Pehea e hoʻonuiʻia ai nā mea hale o ka home ma nā uku ma luna o ka IRS Exclusion
Akā, i ka wā iʻoi aʻe ka waiwai i ka waihoʻana i $ 500,000 a iʻole $ 250,000 paha,
Pane: Uaʻauhauʻia ka nui o ke kālā ma keʻano he waiwai waiwai lōʻihi i ka palena he 15%, a me nāʻauhau kālai'āina e pili ana. ʻO ke kumu nui: Pono a noho i loko o ka waiwai e like me kou wahi noho nui no nā manawa e hōʻiliʻili ana ma lalo oʻelua o nā makahikiʻelima e pau ana i ka lā kūʻai, a he mau makahikiʻelua paha i hala ma hope o kou hoʻohana hopeʻana i ka wehe.
ʻO ka'Āpana Kuleana'āina
Ke kūʻai akuʻoe, e hoʻomanaʻo i nā kānāwai kūikawā no nā mea hana. ʻAʻole pili ka hopena i ka waiwai a me kekahi waiwai pono'ī āu e kūʻai ai no ka uku. E helu i kekahi waiwai ma luna o kēlā mau mea e like me ka hōʻailona kālā i ka makahiki o ke kūʻai aku.
ʻO kaʻoi aku iʻoi aku ka maikaʻi,ʻaʻole hiki iāʻoe ke unuhi i ka pohō ma ko lākou kūʻai, no ka mea,ʻaʻoleʻoe i kūʻai mua iā lākou no ka loaʻa kālā a loaʻa kālā. ʻAʻole hiki iāʻoe ke hōʻemi i ka uku mai ka kūʻaiʻana i kahi home ma kahi nāwaliwali i loaʻa i ka kūʻaiʻana i nā lako; ʻO ka kūʻai aku i nā mea kūʻai he mea maʻamau. Inā kohoʻoe e kūʻai i nā mea o kou nohoʻana, hiki keʻauhau nui i kaʻauhau.
ʻO ka lawelawe i loko o ka'eneke kālā e loaʻa i ka waiwai a iʻole ka waiwai maʻamau no kēlā me kēia waiwai i kūʻaiʻia -ʻaʻole ma ka hopena hope loa o ke kūʻai.
No laila, inā he hopena hōʻolimalima kālā i loaʻa i kahiʻoki waiwai noʻoe, hiki i nā lina ke hoʻokumu i kahi waiwai kālā ma keʻaki waleʻana i nā poho i kākoʻoʻia i kekahi o nā waiwai i komo.
Ka hopena:ʻO ka waiwai i loaʻa i kaʻauhau iʻoi aku paha ma mua o kaʻeke kālā loaʻa mai ke kūʻai aku.
ʻO kekahi laʻana,ʻo ka waihona o ka hale o Rita Harrison,ʻo ia kekahi mau mea iʻoi aku ka emi ma mua o ko lākou kumukūʻai mua, aʻo ka poʻe'ē aʻe i mahalo nuiʻia -ʻo ia hoʻi keʻano o nā kuahiwi, no ka mea. Ua loaʻa iā Rita he $ 50,000 no nā mea o ka home, aʻo ka uku kumu kūʻai paha he mea nui loa aʻoi aʻe paha.
Akā hoʻi, ua kūponoʻo ia no kaʻauhau kālā kālā ma ke kumukūʻai ma kēlā me kēia mea i kūʻaiʻia no nā mea kūʻai aku, me ka ukuʻole no nā mea i loaʻa ma nā mea i kūʻaiʻia no ka emi iho o ka uku. No laila, inā loaʻaʻo Rita i nā waiwai he $ 25,000 a loaʻa iā ia nā poho o $ 25,000, pono iā ia e uku i kaʻauhau ma nā waiwai a pau a haʻaleleʻole i nā lilo a pau.
Hōʻike nā IRS i nā mea e maopopo ai iā Rita i ka wā e hoʻohanaʻia ai nā mea hana a me nā lako i loko o kona home. Hiki ke hoʻohuiʻo Rita i kona kumu home i ka mea e hoʻolimalimaʻia ai e ia i nā lako, nā ukana a me nā mea like e pili ana i nā hoʻolālā (mau mea paʻa o ka waiwai) a no laila, he wahi o ka home. ʻAʻole hiki iā ia ke hoʻohui i ke kumukūʻai o nā mea i manaʻoʻia he waiwai pilikino a, no laila,ʻaʻole kahi o ka home.
ʻO ke kānāwai o ka moku'āina kahi e noho nei kona home e hoʻoholo ai inā paha, e'ōlelo, pono e hoʻolakoʻia ka pahu failala e like me ke kikowaena (ʻo ia hoʻi, e pono ke kūʻai aku i kēia mea me ka home) a iʻole he waiwai pono'ī (ʻo ia hoʻi,ʻaʻole e kūʻaiʻia ).
Ma keʻano he kānāwai, ke nānā nei ke kānāwai i kahi mea hiki ke loli i waiwai pono'ī,ʻaʻole ka mea pale.
>ʻO Julian Block, he loio ma Larchmont, NY, i haʻiʻia e ka poʻe leka uila he "poʻokela o kaʻauhauʻauhau nui."
> Ma ka manawa kākau, Elizabeth Weintraub, DRE # 00697006, he mea kūʻai aku ma ka Lyon Real Estate ma Sacramento, Kaleponi.