ʻO ka uluʻana a me ka maikaʻi: Eʻikeʻoe i ka Difference a me ke koho maikaʻi
Ma nā'ōleloʻokoʻa, maopopo nā mea waiwai i nā mea e hoʻokomo nei lākou i loko a me ke kumu e hana ai lākou. Eia ka mea eʻike ai i ka wā e loaʻa ai i ka loaʻa kālā kālā e hoʻoili waiwai nei iā mākou.
He aha nā kālā kālā hāpai a ke pehea lākou e uku ai?
ʻO nā kumukūʻai waiwai ulu kālā he kālā e paʻa ana i nā kumukūʻai ulu,ʻo ia nā kumukūʻai o nāʻoihana i manaʻoʻia e ulu ma ka wikiwiki e pili ana i ka māhele kūʻokoʻa.
ʻO nā kumukūʻai ulu ka mea e hana maikaʻi i ka wā o ka hoʻolālā i ka waenakonu o ka hopena o ka pōʻaiapili pāʻoihana, i ka wā e ola ai nā waiwai o nā hui. ʻO nā kumuhana lawaiʻa, e like me Apple ( AAPL ) a me Facebook ( FB ) , a me nā kumukūʻai o nā mea kūʻai'ōpili , e like me Disney ( Dis ) a me Home Depot ( HD ) , he mau hiʻohiʻo maikaʻi lākou no ka uluʻana o nā kumukūʻai o nā kumukūʻai hoʻokahi no kā lākou mau pūʻulu. Akā,ʻaʻole kūʻai kālā kālā nui i nā mea nui, nui-cap e like me kēia. Hiki nō hoʻi lākou ke kūʻai i nā kumukūʻai liʻiliʻi liʻiliʻi a me ka hapalua waena o nā hui āu i loheʻole ai akā hiki ke lilo i kaʻoihana ulu nui.
Kūleʻa kālā ka uku no ka liʻiliʻi aʻaʻoleʻole nā'āpana no ka hoihoiʻana o ka hoʻihoʻi i ka mea kālā kālā ma o ke kumu mahalo o ke kumu waiwai; akā,ʻo ka hoʻihoʻiʻana i ka mea kālā kālā no ka kālā waiwai / kālā loaʻa he hui pūʻia o ka uku mahalo a me nā hua.
ʻO ka ulu ulu pinepine (akāʻaʻole i nā manawa) ka hua'ōlelo "ulu" ma ko lākou inoa. ʻO nā hiʻohiʻona me ka Index Vanguard Growth Index (VIGRX ) a me Fidelity Growth Company (FDGRX) .
He aha ka waiwai o nā Mutual Mutual Fund a Pehea Pehea lākou eʻImi ai?
ʻO ke kumukūʻai o nā kālā kūpono nui e hoʻokomo i nā kumukūʻai waiwai nui ,ʻo ia nā kumukūʻai i kūʻaiʻia e ka mea kūʻai kālā ma kahi kumukūʻai e pili ana i nā uku a me nā kumu waiwai'ē aʻe.
Ma keʻano maʻalahi,ʻo ka mea kūʻai kālā kālā a mea mālama kālā paha eʻimi ana i nā mea kūʻai i ka "kūʻai." makemake lākou eʻike i kahi kūkā. Ke hoʻohana pinepine nei kēia mau mea kālā a hoʻoponopono paha i kaʻimi no ka noiʻiʻana a me ka hoʻolālāʻana i nā hui e hoʻoholo inā e kūʻaiʻia nā kumukūʻai - eʻike inā he "mea maikaʻi."
Akā, ma mua o ka hanaʻana i nā noiʻi a me nā hōʻailonaʻana,ʻo kahi mea kūpono e loaʻa ai ka hōʻailonaʻana i nā kumukūʻai waiwai, e kūʻai wale i kahi'āpana kālā me kahi pahuhopu waiwai. ʻO ka hapa nui o nā waiwai waiwai i loaʻa ka huaolelo "waiwai" ma ko lākou inoa. ʻO nā lālā he Vanguard Value Index ( VIVAX ) a me ka Fidelity Value ( FDVLX ) .
Hoʻonuiʻia nā kumukūʻai a me nā kumukūʻai kālā e uku i nā'āpana waiwai i nā kālā waiwai aʻo nā mea i uku liʻiliʻi aʻaʻoleʻole nā'āpana e manaʻoʻia he kālā ulu. No laila,ʻo ka pahuhopu nui loa no ka hoʻohanaʻana i nā kālā waiwai no ka loaʻa a loaʻaʻole ka hua. Ma nā huaʻokoʻa, makemake ka mea kālā kālā a iʻole makemake i nā uku hoʻopili i kumu waiwai. ʻO kēia ke kumu i kapaʻia ai ke kālā waiwai i "kālā loaʻa." ʻO nā kānaka i hoʻomaha loa,ʻo lākou nā mea waiwai nui i nā kālā waiwai no ka pūʻulu kālā.
Hiki i nā waihona kālā kālā ke koho i ka loaʻaʻana o nā'āpana kālā e kūʻai hou aku i nā kuleana o ka waihona. He mea maʻamau kēia papahana no nā poʻe i makemake i ka waiwai waiwai akāʻaʻole lākou e nele i nā kālā e loaʻa nei (makemake lākou e ulu i kā lākou kōwaiwai waiwai).
No laila, hiki ke kūʻaiʻia nā kumukūʻai kālā no ke kumu o ka uluʻana o ka wā lōʻihi, akāʻo ka inoa a iʻole ka pahuhopuʻaʻoleʻo ia ka "ulu" maoli.
Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.