Nā Kōkua no ka Hoʻomohalaʻana i kāu Paʻi Kūʻai Loa
ʻO ka hopena, ua huli kekahi mauʻauwai i ka hoʻolālā pūnaewele.
I kekahi kūʻaiʻana i kahi Bank of America , no ka laʻanaʻana, i waena o nā mea'ē aʻe, hāʻawiʻia nā kiʻi a pau ma ke kele pūnaewele, koe naʻe kekahi mauʻano kūʻai HAFA . He paioniaʻo Bank of America. Akā, makemake nui nā waihona e lawe i nā palapala i keʻano kahiko, ma o ka mīkini fax. He mea maikaʻi loa ke noi aku ma mua o ka hoʻounaʻana i kāu pakuhi kūʻai liʻiliʻi.
Pono nā palapala e pono ai kahi hōʻailona kūʻai pili
Ua hoʻonanee kekahi mau bakanaka i ke kaʻina no ka hoʻounaʻana i kahi pōʻai kūʻai liʻiliʻi. Hiki iāʻoe ke hoʻouna aku iāʻoe i kā lākou mau pepa pono'ī me ka logo kālepa, akā,ʻaʻole pono ia e hoʻopau iā lākou, no laila e hōʻoia. ʻO ka hope aʻe nei he papa inoa o nā palapala i koiʻia e nā āpau a pau no ka hoʻounaʻana i nā palapala liʻiliʻi:
- Ke Kinohi Palapala Hoʻohui
ʻIke ka waihona eʻike i ka wā i loaʻa ai ka waiwai ma ka māke kūʻai,ʻo ka inoa o ka haʻalulu i heluʻia,ʻo ka manawa o ka papa inoa a me ka nui o ke komisina. ʻAʻole ia he manaʻo maikaʻi e hoʻouna aku i kahi haʻawina i emi iho ma mua o ka helu inoa ināʻo ka home ka mākeke no nā lā he kakaikahi wale nō. ʻAʻole kūleʻa nā pake.
- Ke Kūʻai Kūʻai Loa Loa
ʻAʻoleʻo kēlā me kēia kāleka eʻae i kaʻaelike kūʻai i kākau inoaʻia i ka'elepona. Hiki iāʻoe ke makemake i nā inoa "hum" ma kaʻaelike. Hiki i kekahi'elike i hikiʻole ke hoʻohālua. E hōʻoia i ka nānāʻana o ka helu o ka waiwai a pau, nā wahi a pau e hoʻomaka muaʻia, a ua hāʻawiʻia kaʻaelike a kākauʻia e nā poʻe a pau, a me ka pono, e nā mea waiwai .
- Ka Pepaʻo Hardship Letter
ʻO ka leka paʻakikī paha ka mea nui loa o ka pōʻai kūʻai liʻiliʻi. Pono e haʻi i ka moʻolelo e pili ana i ka hoʻokomoʻana o nā mea kūʻai i ko lākou kūlana, ka mea a lākou i hana ai eʻimi i kahi hopena a no ke kumu i loaʻaʻole ai nāʻokoʻa ma waho o kahi kūʻai liʻiliʻi e loaʻa nei. Pono i loko o ia mea ka hōʻai'ē paʻa, a kau inoa a kauʻia.
- Palapala Hoʻolimalima
Hoʻouna aku kekahi mau leka i ka palapala hoʻoneli me ka pōʻai kūʻai liʻiliʻi a makemake kekahi e waiho i ka leka ma ka papa inoa. Ua kakau inoaʻia kēia leka e nā mea kūʻai aku a uaʻae i ka panakā e kamaʻilio pū me ka luna inoa. Me ka loaʻaʻole o ka palapala hōʻailona,ʻaʻole hiki i ke konohiki waiwai ke kūkā i kahi kūʻai liʻiliʻi .
- Nā'ōlelo hopeʻelua
ʻO nā'ōlelo kāleka a pau, no kēlā me kēia kāleka kālā e koiʻia ana no ka hoʻounaʻana. ʻO mua a ma hope. Inā loaʻa kahi waiho nui a hoʻokuke paha i kēlā mau'ōlelo, makemake pahaʻoe e komo i kekahi wehewehe likeʻole no ka mea e mahalo nuiʻia ka mea e hana ai. E pane i ka nīnau ma mua o ka nīnau.
- Last 2 Auhohoʻauhau
E hoʻolilo i kekahi hapa o kāu pōʻai kūʻai liʻiliʻi, i kāu mauʻauhauʻauhauʻauhau no nā makahiki 2 i hala, i kākauʻia a hāʻawiʻia, i kēlā me kēia papahana a me kēlā me kēiaʻaoʻao. Ināʻaʻoleʻoe i hoʻouna i kāu mauʻauhauʻauhau no nā makahiki 2 i hala iho nei, ponoʻoe e komo i kahi leka o ka wehewehe a me nā puka.
- Kekahi 2 W2
ʻO kāu mau makahikiʻelua o ka W2s e hōʻike i kāu uku e like me ka hōʻike a kāu mea hana i ka IRS. Ināʻoe e hoʻohana nei, ponoʻoe e hoʻouna aku i 1099s a me kahi helu waiwai a me nā lilo.
- ʻO nā wāwaeʻelua hope loa
No ka mea e ukuʻia aiʻoe, inā he mahina, he pule a he mahina paha, e hoʻouna i kāu mau uku uku uku uku. Inā ua loaʻa iāʻoe kahi bonus a iʻole kekahi mau uku pākēʻole'ē aʻe, e makemakeʻoe e hoʻokomo i kahi memo e ho'ākāka ana i ka piʻi nuiʻana.
- ʻO ka HUD-1 i manaʻoʻia
ʻO ka HUD-1 he'ōlelo hoʻopau i'ōleloʻia e hoʻolako muaʻia e kahiʻoihana kokoke aʻoi aku paha. Aia i loko o ka helu waiwai, nā inoa o ka mea kūʻai, nā inoa kūʻai a me ka lā hopena hope. Hoʻomaopopo au i kahi lā hoʻopau i hala ma mua o 3 mahina. ʻO kēlā me kēia uku kūʻai aku he mea laina laina ma ka HUD. Ma muli o ka hoʻoponopono houʻiaʻana o ka HUD i ka makahiki 2011, ua hoʻounaʻia kekahi mau pepa hana e hiki ai i ka'aeke ke hoʻomaopopo i ka HUD. ʻO ka HUDʻaʻole ia he palapala maʻalahi.
Nā Pākuʻi Hou no kāu Paʻi Loaʻa Loa
Inā he kumu kou e manaʻo ai e hōʻoleʻia aiʻole e hōʻoleʻia ke kumukuai kūʻai, e hiki paha iāʻoe ke noi aku i kāu mea kūʻai waiwai e hoʻokomo i kahi kānana makaikai likeʻole me CMA me kāu pōʻai kūʻai liʻiliʻi. Pono ka CMA e hōʻoiaʻiʻo i ke kumukū kūʻai.
Inā makemake ka home e hoʻoponopono, e hoʻokomo i ka palena o 3 mau hanana hoʻoponopono. ʻIke,ʻoiaʻiʻo, e koho ke kāleka i ka palena kūpono haʻahaʻa.