E loaʻa nā kālā kālā a me nā kālā hōʻai'ē ma kekahi Credit Union
ʻO ka hopena o nā lālā i hanaʻia kekahi paha o nā pōmaikaʻi iʻikeʻoleʻia i loko o kaʻahahui .
ʻO nā hana he nui wale ka uku, akā hiki ke hoʻohanaʻia nā liʻiliʻi liʻiliʻi - pēlā e hōʻoia me nā uniona kālā inā loaʻa iāʻoe kekahi mau nīnau.
He aha kāu e hana ai?
Inā he lālā o kāu'ahalālā o ka pūnaewele alalaʻi like (ʻikeʻiaʻo CU Service Centers), hiki iāʻoe ke hoʻopau i nā hana maʻamau i kēlā me kēia wahi, e like me:
- E mālama i nā hōʻailona ma kēlā me kēia'ekekaina kahi o ka pūnaewele
- E hoʻokaʻawale i ke kālā mai ka mea haʻi
- Hana i nā hoʻoili kālā
- E neʻe i nā kālā ma waena o nāʻike
Hiki ke hana hou aʻe, ma muli o ka lālā āu e hele ai a me nā lawelawe a lākou e hoʻolako ai, akā ponoʻoe e uku i nā uku kūpono. Eia kekahi laʻana, hiki iāʻoe ke kūʻai aku i nā kāleka kālā a me nā kauoha kālā inā makemakeʻoe iā lākou no ke kūʻai.
No nā lawelaweʻoihanaʻoi aku, ponoʻoe e hana pololei me kāu loina. Eia kekahi laʻana,ʻo ka noiʻana i kahi hōʻai'ē a iʻole e weheʻana i kahi hōʻailona hou, makemakeʻoe i kahi huakaʻi hele i kāu lālā "home" (inā paha hiki iāʻoe ke hana ma ka lekapona a me ka pūnaewele).
ʻOiaʻiʻo, ināʻoe i neʻe ai a hoʻololi paha i kāu mau kūlana, hiki iāʻoe ke ho'āʻo mau i ka hui pūnaewele kūpono.
Ka mea e pono ai
He mea maʻalahi ka hoʻohanaʻana i ka hookani. No ka hōʻoiaʻana i kāu moʻokāki, ponoʻoe e lawe mai i nā kiko'ī pūnaewele meʻoe -ʻo nā mea kākau i nā'eiona'ē aʻe ke nānāʻole i kāu helu helu.
Ponoʻoe i kēia mau mea:
- ʻO ko inoa "ʻaha" home
- ʻO kāu helu helu
- Kaʻike
E hoʻohana i nā'āpana waihona i hāʻawiʻia e ka lālā āu e hele nei. Ma ka mālama pono, e nīnau inā loaʻa kahi waihona kūikawā kūikawā no nā lālā o ka poʻe lālāʻole ma ka hoʻohanaʻana i ka hookui. E hauʻoli nā mea hōʻole a me nā limahana'ē aʻe i ke kōkua - hoʻohanaʻia lākou e hana me nā lālā o nā'eiona'ē aʻe.
Ma ka hapanui o nā hana, e hanaʻoe me nā mea haʻi i loko. Eia naʻe, inā hoʻohana pinepineʻoe i ka lālā hoʻokahi, hiki iāʻoe ke hopu i kekahi mau waihona waihona kālā hou a hoʻohana i ka pūnaewele-inā e likeʻoe.
Ke Huli nei i nā Pālā Kūkā
ʻO ka hapa nui o nā uniona kālepa e komo i ka hui like. Ināʻikeʻoe aia kahi lālā kūpono kokoke, e ho'āʻo.
Aia ma kahi o 5,000 CU Pūnaewele lawelawe ma ka'āina. No ka huliʻana i kahi lālā, e hoʻohana i ka mea hana loea COOP (a loaʻa i ka'ōnaehana no kāu polokalamu kelepona, kuhikuhi iāʻoe i ka lālā kokoke loa a iʻole ka ATM pūnaewele ).
Hiki iāʻoe ke hoʻomaʻamaʻa iāʻoe iho me ka leka uila palupalu (kahi'ōwili) a hoʻohana i nā wahi e hōʻike ana i kēlā logo.
No ke aha i kākoʻo likeʻana?
I kekahi manawa,ʻaʻole hiki ke hele i ka lālā o kāu lolā. Mālamaʻoe i nā lālā i nāʻano nui.
Inā ua neʻeʻoe a e hele paha , hiki i kahi lālā o kaʻahahui i kokoke.
Loaʻa nā pūnaewele lawelawe CU i ka'āina, i nā kaiaulu nui a me nā liʻiliʻi. ʻAʻole ponoʻoe e holo i kahi loea ma mua o kou haʻaleleʻana i ke kūlanakauhale - hiki iāʻoe ke hana i kāu mea e pono ai ma kahi āu e hele ai (e manaʻo ana e noho anaʻoe iʻAmelika Hui Pūʻia).
Ināʻaʻole kāu loiloiʻoihana palekana-hola e kūpono , hiki ke loaʻa iāʻoe kekahi loina kālā me nā hola kūpono. ʻO nā hui kālā likeʻole e lawelawe i nā kumuhana likeʻole, hiki i nā kānaka ma nā hana me nā hoʻonohonoho paʻakikī. Hiki iāʻoe ke pōmaikaʻi mai nā manawa hoʻolālā o kaʻahahui i ka nānāʻole e pili ana i kāuʻoihana a iʻole ka lālā pili kālā.