Pehea keʻano o ka Mutual Fund Types?
Pūʻulu kālā kālā
Hoʻomanaʻo muaʻia nā kālā kālā ma keʻano e like me ka nui o ka loaʻaʻana o kaʻilikai ma luna (ka nui o kahiʻoihana a hui pū paha e like me nā wā kūʻai o ka huina kālā).
- Kālā nuiʻo Kālā Waiwai kālā e hoʻokomo i nā kumukūʻai o nā hui me ka hoʻonui nuiʻana o ka maketi (ʻoi aku ma mua o $ 11 biliona, e like me ka Morningstar ). Ua nui kēia mau poʻe i lohe pahaʻoe iā lākou paha a iʻole pahaʻoe e kūʻai i ke kūʻai a me nā lawelawe mai iā lākou i nā manawa mau. ʻO Wal-Mart, Exxon, GE, Pfizer, Bank of America, Apple a me Microsoft. Loaʻa ka Morningstar i kahi pūʻulu makamae, i kapaʻia "Giant,"ʻo ia hoʻi kahi'āpana kālā e hoʻohui nei i nā hui o kaʻoihana o ka'ilā ma mua o ka $ 47 biliona.
- Mālamaʻo Mid-cap Stock Fund i nā kumukūʻai o nā hui i waena o ka nui o ka nui (ma waena o $ 2.5 biliona a me $ 11 biliona, e like me Morningsta r ). He nui nā inoa o nā hui āu eʻike ai, e like me Harley Davidson a me Netflix, akā naʻe,ʻaʻole pahaʻoe iʻike, e like me SanDisk Corporation a iʻole Life Technologies Corp.
- Hoʻoliloʻia nā kumukūʻai kūʻai liʻiliʻi liʻiliʻi i nā kumukūʻai o nā hui o ka liʻiliʻi liʻiliʻi liʻiliʻi (ma waena o $ 750 miliona a me $ 2.5 biliona, e like me ka Morningstar). ʻOiai heʻoi aku ka nui o ka hui kālā piliona-iāʻoe, he mea liʻiliʻi loa ia i ka Wal-Marts a me Exxons o ke ao nei. He pūkole kālepaʻo Morningsta rīna i kapaʻiaʻo "Micro-cap",ʻo ia hoʻi ka'āpana kālā e hoʻolakoʻia ana i nā hui a me ka loaʻaʻana o ka loaʻaʻana o kaʻilikai ma lalo o $ 750 miliona.
Hoʻopiliʻia nā waihona kālā e like me kā lākou mea i manaʻo ai, aʻo ka mea nui e māheleʻia i nā kumuhana Growth, Value or Blend:
- Kūkulu nā kumukūʻai o nā ulu ulu i nā kumukūʻai ulu,ʻo ia nā mea kūʻai o nā hui i manaʻoʻia e ulu ma ka wikiwiki wikiwiki aʻe ma ka maʻamau.
- ʻO ke kumukūʻai waiwai kūʻai kālā i loko o nā kumukūʻai waiwai,ʻo ia nā kumukūʻai o nā'upeli i manaʻoʻia e ka mea nāna e mālama kālā aiʻole'āpana kālā e kūʻai aku ma ke kumukūʻai ma lalo o ke kumukūʻai kūʻai. Kāheaʻia nā Fund Stock Fund i kapaʻiaʻo " Funds Dividend Mutual Funds" no ka mea,ʻo nā kumukūʻai waiwai ka mea e uku mau i nā kālā i nā mea waiwai kālā, akā,ʻaʻole e uku ka waiwai ulu i ka mea kālā kālā no ka mea e hoʻomau hou ana ka hui i nā'āpana e hoʻonui i ka hui.
- Hoʻopiliʻia nā mea kanu i loko o ka huiʻana o ka ulu a me nā waiwai waiwai.
I kēia manawa ua aʻoʻoe i nā kumu waiwai o ka waihona kālā i ka hoʻokaʻawaleʻana i kēlā me kēia kālā, eʻikeʻoe i keʻano o ia mea, no ka laʻana, ināʻikeʻoe i kahi kālā likeʻole i hoʻokaʻawaleʻia e like me ke kālāʻo Mid-cap. He kālā ia e mālama nei i kahi hui lāʻau e hōʻike ana i nā hui o ka nuiʻana o ka waihona kālā me kahi pahuhopu waiwai.
Hiki ke hoʻokaʻawaleʻia nā kālā kālā e like me International a Foreign Foreign , i ka'āina'āina, e like me ka Europa a me ka Moana Pākīpika, aiʻole i nā wahi kūikawā, i kapaʻia he kālā o ka pūʻulu , e like me Health, Real Estate, Technology, Energy, Consumer Staples, Utilities a laila.
Bond Mutual Fund Categories
Hiki ke hoʻomaopopo maikaʻiʻia nāʻano o ka waihona hoʻopaʻa kālā a me keʻano o kā lākou hoʻonohonohoʻiaʻana ma ka nānāʻana i nā kumu o nā paʻa . ʻO nā bona i hāʻawiʻia e nā hui, e like me kaʻAmelika Hui PūʻIa a i nā hui paha, aʻo ka pūʻulu pili kālā e hoʻokaʻawale nuiʻia e nā poʻe e makemake nei e hōʻai'ē i ke kālā ma o ka hoʻopukaʻana i nā palapala hoopaa:
- Mālamaʻo ke Aupuni i nāʻano likeʻole o nāʻaha WaihonaʻAmelika.
- MālamaʻoʻAmelika Bond i nāʻano likeʻole o nāʻaha aupuni. ʻO ka mea nāna e hoʻopuka i ka palapala hoʻopiʻi - ka'āina - heʻano moku'āina ia ma loko oʻAmelika Huipūʻia (ʻo ia hoʻiʻo California Municipal Bond).
- Kākoʻoʻo Corporate Bond i nā palapala likeʻole i hāʻawiʻia e nā hui.
Hoʻokaʻawaleʻia ka waihona kālā no ka lōʻihi (e like me, akāʻaʻole naʻe i nā manawa likeʻole,) o nā paʻa i hoʻopaʻaʻia i loko o ka waihona kālā.
- E kūʻai nui nā kumukūʻai lōʻihi i nā lālā me ka lōʻihi iʻoi aku ma mua o 10 mau makahiki.
- E kūʻai nui aku nā kumukūʻai o nā makahiki wāwae i nā koina me nā hoʻohui ma waena o 3.5 a me 6 mau makahiki.
- E kūʻai mua ana nā kālā Bond Bonds i nāʻaelike me nā lōʻihi o hoʻokahi a 3.5 mau makahiki.
- E kūʻai nui aku nā kālāʻo Bond i nā lā lōʻihi i nāʻaina a me nā hoʻoemiʻana i lalo o hoʻokahi makahiki.
Hiki keʻike houʻia ke kālā o kēlā me kēia kālā e ka hōʻai'ē hōʻai'ē o nā paʻa paʻa i hoʻopaʻaʻia i loko o ka pūnaewele paʻa. ʻO kahi laʻana,ʻo nāʻae WaihonaʻAi Moku'āinaʻoʻAmelika kekahi o nā koina kiʻekiʻe loa (hikiʻole i ka mea hoʻopaʻa paʻa) a me nā "Bonds Bunk" i waena o ka hōʻailona o ke koina (ʻoi aku ka pilikino i ka mea paʻa) a ua kapaʻiaʻo ia he mau hōʻailona koʻikoʻi.