ʻO ka Ins a me waho o ke kūʻaiʻana i hale mai ka Bank
Nīnau kekahi mea:ʻO mākou he mau moho e kūʻai i hale mai kaʻaina? ʻO wau a me kaʻu wahineʻo ka homebuyers mua . Ma ko mākou kūlanakauhale,ʻike mākou i nā hale he nui no ke kūʻaiʻana i nā hale o ke kāleka. Ua kamaʻilio mākou me kahi luna ma ka hale ākea i haʻi mai iā mākou he maʻalahi ka kūʻaiʻana i kahi home bank i hale noho mau. Akā,ʻaʻole kā mākou mau hoaaloha e'ōlelo, no ka kūʻaiʻana i kahi hale kālepa he mea moeʻuhane. ʻO ka luna e waiho nei iā mākou? He aha ka maʻalahi o ke kūʻai? E kūʻai anei mākou i kahi hale kūʻai a hale noho paha?
Pane:ʻO kekahi mau mea kūʻai waiwai e koho inoa ana i nā hale waiwai , aiʻole REO paha no ka pōkole, manaʻo paha lākou he kūʻai maʻalahi ka home kūʻai i nā hale kūʻai. ʻO ia no ka mea, no ka hapanui o lākou, nā hale kūʻai i nā hale wale nō kahi e kūʻai aku ai lākou. ʻO ka nui a me ka nui, makemake au e kūʻai i kahi hale mau i kēlā me kēia lā o ka pule, a naʻu e haʻi aku iāʻoe ke kumu.
ʻO Bank-Owned Homes a me ka Market
Hiki ke hoʻololi i ka nui o nā hale ma ke kālepa. Inā kūʻai aku kekahi mea kūʻai maʻamau i kahi kūʻai kūʻaiʻia e nā hale o nā kālepa , pono nā mea kūʻai maʻamau e paio i ke kumukūʻai me ka weheʻana ,ʻo ia hoʻi, e pono ke kūʻai aku ka mea kūʻai aku i kahi home e like me nā kumukūʻai o nā hale kūʻai.
ʻO kekahi mau mea hoʻokele waiwai , ka poʻe e hana ana i nāʻoihana ukana o nāʻoihana kālepa e mālama ana i nāʻauheʻeʻana, e koi ana i kā lākou mau luna e kūʻai i kā lākou papa inoa e like me nā hale'ē aʻe ; makemake kekahi i nā luna e hōʻikeʻole i nā hale i ka wā e paʻa ai.
ʻO ia ke kumu no ka hoʻokauʻiaʻana o nā hale hana paʻa . Ma nā mea maikaʻi a pau i ka panakō, eia naʻe, ke ho'āʻo nei ke kāleka e hoʻokūkū ma ke kahua kūʻai.
Nā Bank-Owned Homes a me nā Hōʻikeʻana
Ma keʻano maʻamau, ke kūʻaiʻoe i kahi home, hiki i nā mea nona nā mea keʻike ke hāʻawi i nā kiko'ī meʻoe e pili ana i kona moʻaukala. Hiki iāʻoe keʻike i ka loliʻana o ke kīhini, i ka wā i pani hopeʻia ai ka hale a inā he mau kīnā e nānāʻoleʻia ai kahi home inspection .
Ke kūʻaiʻoe i kahi home-bank,ʻoʻoe wale nō. Ke kūʻai neiʻoe i kahi meaʻikeʻoleʻia me ka liʻiliʻi loa.
E like me keʻano
ʻAʻole iʻaneʻane ka hanaʻana o nā Bane i nā hale i loko o ko lākou mau pūʻulu. ʻAʻole lākou e uku no ka nānā ponoʻana i nā'ōpala a hāʻawiʻole paha i nā mea kūʻai i ka hōʻike o ka hale a iʻole ka nānāʻana i nā'auke . Inā hōʻikeʻia kou hōʻike home e hōʻike i kahi pilikia nui a hāʻawiʻoe i kahi noi no ka hoʻoponopono , hiki i ka bank ke nānāʻole. ʻOiai he mea maʻalahi ka mea kūʻai aku i ke noi hou a hoʻoponopono i nā pilikia noʻoe.
Kūkākūkā e kūʻai i kahi home mai ka Bank
ʻAʻole nānā kekahi o nā bank i kahi hāʻawiʻana keʻole ka mea kūʻai e hāʻawi i kahi palapala prekapproval mokowā mai ka mea lawe kālā i kohoʻia,ʻo ia hoʻi he mea hiki ke lawe i ka hāʻawiʻana ma kahi mua loa. Ma muli o ka nui o nā papa inoa o nā mea waiwai, hiki i kekahi manawa ke mālama iʻelua pule a lōʻihi paha e loaʻa ai ka pane.
I kaʻaeʻana o ke kāpena i ka hāʻawiʻana, hoʻopuka pinepineʻo ia i kahi kāpena kālepa i hoʻokomo i ka makana i hāʻawiʻia eʻoe, no nā hana a pau. Hiki i ke kāpena kāleka he mauʻaoʻao he 10 aʻoi aʻe paha. Loaʻa nā mea nui a pau e pale ana i ka mea kūʻai. Inā kūʻaiʻoe i kahi hale kūʻai, he mea maikaʻi e hōʻike i kāu loio i ka papahana no ka mea he paʻakikī keʻano o ka verbiage.
Nā kāki kālā hōʻai'ē no ka hoʻopiʻiʻana
Ma ka'ākauʻo Kaleponi kahi kahi aʻu e hana ai, pinepine mākou i ka hopena o kahi kamupali Kaleponi Kaleponi e lawelawe ana i kaʻoihana. Ke kali ka lōʻihi i ka pepa. Eia kekahi, inā makemake ka mea kūʻai i ka mea kūʻai aku iʻelua mau lā e wehe i ka faile mai ka palapala hoʻoiliʻana , e koi pinepine kaʻau kūʻai i ka mea kūʻai aku i uku. Hoʻonui pinepine ka mea kūʻai aku i nā mea kūʻai a hoʻomaha no nā hoʻolālāʻana.
I ka manawa e kākau ai,ʻo Elizabeth Weintraub, CalBRE # 00697006, he mea kūʻai aku ma ka Lyon Real Estate ma Sacramento, Kaleponi.