Ponoʻoe e kūʻai i kahi hōʻuluʻulu kālā hōkū waiwai a me kahi waihona kālā S & P 500 Index?
Aia kekahi mau hana hewa e pale ai i ka huina o nā māhele kūʻai 'āina a pau me ka S & P 500 hōʻuluʻulu manaʻo.
He mea naʻauao ke hoʻohālike a hoʻohālikelike i nā like a me nāʻano'ē aʻe ma mua o ka hoʻokomoʻana.
ʻO ka Total Stock Marketʻaʻoleʻo 'Total' Diversification
Ma kahi e loaʻa ai i nā mea waiwai ke kānalua a / a iʻole ke kuhi hewa paha,ʻo ka nui o ka'ikepū helu'āina kūʻai e hoʻohana i ka Index Wilshire 5000 a iʻole ka Russell 3000 Index ma keʻano he kahakaha, aʻo Starstar ka inoa,ʻo "index-best-index".
ʻO ka mea kākau, "ka nui o nā 'āina kiko'ī makamae," hiki ke alakaʻi hewa. ʻO ka Wilshire 5000 Index a me ka Index Russell 3000 ka uhiʻana i nā laulima aʻo nā meaʻelua aʻo ka hapa nui a me ka paʻaʻana o nā kumukūʻai nui nui, kahi i loaʻa ai iā lākou kahi kiʻekiʻe ( R-squared ) i ka S & P 500 Index .
Ma nā'ōlelo maʻalahi,ʻaʻole i hoʻokomo pono ka waihona kālāʻai kālā ma ka'āpana kūʻai'āina piha ma keʻano maoli. ʻO ka mea kākau maikaʻi loa ka "laulā nui-poʻo i nā kuhikuhi kuhikuhi." Nui nā mea kālā e hana i ka kuhi hewa o ka kūʻaiʻana i ka waihona kālā kālepa holoʻokoʻa e manaʻo ana he nui nāʻano o nā kālepa nui-poʻokela, nā hapalua waena o nā kumukūʻai a me nā puʻupuʻu liʻiliʻi i hoʻokahi kālā.
ʻAʻole kēiaʻoiaʻiʻo.
Ke kohoʻana i kahi hua'ōlelo e kūkulu i kahi kōpili i hoʻololiʻia
Hiki i kekahi mea kūʻai kālā ke hoʻopuka hou i ka nui o ka māhele kūʻaiʻokoʻa, manaʻo lākou makemake e kūkulu i kekahi kōpili likeʻole , ma ke kūʻaiʻana i nā kālā likeʻole e hōʻike i nā māhele o nā māhele. Eia kekahi laʻana, hiki i kahi mea kālā ke hoʻolimalima i nā kālā he 4 aʻoi aʻe paha,ʻo kēlā me kēia mahele o nā kāwai kālā likeʻole , e like me ka waiwai nui, kāpili liʻiliʻi, waiwai haole, a me nā hōʻai'ē hoʻopaʻa.
No ka māhele nui poʻokela, he mea naʻauao ka mea kūʻai kālā e hoʻohana i ka hōʻailona nui-poʻokela, e like me ke kumukūʻai S & P 500 Index maikaʻi loa, a kūkulu iā ia me nāʻano kālā'ē aʻe.
Ma ka hōʻuluʻuluʻana,ʻaʻole i loaʻa i ka huina kālā kālepa kālā ka nui o ka māhele kūʻaiʻilima; Laweʻo ia i ka hapanui o ka māhele kūʻokoʻa nui poʻokela me kahiʻano liʻiliʻi loa o nā paukū'ē aʻe, e like me ka waena o ka pāpale a me nā'āpana puʻupuʻu liʻiliʻi. No laila,ʻo ka mahele o ka pōʻaleʻa makaikai nui-pola,ʻo ia ke kumu e hana like aiʻo ia me ka waihona S & P 500.
Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.