Uku kūʻai kālā kūpono kiʻekiʻe mai Vanguard
Hiki keʻokiʻia nā makana ma keʻano he kumu kālā loaʻa aiʻole e hoʻohanaʻia paha lākou e kūʻai i nā kuleana hou o ka waihona kālā. ʻO ka hapanui o nā poʻe kūʻai i ka hapanui o ke kālā e loaʻa ana i kahi kālā loaʻa,ʻo ia hoʻi, e makemake ana ka mea kālā kālā e like me nā kūpaʻa kūpaʻa a me nā mea i hōʻoiaʻiʻoʻia mai kā lākou kākoʻo kālā.
I ka hapanui o nā hihia, no ko lākouʻano waiwai loaʻa,ʻo ka nui o nā kālā a me ka hapalua o nā kālā i loaʻa i ka poʻe i hoʻomaha. Akā inā hoʻoholo houʻia nā puʻupuʻu, hiki i kēia kālā ke koho i nā koho maikaʻi no nā hoʻolālā lōʻihi.
Eia kekahi,ʻo ke kālā o nā kuʻi kālā, kahi i maʻa pinepineʻia me nā kumukūʻai waiwai nui , e emi ana ka emiʻole (ma lalo o ka hopena) ma mua o nā kumu kālā'ē aʻe, e like me ke kālāʻai kālā.
No laila, me kēlā hoʻomoakakaʻana i nā'āpana i waho o ke ala, eia kekahi mau waihona kālā maikaʻi loa a Vanguard no nā māhele.
ʻO Vanguard Funds maikaʻi loa no Dividends
E kahe ana nā hāʻawi i ka manawa āpau, akā,ʻo kēia mau waihona kālāʻekolu he mau pūnaewele maikaʻi loaʻo Vanguard e kūʻai ai inā makemakeʻoe i nā'āpana kālā:
- ʻO Vanguard Dividend Growth (VDIGX) kahi koho kūikawā no nā mea kālā e nānā nei i nā māhele kūpono i kēia manawa akā makemakeʻoe eʻike i ka uku o nā uku'āina (nā hua) e ulu aʻe ma luna o ka manawa. ʻO ka puʻuwai nui ke kau aku nei i kāna mau paʻa i nā kumukūʻai koʻikoʻi nui a US me 10% o ke kōpili i hoʻoiliʻia i nā waiwai'ē. ʻO ka lālā hoʻolālā no VDIGX he 0.32% ka liʻiliʻi aʻo ka kūʻai mua loaʻana he $ 3,000.
- ʻO ka Vanguard High Dividend Index (VHDYX) he mea kūpono no nā mea waiwai e nānā nei i nā kālā i kēia manawa me nā hua kiʻekiʻe no nā kumukūʻai. ʻO ke kōpili waiwai nui nā kumukūʻai koʻikoʻi koʻikoʻi o nā hui maʻAmelika Huipūʻia nāna e uku i nā uku kiʻekiʻe e like me nā hui like. ʻO ka lālā hoʻolālā no VHDYX he kumu pōhaku 0.18% aʻo ka kūʻai mua loa he $ 3,000.
- Mālama ka Vanguard Utilities Index Adm (VUIAX) i nā mea kūʻai i loko o kaʻenehana waiwai , kahi iʻimi nuiʻia no kona mau māhele kiʻekiʻe. Aia nā paʻapili paʻapili i nā poʻomanaʻo nui nui o US i nā hui waiwai, e like me Duke Energy Corporation (DUK) a me Southern co (SO). ʻO ka lālā hoʻolālā no VUIAX he 0.18% maikaʻi loa. Eia naʻe,ʻo kēia kālā kālā wale nō ke hāʻawiʻia ma Vanguard o ka lālā "Admiral", a he $ 10,000 kāna kūʻai.
Pono e hoʻomanaʻo i nāʻauhau kālā, akā, hiki i ka hapakui kālā ke uku i nā uku kūpono no ka loaʻa kālā o ka wā, ke loaʻa mau ka hopena i kēia mau waiwai palekana.
Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.