Nā kākoʻo. Nona
I loko o nā makahiki heʻumi (i hoʻopauʻia i ka lā 30 o Kepakemapa 2014),ʻo ka S & P 500 - kahi hana o nā hui nui oʻAmelika - ua hōʻailonaʻia he 8.11%.
I ka hoʻohālikelikeʻana, ua loaʻa ka hoʻihoʻi kālā makahiki o 4.62% i ka makai hoʻopaʻapaʻa home, e like me ka mea i hōʻailonaʻia e kaʻAhahui Barclays US Bond Index . Ua hoʻokahuaʻia nā bila i nā kumukūʻai o nā mea kūʻai i kūʻaiʻia ma uka, i piʻi mai 6.32% o kēlā me kēia makahiki ma ke kaulike, a me nā ukana kūʻaiʻana i nā mākeke, a hoʻi mai 10.68% o ka makahiki. *
ʻOiaiʻoi aku kaʻoi aku o nāʻoihana he 10 makahiki ma mua o nā paʻahao, he mea nui e hoʻomanaʻo i nā hoʻolahaʻana i nā hoʻolaha a hiki i ka hikiʻana o nā kaula i hiki ke kōkua i ka hoʻoneʻe i ka hemahema o ka māhele kūʻai. Eia kekahi, hiki ke hoʻolōʻihi houʻia nā lālā e puka ana i nā kikowaena - e like me ka hihia mai 2000-2002.
Nā Māhele Bond Market Boost Best, 10 Makahiki
ʻO kekahi o nā loina maʻamau i ka hoʻolimalimaʻana,ʻo ia kaʻoi aku o nā mea i pili i nā loli lōʻihi lōʻihi. ʻO nā hualoaʻa he 10 makahiki ka mea i puka mai ai, ma muli o ka piʻiʻana o nā māhele kūʻaiʻoihana maikaʻi loa, a he awelika makahiki ka hoʻihoʻiʻana o 9.28%, a me nā koina kiʻekiʻe , a hoʻihoʻiʻia he 8.67%.
Ua hoʻoholo lāua aʻelua ma mua o ka S & P 500 -ʻoiai ma hope o ka hōʻai'ē 32% + loaʻa i ka makahiki 2013 - a me ka māhele paʻa ma keʻano holoʻokoʻa.
Ma lalo iho nei nā mahele mākaʻikaʻi maikaʻi loa no ka makahiki 10-makahiki, me ka hōʻailona nui a me nā helu waiwai no ka hoʻohālikelikeʻana.
- Kuhi Kiekie 7.98%
- Nā Pākeho Kūpono 7.78%
- Ka lōʻihi o ka US US Bonds 6.97%
- ʻO nā Bona Aupuni Kālai'āinaʻo ke aupuni lōʻihi 6.78%
- Kālā Waiwai-Kālā Kālā (nā mea kaulike) 5.49%
- Kālekaʻiaʻo US'Ahui Bond Index 4.62%
- S & P 500 Index 8.11%
Nā Māhele Bond Market Boost Best, 5 Makahiki
ʻO nā makahiki i hala iho nei he manawa ia e hoʻonui ai i ka hoʻomehana waiwai , me ka piʻi mālie o ka makemake o nā mea waiwai no ka pōʻino, hoʻonui i nā kālā o nā hui, a me ka hui nuiʻana ma nā pānaʻi US. Ua lilo ia i mea kūpono no ka māhele o ka māhele kūʻai e maʻalahi i nā kūlana hoʻolālā: nā koina ikaika kiʻekiʻe , nā loans nui , a me ka hōʻai'ē kūʻokoʻa o ka mākele. I ka nānāʻana i kēia mau helu, he mea nui e hoʻomanaʻo i kēia mau helu a pau i ka heluʻoleʻia i loko o nā makahiki e hiki mai ana:
- Nā Hōʻaika Make Loa 10.70%
- Ke kūpono kiʻekiʻe 10.36%
- Kākoʻo kālā-Kālā Kālā (nā mea kaulike) 10.57%
- Nā Loiloi Loaʻa Loaʻa 8.8%
- Nā Loina Aupuni Long-Term 6.99%
- ʻO BarclaysʻAmelika Hui Kū'ēʻAhahui 4.12%
- S & P 500 Index 15.70%
Nānā:ʻEke nui nā helu kuʻuna i nā mahina heʻumikumamālua i hala iho nei,ʻoiaiʻo ka hapaʻoi loa o ka pilikia kālā o 2007-2008ʻaʻole i hoʻokomo houʻia i loko o ka piha oʻelima mau makahiki. E noʻonoʻo i kēia hōʻike e hiki i nā mea hana lōʻihi lōʻihi ke alakaʻi hewa .
Nā Māhele Bond Market Hana Hana Loa, 3 mau makahiki
ʻO keʻano o nā makahikiʻekolu he like me nā kaʻinaʻelima a me kaʻumi-makahiki ma muli o ka ukuʻana i nā pilikia e like me nā mea e paʻa ai me ke kūlana kiʻekiʻe loa i nā kūlana hoʻolālā - nā hua kiʻekiʻe a me nā makuka kūwaho - ua hana maikaʻi loaʻia.
E hoʻomanaʻo hoʻi, ua hana maikaʻi nā lā lōʻihi. Loaʻa kēia ma muli o ka wili koi i nā hua o nā mea i hanaʻia i ka makahiki 2011-2012, no laila hikiʻole ke hāpai houʻia kēia mau loli. Eia kekahi,ʻo ka hopena o ka neʻeʻana o ka 2011-2012 e "wikiwiki ana i ka hopena hope" o nā makahikiʻoiʻekolu makahiki, no laila,ʻaʻole kēia mau papa ma ka papa inoa o nā papahana maʻamau ā hiki i ka hopena o ka makahiki 2014.
- Ke kūpono kiʻekiʻe 10.62%
- Ka Waihona Waiwai Kākoʻo lōʻihi 6.85%
- Ka Loan Huina 6.66%
- Kākoʻo kālā-Kālā Kālā (nā mea kaulike) 5.47%
- Nā Hōʻaika Kūikawā 5.03%
- Kākoʻoʻiaʻo US'Ahui Bond Index 2.43%
- S & P 500 Index 22.99%
ʻO ke alanui
Heʻoiaʻiʻo ia i ka hoʻopukaʻana o ke kānāwai i nā palapala hoʻopuka waiwai i nā'ōlelo a pau:ʻo ka hana i hala aku neiʻaʻoleʻo ia ke kumu o nā hopena hope. Eia naʻe, hōʻike mai kēia mau hōʻailona hōʻailona iā mākou iʻekolu mau mea. 1) nā mea waiwai hoʻolimalima lōʻihiʻole e hopohopo i ka laweʻana i nā mea pōpilikia, 2) mālama i nāʻoihana kālā no ka wā lōʻihi e hiki ke hoʻomāmā i ka hopena o nā hōʻailona makamae loa (e like me ka mea i hanaʻia i loko o nā kumukūʻai a me nā koina kiʻekiʻe ma 2008) , a me 3), hiki i nā paʻa ke hana i ka waiwai kūpono i ka hoʻonuiʻana i nā kōpili.
E noʻonoʻo i kou kūkuluʻana i kāu kōkoi kālā.
* Nā waihona i hoʻohanaʻia: US nā hui nui: S & P 500,ʻAmelika liʻiliʻi: Russell 2000 Index, nā kumukūʻai o kaʻoihana kūʻai i kālepa: MSCI EAFE, nā huahana kālepa kūwāhi: MSCI Nānā Makai, nā kiko kūʻai makaika: JP Morgan EMI Global Diversified Index, kiʻekiʻe NĀ KAHUʻUPU KĀKAHI: Ka Palapala Hōʻai'ē Kū'ēʻo Credit Suisse, nā kākoʻo aupuni aupuni lōʻihi o ka US: Barclays US Government Index, nā lālā o nā hui lōʻihi o ka US: Barclays Long Investment Grade Index, TIPS: Barclays US TIPS Index, nā laikini pili paʻa - nā palekana a pau: Barclays Kālā Kuleana Waiwai,'Ake Kū'ē Loa: S & P / LSTA Leveraged Loan Index, Nā Waikaina'Apana : Ka Moku'āinaʻo Barclays Municipal Bond.
Ka hōʻole :ʻO kaʻike ma kēia pūnaewele ua hāʻawiʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e manaʻoʻia he'ōlelo kūkā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana. E kūkākūkā mau i kahi kākā'ōlelo hana kālā a me nā mea kaulikeʻauhau ma mua o kāu kau kālā