ʻO ka 7 Best Health Care Fund e kūʻai ai

ʻO nā kālā kūpono maikaʻi loa a me nā ETF e mālama i nā hōʻailona ola

Ināʻoe eʻimi nei i nā kālā olakino maikaʻi loa e kūʻai, eʻike pahaʻoe iā lākou i loko o ka hapa lima o ka waihona kālā a me nā ETF . Ināʻoe e hana i ke ala kūpono, hiki i ka hoʻoliloʻana i nā kālā o ka pūʻulu he ala maikaʻi e hoʻonui ai i nā manawa lōʻihi ma ka hoʻemiʻana i nā pilikia ma o ka hoʻolahaʻana.

ʻO ka hōʻailonaʻana i ka paukū o ka waihona kālā a me nā ETF a pau e waiho ana i nā lāʻau ola kino i kahi papa inoa liʻiliʻi, hiki iāʻoe ke paʻakikī akā ināʻikeʻoe i nāʻano maikaʻi loa e nānā ai, hiki ke maʻalahi ke kohoʻana i ke kālā maikaʻi.

Me kā mākou papa helu o nāʻoihanaʻoihana olakino nui, ua hana mākou i ka hapa nui o ka hana noʻoukou.

He aha ke Keʻena Ola?

ʻO kaʻoihana mālama ola, iʻikeʻia heʻano olakino aʻoihana olakino paha, he lālā hoʻolālā mālama kālā e nānā ana i kaʻoihana mālama ola, a heʻano laulā aʻano likeʻole me nā'āpana o loko. ʻO kekahi o nā wahi a iʻole nā ​​lālā kūikawā o kaʻoihana olakino e komo pū me nā'ahamele, nā lawelawe hale hoʻolālā, nāʻinikua kālā, nā mea hana lāʻau lāʻau lapaʻau, nāʻoihana biotechnology, a me nā mea hana o nā lāʻau lapaʻau.

No ke aha e hoʻohao ai i nā Pūnaewele Kālā Ola?

Hoʻonohonoho ka poʻe koho i nā kālā o kaʻoihana olakino no nā kumu kumuʻelua: ke ulu a me ka hoʻolahalahaʻana . Ma keʻano o kaʻenehanaʻenehana,ʻo ka lālā olakino kekahi o nāʻoihana ahupuaa e ulu wikiwiki ana. Me ka poʻeʻelemakule i ka US a piʻi i mua i ke kelepona hoʻohana kelepona, hiki i ka lawelawe olakino ke mahele ulu nui no nā makahiki a me nā makahiki e hiki mai ana.

ʻO ka hanauna pepehi hānau, i hānauʻia i waena o 1946 a me 1964, ka hapa nui loa o ka helu US. I kēia wā i ka 50 o ko lākou mau makahiki, he 60 mau a he 70 mau, he nui nā mea kūʻai nui o nā keiki i nā huahana ola a me nā lawelawe.

No ka hoʻohālikelikeʻana, ua manaʻoʻia nā lāʻau ola kino he mau pale pale no ka mea ua hana lākou i ka hana maikaʻi (aiʻole nā ​​emi iho paha) ma kahi makai bear.

ʻOiai ma waenakonu o ka hoʻoholoʻana, pono nō nā mea kūʻai i nā huahana olapai a me nā lawelawe, e like me ka lāʻau lapaʻau, nā kipa helekino, nā lāʻau lapaʻau a me ka mālama kūikawā.

7 Nā Kuleana Ola Loa e kūʻai ai

He nui nā waihona kālā a me nā ETF iʻoi aku i kaʻoihana i loko o nā poʻomanaʻo olaola akā he mau lima wale nō e hui pūʻia me nāʻaʻaʻole , nā lihi haʻawina haʻahaʻa, a me ka hana lōʻihi lōʻihi. I loko o kekahi kauoha maʻamau, eia nāʻoihana olakino maikaʻi loa e kūʻai:

1. ʻO Vanguard Health Care (VGHCX): Vanguard ke hāʻawi nei i kahi'āpana kālā likeʻole e hoʻokomo i nā lālā aʻo VGHCX kekahi o nā mea maikaʻi loa aʻoi loa ma ka mākeke. Ke nānā aku nei i nā lāʻau mālama ola, e like me Bristol-Myers Squibb (BMY) a me UnitedHealth Group (UNH),ʻo VGHCX kekahi o nāʻoihana maikaʻi i nā makahiki 20 i hala. Penei ka hoʻohanaʻana i ka VGHCX ma luna o nā meaʻenehana aʻoi aku i nā makahiki heʻumi aʻe aʻoi aʻe. ʻO ka hoʻolālā he 0.37 pakeneka wale nō aʻo ka kūʻai mua loaʻana he $ 3,000.
2. Pono ke kohoʻana i ka mālama ola (FSPHX) i loko o kahi hui likeʻole o nā lāʻau i loko o kaʻoihana mālama ola olakino, e komo pū me nā kōpana like me nā mea lapaʻau, nā biotechnology, a me nā pono a me nā pono. No laila, inā makemakeʻoe e hoʻohui i nā waiwai olakino i kāu kōpili a hana i kahi bet lōʻihi lōʻihi no ka uluʻana o ka lālā olakino, he koho akamaiʻo FSPHX iāʻoe. ʻO ka lālā hoʻolālā no FSPHX he 0.74 pakeneka aʻo ka kūʻai mua loa he $ 2,500.

1. Pono Pono Bio-Technology (FBIOX): Ke hoʻolako nei kēia pūʻulu kālā i ka lālā o kaʻoihana bio-technology o ka mālama ola. ʻOiai e loaʻa i nā kumu waiwai bio-tech no ka mahalo nui, hiki iā lākou ke hoʻolālā i nā manawa pōkole. No laila, hiki ke hoʻomaopopoʻia ka FBIOX i kahi waihona kālā hoʻokūkū,ʻo ia hoʻi ka mea kūpono i nā mea waiwai hoʻolimalima lōʻihi e nānāʻole ana i nāʻoihana a me nā haʻawina o ia mauʻoihana. ʻO ka lālā hoʻolālā no FBIOX he 0.75 pakeneka aʻo ka kūʻai mua loa he $ 2,500.
2. Pono ke kohoʻana i nā pūnaewele KaukaʻElua a me nā Pūnaehana (FSMEX) i nā hui i kūkulu a hoʻomohala i nā'ōnaehana lapaʻau a me nāʻoihana'ē aʻe e pili ana. Ua hoʻokumuʻia ka heluna'ōpio i ka US a me ka honua holoʻokoʻa i ka noi kūponoʻole no nā mea lapaʻau a me nā lawelawe a me nā hana lawelawe a hiki i ka wā e hiki mai ana. ʻO FSMEX kekahi o nā kōmike kūlana i hoʻonohonohoʻia ma ka Fidelity me kahi hōʻailona o ka hoʻihoʻiʻana i ka wā kūʻai. ʻO ka lālā hoʻolālā he 0.76 pakeneka aʻo ka hoʻolālā mua loa he $ 2,500.

1. ʻO Vanguard Health Care ETF (VHT) he koho akamai no nā mea hoʻolale kālā maʻa kālā e makemake i ka version ETF i ka VGHCV Vanguard. ʻO kekahi o nā lālā olakino nui loa,ʻo VHT, ke kuhi nei i ka hana a ka MSCI US Investible Market Care Care 25/50 Index, e hoʻolako ana i nā mea hoʻolale kālā i kahiʻoi aku o 370 mau meaʻai ma ka mahele olakino. ʻO ka lilo he 0.10 pakeneka.

2. Hoʻomaopopo ka mālamaʻana i ka SPDR ETF (XLV) i nā hui kālai'āina, nāʻoihanaʻenehanaʻenehana, nā mea hana kelepona, nā hui hale hōkele, a me nā mea'ē aku. Me ka poʻeʻelemakule a piʻi i mua o ka lāʻau lapaʻau, ua hoʻonohonohoʻia ka lālā olakino iʻoihanaʻoihana ma mua. ʻO ke kumu i manaʻoʻia ai he palekana ke kumu o nā waiwai olakino no ka mea uaʻoi aku ko lākou waiwai ma mua o kaʻawelikeʻoihana i ka wā o nā nui nui. Makemake nā kānaka i kā lākou lāʻau lapaʻau a e hele i ke kauka i nā hana. ʻO ka lālā hoʻolālā no XLV he 0.13 pakeneka.

3. IShares Nasdaq Biotechnology ETF (IBB) paha ka mea maikaʻi loa loa e kūʻai aku no nā koinaʻenehana. Hoʻolālā ka waihona i ka NASDAQ Biotechnology Index,ʻo ia hoʻi ka poʻokela o nāʻoihana bio-tech e like me Gileada Science, Amgen me Celgene. ʻO ka'eneki kālā hoʻonui he 0.47 ka hapa ma kaʻaoʻao kiʻekiʻe no kahi ETF, akā he mea maikaʻi loa no ke kālā kālā kūikawā me ka ulu kūpono maikaʻi.

I ka manawa e hoʻokomo ai i nā kālā o ke kime, he mea naʻauao e hoʻomanaʻo i ka hoʻohālikelikeʻana i kaʻikeʻana i nā ana'āpana liʻiliʻi liʻiliʻi ma kāu kōpili. ʻO kahi laulā no ka nui o nā mea waiwai i waena o 5 mau pakeneka a me 10 pakeneka o ke kōpuni holoʻokoʻa. ʻO nā lāʻau olakino nā meaʻoihana likeʻole nā ​​mea likeʻole akā e hoʻomanaʻo e hiki i kekahi o nā kōpana kūlike, e like me ka biotechnology ke loaʻa ka waiwai nui i ka wā pōkole.

Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana. ʻAʻoleʻo Kent Thune e paʻa i kekahi o nā palekana i luna nei e like me kēia palapala akā e paʻaʻo ia i ka XLV a me ka VGHCX i loko o kekahi kālā kālā.