ʻO kou hopena hope loa e pili ana i ka papahana o ka māmā o ka mea lawelawe pili liʻiliʻi e koho
E koho i kāu luna kūʻai kūʻai liʻiliʻi . He mea paʻakikī kēiaʻano o ka hoʻoili waiwai maoli i ka hilinaʻiʻana i kahi novice. Mai hanaʻoe i ke kuhiʻana o ke kohoʻana i kahi luna e hana i kāu kūʻai liʻiliʻi wale nō no ka mea ua loaʻa i kēia luna i kahi punaewele pūnaewele a ua lawe paha iʻelua mau papa kūʻai kūʻai.
Ma muli o ka hopenaʻana o nā pōkole pōkole ma kahi i ka makahiki 2005, ua hoʻoholo nā mākaʻi he nui i ke kālepaʻana i kaʻoihana kūʻai iki. Hoʻolālā pū nā kamaliʻi hoʻolālā waiwai e hoʻonui i ka kūʻai kūʻaiʻuʻuku.
Hāʻawi lākou i ka ton o nā papa hoʻonaʻauao no nā mea hana a hoʻopaʻa i kā lākou palapala hōʻoia. ʻAʻole wau e'ōlelo nei i ka hoʻonaʻauao he maikaʻi akāʻo ka hoʻonaʻauaoʻole kahi hana a ke konohiki kūʻai kūʻai. ʻAʻole hiki i kahi luna ke aʻo i loko o 3 mau hola i pehea e lilo ai i mea hoʻolaha kūʻai kūʻai. No laila, mai hinaʻoe i ka kohoʻana i kahi luna kūʻai kūleʻa wale nō ma luna o nāʻike no ka mea he meaʻole nāʻike.
Inā kōkuaʻoe i kāu mea kōkua e koho i kahi luna kūʻai kūkeke?
I kekahi manawa, loaʻa iaʻu nā inoa mai nāʻelele'ē aʻe ma Sacramento no ka meaʻaʻole makemake nā luna e mālama i kahi kūʻai liʻiliʻi. Uaʻike lākou ua kūʻai aku au i kahi kūʻai liʻiliʻi nui a ua pili iā lākou, no laila, uaʻoluʻolu lākou e kamaʻilio ana i kā lākou mea kūʻai aku iaʻu. ʻAʻole wau e hāʻawi e uku i kēlā mau luna i kahi kuleana hoʻokipa no ka mea ua hana paʻa loa wau i kaʻu mea e loaʻa ai. ʻO ka manawa pinepine, nā mea hāʻawi kālā eʻoki i kaʻu kauoha.
Hoʻolimalima kūʻai ke kūʻaiʻia 4 a 5 mau manawa o ka hana ma keʻano maʻamau. ʻO ka hapanui o ka manawa, ua hauʻoli nā 'elele noi no ka mea uaʻae wau e kūʻai i ke kūʻai kūʻokoʻa o kā lākou mea kūʻai.
ʻAʻole e koi aku kēia mau luna hoʻopiʻi i kahi kuleana hōʻailona no ka mea, ua kau mua lākou i nā hemahema o kā lākou mea kūʻai. ʻO kekahi poʻe e kūʻai a hiki i ka loaʻaʻana o kekahi poʻe eʻae nei e uku iā lākou,ʻoiai naʻeʻaʻole paha i pani iki kēia yo-yo i kahi kūʻai iki; no lailaʻaʻole hiki ke ukuʻia ka luna hoʻopiʻi. Hiki paha iāʻoe ke noi aku i kāu luna inā loaʻa kahi kuleana kālepa a e noʻonoʻo pinepine i ka kohoʻana i kekahi luna kūʻai kūʻai pōkole e uku ana no nā mea e kuhikuhi.
Pehea ka nui o kaʻike e pono ai i kahi mea kūʻai uku?
ʻO kaʻikeʻana he meaʻoluʻolu. Hiki i kekahi luna ke hana i 10 mau makahiki ma kaʻoihana, akā naʻe, hiki i ka makahiki hoʻokahi 10 ināʻaʻole lākou i hoʻopau i ka nui o nā hana. Malia paha ua pani ka mea hoʻolālā he 10 mau mea hoʻokahi aʻelua paha i ka makahiki. Hiki iāʻoe ke koho i kahi luna hoʻolale liʻiliʻi i loaʻa i 5 mau makahiki o kaʻike akā ua paniʻo ia i ka 100 kūʻai iki, aʻoi aku ka maikaʻi.
Ma mua o kou kohoʻana i kahi luna kūʻai kūikawā, e nīnau e pili ana i ka pūnaewele pūnaewele. Eia nā nīnau nīnau:
- ʻEhia makahiki āu i kūʻai aku ai i ke kūʻai kūkeke?
Ma ka liʻiliʻi, makemakeʻoe i kahi luna i loaʻa i 3 mau makahiki o kaʻike akāʻoi aku kaʻoi aku. ʻO kaʻike he kumu iaʻaʻole hiki ke hoʻololi i kahi papahana papahana a iʻole ka seminar kūʻai kūʻai aku ma ke kelepona. Hōʻike kaʻike i kahi luna i nā pūpū a me pehea e manaʻo ai i nā pilikia hiki ke pilikia aʻokiʻoki i ka hala. ʻOi aku ka maikaʻi noʻoe inā loaʻa ka luna i ka waiwai kūpono ma kahi kūʻai iki.
- Ehia nā kūʻai liʻiliʻi āu i pani ai?
E noʻonoʻo i kaʻike o kahi luna hoʻolale liʻiliʻi i pani i ka 100, 500 aʻoi aʻe paha o ka kūʻai kūʻai. Aia paha ua loaʻa i kēlā mau luna i nā pōkole kūʻai liʻiliʻi mai kēlā me kēia panakī ma ka lima aʻike i ka hanaʻana o kēlā me kēia'auke. He mau pūnaewele paha kēia mau mea lawelawe i hiki ke hoʻololi i ke kaʻina hana kūʻai liʻiliʻi akā hiki nō hoʻi iāʻoe ke hāʻawi i kāu kūkāʻana i kēlā me kēia kanaka.
- ʻIkeʻoe i nā lepa ula no kaʻu kūʻai liʻiliʻi?
ʻO kahi luna kūʻai pili pōkole i puni i ka papaʻike i nāʻano o nā mea e ākala i ka mea kūʻai. ʻOiai hikiʻole i ka luna ke hāʻawi i ke kānāwai a iʻole kaʻauhauʻauhau no ka meaʻaʻole iʻaeʻia ka palapala laikini e like me ia hōʻike, pono eʻike kekahi luna i nā hopena pili kānāwai a me nāʻauhau e hōʻike ai i nā pilikia a haʻi iāʻoe kahi e loaʻa ai nā pane.
- He aha nā mea i loaʻa iaʻu me ka mele pūnaewele?
ʻAʻole i hanaʻia ka hana i hala aku nei e loaʻa iāʻoe ka pane like mai kahi bank, akā he mea hōʻailona. ʻO kahi laʻana,ʻo ka'ōlelo kūʻai ikiʻo Wachovia ,ʻo ia ka hana moe moe a kēlā me kēia luna. ʻO kaʻoiaʻiʻo, ināʻo ka kūʻai liʻiliʻi a pauʻo Wachovia ke kūʻai liʻiliʻi,ʻo mākou nā luna kūʻai liʻiliʻi e inu i ka pāmoa i ka lā a pau.
- ʻO wai ka mea e kūkākūkā i kaʻu kūʻai liʻiliʻi?
Nā lima i lalo, loio nā loio i ke kūkā. Akā, maʻamau, e ukuʻoe i kahi loio i kahi uku kaʻawale. Inā makemakeʻoe i kāu luna kūʻai kūleʻa e mālama i ka kūkākūkāʻana, eʻike i ka hoʻolālāʻana o kāu luna i ke kūkākūkāʻana i kekahi mea kūʻai mea'ē aʻe. ʻO nā mea kūʻai pāʻoihanaʻekolu he mau hale wili palaoa i lawelaweʻia e nā mea hoʻohenee i ka mālamaʻana i nā haneli he haneri, aʻo ka meaʻoiaʻiʻo,ʻaʻole loa eʻaeʻia e hana pēlā.
- ʻEhia ka lōʻihi o kaʻu kūʻaiʻana e kiʻi?
ʻO kēia ka manawa $ 64,000. He maʻalahi kekahi mau mākeʻa e wānana aʻaʻole kekahi. Hiki iā'Aurora ke hoʻopau i nā kūʻai liʻiliʻi i nā pule he 6 ma ka hapa mua o ka makahiki akā e hāʻule i 120 mau lā ma ka hopena o ka makahiki. Akā,ʻo kahi luna e paʻa nei i ka piliʻana i nā pōkole liʻiliʻi me'Aurora, he maikaʻi maikaʻi kona no ka manawa.
I ka manawa e kākau ai,ʻo Elizabeth Weintraub, BRE # 00697006, he mea kūʻai aku ma ka Lyon Real Estate ma Sacramento, Kaleponi.