E loaʻa iāʻoe kaʻoi aʻe o ka hoʻihoʻiʻana ma mua o nāʻaha kūkā
Hāʻawi nāʻaha kālā i kahi koho'ē aʻe i nāʻaukā. Hāʻawi lākou i nāʻano likeʻole, akā, pinepine hoʻi me nā haʻawina haʻahaʻa haʻahaʻa a me nā uku hoʻonui. Ma kahi o kahi e noho nei, hiki iāʻoe ke komo i kahiʻahaʻeha'āina. Ināʻaʻoleʻoe e kūpono mai kāuʻoihana aiʻole kahi wahi, kūponoʻoe ke kūpono i kahi'āpana liʻiliʻi a hāʻawiʻole paha i kahi pilikua. No laila, inā makemakeʻoe e hui pū me kekahi loina, eia kekahi o nā'aiona maikaʻi loa e koho mai.
01ʻO ka hōʻailona kālā no ka uku: Union Union Union
ʻO kaʻahahui kiʻekiʻe a pauʻo ka Union Union heʻahahui nui iʻike nuiʻia aʻo ka 5 nui ka nui ma ka United States ma nā waiwai. I hoʻokumuʻia ma ka United Union Union Credit Union i ka makahiki 1935, aia ma Kaleponi, Colorado, Texas, a me Virginia ka Chicago Century Credit Union. Hiki i nā lālā ke hoʻokomo i nā kumukānāwai 80,000 o nā ATM, akā hiki iāʻoe ke hoʻohana i kahi'enekeʻole o ka ATM me ka loaʻaʻana i $ 20 i ka ukuhoʻi kālā no ka mālamaʻana i nā mea waihona.
ʻO ke ala maʻalahi loa i ka lālāʻana, he hui ia me nā lālā o 150 mau lālā a iʻole e noho ana ma kahi o ka moku. Hiki iāʻoe ke hui pū me kahi manawa maʻalahi, $ 10 kālā i ka Care Care Care Success.
Me ka wikiwiki pūnaewele, kelepona pūnaewele a me nā kelepona waea, mai hopohopo ināʻaʻoleʻoe e noho kokoke i kahi lālā. ʻO kahi wale nō mea e pāpāʻia ai ka waiho kālā. Hiki iāʻoe ke hana i nā mea'ē aʻe a pau me ka ukuʻoleʻana i hoʻokahi keneta.
02 Hui Loa Loaʻa no ka Hoʻokūhui Honua o nā Lala: KānaehanaʻAna Lahui Mua
ʻO ka First Tech Credit Union kekahi o nā kapuaʻi nunui loa o nā lālā, a me 40 mau lālā iʻeiwa mau moku a me Puerto Rico. Me ke kumu i hoʻokahoʻia ai nā mea hana kelehana i Tektronix, kahi i hoʻohuiʻia ai nā wahi o nā hui i nā kikohana kikohana ma United States.
ʻO kona komoʻana i ka pūnaewele Co-op e hāʻawi aku i nā lālā i 30,000 + ATMs free-free a ma luna o 5,000 mau lālā no ka mālamaʻana i nāʻoihana kālepa. ʻOiai ināʻaʻoleʻoe e noho kokoke i kahi lālā Branch Tech, hiki iāʻoe ke hana i nā mea nui i kēlā mau lālā pili. Me nā mea he nui, hiki i kahi nui ke kokoke.
Hoʻolaha kaʻahaʻeha i nā koho koho he nui, aʻo kekahi o lākou e hāʻawi ana i nā uku kumukūʻai hoʻokūkū a me nā uku. A hiki i kekahi ke hui pū!
03 Ka Mokupuni Loa Loa no nā Koa: Na Federal Union Credit Union
'Aʻohe like me nā mea'ē aʻe ma kēia papa inoa, hikiʻole i nā mea a pau ke hui pū me Nāvy Federal Credit Union. Eia naʻe, hiki i kekahi pūʻali koa kūikawā, ua hoʻi aku ka pūʻali koa me ko lākou mauʻohana. ʻO nā limahana o ka 'Oihana Hoʻokuʻi (DOD), nā mea kōkua i hoʻonohonohoʻia i kahi hana DOD a me nā mea hana hana ma nā hana DOD a me ko lākou mauʻohana, ua kūpono lākou e hui pū.
Inā kūpono iāʻoe, ua loaʻa i kēia'ekepili kaʻoihana kiʻekiʻe no ka lawelaweʻana i nā mea kūʻai a hāʻawi i nā koho nui no ka nānāʻana, nā mālama kālā, nā kāleka kāleka a me nā loina. E like me nā hōʻai'ē kālā a pau,ʻo Navy Federal he mea kōkua, no laila e loaʻa ai nā lālā hoihoi maikaʻi aʻe o ka poʻe ma mua o ka loaʻaʻana o ka bank.
ʻO ka nui o nā mea haʻahaʻa he pale kiʻekiʻe loa ia e hōʻaleʻaʻole ai i ka uku o ka mahina ma ka waihona helu hōʻailona kaulana a me nā loiloi haʻahaʻa ma mua o kekahi mau mea hoʻokūkū ma kēia papa inoa. Akā inā nohoʻoe ma kahi kokoke a i kahi kokoke paha i kahi kumu, pono pahaʻo Navy Federal Credit Union iāʻoe.
04 Hui Loa Loaʻa no nāʻAna Hoʻoilina: Pentagon Federal Credit Union (PenFed)
ʻO ka Pentagon Federal Credit Union, iʻike nuiʻiaʻo PenFed, heʻahahui kālai'āinaʻo Wakinekona iʻikeʻia e nā koa, akāʻaʻohe ponoʻoe e noho ma Wakinekona aiʻole kekahi o ka pūʻali e hui. E like me nā hui kālā'ē aʻe, hāʻawi kahi haʻawinaʻuʻuku i kahi makana aloha i kāu manawa e wehe i kahi moʻokāki hou. I ka wā e hana aiʻoe, loaʻa iāʻoe kekahi mau koho nui no nā moraki a me nā loina'ē aʻe, e like me nā mea hoʻokūkū hoʻokūwaena a me ka koho kūikawā kūikawā.
ʻO kahi koho hoʻokahi,ʻo ia ka 15/15 MĀMĀ. ʻO kēia loli ukana hiki ke hoʻololi i ka palena liʻiliʻi o kou liʻiliʻi no 15 mau makahiki ma mua o ka hoʻololiʻana i nā uku kūʻai. No ka nui o nā poʻe e hele i loko o 15 mau makahiki, he ala maikaʻi loa ia e laka ai i ke kumukūʻai o ka MHM me ka loaʻaʻole o kahi pilikiaʻekolu,ʻo 5, a 7 paha makahiki.
Hāʻawi maikaʻiʻo PenFed i ka nānāʻana a me ka mālama kālā, a me kekahi mau koho kāleka hōʻai'ē me nā uku maikaʻi loa ma mua o ka nui o nā uniona loea. ʻO kēia huiʻana o nā kumu kūpono e nānā pono i loko.
05ʻAi Moku'āina Hōʻailona no kaʻikeʻana i nā helu helu: Langley Federal Union Union
Langley, Virginia ka inoa o ke keʻena nui o ka CIA, akā,ʻaʻole i uhiʻia ka Langley Federal Credit Union ma kahi huna. Uaʻike maopopoʻiaʻo Langley Federal Union Union ma muli o kāna mau helu heluʻehā. ʻO kāna LangleyPays Checking hāʻawi i nā mea helu kālā 1.21 pakeneka APY i ka $ 1,000 mua i waiho i 10 mau keneta i kēlā me kēia manawa e hoʻohana aiʻoe i kāu kāleka hoʻopihapiha.
Ke hāʻawi neiʻo Langley Federal Credit Union i nā uku kiʻekiʻe nui ma nā CD a me nā mālama kālā, i hoʻokomoʻia me ka loaʻaʻana o kekahi o nā waihona waiwai mālama waiwai kiʻekiʻe loa ma nā pūnaewele pūnaewele kaulana.
Loaʻa nā lālā i nā limahana ma nāʻoihanaʻoihana o ka'āina, me 7-ʻumikumamākahi,ʻO Olive Garden a me Panera Bread. A iʻole, hiki iāʻoe ke hui pū me ka Hui Puʻuwai Puʻuwai o ka mokupuniʻo Virginia no $ 15 aiʻole nā Hoa o ka Hale Waihona Carrollton no $ 5.
ʻO kaʻae kālā hōʻailona maikaʻiʻo 06 no ka hoʻoponoponoʻana o nā keiki: GTE Credit Union
Wahi a GoBankingRates, ke hāʻawi neiʻo GTE Financial Credit i kekahi o nā uku uku maikaʻi loa o nā uniona kālepa i hiki i kekahi ke hui pū. ʻOiaiʻo ka nānāʻana o ka poʻe lawelawe i kālepaʻole,ʻo ka APY hou e pili ana i kāna waihona waihona mālama waiwai he mea hoʻonui loa i ka 1.99 pakeneka APY.
ʻO ka GTE PūnaeweleʻAi Moku'āina a me nā Pūnaewele Kūʻai Loa e hāʻawi ana i nā kaʻina haʻahaʻa, me ka 0.10 pakeneka APY wale nō, akā, paʻakikī ka paʻiʻana i kaʻelua o nā haʻawina i hāʻawiʻia e ka Early Account. ʻO GTE kahi Memo PopMoney,ʻo ia hoʻi,ʻo ka hoʻoiliʻana i nā kālā mai kēia kāleka i kahi helu ma kahi'ē aʻe e hiki ke wikiwiki loa,ʻo ia hoʻi kekahi perk.
Nui nā ala e komo ai, me kahi manawa manawa i CUSavers no ka wahi e noho ai a ma kahi āu e hana ai. ʻAʻole iaʻo ka'ahakeka maikaʻi loa no ka poʻe a pau, akā, aia kekahi mau mea i kūpono.
07 Nā Mea Lapaʻau Loa Loaʻa no ka Hoʻolālā Kuleana: Wings Credit Union
Loaʻa nā kūlana kiʻekiʻe i ka lawelawe kūikawā ma ka papa holoʻokoʻa ma Minnesota. ʻO ka mea i loko o ke kaona o Minneapolis-Saint Paul,ʻo Seattle-Tacoma metro wahi, aiʻole nā hana a ua hana paha i ka'awaʻalele he hiki keʻae. Hiki iāʻoe ke komo pū me ka Wings Financial Foundation no $ 5 no ka hikiʻana ke komo pū me kēia loea i hoʻolālā maikaʻiʻia.
Hāʻawi kēiaʻaha kālā i nā kūkala nui nui, me kaʻaʻohe kālā mālama kālā makahiki. Aia kēia lālā hoʻonālā i nā lālā ma Minnesota, Michigan, Florida, Georgia a me Wakinekona, a hāʻawi aku i 60,000 mau ATM ma waho o ka'āina ma o nā pūnaewele Co-Op a me Allpoint. Hāʻawi ka Polokalamu Hoʻohanohano i ka cashback ma nā kūʻai kūʻai.
E like me ka hapanui o nā uniona loea,ʻo Wings Financial ke hoʻolaha i nāʻoihana kālepa e like me ke kālā a me nā kāleka kāleka. ʻO ka likeʻole o kekahi, hāʻawi pūʻo ia i nā hua komo hoʻoili a me nā mea hoʻoiho e hāʻawi iāʻoe e mālama i kāu ola kālā a pau me kahi hale, kahi waiwai'ē aʻe no ka poʻe e makemake e mālama i nā mea.
08ʻOihana Hōʻailona Loa no ka hoʻohanaʻana i kekahi ATM: Union Union Union
ʻO ka hapa nui nui e uku iāʻoe i ke kālā e hoʻohana i kekahi ATM'ē aʻe, a meʻoe paha e uku i kahi kālā i kēlā'auke. Ma Connexus,ʻaʻole hiki iāʻoe ke hoʻohana i 54,000 ATMs free-free ma nā pūnaewele Co-Op a me MoneyPass, e uku hou anaʻo Connexus i $ 25 no kēlā me kēia mahina ma nā kumukūlā ATM'ē aʻe inā e paʻa anaʻoe i ka pūnaewele Xtraordianry Checking. No ka poʻe makemake e hele aʻole wale paha e makemake e hoʻohana i nā mea a pau o ka ATM e kūpono loa i kēlā manawa,ʻo ia ka waiwai nui.
Ma waho aʻe o nā pōmaikaʻi ATM,ʻo ka Honua e hāʻawi i nā kumukūʻai hoʻolimalima a me nā kālā. Hoʻomaka ka hōʻai'ē lilo i 2.49 pakeneka me kahi code promo (SPRINGAUTO100) a me nā loans moraki e like me nā kuhi waena o ka'āina. Inā makemakeʻoe i ka waihona moʻokāki, hiki paha iāʻoe ke lawe mai i kāuʻoihana'ē aʻe maʻaneʻi e mālama i nā mea maʻalahi a ma lalo o hoʻokahi hale.
Hāʻawiʻo Xtraordianry nānā i 1.75 pakeneka APY ma waho aʻe o nā kumukūʻai ATM, no laila, he pūkewele mālama kiʻekiʻe kēia me ka nānāʻoleʻoe.