ʻAʻole kā Debt Collectors a me ka inoaʻaʻole e kāhea

Inā makemakeʻoe e ho'ēmi i ka helu o nā piila telemarketing e hiki mai i kou home i kēlā lā i kēia lā, hiki iāʻoe ke hoʻopaʻa i kāu helu kelepona me ka Registry Call. I kou manawa i hoʻopaʻa inoa ai i kāu helu, hikiʻole i nā telemarketers ke kāhea iāʻoe.

Akā, he mea nui nā mea kūʻai i ka wā e kāhea ana nā kāpena hōʻailona iā lākou ma hope iho o kā lākou hoʻohuiʻana i kā lākou helu i ke keka inoa. Ma mua o kou huhū, hoʻomaopopo i ka National Do Call Call Registry e hana paha e like me ka mea e pono ai.

ʻO ke kumu e loaʻa nei iāʻoe nā kāpena hōʻuluʻuluʻanaʻaʻole e pili ka waihona inoa i nā pihi kāʻili kālā.

ʻO ke kumu o ka Call Do not Call Registry

ʻAʻole i hoʻokumuʻia ka Registry Call Registry e hoʻopau i nā kiʻina i makemakeʻoleʻia mai nā elemarketers. Ke kuhikuhi nei ka Federal Trade Commission (FTC) i kahi telemarketers e like me ka mea nāna i hana aʻae paha i nā kipa a iʻole mai ka mea kūʻai aku e kiʻi i ua kanaka nei e kūʻai i ka maikaʻi a iʻole i ka hāʻawiʻana i kahi makana (Telemarketing a me ka Mea Hoʻolālā Kūlohelohe)

Hoʻopuka hou ka FTC i kahi mea hōʻai'ē hōʻailona ma keʻano he kanaka aʻoihana paha e hōʻiliʻili aiʻole e ho'āʻo ana e hōʻai'ē ( Fair Debt Collection Practices Act ). ʻO ka ho'ākākaʻana,ʻaʻole kahi mea nāna e lawe kālā e hāʻawi i ke kelepona nui - no ka mea ke noi neiʻoe iāʻoe e mālama i kahi kuleana e kū nei aʻaʻole e kūʻai i kahi huahana a lawelawe paha - aʻaʻole hoʻi e hāʻule ma lalo o ka mana o ka National Registry Call.

Ke hoʻokumuʻia ka Registry Call Registryʻaʻole i hoʻokomoʻia kekahi o kēia mau mea:

No ke aha e hiki ai i nā Debt Collectors ke hoʻomau i ke kāheaʻana iāʻoe

Inā hōʻailonaʻoe no kahi kāleka hōʻai'ē a iʻole aie paha, kanuʻia i loko o ka pepa maikaʻi, ua hāʻawi pahaʻoe i kaʻae no ka mea hoʻopuka kāleka hōʻai'ē a mea hāʻawi paha e hoʻohana i ka mea kāpili mea'ē aʻe e hōʻiliʻili i kāu'ai'ē kolohe.

No laila, uaʻaeʻiaʻoe eʻae i nā kāpena e kāhea iāʻoe e hōʻiliʻili i ka hōʻai'ē mai iāʻoe a e kau inoaʻana no kaʻaha'āinaʻole e kāhea i ka papa inoaʻaʻole e ho'ōki i nā kāhea mai nā hōʻai'ē hōʻai'ē.

Pehea e Hoʻopau Loa ai i ka Hōʻiliʻili Loa

Inā makemakeʻoe e ho'ōki i nā pike kāpena hōʻai'ē , ponoʻoe e hoʻouna i ka palapala i ho'ōkiʻia a kākauʻia i ka leka kālepa e haʻi anaʻaʻoleʻoe e makemake e hoʻohuli houʻia. ʻO ka haʻi aku i ka mea hōʻai'ē kālāʻaʻole e pale i kou kuleana e hoʻokuʻu iā lākou e kāhea iāʻoe; ʻo kahi leka wale nō e ho'ōki loa i nā piʻo. Ma waho aʻe o ka ukuʻana i ka hōʻai'ē,ʻo kahi noi palapala i ke ala wale nō e loaʻa ai ka hōʻai'ē'ai'ē e kāpae ai iāʻoe.

Pono e hoʻouna aku i kāu leka ma o ka leka uila i hoʻopaʻaʻia a mālama i kope no kāu mau moʻolelo, no laila uaʻikeʻoe i kāu noi i ka mea hōʻai'ē e ho'ōki iāʻoe. Hiki paha iāʻoe ke hana i ka hana kānāwai e pili ana i ka mea hōʻai'ē'ai'ē e hoʻomau ana iāʻoe e kāhea ma hope o kāu kākauʻana i kahi leka e noi ana iā lākou e ho'ōki i kaʻikeʻana iāʻoe.