Pehea e hoʻolālā ai i kāu kuleanaʻauhau

ʻO ka waiwai nui i hoʻemiʻia e nā Debts a me nā Hoʻolālā kūpono i nā waiwaiʻauhauʻauhau

Inā make kou make i loko o kekahi makahiki i ka wā e hoʻokōʻia ai kaʻauhauʻauhau a ka'ahapili, inā paha e pili ana kāuʻauhau i ke kālā o kaʻauhau aupuni e pili ana i ka waiwai o kāu waiwai waiwai nui,ʻo ka nui o kāu aie i loaʻa i kou wā e make ai, ka nui o nā lilo i loaʻa i ka manawa e hoʻonā ai i kāu waiwai, a me nā unuhi e hiki ai i kāu waiwai ke lawe. Eia keʻano e hoʻomaopopo ai i ka hoʻohālikelikeʻana i kāu kuleana kālāʻauhau.

No ka nānāʻana i nā kānāwai auhauʻauhau o ka'āina āpau a me kekahi palapala e hōʻike ana i ka nui o nāʻauhauʻauhauʻauhau a me nāʻauhau waiwai mai ka makahiki 1997 a hiki i ka makahiki 2014, e nānā i kēia mau mea:

• ʻIkepili o nāʻauhauʻauhau o ka moku'āina o kēia wā
• Ka Waihona Kuhi Laikini o ka Moku'āina'Alepale, 1997 - 2014

PAPA:

Hōʻikeʻia kēiaʻike ma kahi hōʻano i hoʻololiʻia i hiki ai iāʻoe ke helu i ka palena kūpono o kāu kuleana o kaʻauhau. ʻAʻole pono e hilinaʻiʻia no ka'ōlelo aʻo kānāwai aʻauhau paha.

E hoʻoholo i ka waiwai o kāu Net Estate

ʻO ka waiwai o kāu waiwai waiwai he mea ia e hoʻohanaʻia ai kahi hoʻomaka no ka hoʻoholoʻana i kāu kuleanaʻauhau'āina. E aʻo pehea e hoʻolālā ai i kahiʻikepili o ka waiwai o kāu waiwai waiwai ma ka heluheluʻana:

• He aha ka waiwai o kahi waiwai i hoʻohanaʻia no nā kumukūʻai waiwai waiwai?
• Pehea e helu ai i ka waiwai o kāu waiwai nui

Mai kou waiwai nui e hiki ke unuhiʻia i kēia mau mea e hāʻawi iāʻoe i ka waiwai o kāuʻupena ukena no kaʻauhauʻauhau waiwai:

1. ʻO nā uku a me nā lilo , me nā moraki , nā lālā o ka hōʻai'ē, nā pānaʻi pilikino, ka'ai'ē kāleka kāleka , hoʻolimalima hoʻolewa a me nā pā kālā pili kālā ; a me nā uku hoʻolimalima e hoʻoponopono ai i kou waiwai a iʻole Revocable Living Trust , e like me nā loio, nā hoʻopuka helu a me nā uku hoʻolimalima, mālama a me nā ukuʻauhau, nāʻimi me nā uku hoʻokolokolo; ( Kaomi : No ka loaʻaʻana o kahi kuhi koʻikoʻi o nā lilo hoʻolimalima, e hoʻonui i kāu waiwai waiwai i 5%);

1. ʻO nā hoʻololi hāʻawi lokomaikaʻi , e pili ana i nā makana a me nā waiwai kūikawā, i hoʻokaʻawaleʻia i loko o ka Trust Charity Trust or Charitable Lead Trust ; a
2. Ke hāʻawi aku i ka wahineʻo ia kaʻAmelika ,ʻo ia ka hāʻawiʻana i nā kuleana kūpono no ke ola a me ka hoʻoiliʻana i ka hilinaʻi e kūpono ai no ka unuhiʻana o ka wahine male palenaʻole , e like me " A Trust " i hoʻokumuʻia i ka hoʻohanaʻana i ka hoʻolālāʻana a AB Trust a ABC Trust paha.

E hoʻoholo i kā kaʻauhauʻauhau o kaʻauhauʻauhau

Mai kāuʻupenaʻupena i kāpaeʻia i ka hoʻokuʻu kālā kālepa o ka moku'āina e hiki ai i kāu'āinaʻauhau. ʻO ka hoʻolimalima 'auhau āpau o ka makahiki 2010 a me ka makahiki 2011 he $ 5,000,000,ʻo ka hoʻolimalima no ka makahikiʻauhau o ka makahiki he $ 5,120,000, he $ 5,250,000 ka hoʻokuʻuʻana no ka makahiki 2013, a ua hoʻonuiʻia i $ 5,340,000 i ka makahiki 2014. E hoʻomauʻia ka hoʻopauʻiaʻana o ka hoʻokuʻuʻana no ka hoʻonui i ka makahiki 2015 a me nā makahiki i hala.

Eʻike pū hoʻi inā inā i hanaʻoe i kekahi mau meaʻauhauʻauhau i kou manawa e ola ai, e like kāu'āpana hoʻolimalima kālā kūʻai i ka likeʻole ma waena o ka hoʻokuʻu pihaʻana a me ka waiwai o nā makana i nā manawa a pau.

Nā Hōʻailona

Eia kekahi mau hiʻohiʻona e pono e kōkua iāʻoe e hoʻomaopopo i kahi e heluʻia ai ka pā kālāʻauhau'āina:

1. ʻO ka make i ka makahiki 2014,ʻaʻole hāʻawi i nā makana ola a pau, kahi waiwaiʻauhau - Ināʻoe e make i ka makahiki 2014 a me kou waiwai waiwai he $ 6,000,000 aʻo kāu mau aie i hiki keʻaeʻia, nā lilo a me nā unuhiʻana he $ 500,000, a laila, $ 5,500,000 kāuʻupena ukana. A laila hoʻokaʻawaleʻoe mai kāuʻupena ukana i ka hoʻolimalima auhau'āina e hiki ai i kāu'āinaʻauhau. Ināʻaʻoleʻoe i hana i kekahi mauʻauhauʻauhau i kou wā e ola ai, ma kēiaʻano e like kāu waiwaiʻauhau i $ 250,000:
   
   $ 5,500,000 waiwai waiwai - $ 5,340,000 hoʻolimalima auhau'āina = $ 160,000 kaʻauhauʻauhau
   
   Ua hoʻonuiʻia kāu waiwaiʻauhau i 40% no ka hōʻeaʻana i kāu palapalaʻauhauʻauhau o ke aupuni pekelala, a ma kēiaʻano ua likeʻo $ 64,000 :
   
   $ 160,000 kaʻauhauʻauhau x 40% rate = $ 64,000 kaʻauhauʻauhau

1. ʻO ka make i ka makahiki 2014,ʻaʻole hāʻawi i nā makana ola a me nā waiwai olaʻole - E hoʻohana i nā mea likeʻole ma luna nei, koe naʻe ka waiwai o kāuʻupena upena $ 4,000,000. Ma kēia hihia, no ka mea emiʻole kāuʻupenaʻupena i kaʻauhauʻauhau o ka makahiki 2013,ʻo ka waiwaiʻauhau āu he $ 0 a no laila, e lilo kāu hōʻai'ē i $ 0 :
   
   $ 4,000,000 mau waiwai waiwai - $ 5,340,000 hoʻolimalima auhau 'auhau = $ 0 ka waiwaiʻauhau
2. ʻO ka make i ka makahiki 2014, $ 1,000,000 i nā makana o ka nohoʻana - E hoʻohana i nā mea like ma luna e like me # 1, koe naʻe ka makeʻana o kāu make ma ka makahiki 2014 a ua hanaʻoe i $ 1,000,000 o nā makana kau kālā i kou wā e ola ai. ʻO keʻano, e unuhiʻia nā $ 1,000,000 ma nā haʻawinaʻauhauʻauhau o ka hoʻolimalima auhau kālā o kāu'āina, me ka $ 4,340,000 hoʻokuʻuʻia:
   
   $ 5,340,000 hoʻokuʻu - $ 1,000,000 makana manawa ola = $ 4,340,000 hoʻokuʻuʻia
   Pēlā,ʻo kaʻauhauʻauhau o kāu waiwai he $ 464,000
   $ 5,500,000 mau waiwai waiwai - $ 4,340,000 ka hoʻokuʻu 'ia = $ 1,160,000 ka waiwaiʻauhau
   
   $ 1,160,000 waiwaiʻauhau x 40% rate = $ 464,000 kaʻauhauʻauhau

Kaʻauhauʻauhau waiwai

No ka hoʻohālikelikeʻana i kahi hōʻike no kāu kuleana kālepa o ka moku'āina, e nānā i ka heluhelu ma hope nei i hāʻawiʻia e ka mea hoʻokomo kālā o Burton Asset Management, LLC: Pehea ka nui o kaʻauhauʻauhau e hiki ai iāʻoe ke hana?