ʻO nā kālā kālepa Exchange

Peheaʻo ETFs Hana: Hoʻokomo i nā kālā kālepa Exchange

Ināʻaʻoleʻoe i kekahi ETF, ua loheʻoe i kēia kaʻa hoʻokele waiwai kaulana. ʻOiai ua loaʻa nā ETF no kahi kokoke iʻekolu mau makahiki, a ua mālamaʻia he mau miliona o nā mea kālā e mālama nei iā lākou, ua pili hou lākou i ka honua waiwai.

Ināʻoe he mea hoʻokumu a hoʻomaka paha i kahi pūnaewele paneehana,ʻikeʻia ka loaʻaʻana o keʻano o ka hana a nā ETF,ʻo ia ka mea e hoʻokomo i loko o ia mau mea, a me ko lākou pono ma luna o nāʻanoʻoihana.

ʻO ka Definition a me ka Mōʻauhau ETF

AE, nā pōkole no ke kālā Exchange-Traded Funds , ke hoʻohui nei i nā palekana e pili ana i nā kumukūʻai pūʻulu , akā,ʻo kaʻoihana e like me nā'āpana. ʻO kahi ETF he hōʻailona o nā palekana iʻoihana ma kahi kūʻai kālā. Hiki iā ia ke hahai i kahi hōʻailona (e like me ka S & P 500, ka NASDAQ 100, a me ka Russell 2000), a me nā waiwai e like me ke gula a me kaʻaila.

Ua hoʻomaka muaʻia nā ETF i ka makahiki 1992 i ka manawa i noi aku ai ke American Exchange Exchange (AMEX) i ke Keʻena Hoʻoilina a me ka Commission (SEC) e hana i kahi pale pale kūʻokoʻa hou e mālama i ka hua'ōlelo S & P 500. I ka makahiki 1993,ʻo ka S & P Depository Receipt, i kapaʻiaʻo SPDR a iʻole "spider", hoʻomaka i ke kālepaʻana i ka AMEX. I kēia lā,ʻikeʻia kēia ETFʻo SPDR S & P 500 ( SPY ).

I kēia lā, uaʻoi aku ma kahi o 4,000 ETF ma ke kāleka me $ 3 trillion i nā waiwai.

Nā FF vs Mutual Funds

He like nā FEF me ka waihona kālā. Eia kekahi laʻana,ʻaʻole pono nā mea kuleana o nā waihona kālā a me nā ETF i nā waiwai waiwai o ka waihona -ʻo lākou nā kuleana o ka waihona kālā, a laila e kūʻai ana i nā mahele o nā waiwai waiwai.

Akā, aia kekahi mauʻano'ē aʻe:

• ʻO ka FEF o nā lā kūʻai, e like me nā lāʻau. ʻO ka hoʻokaʻawaleʻana, ke kālepa kālā kālā ma ka hopena o ka lā, i ka wā e hoʻoholoʻia ai ka kumupaa waiwai waiwai (NAV) o nā kuleana paʻa.
• Loaʻa ka loaʻaʻana o nā lakio liʻiliʻi o ka FEF i nā kumukūʻai hoʻolālā haʻahaʻa haʻahaʻa e like me ka uku haʻahaʻa haʻahaʻa haʻahaʻa loa.
• ʻAʻole e loaʻa ka nui o ka nui o ka hoʻopiʻi kālāʻana, akā,ʻo ka waihona kālā e koi aku i kahi kālā mua o $ 1,000 aʻoi aʻe paha.

Nui aʻe nāʻokoʻa ma waena o nā ETF a me nā kālā pūʻulu, akāʻo kēia ka mea nui loa e hoʻomaopopo no nā mea kūʻai kālā i kēlā me kēia lā.

Nā Pōmaikaʻi a me nā Kinoʻole o nā ETF

Ma ka hoʻomaopopoʻana i nā pono āpau a me nā meaʻinoʻole o nā ETF e hiki ke kōkua i nā mea hoʻolimalima e hoʻoholo inā pili kēia mau hoʻokele waiwai no kā lākou mau kumuhana waiwai waiwai:

• E like me ka mea i'ōlelo muaʻia, he mau haʻawina hoʻolimalima ka haʻawina, he hiki ke piʻi aku he 0.10 pakeneka, a he $ 10 paha no kēlā me kēia $ 10,000 i hoʻolakoʻia, aiʻole paha e hiki ke emi i lalo o kēlā. I ka wā lōʻihi, hiki i ka hoʻonuiʻana i nā lilo hiki ke loaʻa i nā pilina pili kiʻekiʻe e pili ana i nā kālā kaulike. ʻO kēia ka manaʻo nui o ka hoʻonuiʻana i ke kālā ma ka ho'ēmiʻana i nā lilo.
• Ma muli o ko lākouʻano passive, he mau haʻawina haʻahaʻa nui loa ia , aʻo ia hoʻi,ʻaʻole lākou e kūʻai pinepine a kūʻai aku i nā kuleana paʻa. Hoʻololiʻia ka liʻiliʻi liʻiliʻi i nā loaʻa kālā mahele liʻiliʻi,ʻo ia hoʻi he mau waiwai nui loa ka FF. No laila, makemake paha nā mea waihona kālā me nā'auke hōʻiliʻili kālā e hoʻohana i nā ETF e hoʻemi i nā kumukūʻai o kaʻauhau.
• ʻO ka hiki ke kūʻai aku i ka lā kūʻai i ka manawa kūpono e hoʻohana i nā loiloi o ka wā pōkole a iʻole e hoʻohana i nā kumu hana pale. ʻO kahi laʻana, hiki i nā mea kūʻai kālā ke kūʻai aku i nā ETF a pōkole a iʻole nā ​​kau palena palena. ʻOiaiʻaʻole i hoʻolahaʻia nā mea kūʻai kālā i kēlā me kēia lā e kūʻai aku i nā mea palekana, e hiki ke hoʻohana ponoʻia nā kauoha palena. Eia kekahi laʻana, inā makemake kahi mea kūʻai e pale aku i kahi wāwae nui o ka lā, hiki iā lākou ke hoʻokomo i ka palena palena kūʻai no ke kūʻaiʻana i nā mahele i kahi kumukuai.

ʻO ka hapa nui o nā mea waiwai e hoʻomanaʻo ai, no ka mea ke kūʻaiʻia nei nā ETF e like me nā kumukūʻai, ke kau nei lākou i nā papahana a iʻole nā ​​uku likeʻole no ke kālepaʻana. No laila, inā he $ 7 ke Kānāwai i kauohaʻia no ke kālepa, he mea kūʻai ka mea kūʻai i ke kumukūʻai a me ka kūʻai aku i hoʻokahi meʻelua manawa o ka mahina me nā kālāʻoi aku iʻoi aku i kahi helu likeʻole.

ʻO wai ka mea e pono ai e hoʻokomo i nā ETF?

Hiki i nā FEF ke kūpono no kahi kokoke i nā mea hoʻokele waiwai. Eia naʻe, ma muli o ka hoʻomaopopoʻana o nā ETF i kahi hua kuhikuhi huawai, kahi inoa hoʻopaʻa, a mea waiwai paha, ua kūpono lākou i nā mea waiwai e hoʻolālā i nā hoʻolālā wā lōʻihi, e pili ana i nā pahuhopu me nā hola manawa o nā makahikiʻekolu aʻoi aʻe paha.

ʻO kahi hoʻohālikelike i ka pahuhopu hoʻolālā hoʻolālā lōʻihi,ʻo ia ka mea kūʻai kālā i haʻaleleʻia e pono ana i ka loaʻa kālā. Hiki paha i kēia mea hoʻolale kālā ke makemake e kūʻai i kahi ETF e paʻa ana i nā waiwai kālā a iʻole he ETF i paʻa i nā paʻa. Eia naʻe,ʻo ka hapanui o nā poʻeʻimi kālā i hoʻomahaʻia eʻimi ana i ka ulu o ka wā lōʻihi e hoʻonuiʻia i ka loaʻa kālā o ka wā. No laila, ua kūpono ke kaulike o nā kumukūʻai uku uku a me nā loina kiʻekiʻe i nā lālā hoʻomaha, no ka mea e hāʻawi ana iā lākou i ka pono no ka mālamaʻana a iʻole ke ulu uluʻana i ka manawa.

Ma muli o kaʻauhau kūpono o nā ETF, hiki iā lākou ke koho i nā koho koho kūpono no nā mea kūʻai kālā me ka'auke kālāʻauhau.

He nui nā ETF e nānā i nā lālā,ʻo ia hoʻi,ʻo nā mea waiwai e hoʻolālā ana i nā wahi o ka mākele e like me ke olakino, kaʻenehana, nā ponohana, a me ka ikehu, he nui nā kumukūʻai e kūʻai ana.

Nā hiʻohiʻona o nā ETF nui loa e kūʻai ai ma ka'aekema i kēia lā

Loaʻa he mau miliona o ETF e koho mai kaʻoihana kūʻai, akā he mea maʻalahi ka nui o nā mea kālā e hōʻemi i kā lākou koho i nā kālā i hoʻolaha nuiʻia a loaʻa i nā waiwai nui ma lalo o kaʻoihana. ʻO nā kumukānāwai a me nā kālepa EF e kākoʻo ana e uhi i nā wahi kiko'ī o ka mākeke e kūponoʻole i nā mea kūʻai kālā i nā lā a pau no ko lākou kūpono i kaʻoihana o kaʻoihana pili kiʻekiʻe. Eia hou, ua hiki ke kūʻai aku i nā ETF e pili liʻiliʻi ma luna a iʻole (i ka uku a hoʻemi paha) i ka waiwai waiwai o nā waiwai paʻa.

Me kēlā kūlana, aʻaʻole loa i hoʻonohonoho ponoʻia, eia 10 mau ETF nui loa e kūʻai mai ma ke kālepa i kēia mau lā:

1. ʻO S & P SPDR (SPY):ʻO ka ETF poʻokela loa a me ka mea nui loa e hahai i ka hua'ōlelo S & P 500, SPY he'ilipili nui o ETF iʻoi aku ma luna o 500 o nā kumukūʻai nui nui loa o US ma kaʻikeʻana i kaʻike kūʻai. ʻO ka lilo he 0.09 pakeneka.

1. IShares Core S & P 500 (IVV):ʻO kekahi ETF nui e hilinaʻi ana i ka S & P 500, IVV he'upeli i kūʻai nuiʻia e ka FT me nā waiwai kiʻekiʻe,ʻo ia ka mea e hoʻoikaika ai i kahi paʻa e like me SPY. ʻO ka hoʻolālā he kumu pōhaku i lalo wale nō 0.04 pakeneka.
2. iShares Russell 3000 (IWV): Hiki ke nānāʻia kēia ETF he "hōʻuluʻulu kūʻai 'āina" no ka loaʻa' ana o ka māhele kūʻai 'Amelika a pau,' o ia hoʻi nā 'liʻiliʻi liʻiliʻi, waena a me nā poʻo nui. ʻO ka lālā hoʻolālā no ka IWV he 0.20 pakeneka.
3. iShares MSCI EAFE (EFA): Eʻimi ana nā meaʻimi i kahi ETF e mālama i nā lāʻau ma waho o ka US a me Canada e noʻonoʻo e hoʻonui i ka EFA i kā lākou kōpili. Ke kū neiʻo'EAFE acronym no'Europa,'Aselanila (Australia a me Asia), a me ka Hikina hikina. ʻO ka waihona ma luna o 900 mau mea'ē aʻe a me ka lakene pili kālā he 0.33 pakeneka.
4. iShares Russell 2000 (IWM):ʻO nā mea kālā e makemake ana i kaʻikeʻana i nā hui kūikawā liʻiliʻi, hiki iā lākou ke kūʻai i kahi ETF e like me IWM a loaʻa i kahi kālā kālā haʻahaʻa e hilinaʻi ana i ka index index Russell 2000, eʻoi aku ana ma luna o 2000 mau kamaliʻi me nā US. ʻO ka lālā hoʻolālā no ka IWM he 0.20 pakeneka.
5. iShares Core US Aggregate Bond (AGG): Na kēia ETF mai iShares e hopu i ka "māhele" ma ka ukali o ka Barclay's Aggregate Bond Index, e uhi ana i nā tausani kaukani US. ʻO ka hoʻolālā he wale nō 0.05 pakeneka.
6. Hoʻomaopopo i kahi kōkua SPDR (XLV): E hiki i nā FF ke lilo i mea akamai e loaʻa ai kaʻikeʻana i nā māhele o ka mākeke a hoʻopukaʻo XLV i nāʻoihana olakino, e komo pū ana me nā palekana o nā hui i komo i loko o nā mea lapaʻau. ʻO ka lilo he 0.14 pakeneka.
7. Nā Pono Kūpono i ka SPDR (XLK): Ke hāʻawi nei kēia ETF i kaʻike i kaʻenehanaʻenehana,ʻo ia hoʻi me nāʻoihana i komo i loko o nā lako kamepiula a me nā polokalamu kamepiula, nā lawelawe IT, ka pāpili pilikino, a me nā loea. ʻO ka uku no XLK he 0.14 pakeneka.
8. Energy Select Sector SPDR (XLE):ʻO nā mea kālā e makemake ana i kaʻike i ka puʻupuʻu ikehu e hiki ke noʻonoʻo e kūʻai i nā hea o XLE, nā alahele a me ka helu kuhikuhi i komo pū me nāʻoihana o nā hui i komo i loko o kaʻaila, gas, a me nāʻoihana pili. ʻO ka lālā hoʻolālā no XLE kahi 0.14 pakeneka.
9. Nā Pūnaewele Loaʻa Kōkua SPDR (XLU):ʻO kahi kahi o ka mākeke e makemake pinepine ai nā mea kālā i ka hoʻolaunaʻana i nāʻoihana waiwai, e kuhikuhi ana i kahi hua'ōlelo e pili ana i nāʻoihana o nā hui i komo i loko o nāʻoihana kinoea a me nā manaea, a me nā mea hana mana a me nā loea. ʻO ka uku no XLU he 0.14 pakeneka.

Pehea e kūʻai ai i nā ETFs

No ka kūʻaiʻana i nā ETF, pono nā mea kūʻai kālā e wehe i kahi kāleka hoʻopuka kālā, hiki ke hana maʻalahi me kahi pūnaewele hoʻolaha pūnaewele, e like me Schwab, TD Ameritrade, aʻo Scottrade paha. Nui nā'eneke kālā kālā e like me Vanguard a me kaʻoiaʻiʻo ke hāʻawi aku i nāʻano ETF.

ʻAʻole ka Balance e hāʻawi i kaʻauhau, ke kālā, a me nā lawelawe kālā a me nā'ōlelo aʻo. Ke hōʻikeʻia nei kaʻike me ka noʻonoʻoʻole i nā kumu hoʻolālā, ka hoʻomanawanui palekana, a me nā kūlana kālā o kekahi mea kālā kālā kūpono aʻaʻole paha e kūpono i nā mea hoʻokele kālā. ʻAʻole i hōʻike muaʻia nā hana i hala aku nei. ʻO ka mālama kālā kahi hihia e pili ana i ka pohō o ke poʻo.