ʻO ke kelepona, nā kālā kālā, nā kākihana pāʻoihana, nā mea lawelawe waiwai, nā pono a me ka ola kino
ʻO kēiaʻaoʻao mua kahi pūnaewele me nāʻoihana palekana o Technology, Financials, Cyclicals 'Consumer, Consumer Staples, Utilities and Health Care.
Pūnaewele Kānaehana Laina
ʻO kaʻenehanaʻenehana heʻokoʻa o nā lāʻau i loko o nāʻoihanaʻoihana kālaihana, e like me nā mea hana hana i nā lako kamepiula, nā polokalamu kamepiula a me nāʻenehana lakohana a me nāʻoihana lawelaweʻoihana kelepona, e like me nā mea e hoʻolako ana i kaʻikeʻikeʻikeʻikepili. ʻO kekahi mau hiʻohiʻona o nā pūnaehanaʻenehana,ʻo ia hoʻiʻo Apple, Microsoft, Google, a me Netscape Communications.
Hoʻohui pūʻia kaʻenehanaʻenehana me ka uluʻana i nā mea kūʻai kālā a iʻole me ka hoʻoulu waiwai hoʻokomo waiwai .
Loaʻa ka paʻakikī a me ka hoʻopunipuniʻana i kaʻikeʻana i nā kālā o kaʻenehanaʻenehana maikaʻi a me nā ETF. Eia kekahi laʻana, he kuhi hewaʻole ia no ka noʻonoʻoʻana i nā Powershares QQQ ETF ma keʻano he maʻemaʻe kālā kālā no ka mea e hākilo ana ia i ka NASDAQ 100 Index.
Hiki ke noʻonoʻoʻia he papahana hoʻomohala ulu maʻemaʻe akāʻo nā pae QQQ i loko o kaʻenehana wale nō kahi e kokoke ana i 50% o ke kōpili.
Eia kekahi, he nui nā pūnaehanaʻenehana hoʻokolohua e nānā i kahi mahele o kaʻenehana, e like me nā kamepiula, kaʻenehana, nā papahana alakaʻi, a me nā mea kani. Eia naʻe,ʻoi aku ka maikaʻi no ka nui o nā mea kālā e hoʻohana i kahi pūnaehanaʻenehanaʻenehana likeʻole.
No nā kālā e paʻa ana i 90% mau kumukūʻai'enehi (e like me kēia palapala),ʻo kekahi o ke kālā kūʻokoʻaʻoihana maikaʻi loaʻo Fidelity Select Technology (FSPTX) aʻo kekahi o nāʻenehana maikaʻi loaʻo ETS o iShares Technology Technology ETF (IYW).
ʻO ka 'oihana lawelawe kālā (akā "kālā kālā"), aia ma nā'akena, nā kāleka kāleka kāleka, nā lālā kūʻai a me nāʻoihana hoʻolimalima. ʻO nā lālā likeʻoleʻo Bank of America, Wells Fargo, Goldman Sachs, a me MetLife. ʻO ke kumuhana,ʻoi aku ka maikaʻi o nā kālā kālā i ka makahiki haʻahaʻa haʻahaʻa i ka loaʻaʻana o nā noi kālā, e like me nā moraki, nā hōʻai'ē a me nā hoʻokele kālā.
Aia aku ma mua o 100 waihona kālā a me nā ETF i hoʻolako i ka waiwai kālā akā hoʻokahi wale nō o nā kumukūʻai o ka'eneke kālā hōʻailonaʻo Vanguard Financials Index (VFAIX) aʻo kekahi o nā ETF maikaʻi loa he iShares US Financial Services (IYF).
ʻO nā kālā kākihana Cyclicals
ʻO ka mea kūʻai i nā waiwai a iʻole nā lawelawe lawelawe i nā mea i kūponoʻole. Hoʻokomo pūʻia nō hoʻi nā waiwai a me nā lawelawe kūpono a me nā lawelawe,ʻo kā lākou hōʻai'ē e hilinaʻi ana i nā holo moana waiwai, no laila ka inoa o ka mea kūʻai inoa.
Eia kekahi laʻana, i ka wā o ka hoʻonuiʻiaʻana o ka hoʻolālā waiwai e kūʻai aku ana i nā waiwai a me nā lawelawe loloa, hoʻonui houʻia e like me nā wā lōʻihi a mauʻole paha, e like me nā kaʻa a me nā lakohana (lerables) a me nā hoʻolālā a me nā hokele ka hoʻolālā waiwai, kahi wale nō nā mea waiwai o nā mea kūʻai maʻa mua.
Hoʻokomo i nā mea kūʻai ma nā mea hoʻolimalima (ʻaʻole kūpono) i ka wā e maikaʻi ai nā manawa a emiʻole ma luna o kēia mau mea inā pilikia nā manawa.
E like me ka hapa nui o nā kālā e loaʻa ana i nā'Ake Cyclicals ka nui o nā lālā. Eia kekahi lā, hiki i ka mea kūʻai kālā ke kūʻai i nā hea o kahi kālā kikowaena ukana o nā'ōnaehana holokino e kau ana ma kahiʻoihana kaʻahana wale nō. Eia nō naʻe ka naʻauao o ka poʻe iʻoi aku ka waiwai no ka loaʻaʻana o kaʻike ākea i nā lālā ma o ka kohoʻana i ka pilina o nā waihona index and ETF .
ʻO kekahi o ka waihona helu helu waiwai nuiʻo Consumer Cyclicalʻo Vanguard Consolidation Discretionary Index (VCDAX) aʻo kekahi o nā kākoʻo Cyclical Consumer maikaʻi loaʻo SPDR S & P Retail (SRT).
ʻO nā mea helu maʻalahi nā huahana, e like me ka meaʻai, ka paka, a me nā mea inu, e hoʻomaopopo ka mea kūʻai i ka mea nui no ka ola o kēlā me kēia lā. No laila, ua'ōleloʻia he mau "mea pale" a me nā "non-cyclical" no ka meaʻaʻole makemake nā mea kūʻai i ka kūʻai a me kaʻaiʻana i nā huahana ma muli o ka hoʻokele waiwai.
Hoʻohālike o nā poʻe hōʻailona o nā meaʻai i komo pū me General Mills, Inc (ʻai), Philip-Morris, Inc (paka) a me Coca Cola Co (inu).
Laweʻia nā maʻapili maʻapili i nā pale pale no ka mea ua mālama lākou i ka hoʻomau houʻana i ka paʻa o nā kumukūʻai ma kahiʻoi aku o nā waiwai'ē aʻe, e like me nā lāʻau ulu. Eia kekahi laʻana, i ka wā o ka wā hoʻolālā, pono i nā mea kūʻai ka mea e pono ai, e like me ka palaoa a me ka waiū, a hiki paha ke hoʻonui i ka hōʻiliʻiliʻana i nā hua "hewa", e like me ka cigareti a me ka waiʻona. Ma kaʻikeʻana i kēia, e kūʻai aku nā mea kūʻai kālā i nā pale pale i ka wā e manaʻo lākou e hiki ke loaʻa i ka wā pōkole.
ʻO ke ala maikaʻi e hoʻolaha nui aku ai i ka mahele Consumer Staples me nāʻano likeʻole a me nā haʻawina haʻawina o ka waihona helu hōʻailona a iʻole ka ETF. ʻO kahi o nā kumukūʻai hōʻailona hōkū hōʻailona nuiʻo Vanguard Consumer Staples Index (VCSAX) a ma waena o nā mea maikaʻi loaʻo ETFs he mea kūʻai aku i kahi SPDR (XLP).
PūnaeweleʻOihana Pūnaewele
ʻO ka hoʻohana waiwai kahi'ōlelo hoʻolālā e pili ana i ka hiki ke hōʻemi i nā pono aiʻole makemake paha; hōʻike i ka pono o kahi maikaʻi a lawelawe paha. No kēia kumu,ʻo nā hui i hana i ka maikaʻi a iʻole i ka lawelawe e hāʻawi ana i ka pono i ka poʻe kūʻai, hoʻohālikeʻia lākou ma lalo o nāʻoihanaʻoihana o nā Ponohana.
Uaʻike muaʻoe i nā pono hana i kou lā i kēlā me kēia ola a makemake paha e hoʻohui i ka hua'ōlelo me kāu "pili pili pono," e uku ai no nā lawelawe o kēlā me kēia lā, e like me ke kelepona, ke kinoea, ka wai a me ka elela.
Ma ka piliʻana i ka hoʻolakoʻana, a me ka Starstarstar , "e ho'āʻo nā pūnaewele waihona kālā e hoʻonui i ka mahalo nui ma o ka hoʻokomo ponoʻana i nā palekana kaulike o nā US a iʻole nā pono o ka lehulehu e like me nā elekene, ke kinoea, a me ke kelepona." Ma nā'ōlelo maʻalahi,ʻoihana kālā ka waihona kālā i hoʻokomo i nā kumukūʻai o nā hui i loko o nāʻoihana waiwai.
Hoʻohui pūʻia nā waihona waiwai i nā pale pale no ka mea ua mālama lākou i ka hoʻomau houʻana i ka paʻa o nā kumukūʻai ma uka ma mua o kekahi mau lāʻau'ē aʻe, e like me nā ulu ulu . Eia kekahi laʻana, i ka wā o ka wā hoʻolālā, pono ka poʻe kelepona i nā lawelawe, e like me ke kino, kelepona a me ka elela. Ma kaʻikeʻana i kēia, e kūʻai aku nā mea kūʻai kālā i nā pale pale i ka wā e manaʻo lākou e hiki ke loaʻa i ka wā pōkole.
E like me nāʻoihanaʻenehanaʻoihana, aia nā lālā ma lalo o ka māheleʻano nui o nā pono. Eia kekahi laʻana, inā makemake kahi mea kālā e hoʻolālā i kaʻike i nā poʻe kelepona, e like me Verizon a me Comcast, hiki iā lākou ke noʻonoʻo i kahi kālā e like me Fidelity Telecom a me nā Ponohana (FIUIX). Akā, ua hoʻonohonoho ponoʻia nā kālā o nāʻoihana a hiki i nā'āpana kūʻokoʻa ke kūiki aʻoi aku ka maikaʻi. No laila, he mea naʻauao ka nui o nā mea kālā e hoʻonui i ka hoʻokele a me nā haʻahaʻa o ka waihona helu helu a iʻole ka ETF, e like me nā Ponohana Select Sector SPDR (XLU).
Uaʻike pūʻia nā huahana waiwai no ka ukuʻana i nā māhele. No laila, ināʻoe eʻimi ana e hoʻohui i kahi kālā kālā palekana i kāu kōpili no ka loaʻa kālā, hiki iāʻoe ke noʻonoʻo e hoʻonui i kahi pūnaewele lawelawe.
ʻO ke olakino, iʻikeʻia heʻano olakino aʻoihana olakino, he lālā hoʻolālā mālama kālā e nānā ana i kaʻoihana mālama ola. He pālahalaha nui ke kikowaena. ʻO kekahi kanaka'ē aʻeʻole kahi hoʻolimalima kālā e hiki ke noʻonoʻo i kekahi wahi kiko'ī o kaʻoihana olakino, e like me ka hoʻokipa hale hōkele, nā lawelawe hale hoʻolālā, nāʻinikua waiwai, nā mea hana lāʻau lapaʻau, nā mea kanu lāʻau, a me nā mea lapaʻau. ʻO nā mea'ē aʻe,ʻo ia hoʻiʻo Pfizer, United-Healthcare, Cigna Corp, Abbott Laboratories, aʻo HCA Holdings, Inc.
ʻO ke ala maikaʻi e loaʻa ai kaʻike nui i kaʻoihana olakino ma o ka hoʻohanaʻana i ke kālā o kēlā me kēia olakino, e like me Vanguard Health Care (VGHCX) aʻo T. Rowe Price Health Sciences (PRHSX).
Hiki i nā poʻe kālā kālā ke hoʻohana i ke kālā o ka lālā olakino e pono ai ke hoʻololi i kahi kōkole nui o ke kālā. Hoʻonuiʻia nāʻona ola kino i "mau palekana" no ko lākou liʻiliʻi liʻiliʻi i nā kumukūʻai papa helu hoʻolaha, e like me ka S & P 500 Index Funds , a he nui nā mea waiwai e hoʻohana nei i mau kuleana ma loko o kahi waihona kōwili. I ka nui o nāʻoihana e hana nei i ka hanaʻinoʻole no ke kūlana o kaʻoihana maikaʻiʻole, hiki ke hana pono i kaʻoihana olakino no ka mea e pono mau nā kānaka eʻike i ke kauka a kūʻai aku i kā lākou mau lāʻau lapaʻau, me ka nānāʻole i nā kūlana waiwai.
Ua mālamaʻia ka mālama ola i waenakonu o ka hihia politika a māhele i nā manawa he nui ma ka moʻolelo i hala iho nei no ka mea, he mau meaʻono a pilikino nā mea koho. Hiki i ka kaʻina aupuni ka hoʻoponopono i kekahi mau lālā o ka mālama ola. Eia kekahi,ʻo nā palapala hōʻailona lāʻau hōʻailona no nā lāʻau lapaʻau i hoʻohana nuiʻia e hiki ke hoʻopōʻino i ka mea lapaʻau lāʻau, a ma keʻano likeʻole, hiki i ka loiloi FDA o kahi lāʻau hōʻailona hiki ke loaʻa ka hopena maikaʻi. ʻO kahi hōʻailona hou o ka pili pili politika ma nā mea ola kino,ʻo ia ka Hoʻohanohano Care Care, iʻike nuiʻiaʻo Obamacare, i hoʻoholoʻia e ka'aha'ōlelo i ka manawa o ka hoʻomaluʻana o Obama. ʻO kekahi mau lāʻau i hele i mua, e like me nā hui hale hōʻailona aʻo nā mea'ē aʻe i hōʻole, e like me nā hoʻolaha inikua. Eia naʻe, he mea liʻiliʻi ka hopena o ka hopena ma waho o ka pōʻai laulā. Hōʻike kēia i ke akamai o ka hoʻokaʻawaleʻana i ka waihona kālā, nā puʻu kumamau kōkua a me nā ETF e hoʻolaha i kaʻike nui i kaʻoihana olakino.
Ke nānā nei i nā māhele aiʻole nā'āina ETF s.
ʻO kēiaʻaoʻaoʻelua o ka heluʻana o nā lālā e pili ana i nāʻano like a me nāʻoihana o nā mea waiwai nui, gula, nā waiwai, nā kumuwaiwai kūlohelohe, a me ka ikaika. No ke ana pono, kēia pūnaewele kekahi pūnaewele halihali a me ke kālā pili waiwai.
ʻO ka hapa nui o ke kālā ma ka hoʻolaunaʻana i nā'āpana kūʻai o nā mea kūʻai nui. Eia nō naʻe, loaʻa i kekahi poʻe he mau dālā gula, kālā, keleawe a platinum paha, ma ke ano he mau momona kālā.
ʻO nāʻoihanaʻoihana nui-nui ka mea i hoʻonohonohoʻia maʻAmelika Hema,ʻAtalia, a me'Akelika Hema.
Ua makemake aku kekahi poʻe kālā e kūʻai i nā mea waiwai nui, e like me ke gula, ke kālā, ka platinum a me ke keleawe, i loko o keʻano o nā monetona bullion. Ua makemake kekahi poʻe e kūʻai i nā kuleana o ke kolepa'okena kālā a iʻole kālā kālā, ETF a me ETN.
ʻO nā huahana waiwai nui-kūpono ke kauʻia ma nā mea waiwai nui e like me ke gula, ke kālā, ke keleawe, ka platinum, a me ka palladium. Hiki ke hoʻoholo ponoʻia ke kālā i nā waiwai waiwai a iʻole nā mea hoʻohui waiwai i hoʻohuiʻia. ʻO ka hapanui,ʻo nā mea waiwai e loaʻa i ka waiwai nui i nā mea waiwai nui, ma o ka lālā o nā mea kūʻai-ʻo nā metala maikaʻiʻo Exchange-Traded Funds (ETFs).
Hiki i nā mea kālā ke kūʻai iā mākou i nā Exchange-Traded Notes (ETNs). He mea nui e hoʻomaopopo i nā mea aie a ETN, e like me nā paʻa, iʻole e hoʻokomo i kekahi waiwai. ʻOiai e pili pū ana me ka hanaʻana o kahi kūleʻa kūʻai,ʻaʻole nā aNeta e uku aiʻole kālā kālā; ua hoʻohui lākou i nāʻano o nā'ahamele a me nā Exchange Traded Funds (ETF).
ʻO kaʻoihana maʻamau o ke kūʻaiʻana i ke gula, aia ma loko o nāʻele gula gula a ma o kekahi hui kālā Exchange Exchange (ETF) e like me ka SPDR Gold Shares (GLD). Mālama kālā ka Mutual i ka waiwaiʻole i ka waiwai gula. Hoʻohui pinepineʻiaʻo ia he "Precious Metals,"ʻo ia ka waihona kālā gula e paʻa mau i nā lāʻau o nāʻoihana minia.
ʻO kekahi o nā dālā gula maikaʻi loa, ma keʻano o ka hana lōʻihi, ka hoʻonohonoho lōʻihi a me ka palena haʻahaʻa haʻahaʻa me Tocqueville Gold (TGLDX) a me Gabelli Gold Load-Waived (GLDAX.LW).
Inā makemakeʻoe i kahi kūpono loa i ka kālā, e hoʻohanaʻoe i kahi kālā kālā kālepa kālā (ETF), e like me iShares Silver Trust (SLV). Hiki i nā mea hoʻolale kālā ke hoʻohana i kahi Exchange Traded Note (ETN), e like me UBS E-TRACS CMCI TR Silver ETN (USV), ma keʻano'ē aʻe. Eia nō naʻe, he mea nui e hoʻomaopopo i nā mea aie a ETN, e like me nā paʻa, iʻole e hoʻokomo i kekahi waiwai. ʻOiai e pili pū ana me ka hanaʻana o kahi kūleʻa kūʻai,ʻaʻole nā aNeta e uku aiʻole kālā kālā; ua hoʻohui lākou i nāʻano o nā'ahamele a me nā Exchange Traded Funds (ETF) .
Inā makemakeʻoe i ka hoʻopili kūpono i ke keleawe, e hoʻohanaʻoe i kahiʻano Exchange Exchange Trainer (ETN), e like me iPath DJ-UBS KupaianahaʻAha Pūnaewele KinohiʻElua (JJC).
Inā makemakeʻoe i kahi kūpono i ka platinum, e hoʻohanaʻoe i kahiʻano Exchange Exchange Trainer (ETN), e like me UBS E-TRACS Long Platinum Total Return ETN (PTM).
Ka mālama kālā a me kaʻike:ʻO nā kālā kūikawā nui nāʻano kūikawāʻaʻole i hoʻolakoʻia a pono e hoʻohanaʻia i nā mea liʻiliʻi. Eia kekahi laʻana, hiki iāʻoe ke ho'āʻo i ka palena palenaʻana i kahi pakeneka o 5% (akā,ʻaʻole iʻoi aku ma mua o 10%) o kāu pūnaewele waiwai nui.
ʻO ka hapa nui o ke kālāʻaʻole e paʻa i ka platinum ma keʻano he waiwai kino. Hiki i nā mea hoʻolale kālā ke loaʻa i ka platinum i nā kālā likeʻole ma ka mālamaʻana i nā kālā waiwai waiwai nui, e like me Vanguard Precious Metals & Mining (VGPMX) a me USAA Precious Metals & Minerals (USAGX) akā,ʻoi aku ka nui o kēia mauʻoihana i nāʻoihanaʻoihana gula a me nāʻoihana gula. platinum a me platinum mining kamupene.
ʻO kahiʻoihana maikaʻi aʻoihana hoʻi me kaʻoleʻana o kaʻokoʻa kūpono e hāʻawi ana i kahi koi makai kūʻai maʻamau. Ma nā huaʻokoʻa, hiki ke hele mai nā makana i nāʻano a me nāʻano likeʻole, akā,ʻaʻoleʻoi aku ka waiwai o kēlā me kēia waiwai i loko o kekahi papa a iʻole ka hui likeʻole nā mea'ē aʻe i kēlā papa a iʻole ka hui.
Eia kekahi laʻana, e noʻonoʻo i ke kumukūʻai, ke kō. He mea waiwai maikaʻi ka hoʻolakoʻana i ke koi o ka mākeke kūʻai; he maikaʻi ia.
Eia naʻe, i ka mea kūʻai,ʻaʻohe pono kūpono maoli mai ka laikini i ka laikini:ʻO ke kohuʻo ke kō. No laila, eʻimi ana ka mea kūʻai i ke kumukūʻai kūʻai nui loa, eʻike pinepineʻia i keʻano o kahi mele nui. ʻO nā mea kūʻai'ē aʻe,ʻo ia nō kaʻailaʻaila, ka lāhuhu, ka kānana, kahi, riki, gula, kālā, a me ka platinum.
ʻO kahi hōʻailona o ka lawelaweʻana ma keʻano he waiwai kūʻai manawa ola. Me nā mea like'ē aʻe, e like me ka makahiki i nā makahiki a me ka maikaʻi o ka pono o ka hui kūʻai, eʻimi pinepine nā mea kūʻai i ke kumukūʻai kūʻai loa ma ka mākaʻi. Ma nā huaʻokoʻa, aia nāʻinikua likini hou e hāʻawi ana i ka manawa ola waiwai aʻaʻohe kūpono kūpono ma waena o nā kulekele i ka mea kūʻai a pēlā nō keʻano o ka "koho maikaʻi loa" me ka uku haʻahaʻa loa.
Hoʻokaʻawale i ka waiwai hoʻokahi, i ka nui loa, he pilikino, e'ōlelo i nā mea liʻiliʻi loa. No kekahi hiʻohiʻona hou, e noʻonoʻo i ka hoʻokomoʻana i ke gula i ka makahiki 2012, ma kekahi wahi o ka mahalo nui. ʻAʻole hiki iāʻoe ke heluhelu a hoʻokaniʻole i kekahiʻano o ka pāpāha lehulehu me kaʻikeʻoleʻana a lohe paha i kekahi pānui no ke kūʻai a me ke kālepa gula . ʻO ka nui o nā poʻe e hele ana i nā mea gula, kahi e hiki ai iā lākou ke kūʻai aku i kā lākou mau gula gula i hoʻohanaʻoleʻia.
Inā loaʻaʻoe i ka pōʻino e kūʻai ai i ka pila gula, kokoke kokoke i ka hopena i ka mahinaʻoʻOkakopa o ka makahiki 2012,ʻewalu mau mahina wale nō e lilo i ka makeʻana o ka 30% o kona waiwai. A o kēia lilo o ka hapakolu o ka waiwai i ka waiwai i loko o kahi manawa e hoʻihoʻiʻia ai kahi kālā maikaʻi loa o S & P 500 Index ma mua o 20%. He 50 manawa kūpono ka manawa hikiʻole! Ouch!
ʻO nā kumuwaiwai kūlohelohe he laulā maʻamau i nāʻoihana i kūkuluʻia e like me ka ike, nā mea kanu, nā mineral, a me nā mea ulu lāʻau ma ka US a ma waho o ka waihona kālā Mānā a me nā waihona portfolio ETF, iʻikeʻia hoʻi he kālā e pili ana i nā huina kālā . nā paʻa i loko o kēia mau wahi e hoʻolako i nā mea hoʻolale kālā i nā mea waiwai i nā kumuwaiwai kūlohelohe. Hiki i nā'ilikala'ē aʻe ke hoʻoikaika nui a iʻole i loko o nāʻoihana kūikawā wale nō i loko o keʻano o nā kumuwaiwai.
No ka hoʻolaha nui, pono nā mea waiwai e hoʻolālā i nā kālā e hoʻokomo i nā huahelu likeʻole. Eia kekahi laʻana, he ala maikaʻi loa e hoʻolako ai i nā kumuwaiwai kūlohelohe o nā US. IShares North American Natural Resources ETF (IGE) a no kaʻikeʻana i kaʻaha honua, iShares S & P Global Materials ETF (MXI).
Ponoʻo Vanguard a me ka Pono e hāʻawi i ka hōʻaika maikaʻi maikaʻi, e like me ka Vanguard Materials Index (VMIAX) a me Fidelity Select Materials (FSDPX).
ʻO ka puʻupuʻu ike o nāʻoihana a pau e pili ana i ka hana a me ka hāʻawiʻana i ka ikehu, e like me nā hui hinu, nāʻoihana elela, ka makani a me ka lā lā, a me kaʻoihana puhi. ʻO nā hiʻohiʻona o nā huihuhuhuhuhuhuhu makani e komo pū ana me Exxon Mobil, Halibadton, a me ka Southwestern Energy Company.
E like me kouʻike i kēia manawa ma ka heluheluʻana i kēiaʻatikala, i ka wā e hoʻokomo ai i nā'eneke, he mea naʻauao ke hoʻohanaʻana i kahi pūʻulu hōʻailona a iʻole ka FF no ka loaʻaʻana i kaʻike ākea i nāʻoihana likeʻole o ka lālā. Nui nā kālā e koho mai kahi wale nō o ka pūnaewele hōʻaikai maikaʻi loaʻo Vanguard Energy Index (VENAX) aʻo kekahi o nā ETF maikaʻi loa ka Energy Select Sector SPDR (XLE).
Aia nā lālā halihali i nā hui i komo i ka laweʻana i nā waiwai a me nā kānaka. ʻO nā hiʻohiʻona nui e pili ana i nā Alanui Alanui, nā Hui Loiloi, a me nā mea lawe. Hoʻomaopopo nā loiloi i ka lālā ikehu , e pili ana i nā kumukūʻai kumukūʻai. Hiki i ka lālā ke lilo i mea hōʻailona waiwai waiwai no ka mea hāʻawi ia i nā hōʻailona e pili ana i ka nui a me ka noi no nā mea i hāʻawiʻia e nāʻoihana halihali i nā mea kūʻai. ʻO kēia manaʻo i ke kikowaena o Dow Theory .
He nui nā kālā kōkua a me nā FF e hoʻolaha i kaʻike ākea i ka lālā halihali kālepa akā hoʻokahi o nā kālā maikaʻi loaʻo Fidelity Select Transport (FSRFX) aʻo kekahi o ka halihali kākoʻo maikaʻi loaʻo iaʻo iShares Transportation Average (IYT).
Hoʻowāwaiwai i ka hana waiwai (SRI)
ʻAʻole i kapa nuiʻia nā kālā hoʻokomo kālā kālepa (SRI) ma keʻano he'eneke ahumahi akā aia lākou i kahiʻano maʻamau o ka hoʻokomoʻana e loaʻa ana i ka laulaha. He kuhiʻike houʻo SRI a ho'āʻoʻia e ka laulima e hoʻoikaika i nā halihali, e like me nā mea e kākoʻo ana i nā hana kūlohelohe, nā pono kanaka, nā manaʻo hoʻomana a me nā mea iʻikeʻia he mau hana pono (aiʻole e pale i nā mea iʻikeʻia e ka poʻe SRI. ka meaʻawaʻawa, ka paka, ka pāʻani, nā mea kaua, nā pilikino, a me nā ponokala).
Hiki i ke kuhina SRI ke kumu hou i ke kumu o ka makahiki 1700 i ka manawa i kukulu aiʻo John Wesley i Methodism (ʻo ka Methodist Church) a me kāna aʻoʻana "The Use of Money," ka mea nāna i hana i ka hana-hewaʻole i kou hoalauna ma kaʻoihanaʻoihana i nā mea o ka nohona hoʻolimalima.
ʻO kahi o nā ala maikaʻi loa e hiki ai i ke kālepa SRIʻo ia me nā kālā kālā . Kāheaʻia nā kālā SRI iʻike kālā no ka pilikino aʻoi aku ka pale aku i nā hua "hewa" o ka waiʻona a me ka paka. ʻO kekahi mau hiʻohiʻona koʻikoʻi,ʻo ia hoʻiʻo Parnassus Workplace (PARWX) aʻo Calvert Conservative Allocation (CCLAX).
Wahi a Parnassus pūnaewele, eia ka mahele hoʻolālā no PARWX:
ʻO ka Parnassus Workplace Fund heʻano likeʻole ia, US, nui-poʻoleʻa, kālā nui. Mālama ka waihona kālā i nā kumu kūʻai kūlike i kūponoʻole i nā kamaliʻi nui nui me nāʻoihana hana kūikawā. ʻO nā kamaliʻi me nāʻoihana maikaʻi e hiki ke hoʻonui a mālama i nāʻoihana maikaʻi, a hana ma kahi kiʻekiʻe aʻe ma mua o nā mea hakakā ma keʻano o ka loiloi hou, ka huahana, ka pono o ka mea lawelawe a me ka waiwai. Mālama ka waihona kālā i ka waiwai pili honua, ka pilikanaka a me nā mea pili aupuni i ka hoʻoholoʻana i nā hoʻoholo waiwai.
Wahi a Calvert, eia ka mahele hoʻolālā no CCLAX:
ʻO ka Lālā kahi "waihona kālā." ʻImi ka waihona kālā e loaʻa i kāna pahuhopu palekana ma o ka hoʻokomoʻana i kahi kumukūʻai o Calvert i hoʻopaʻaʻia-kālā, kālā kūpono a me nā kālā kālā kālā e pili ana i nā kumukūʻai hoʻoili waiwai o ka Fund, e like me ke kālā, ka hoʻomau pono a me nā kuleana pilikino.
ʻO ka'ōlelo hope loa o ka mālamaʻana i nā lālā: Pono e mālama i kāu hōʻailona i kēlā me kēia lālā i nā'āpana liʻiliʻi o kāu hoʻokaʻawaleʻana a hoʻohana i nā kālā no ka hoʻololiʻana,ʻaʻole no ka wā kūʻai . No ka hoʻomoeʻana i ke kālā a me nā ETF i kaʻike, hiki iāʻoe ke hahai i kaʻu 5% o ka hoʻokaʻawaleʻana i ka hoʻokaʻawaleʻana , e aʻo ana i ka hāʻawiʻana aku i 5% o kāu kōkoi kālā i hoʻokahi o nā lālā kūikawā a iʻole ka mahele i hoʻomanaʻoʻia.
Ka Hoʻohaha: ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.