Nā waiwai i komo i loko o kāu waiwai hoʻopili
ʻO nā kumukūʻai e komo i loko o kāu waiwai waiwai nui no nāʻauhauʻauhau waiwai:
- Nā Pūʻulu Waihona - Me ka nānāʻana, nā mālama kālā, nā kālepa kālā, a me nā CD. Inā i loko o kāu inoa wale nō ka helu (me ka uku pūʻana i nāʻike make ) a iʻole paha i kāu Revocable Living Trust, ua komo pū ka waiwai a pau; inā loaʻa ka helu i nā inoa like me kāu wahine me nā kuleana o ka mea ola, 50% wale nō o ka waiwai; inā loaʻa ka helu i nā inoa like me kekahi mea'ē aʻe ma waho o kāu wahine me nā kuleana o ka mea ola, 100% o ka waiwai i komoʻia keʻole hiki ke hōʻoiaʻia e nā mea'ē aʻe e hāʻawi i nā haʻawina i kaʻike; ināʻo ka helu i loko o nā inoa like me nā mea noho ma keʻano hoʻokahi, koe wale nō kāu hapaʻai i kaulikeʻia.
- Nā Pūʻulu Waiwai - Kālā pū me nā kālā hōʻai'ē a me nā kālā pilikino. Inā i loko o kāu inoa wale nō ka helu (me ka uku pūʻana i nāʻike make ) a iʻole paha i kāu Revocable Living Trust, ua komo pū ka waiwai a pau; inā loaʻa ka helu i nā inoa like me kāu wahine me nā kuleana o ka mea ola, 50% wale nō o ka waiwai; inā loaʻa ka helu i nā inoa like me kekahi mea'ē aʻe ma waho o kāu wahine me nā kuleana o ka mea ola, 100% o ka waiwai i komoʻia keʻole hiki ke hōʻoiaʻia e nā mea'ē aʻe e hāʻawi i nā haʻawina i kaʻike; inā hoʻohuiʻia ka waiwai me nā inoa like ma keʻano he mau mea noho ma keʻano hoʻokahi, aia wale nō kāu'āpana like.
- Ka Waike a me nā Bonds Hāʻawiʻia i ka Palapala Hōʻoia - Inā i loko o kāu inoa a ma kou Revocable Living Trust paha ka waiwai a me ka mea paʻa, ua hoʻokomoʻia ka waiwai a pau; ināʻo ka waiwai a me ka mea hoʻopaʻa i loko o nā inoa like me kāu wahine me nā kuleana o ka mea ola, 50% wale nō o ka waiwai; inā hoʻokomoʻia ka waiwai a me ka pilina i nā inoa likeʻole me kekahi mea'ē aʻe ma mua o kāu wahine me nā kuleana o ka mea ola, 100% o ka waiwai ke komoʻole keʻikeʻia ua kōkua nā mea'ē aʻe e kūʻai i ke kumukūʻai; inā hoʻokomoʻia ka waiwai a me ka pilina i nā inoa like ma keʻano he mau mea noho ma keʻano hoʻokahi,ʻo kāu wale nō ka mea i kaulikeʻia.
- ʻO nā Bond Savings US - Inā i loko o kou inoa wale nō ka palapala i hoʻopaʻaʻia (me ka uku pūʻana i nā mea pili i ka make) aiʻole i kāu Revocable Living Trust, ua kauʻia ka waiwai a pau; inā pili nā inoa me ka male me nā kuleana o ka mea ola, 50% wale nō o ka waiwai; inā pili nā inoa i ka inoa me kekahi mea'ē aʻe ma mua o kāu wahine me nā kuleana o ka mea ola, 100% o ka waiwai ke komoʻole keʻikeʻia ua kōkua nā mea'ē aʻe e kūʻai i ka palapala hoʻopaʻa; inā i hoʻopaʻaʻia ka palapala hoʻopaʻa i nā inoa like ma keʻano he mau mea noho ma keʻano hoʻokahi, aia wale nō kāu'āpana like.
- Nā Kiʻi Kūʻokoʻa - Me nā lako a me nā lako; lole; nā mea nani; nā mea kahiko; nā hōʻiliʻili; hana hana; nā puke; nā pū; 'ōnaehana; Nā TV a me nā mea like.
- ʻO nā kaʻa, nā moku, a me nā mokulele - Ināʻo kāu kaʻa ma kou inoa hoʻokahi a iʻole paha i kou Revocable Living Trust, ua kauʻia ka waiwai a pau; inā loaʻa nā kaʻa like me ka wahine, aia 50% wale nō o ke kālā; inā hoʻohuiʻia ka kaʻa me kekahi mea'ē aʻe ma mua o kāu wahine, 100% o ka waiwai ke komoʻole keʻikeʻia ua kōkua nā mea'ē aʻe e kūʻai i ka kaʻa.
- Hoʻomanaʻoʻia e nā Monies iāʻoe -ʻO kēia me nā moraki i mālamaʻia eʻoe, nā loans pilikino āu i hana ai, a me nā uku, nā putela, nā komisina a me nā uku'ai'ē i pili iāʻoe i ka manawa o kou makeʻana.
- NāʻImi Ola - Ināʻoe i kāu kulekele i kou ola iho, 100% o nā kālā i loaʻa; inā loaʻa iāʻoe ke kulekele i ka ola o kekahi,ʻo ka helu kālā wale nō i komo.
- Nā Hōʻike Kū'ē -ʻO kēia māhele e komo pū me Roth a me nā'Āihana IRA; Hoʻohaʻahaʻa a SEP IRA; 401 (k) s; 403 (b) s a me nā makahiki makahiki; Hoʻohuiʻia 100% o ka waiwai.
- Nā Hanana Hiki iā Kelepona -ʻO kēia māhele e komo ana nā pono pono'ī, nā pilikino, nā lālā i kālepa a me nā ukana i paʻa i nā hui i pili. Loaʻa ka waiwai o kāu hoihoi waiwai.
- Real Estate - Inā i loko o kou inoa wale nō ka waiwai a iʻole paha i kāu Revocable Living Trust , ua komo ka waiwai a pau; inā hoʻohuiʻia ka waiwai me kāu wahine me nā kuleana o ka mea ola, 50% wale nō o ka waiwai; inā hoʻohuiʻia ka waiwai me nā mea'ē aʻe ma waho o kāu wahine me nā kuleana o ke ola, 100% o ka waiwai ke komoʻole keʻikeʻia ua kōkua nā mea'ē aʻe e kūʻai i ka waiwai; inā hoʻohuiʻia ka waiwai me nā inoa like ma keʻano he mau mea noho ma keʻano hoʻokahi, aia wale nō kāu'āpana like.
- ʻO kekahi mau waihona waiwai -ʻO kekahi mau hilinaʻi āu e lilo ai i mea e pono ai, e like me ka hilinaʻiʻana e loaʻa ai iāʻoe ka "mana nui o ke kauʻana," i loko o kāu waiwai waiwai i ka waiwai nui o ka waiwai hilinaʻi. Loaʻa kēia i ka waiwai nui o ka "A Trust" i hoʻokumuʻia no kou pono ma keʻano he kāne ola e hoʻohana pono ana i ka hoʻolālā " AB Trust ".
- Nā makanaʻauhauʻauhau -ʻO kēia nā makana āu i hana ai ma mua aʻe o kaʻauhau hōʻai'ē kālepa makahiki i ka makahiki i hāʻawi aiʻoe i ka makana. ʻO ke kālā hoʻokuʻu i hoʻohanaʻia e lilo i $ 10,000 no ka makana a he $ 12,000 i kēia manawa akā e hiki i kahi $ 13,000 i ka makahiki 2009.
- ʻO kekahi ke hoʻololi i loko o nā makahiki he 3 o ka make -ʻO kēia ka waiwai o ka hoʻokele ola i loaʻa iāʻoe a hoʻoiliʻia i kahi Irrevocable Life Insurance Trust i loko o 3 mau makahiki mai kou lā i make ai.