E aʻo pehea e hoʻolālā ai a hoʻonui ai i ka mālamaʻana i nā hōkei kaʻawale
Eia naʻe, ka hoʻokaʻawaleʻana i nā kumukūʻai ma nā kālā kālā - e like me ka hoʻokaʻawaleʻana i kahi $ 100 i nā $ 50 i kēlā me kēlā me kēia -ʻaʻole hiki ke loaʻa i kahi palekana kūpono inā he mau uku likeʻole nā kānakaʻelua.
Inā hana kekahi hoa i $ 200,000 i ka makahiki, aʻo kekahi e hana $ 20,000 i ka makahiki, hiki i ka paʻakikī ke noi i kēlā me kēia hoa e hoʻokaʻawale i ka lilo o ka moraki . He aha kāu e hana ai?
Pehea e mālama ai i nā hōkeo kaʻawale, akā e maikaʻi naʻe
Ināʻoe e hoʻokau i ka mālamaʻana i nāʻokoʻa likeʻole, e ho'āʻo i kēia manaʻo: E hoʻokaʻawale i kāu mau hoʻolālā ma muli o kekahi hapaha o kāu kālā. Eia kekahi laʻana, hiki paha iāʻoe keʻae aku e lilo kēlā a me kēia i ka 35% o kāu kālā i ka uku o nā hale.
ʻO ka hoa hanaʻoi aʻe e uku i nā kālā hou (i ke kālā kālā) aʻo ka mea haʻawina uku e uku i nā kālā kālā. Akā, e uku ana nā hoaʻelua i ka helu like o ka loaʻa kālā. Hiki iāʻoe ke hana i kēia me nāʻano hoʻoponopono kālā - nā mea kūʻai, nā ponohana, nā mālama holoholona a me nā mea'ē aʻe.
He aha nā koho'ē aʻe i loaʻa iā kāua?
E hoʻomanaʻo, ua pili kēia'ōlelo i nā ululāʻau e makemake ana e mālama i nāʻokoʻa likeʻole a me nā puʻukiaʻelua no nā kālā hoʻolālā.
ʻAʻole ia wale nō ka papa hana a nā kāne e hoʻohana ai e mālama i nā "loko" o nā kumu wai.
Eia kekahi mauʻano'ē aʻe e hiki ai i nā kāne ke mālama i kahi kālā hoʻokahi:
- Hāʻawiʻia : Hāʻawi kēlā me kēia hoa i "kahi haʻawina." ʻO kēia paha ka like o ke kālā (i nā kālā kālā), aiʻole hiki ke hoʻohālikelike i kā lākou kālā. ʻO kēia ka mea i hiki i kēlā me kēia hoa ke hoʻolilo i ka haʻawina ma nā mea a lākou e makemake ai a mālama i ka nui o kā lākou kālā i loko o kahi waiwai. He kumuhana kūpono loa kēia inā he shopaholic kekahi hoa aʻo kekahi e manaʻo ana eʻoi aʻe kaʻoihana.
- Ke koho: E uku ana kēlā me kēia hoaʻai kekahi mau bila. Hoʻokaʻa aku kekahi hoa hana i ka moraki,ʻoiaiʻo ka hoa'ē aku e uku i nā mea kūʻai a me ka hoʻolimalima kaʻa. Ināʻoi aku ka waiwai o kekahi hoaʻai ma mua o ka mea'ē aʻe, hiki iā ia ke koho e uku no nā kālāʻoi aʻe.
- Pane maikaʻi: Hoʻolako kekahi hoa i ka laweʻana i ke kālā i loko o ka pilina me ka hiki ke hiki, akāʻo ka mea'ē aʻe, nā hoa hana haʻahaʻa e kau ana i ka hōʻokiʻana i nā kumukūʻai e like me ka hiki. Ma kēiaʻano,ʻo ka hoa pili i ka manawa e "ʻoi aku ka waiwai" hiki ke hoʻonui i ka loaʻa,ʻoiai ka hoahana haʻahaʻa i hiki ke hana i ka palekana a kōkua i ke ola o ka duo e like me ka hiki. ʻO ka hoa hana e hilinaʻi nei i ka mālama kālā e mālama i ka nui o kona mālamaʻana i kēlā me kēia mahina, a loaʻa iā ia kahi "haʻawina" aiʻole he "bonusʻoihana" e like me ia nui. Ma hope o nā mea a pau, he peni i hoʻopakeleʻia he peni i loaʻa.
- Ka uku uku uku: He aha inā inā he hoa hana piha kahi hoa , aʻo ka mea'ē aʻe e hana ana ma waho o ka hale, akā makemake nā hoaʻelua e mālama i nā pūʻulu kūʻokoʻa? Hiki i ka hoa hana i loaʻa kālā ke uku i "uku" i ka makua manawa piha. Ke kani nei au i ka weliweli, uaʻike wau, akā, ua lohe au i nā moʻolelo kūlana maikaʻi mai nā kāne aloha e hauʻoli nei i ka mālamaʻana i nā waihona kālā,ʻoiai ke kau aku kekahi hoa pili i ka hana o ka home i ka manawa piha.