Nīnau: He aha ka mea e pili ana i ka'Equator Short Sale?
'Ōleloʻia ka mea heluhelu: "Ma ka kamaʻilioʻana i kahi lālā lawelawe o nā lawelawe ma Wells Fargo Bank, ua haʻiʻia iaʻu e mālamaʻia e kuʻu'Equator kaʻu kūʻai liʻiliʻi a hiki i koʻuʻelele ke hoʻokomo i ka'Equator ma kāna pūnaewele. aʻaʻole loaʻo ia i lohe i ka'Equator,ʻo ia kaʻu mea,ʻoiai he mea nāna i kūʻai aku i koʻu hale i mea kūʻaiʻuʻuku, hiki iaʻu ke hana iaʻu iho?
E paneʻia: ʻAʻole i hoʻokumuʻia ka pākēkike makaikai i ka lā hoʻokahi,ʻaʻole paha nā mea āu e lohe ai. No ka mea, e noʻonoʻo ai pahaʻaʻole paha, ma mua o ka wā kūʻai iki, aia nō he REOs . ʻO REO kahi hōʻuluʻulu'ōlelo no ka "waiwai paʻa," kahi waiwai i komo i loko o ke kaʻina hana paʻa a ua liloʻo ia i kēia manawa i ka bank. He REO ka waiwai waiwai i loaʻa i ka bank.
Hoʻomaka ka Equator ma keʻano he paepae e mālama i nā pepa a me nā hana no ka REO.
ʻOiai he kūʻai pōkole hiki ke lilo i kahi waiwai i paʻa i ka wā i hanaʻia a lilo i ke kūlana he REO, akā,ʻo ka kūʻai pōkole he hale hoʻi iʻole e paʻa. ʻAʻole ia he hopena mua e kūʻaiʻia kahi kūʻai liʻiliʻi he REO no ka meaʻaʻole pono nā kūʻai liʻiliʻi e pono ai i ka mea kūʻaiʻole e kūʻai. Eia kekahi,ʻaʻole makemake nā mea kūʻai aku e ho'ōki i ka hanaʻana i nā moemoeki no ka hanaʻana i kahi kūʻai liʻiliʻi. Akā, he kūʻai pōkole i kēlā manawa he manawa i lalo o ka wai. I nā hua'ōlelo'ē aʻe, he pono ke kūʻaiʻana i kahi waiwai kūʻai liʻiliʻi ma mua o ka nui o ka uku i ke kāleka.
Akā inā he REO ka home, hiki ke hoʻohanaʻia i ka Equator wale nō e like me kahi Equator kūʻai kūʻokoʻa inā eʻaeʻia kaʻae.
Pehea Pehea i hoʻomaka ai ka'Ekekō Kūkeke?
ʻO kahi hui i kūkulu i kahi pūnaehana e hoʻokumu i REOs no nā kumukūʻaiʻo REOTrans, ka mea i kūʻai i ka inoa o ka inoa i ka makahiki 2003. Na kēia pūnaewele pūnaewele i kiʻi nui i nāʻauwai nui a hāʻawi i kahi huahana no ka hōʻuluʻuluʻana i nā mana waiwai me nā mea kūʻai waiwai e kūʻai aku ana. a pani i nā REO.
Hoʻokomo hou nā kānaka i REOTERS e hana BPOs i ka manaolana e hoʻokumu i kahi pilina me kekahi luna mea nāna e hāʻawi iā lākou i nā inoa REO. Ua lilo loa ka REOTrans i ka lanakila ma kaʻoihana REO. He hana kūlohelohe ia no ka hanaʻana o REOTrans i nā mea like no ke kūʻai liʻiliʻi. Ua hanaʻo ia i ka Equator.com i ka 2009 no ka hoʻoponoponoʻana i nā kūʻai liʻiliʻi. Hiki ke kelepiliʻia nāʻike e pili ana i kahi ekike makaikai mai kekahi kamepiula me ka pūnaewele pūnaewele, i ka manawa e komo ai ka mea hoʻohana i kahi helu USER a me ka hua'ōlelo.
ʻO wai ka mea e pili ana i ka equator?
ʻElua mau māhele i ka'Equator. Nā luna waiwai a me nāʻaukā. Hāʻawiʻia nā'ake i kā lākou mau kūkākūkā kūʻai liʻiliʻi , a ke kau inoa nei nā mea waiwai i nā mea hoʻohana. ʻO ka mea maʻamau,ʻaʻole i hoʻokomo ka lehulehu i kahi kūʻai kūʻokoʻa o ka Equator. Ma hope iho nei, he papa inoa o nā bank kūʻai kūʻai liʻiliʻi e hiki ke hoʻohana i ka'Equator, hele mai lākou a hele ma muli o ka mākeke:
- 'Alahui HuiʻAmelika (ASC)
- ʻO Bank of America
- ʻO Carrington
- GMAC / Ally
- Noho home noho
- ʻO JP Morgan Chase
- ʻO Nationstar
- ʻO Wells Fargo
Pehea e hanaʻia ai kahi equator Short Sale?
Ma kekahi mauʻano, ua loaʻa i nā'ake i kahi ala e hele ai i ka Equator e hoʻololi i ka nui o ka hana kākau i ka luna kūʻai kūʻai liʻiliʻi . ʻOiai,ʻaʻole wau e hilinaʻi i kekahi luna waiwai me kēia mana nui, akā, ke manaʻo nei auʻo ka māhele manaʻo ka luna e hiki ke maʻalahi i nā inoa, nā leka uila, nā leka uila a me nāʻike pilikino, e like me nā kumukūʻai o ke kūʻai aku a me ke kumukūʻai .
Hoʻomaopopoʻia nā mea lawelawe no ko lākou kūʻaiʻoihana a me nā mākau o nā kānaka aʻaʻole hoʻi no kā lākou papa hana pepa a iʻole i ka nānāʻana i nā mea kiko'ī.
Mai manaʻoʻiʻo mai iaʻu? E hele i kekahi keʻena waiwai a kāhea aku i ka "squirrel." Eʻike i ka nui o nā poʻo e hopu. Hā, ha, haʻakaʻuʻuku. . . ʻo ia wale nō me kāna.
Hoʻomaka ka papahana kūʻai'ōpiopio i ka "mau hana" a hāʻawi i kahi palena manawa no kēlā me kēia hana e pau. ʻO kekahi o ia hana,ʻo ia ke komo i ka inoa o ka mea kūʻai, home address, kahi hapa o ka helu mālama ola a me ka helu kelepona. Ma muli o ka nuiʻole o nā luna i hōʻiliʻili i kaʻike pilikino a me ka hūnā pilikino, ua kūkuluʻia kekahi o iaʻike.
He kiko'ī kēlā me kēlā me kēia kāleka no ka kūʻai kūʻokoʻa Equator a me kona mau kaʻina hana pono'ī. E hoʻokuʻuʻia kekahi mauʻaukā i ka mea kūʻai waiwai e hoʻokumu i ke kūʻai liʻiliʻi a me nāʻaukā'ē aʻe e koi i kahi mea hana kālā e hoʻomaka i ke kūʻai liʻiliʻi.
Hoʻokaʻawale kēlā me kēia HUD . ʻO nā keʻena kūʻai kūleʻaleʻa a me nāʻaha kūkā kāleka e kamaʻilio mai ma o kaʻEkaʻEkaʻElele.
Ma hope o ka hoʻokuʻuʻiaʻana o nā pepa a pau i ka'Equator, a ua hoʻopau nāʻaha i kā lākou mau hana i loko, e like me ka BPO, hiki ke hāʻawi i kahi hāʻawi kālā . Inā hāʻawiʻia kahi pāʻoihana ma'Equator,ʻaʻole ia he mea āu e noʻonoʻo ai ke loheʻoe i ka hāʻawi hua'ōlelo. He makana ia e pili ana i nā alakaʻi a ka mea hoʻokele waiwai, aʻo ia ka mea e hoʻopau i ka hōʻemi a hōʻemiʻana paha i kekahi mau kumukūʻai kūʻai. Akā, hiki ke komo i ke kumukūʻai kūʻai. Hāʻawi ka luna kūʻai kūʻai pōkole aʻae paha i ka hāʻawi kālā.
Ma hope o nā'ōlelo hope i hoʻoholoʻia ma waena o nāʻaoʻao, hoʻoili pinepineʻia ka HUD hope loa. Ua hoʻokumu kekahi mauʻona i kahi pahu kiʻekiʻe kiʻekiʻe o ka 2 HUD -ʻoiai uaʻikeʻia kekahi mau'auwaʻa e noi i 25 HUD. E waiho wau iāʻoe e koho ai i kahi pēkeʻo kaʻaoʻao hewa. Hoʻomakaʻia me ka B. Inā hōʻoia ka mea nāna e kūʻai i nā palapala liʻiliʻi i nā palapala a me nā hua'ōlelo o ka hāʻawi, hāʻawiʻia kahi leka hoʻomaopopo e ka bank.
Ke paʻa ka pāʻoihana, hoʻopuka ka luna kūʻai kūʻai liʻiliʻi i nā palapala hope hope loa i ka'Equator, a ua paniʻia ka file. Loaʻa,ʻaʻole eʻike hou i ka mālamalama o ke ao.
I ka manawa e kākau ai,ʻo Elizabeth Weintraub, DRE # 00697006, he mea kūʻai aku ma ka Lyon Real Estate ma Sacramento, Kaleponi.