Hiki ke loaʻa nā palapala hōʻai'ē ma ka kālepa o ka honua, akā hiki ke hoʻohanaʻia no nā hana o ka home. ʻO nā kiko'ī o kēlā me kēia maʻamauʻaʻole iʻoi aku ka waiwai e like me ka manaʻo o kaʻaʻa e hoʻolaha i ka "mea uku" i ka manawa e loaʻa ai kekahi mea.
E hiki paha i kekahi mea :ʻO nā moku kūʻai e hoʻokuʻu aku i kahi waiwai,ʻaʻole hiki i ka mea kūʻai ke uku i ka manawa,ʻaʻole i hoʻokō ka mea hoʻolaha i kekahi papahana, aiʻole kekahi, ma ka hana,ʻaʻole e hana i kekahi hana a lākou iʻae ai.
Ke hanaʻoe me kekahi mea'ē ma kahi'āina'ē (a iʻole me kahi mea hōʻailona hou a mea kūʻai aku paha ma kou home home), ponoʻoe e hilinaʻi iā lākou ma kekahi kekelē. ʻAʻole pahaʻoe i hālāwai me ke kanaka āu e kamaʻilio nei, aʻaʻole pahaʻoe iʻike nui i kā lākou hui.
Inā kūʻaiʻoe i kekahi mea i kēlā hui, e uku anei lākou no ia mea? Inā kūʻaiʻoe i kekahi mea a hoʻounaʻoe i ke kālā, e hoʻopakele anei lākou i nā waiwai? Keʻole kekahiʻano o ka hōʻoiaʻiʻo, hana hewa ka hana. Hiki i nā leka hikiʻole ke hōʻole i ka hopena no ka mea kūʻai a me ka mea kūʻai.
ʻO ke Kuleana o kahi Palapala Kālā Kū'ē
No ka hoʻomaopopoʻana i nā leka hikiʻole ke hoʻomaopopoʻia, he mea nui e hoʻomaopopo i nā meaʻelua: He mau palapala hoʻolimalima , a hikiʻole ke loli,ʻaʻole hiki ke hoʻololi a hōʻoleʻia paha keʻole eʻaeʻia e nā mea a pau. nā mea kūponoʻole, a nānā i kekahi hiʻohiʻona o kahi leka hōʻai'ē ma ka hana.
Nā palapala kākau
Inā uaʻikeʻoe i kahi leka hōʻai'ē, e lele i mua. Ināʻaʻole, e kūkākūkā mākou i ka manaʻo maanei, a hiki iāʻoe ke heluhelu i kahi nānā no kaʻike hou aku. ʻO nā palapala hoʻolimalima he mau'aelika i waena o ka mea kūʻai (pinepine ka mea lawe mai) a me ke kāleka kūʻai. Kūpono kaʻae e uku i ka mea kūʻai aku (ka mea e hoʻouka aku) i ka manawa e hālāwai ai kekahi mau kiko.
No ka hoʻokōʻana i ia mau kūlana, pono ka mea kūʻai aku e hoʻopuka i nā waiwai o ka mea kūʻai mai i ka manawa a e hālāwai me nā koi'ē aʻe i heluʻia ma ka leka. Hāʻawi kēia'ati i ka palekana i nāʻaoʻaoʻelua - ka mea kūʻai aku a me ka mea kūʻai aku: Uaʻike ka mea kūʻai akuʻaʻoleʻo ia e uku a hiki i ka laweʻiaʻana o nā waiwai a iʻole nā lawelawe, aʻike ka mea kūʻai aku e ukuʻiaʻo ia i ka wā e hana aiʻo ia i nā mea a pau i ka leka. Eia naʻe,ʻaʻole e hoʻopau loa nā palapala hoʻolimalima i nā pilikia. ʻO ka poʻe kūʻai a me nā mea kūʻai aku e lawe mau ana i nā mea pōʻino - me kahi palapala hoʻolimalimaʻole.
No nā mea kūʻai aku, he mea maikaʻi loa nā leka kālepa no ka mea e hōʻoiaʻiʻo ka mea kūʻai aku i ka ikaika o ke kāleka -ʻaʻole ka ikaika o ka mea kūʻai mai. Ke kūʻai akuʻoe i kekahi mea, pehea lāʻoe iʻike ai e ukuʻiaʻoe - keʻoleʻoe i hana mua i ka hana ma mua (a pehea ka nui o nā mea kūʻai aku eʻae e uku iāʻoe ma mua)? ʻOiai inā e hilinaʻiʻoe e kūʻai ana kāu mea kūʻai e uku, hiki i nā meaʻino ke hana aʻo ka mea kūʻai aku e loaʻaʻole i ke kālā i ka lima i ka manawa e ukuʻia aiʻoe.
Me ka leka uila o ka hōʻai'ē,ʻaʻoleʻoe e hopohopo i ka mea e kūʻai ana i ke kālā. I ka manawa i hoʻopukaʻia ai ka leka, ua hoʻohikiʻoe mai ka'ake i hoʻopukaʻia.
E uku ana ka panakā iāʻoe i ka manawa e hōʻoia aiʻoe ua hōʻoiaʻoe i nā kūlana i kākauʻia ma kaʻaelike, no laila ponoʻoe e noʻonoʻo i kahi paʻa a kūlana kaulana o ka pēke (ma ka kū'ē i ka loiloiʻana i kēlā me kēia mea kūʻai mea kūʻai ma kēlā me kēia'āina) . No kaʻike hou, e nānā i nā Letters of Credit vs. Open Account.
Eia naʻe, ponoʻoe e hālāwai i nā koi o ka leka (me 100% compliance) i mea e uku ai. Inā hiki i kekahi mea, hiki i kaʻauʻa ke hōʻole i ka uku. ʻO nā mea a pau mai nā pilikia nui (hoʻouna i ka hoʻouna i ke kakahiaka a iʻole ka hopena) i nā pilikia liʻiliʻi (nā hewa kiko'ī o kaʻaelike, aiʻole i ka hoʻololiʻana i ka hua'ōlelo "Nānā" no "Unit" ma kāu pane). ʻO ka panakō ma keʻano o ka hōʻoiaʻana i nā palapala, aʻaʻole lākou e manaʻo i kekahi mea'ē aʻe.
No nā mea kūʻai, hiki i nā leka kālepa ke kōkua e hōʻoia i ka hanaʻana o kekahi mea .
ʻAʻole iʻae wale aku ka mea kūʻai aku i kāu uku a lele i ka coop -ʻo ia kāna i hoʻoili i kekahi mea. Eia naʻe, he leka hōʻailona o ka hōʻai'ē e pili ana i nā palapala aʻaʻole e pili i ka maikaʻi o nā mea i hoʻounaʻia. E uku ana kāu kāleka i ka manawa e hāʻawi mai ana kāu mea kūʻai i nā palapala e hōʻike ana i kahi hana i hanaʻia. ʻAʻoleʻoe eʻike i keʻano o ka laweʻana a hiki i ka hikiʻana (a pau ke kālā). No ka mālamaʻana i ka pilikia, hiki iāʻoe ke koi i kahi palapala hōʻoia o kekahi o nā palapala i makemakeʻia.
He Hoike
ʻO ka māmā o ka maʻalahi e hoʻomaopopo i kahi leka hōʻai'ēʻo ka nānāʻana i kahi hiʻohiʻona. Hiki iāʻoe keʻike i kahi hiʻohiʻona hiʻohiʻona o ke kaʻina hana a heluhelu paha i nā hiʻohiʻona ma lalo nei. He mea laulā kēia e hōʻike ai i ka manaʻo, aʻo nā mea āu e hana ai, e nānā maoli paha. Hiki ke piʻi hou aku nā hanana (a me nā mea kūkākūkā).
- ʻO Sally, i ka Country X, makemakeʻo ia e kūʻai i nā widget mai George, ma ka'āina Z
- ʻAʻole makemakeʻo Sally e uku i mua, aʻaʻoleʻo George makemake e kūkulu i nā widget a hiki i ka wā e maopopo ai iā ia e ukuʻiaʻo ia.
- Uaʻaeʻo Sally a me George i ke kumukūʻai, ka nui, ka lā kūʻai, a me nā hua'ōlelo'ē aʻe
- Ua noiʻo Sally iā ia i ka pēlā no kahi leka kālepa a hāʻawi i nā kiko'ī e pili ana i kānaʻaelike me George i ke kāleka
- Ke kāleka neiʻo Sally i ka leka i kahi pēlā i ka'āina Z (e kāhea mākou i kēlā kapa kālekaʻo George)
- Ua hāʻawiʻo George i ka palapala hoʻolālā iā George, nāna e hōʻuluʻulu i nā mea eʻike ai e hiki iā ia ke hoʻokō i nā koi
- Hāʻawiʻo George i nā'ōkuhi a me nā moku iā Sally
- Hāʻawiʻo George i nā palapala i kona kāleka e hōʻoia i kona hanaʻana i ka moku
- Kūkākūkāʻo George i nā palapala e hōʻoiaʻiʻo ai e hoʻokō lākou i nā koi i loko o ka leka hoʻolimalima, a hoʻouna i nā palapala i kahi kālepaʻo Sally (i kēia manawa, e ukuʻia pahaʻo George, aiʻole paha e kali paha)
- Nānāʻo Sally i nā palapala e hōʻoiaʻiʻo ai e hoʻokō lākou i nā koi, a inā e hana lākou, hoʻouna ke kālepa o Sally i ke kālā i kā Bank George
- Hāʻawiʻo Sally i ka palapala iā Sally, me nā palapala e pono ai ia e koi i ka hoʻounaʻana i ka hōʻeaʻana i ka Country X
- ʻO George ke kālā kāpenaʻo George
Āhea e uku aiʻo Sally i kona kāleka? Ke kū nei. Hiki iā ia ke hāʻawi i ke kālā i mua (akā,ʻaʻoleʻo ia e hoʻouna ana i ke kālā iā George -ʻo ia wale nō e waiho i ke kāpena e paʻa ai a hiki i ka hōʻeaʻana o nā palapala). A iʻole inā ua lawaʻo ia i ka hōʻai'ē a me ka hōʻai'ē , e kali paha kāna kāleka a noi i ke kālā ma hope o ka hoʻiʻana o ka palapala hoʻolimalima me nā palapala i makemakeʻia. I ka hopena, hāʻawi akuʻo Sally i kahi hōʻai'ē iā Sally e lilo i hapa o ka leka hōʻai'ē, a nāna e uku i ka hōʻai'ē i ka manawa.
ʻO ka palapala kākauʻaiʻole
Nā palapala hoʻolimalima, ma keʻano maʻamau, e like me ka mea i ho'ākākaʻia ma luna nei. Akā, pehea e pili ana i nā leka hikiʻole ke paneʻia ?
ʻO kahi palapala leʻaleʻa o ka hōʻai'ē, he palapala hoʻolimalima wale nō ia i hikiʻole ke hoʻololi a hōʻoleʻia paha me kaʻole o kaʻaeʻana o nā mea a pau:ʻo ka mea kūʻai aku, ka mea kūʻai, a me nāʻauwai e pili ana.
He mea paʻakikī loa ka loaʻaʻana o kahi leka hōʻai'ē i hikiʻole ke haʻiʻia. Eia naʻe, pono mau ke hōʻoia inā he pepa a hikiʻole ke hōʻoleʻia aʻaʻole paha. ʻIke, he paʻakikī ke hoʻolālā inā hiki ke loli nā mea i kēlā me kēia manawa.
Makemake ka poʻe kūʻai i ka palapala hōʻai'ē no ka mea hiki iā lākou ke puhi inā loaʻa lākou i ka moku a me ka ukana waiwai me kaʻole o ka hōʻai'ē. Akā, makemake paha nā mea kūʻai i nā mea i hoʻonohonohoʻia i loko o ka pōhaku:ʻaʻole lākou makemake i nā mea kūʻai aku e hoʻoili i nā waiwai i ka hopena a hoʻololi paha i nā mea kiko'ī me ka'ōpiliʻoleʻana i nā mea. I ka hope loa, hiki i ka mea kūʻai aku ka hopena nui loa, a ponoʻoe e kūʻai aku i kekahi mea me kahi leka hoʻolimalima.
Pehea e loaʻa ai i kahi palapala hōʻai'ēʻo Irrevocable
Inā makemakeʻoe e loaʻa kahi leka kālā, e kamaʻilio pū me kāu kāleka. Loaʻa paha iāʻoe kekahi ma kaʻoihana pili honua (a like paha). Mai ho'āʻo i ka hanaʻana i kahi leka kālepa iāʻoe iho, aʻaʻole e "hoʻololi" i kahi leka hōʻai'ē i hoʻohanaʻia e kekahi mea'ē aʻe. He aha ka mea nui? Inā hala kekahi kikowaena, hiki iāʻoe ke hakakā i kahi hakakā pili kānāwai (hiki paha i nā'āina'ē, kahi e like ai nā kānāwai mai ka mea āu i hoʻohana ai), aʻaʻole paha e ukuʻia no nā mea āu i hoʻouna ai. Hiki iāʻoe ke mālama i kekahi mau kī ma ka hanaʻana iāʻoe iho, akā, he mea koʻikoʻi nā pilikia.
No nā mea kūʻai aku, he mea maikaʻi e nānā i nā mea likeʻole i nā leka kālepa, e like me ke inikua kālepa kūʻai, hiki ke emiʻole ka uku, a me nāʻano leka likeʻole .