aku,ʻike ka mea kūʻai aku e hāʻawi ana i kēlāʻaeʻana i kaʻaukā e hoʻomaka paha ka papa hana, aʻo ka mea kūʻai akuʻaʻole makemakeʻo ia e hoʻomaka i ka'ōpala.
No laila, ke noi pinepine nei ka poʻe kūʻai aku eʻae mākou i kēlā hāʻawiʻana i mea mālama kālā a kāohi iā ia mai ke kāleka. ʻO ka mea kūʻai aku i ka mea kūʻai, ka home kūʻai o ka mea kūʻai aku.
ʻAʻole makemake paha kaʻae eʻike i kekahi hāʻawi'ē aʻe. Kāleka kaʻaina i ka waiwai kūʻai mai ka mea kūʻai aku. ʻO kāu koho maikaʻi loa ma kēia mau hiʻohiʻona, inā makemakeʻoe e hāʻawi pololei i ke kāleka kūʻai liʻiliʻi, e hāʻawi i nā kālā a pau aʻoi aʻe ma mua o ka uku inoa.
I ka manawa e kākau ai,ʻo Elizabeth Weintraub, DRE # 00697006, he mea kūʻai aku ma ka Lyon Real Estate ma Sacramento, Kaleponi.