ʻO ka Job o ka Hui Kuleana Kū'ē
ʻO ka mea mua, ponoʻoe eʻike ma muli wale nō o ka nānāʻana o kekahi i kou hōʻai'ē,ʻaʻole lākou e paʻa maoli i kahi kanaka hewa mai kaʻaihue a me ka hoʻohanaʻana i kāuʻike kālā.
Ke nānā nei kēia mau pūʻulu i kāu hōʻike hōʻai'ē aʻike iāʻoe inā loaʻa kekahi mau moʻokāki hou aʻikeʻole paha. I kekahi mau mea, ke nānā nei lākou i kāu helu mālama ola ma nā noi hou no ka hōʻai'ē a i ka manawa maoli e hoʻomaopopo iāʻoe no ka ho'āʻoʻana e hoʻokumu i ka hōʻai'ē. Hiki iā ia ke kōkua, no ka mea, hiki iāʻoe ke mālama i ke kūlana i ka manawa e ho'āʻo ai kekahi eʻaihue i kāu hōʻai'ē.
Hiki i kēia mau pūʻulu ke hāʻawi aku i nā lawelawe'ē aʻe e like me ka nānāʻana i kāu helu mālama ola ma ka pūnaewele pōuliuli, kahi hana pilikino, aiʻole e nānā ana i kaʻaihueʻana i ke kino. Malia pahaʻo ka hapa nui o kēia mau lawelawe he "hōʻaihoʻi" wahi kahi e hana ai kekahi luna i kāu mea e koho ai i kahi mea i'ikehueʻia. ʻOiai he nui kēia, he pono ke $ 10-30 aʻoi paha o ka malama i hiki iāʻoe ke uku? No ka hapanui o nā kānaka, ke manaʻo nei au pēlā.
Hiki iāʻoe ke hana ma kāu pono'ī?
Inā ua kuhi muaʻoe i kaʻaihueʻana o ka ID, a ua hoʻololiʻia kouʻike i kekahi ala'ē aʻe, hiki iāʻoe ke hana i nā mea a pau o kēia mau hui e hāʻawi wale ana iāʻoe iho, akā ua piʻiʻoe.
Inā ponoʻoe ma kahi'ūhue ID, ponoʻoe e noʻonoʻo i kēia mau lawelawe, palena pauʻole.
Ināʻaʻoleʻoe i maʻamau i kēia wā, makemakeʻoe e hana ikaika i ka paleʻana iāʻoe iho. Inā e noʻonoʻoʻoe i kēia mau lawelawe, manaʻo wau pēlā.
I kēia manawa, no nā mea hana-pono-nui, ua nui nā pūnaewele e hiki ai iāʻoe ke nānā i kāu hōʻike pili kālā a e hahai i kāu helu'ai'ē.
Ināʻikeʻoe i kekahi mea hewa, hiki iāʻoe ke hōʻike i ke kumukūʻai ma IdentityTheft.gov. Akā,ʻoiaʻiʻo,ʻaʻole maopopo iaʻu ka nui o ka mea e kōkua iāʻoe. Aia kekahi mau punawai ma ia pūnaewele e kōkua iāʻoe e ho'ōla hou. Hiki iāʻoe ke kōkua ma kahi pūnaewele hōʻokoʻa i ka www.ftTheftCenter.org.
Ponoʻoe e noʻonoʻo i ka mīkiʻi i kāu hōʻai'ē. He mea kēia e hana ai iāʻoe iho, no ka mea,ʻaʻole e hiki i kēia poʻe ke mālama pū i ka hanaʻana iāʻoe. Loaʻa kahi uku liʻiliʻi e hana i kēia, no ka mea noa aku i $ 10, a he uku hoʻokahi manawa,ʻaʻole i ka uku mahina. Ke hoʻokuʻu waleʻoe i kāu hōʻai'ē, ponoʻoleʻoe e palekana.
Inā kohoʻoe i kahi Kiʻina Hana Hana Kūlohelohe ID ...
ʻO ka mea maʻamau, inā hoʻokaeʻoe i kāu loiloi a nānā i kāu hōʻike kālā, e hana anaʻoe i kahi hana maikaʻi ma ka paleʻana iāʻoe iho. Eia nō naʻe, no kekahi poʻe, e like me ka mea i'ōleloʻia ma luna nei, he mea maikaʻi paha ka nānāʻana i ka nānāʻana i nā kahuehue. Inā makemakeʻoe e hana, eʻikeʻoe e hōhālike anaʻoe i nā kumukūʻai a me nā mea kūʻai ma mua o kou kūʻai. Eia kekahi, e hōʻoiaʻoe e hoʻohana neiʻoe i kahi lawelawe e nānā ana i nāʻekolu bureaus nui. He mea maikaʻi nō hoʻi e haʻalele i nā lawelawe i hāʻawiʻia mai nā kāleka kāleka kāleka. ʻO kaʻoihana, he mau iwiʻoihanaʻole.
NāʻAna'ē aʻe e mālama ai i kou kuhi ponoʻole
Nui nā mea'ē aʻe e hiki iāʻoe ke hana e mālama pono iāʻoe inā kohoʻoeʻaʻole e kūʻai i ka nānāʻana i ka hoʻokele.
Ke wehe i kāu Mail ma ke Ala Māmā:ʻO kahi mea āu e hana ai e mālama i kāuʻikepili e pale i kāu leka uila. E hōʻoki nui kēia i nā mea e hiki i ka meaʻaihue ID ke loaʻa kāuʻike. E hoʻomanaʻo wale i nāʻoihana i loaʻa iāʻoe kaʻike, e like me kāu pēlā a iʻole kāu pūnaewele pūnaewele paha,ʻaʻole paha e noʻonoʻo pono i kēia. No laila, hiki iā ia ke hoʻopau i nā lima o nā pōā.
E haʻalele i ka Mail Mena a me nā Kū'ē Kāleka i Kūponoʻia: E hiki nō iāʻoe ke koho i ka haʻaleleʻana i ka leka uila a iʻole nā'āleka kāleka i'āponoʻia i mua i'āponoʻia. Hiki iāʻoe ke hana i kēia ma OptOutPrescreen.com. Mālamaʻia kēia i ka nui, akā,ʻaʻole i nā mea a pau, nā mea i komo i loko o kāu pahu meli.
Eʻike i kāu hōʻike kālā: E nānā mau i kāu hōʻike kālā. Hiki iāʻoe ke loaʻa ka hōʻike kūikawā i kēlā me kēia makahiki ma AnnualCreditReport.com. E hoʻomanaʻo wale i kēia meaʻaʻole e kaohi kekahi i ka laweʻana i kāuʻike, akā hiki iā ia ke haʻi iāʻoe inā uaʻaihue kekahi i kouʻike ma keʻano pilikino kolohe, nā kāleka kāleka kālekaʻikeʻole, a me nā like.
Loaʻa i nā Aleki Hoʻolaha : He manaʻo maikaʻi hoʻi e hoʻokumu i nā leka hoʻopunipuni . Eia hou, e hoʻomaopopoʻoeʻaʻole e kaohi nā meaʻaihue mai ka loaʻaʻana o kāuʻike. ʻO lākou wale nō e haʻi iāʻoe inā he hiki ke hana maʻalahi i kāu mauʻike. Eia kekahi, ke hoʻopau nei kēia mau mea ma hope o 90 mau lā, no laila ponoʻoe e hoʻomau hou i ka lawelawe.
E hoʻokuʻu i kouʻike:ʻO ka mea nui, he mea nui kēia. ʻO ia kekahi o nā papa hana kūikawā e pale ai iāʻoe iho i kaʻaihue maoli. Eia naʻe, he wahi e ola ai maʻaneʻi. ʻO ka hoʻoweliweliʻana i kāu hōʻai'ēʻaʻole e mālama i kāuʻike mai nā mea lawe waiwai e like me ka waihona account, kaʻaihueʻana i kaʻike kino, kaʻaihue ID pili kālā a iʻole kaʻaihue hewa hewa.