ʻO 7 Pūnaewele Mutualua Loa Loa e kūʻai

Loaʻa i nā kālā kālā i loaʻa? Eia Nā Māhele Moʻo Loa Loa Loaa eʻImi i kaʻenehana

ʻO ka hoʻomoʻauaoʻana i kaʻenehana pili kālā e hiki ke lilo i mea akamai e komo i loko o ka hopena o ke kenekulia ka lōʻihi o ka lōʻihi.

ʻAʻole ponoʻoe e noʻonoʻo nui a no ka lōʻihi loa eʻike i ka ikaika ikaika loa ma hope o ka US a me nāʻenehanaʻenehana o ka honua. Aʻo ke ala maikaʻi loa e hoʻokomo ai i nāʻoihana tech, he mea hōʻoia me nā kālā pū kekahi e mālama ana i kā lākou mau paʻa ma kēia hanana ulu.

Pūnaewele Mutualua Lapaʻa: Kahi maikaʻi loa e hoʻohui ai i ka Pūnaehana Hana

ʻO kahi kālā hōʻuluʻulu kahi waihona kālā kālepa like a me kālepa kālā (ETF no ka pōkole) e mālama nui ana ma kahi ahupuaʻa ahupuaʻa o ka hoʻokele waiwai.

ʻO nā papa inoa o nā lālā āu eʻike ai,ʻo kaʻike i nāʻenehana, nā kālā, nā mea kūʻai maʻahua, nā mea maʻa waiwai, nā pono, ka ike, nā kumuwaiwai kūlohelohe, ka mālama ola, ka waiwai waiwai, a me nā mea waiwai nui.

ʻO kaʻenehanaʻenehana heʻokoʻa o nā lāʻau i loko o nāʻoihanaʻoihana kālaihana, e like me nā mea hana hana i nā lako kamepiula, nā polokalamu kamepiula a me nāʻenehana lakohana a me nāʻoihana lawelaweʻoihana kelepona, e like me nā mea e hoʻolako ana i kaʻikeʻikeʻikeʻikepili. Eia kekahi mau hana o nāʻenehanaʻenehanaʻo Apple (AAPL), Microsoft (MSFT), Google (GOOG, GOOGL) a me Facebook (FB).

Malia paha kaʻoi o ka pono nui o ka kūʻaiʻana i kaʻenehana pili kālā,ʻo ia ka mea hiki i nā mea kālā ke loaʻa ka loaʻa a me kaʻikeʻana i nā hanana a iʻole nā ​​haneli o ke kumukūʻai ma kahi hoʻokahi waihona. ʻO kekahi pāʻoihana'ē aʻe, e like me keʻano o nā kālā'ē aʻe a me nā FFF,ʻo ia hoʻi,ʻaʻole pono ka mea waiwai kālā e hoʻolālā i ka manawa a me ka loiloiʻana i nā lāʻau.

Maʻa, hiki iā lākou ke kūʻai i kahi kālā hōʻemi waihona kumukūʻai a iʻole kahi waihonaʻoihana i mālamaʻia e mālama ana i kona mau paʻa i loko o kekahi mau kumukūʻai akamai.

Pūnaewele Mutualua maikaʻi loa

No ka hoʻohaʻahaʻaʻana i kāu hōʻailona a me kāu manawa e noiʻi ai, ua hoʻokumu mākou i kahi papa inoa o kaʻenehanaʻenehana maikaʻi loa ma ka makeke i kēia lā.

No ka hōʻeaʻana i kā mākou papa helu hope loa o nā kālāʻenehanaʻehiku, ua hoʻokaʻawale wau i nā kālā e hoʻouka ana i nā ukana a me nā mea nui o ka uku . Ua nānā au i nā mea nui'ē aʻe, e like me ka hana hana lōʻihi a me ka manaʻoihana (no nā kālāʻoihana i hanaʻia).

No laila, me ka ukuʻole aku, aʻaʻole hoʻi i kauohaʻia, eia nāʻehikuʻoihanaʻenehana maikaʻi loa e kūʻai ai:

1. Fidelity Select Technology (FSPTX): No kaʻikeʻana i nā kumu kumu nui no ke kohoʻana i nā kālāʻenehana maikaʻi,ʻo FSPTX paha ka pūʻulu maikaʻi loa e kūʻai ai, keʻoleʻoe eʻimi ana i kahi pūnaewele paʻa. ʻO ka hana no nā papahana manawa nui e hōʻemi -ʻo ka waihona 1-, 3-, 5 a me 10-mau wahi FSPTX nui loa ma mua o ka waihona kālā ma kaʻano o nā kumukūʻai o kaʻenehana. Ua noho ka mana o Charlie Chai ma ke kākoʻo o FSPTX mai Ianuali o 2007.ʻO ke kōpili waiwai nui nā inoa technology likeʻoleʻo AAPL, FB, a me GOOG. ʻO ka uku o ka uku e like me ke 0.77 pakeneka, aiʻole $ 77 no kēlā me kēia $ 10,000 i hoʻolakoʻia, aʻo ka hoʻoili mua loa he $ 2,500.
2. Kākoʻoʻo T. Rowe Price Technology Technology (PRGTX): Ināʻoe eʻimi ana i kahiʻenehanaʻenehanaʻenehana'ē aʻe e hoʻokomo ana i nāʻoihana tech in the world, PRGTX he koho nui loa. Ua hōʻikeʻia ka hana i nāʻike nui i ka wā kahiko, no ka manawa nui loa, e like me ka 3-, 5-, a 10-makahiki makahiki hoʻi. ʻO ka hoʻonuiʻana he 0.90 pakeneka aʻo ka hoʻokumu mua loa he $ 2,500. Nānā: E like me ka nui o nāʻoihana hana i mālama ponoʻia, PRGTX e hoʻopili ana i nā mea kālā hou inā nui ka waiwai. Pono e nānā i ka weheʻana o ka waihona i nā mea kālā hou ma mua o ka hoʻoliloʻana i kēia kālā i kāu koho hope loa!

1. Ke Kuhi Kenehana Kuhikuhina o Cisco (CMTFX): Hoʻohālikelike loa e like me PRGTX,ʻo CMTFX kahi pūnaehana hoʻokele pūnaewele maikaʻi i mālama i nāʻoihana akamai ma ka honua holoʻokoʻa. E like me nāʻenehanaʻenehana'ē aʻe ma kā mākou papa inoa,ʻo CMTFX he papa hahai mau no ka hoʻohālikeʻana i nā kaulike o nāʻano. ʻO ka pālākiō hoʻolālā he 1.09 pakeneka aʻo ka palenaʻuʻuku loa he $ 2,000.
2. Mālama Pono Semiconductors (FSELX): Loaʻa ka haʻawina i kekahi mauʻenehanaʻenehanaʻenehana kiʻekiʻe e kūkulu ana i nā wahi kikowaena o kaʻenehana aʻo FSELX kahi kūlana. Ke kūʻai maikaʻiʻia nā papahana a me nā lakohana lako likeʻole, eʻike pinepineʻoe i nā mea kiko'ī o nāʻoihana e hana ana i nā semiconductors e hana maikaʻi ana. ʻO Examples of FSELX top Holdings ma Intel Corp (INTC), Quallcom (QCOM), a me Nvidia (NVDA). ʻO ka uku no FSELX he 0.77 pakeneka aʻo ka kūʻai mua loaʻana he $ 2,500.

1. Pono ke kohoʻana i ka polokalamu pono a me nā IT Services (FSCSX):ʻO kahi pūnaehanaʻenehana likeʻole no ka mālama ponoʻana i kāu kameraʻo FSCSX ia, kahi e hoʻomau i kona mau paʻa ma kaʻenehana tech of software and technology technology. ʻO kahi hiʻohiʻona kaulana o ka polokalamu keleponaʻo Microsoft (MSFT) a no kaʻenehanaʻikepili, hiki iāʻoe ke noʻonoʻo iā Salesforce.com (CRM). ʻO kēia mau meaʻelua he mau paʻa kiʻekiʻe ma FSCSX. ʻO ka manawa kūpono no ka FSCSXʻaʻole kūpono akāʻo ka hana lōʻihi (10 makahiki makahiki hoʻihoʻi) heʻoi aku ka maikaʻi ma mua o 90% o kaʻenehana pili kālā. ʻO ka lālā hoʻolālā he 0.76 pakeneka aʻo ka kūʻai mua loa he $ 2,500.
2. ʻO Vanguard Information Technology Index (VITAX):ʻO kēia kākoʻo kālā mai Vanguard e hoʻopiʻi aku i nā mea waiwai waiwai waiwai e makemake ana i kahi kālā kālepa. Me ke kau palena kūʻai mua loa o $ 100,000, e ukuʻia nā mea kūʻai kālā o kēlā me kēia lā mai kēia puʻu kālā. Eia nō naʻe, he lono maikaʻi no nā kālāʻo Vanguard e makemake nei i nā kālā helu moʻokalaleo: Aia kahi puka ETF (ka pahuhopu: VGT) i loaʻa ka hoʻolālā haʻawina likeʻole he 0.10 pakeneka.
3. Nā Black Opportunities Blackrock (BGSAX):ʻAe, loaʻa iā BGSAX ka pahu mua akāʻo Blackrock he palapala hoʻoili i ka waihona kālā, i loaʻa pinepine i nā papahana 401 (k). Me keʻano o ke kūlana ma ke ala, e hāʻawi aku anaʻo BGSAX i nāʻano a pau o kā mākouʻoihanaʻenehana loea me kaʻole o ka pālākene hoʻolālā he mea kiʻekiʻe ma kahi 1.45 pakeneka. Eia naʻe, inā hiki iāʻoe ke kūʻai aku i kekahi o nā haʻawina likeʻole me nā haʻawina haʻahaʻa,ʻo BGSAX he pūnaehana hoʻokeleʻike nui.

ʻO ka mea hōʻaikaʻi maikaʻi loa no nāʻenehana Mutual Mutual

Ma muli o kaʻenehana he papa waiwai ulu waiwai, pono e hoʻomanaʻo i nā mea kūʻai i nā kumukūʻai (ke piʻi a me ka hoʻokele) i kekahi manawa ma mua o kahi kālāʻoi aku e like me ka waihona kālā S & P 500 . Akā me kaʻoi aku o ka pilikia, hiki hiki ke loaʻa nāʻike hiki ke kiʻekiʻe. No laila,ʻo nā mea hoʻolako e kūʻai ana i kaʻenehanaʻenehana he pono lākou eʻae i ka loli i ka palekana o kā lākou pūʻulu.

Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.