Pehea e hoʻohana ai i kahi waiwai me nā REIT Funds
He aha nā hoʻoili waiwai waiwai waiwai (REITs)?
ʻO kahi waihona waiwai mālama waiwai (REIT) he mea hoʻohuihui kahi i hōʻiliʻiliʻia o nā mea waiwai e hoʻolimalima i kā lākou kālā no ke kūʻaiʻana i nā waiwai o ka loaʻa kālā, e like me nā hale hana a me nā hale hōkele.
ʻO ka REIT e loaʻa i 100 mau mea kuleana a loaʻa iā RVI ke kuleana e uku i 90% o ko lākou loaʻa i nā mea kuleana.
ʻOiaiʻo ka REITs e like me ke kālā kaulike,ʻaʻole like lākou me ke kālā kālā. ʻO ka hapa nui o nāʻoihana waiwai e hoʻokomo i ka REITs akāʻaʻole lākou he REITs.
Ke Kūlana Waiwai Real a me ke Komoʻana ma nā REIT Funds
ʻO ka waiwai i kekahi manawa, he lālā lawelawe o ka'enewai kālā ,ʻo ia hoʻi nā'ake, nā kāleka kāleka kāleka, nāʻaha'akike a me nāʻoihana hoʻolimalima.
He nui nā kālā kōkua a me nā kālā i kālepaʻia (ETF) i hoʻolako i ka waiwai a me ka REIT, akāʻo ke ala maikaʻi loa no ka nui o nā mea kālā e loaʻa i ka loiloi piha i ka REITs a me ka'eneke waiwai me nā kumukūpū helu a me nā ETF. Nui nā koho e like me kahi o ka hapa REIT kiko'ī maikaʻi loaʻo Vanguard REIT Index (VGSNX) aʻo kahi o nā ETF maikaʻi loa he iShares Cohen & Steers REIT (ICF) .
E like paha me kou noʻonoʻo, he nani nā kālā REIT no kā lākou uku uku keu (ʻo nā mea kiʻekiʻe) akā he mau mea pono likeʻole hoʻi no nā mea mālama waiwaiʻole i nā manawa likeʻole me nā kumukūʻai heluʻoihana kūʻaiʻoiʻoi.
No laila, e hiki ke hoʻohana i nā kālā REIT i mea hana akamai akamai i loko o kahi kōkole o ke kālā kālā.
He mau mea kōkua hou a me ka hōʻeuʻeu i ka mālamaʻana i nā Pūnaewele Kālā
Mai hoʻomanaʻo wale nō i ka hoʻokaʻawaleʻana i kāu waiwai nui i nā kālā REIT a iʻole kekahi mau waihonaʻoihana likeʻole e like me lākou. ʻO nāʻenehana'ē aʻe e pili ana i nā ponohana, kaʻenehana, nā mea keʻaiʻana, nā mea kūʻai waiwai, nā kumuwaiwai kūlohelohe, ka halihaliʻana, ka mālama kino, a me ka pale.
ʻO kahi hoʻolimalima maikaʻiʻana no nā kālā o ka pūʻulu he 5% akāʻaʻole iʻoi aku ma mua o 10%. Eia kekahi laʻana, inā kohoʻoe e paʻa iʻekolu kālā kūʻai ma kāu kōpili, hiki iāʻoe ke hoʻolilo i 5% i kēlā me kēia o lākou no ka hoʻokaʻawaleʻana he 15%. ʻO ke koena o kāu kōpili waihona paha, he pūnaewele hōʻali S & P 500, he kālā kālā kālā'ē, kahi kīnā kālā liʻiliʻi, a me kahi waihona kālā.
He mea naʻauao ka poʻe koho kālā no ka holoʻana i ka hana a hōʻole i ka kūʻaiʻana i nā kālā ma hope o ka ikaika o ka hana.
ʻAʻole ka Balance e hāʻawi i kaʻauhau, ke kālā, a me nā lawelawe kālā a me nā'ōlelo aʻo. Ke hōʻikeʻia nei kaʻike me ka noʻonoʻoʻole i nā kumu hoʻolālā, ka palekana palekana a kūlike paha i ke kūlana waiwai o kekahi mea kālā kālā aʻaʻole paha e kūpono i nā mea hoʻokele kālā. ʻAʻole i hōʻike muaʻia nā hana i hala aku nei. ʻO ka mālama kālā kahi hihia e pili ana i ka pohō o ke poʻo.