E aʻo pehea e uku ai i kahi hilinaʻi kū'ēʻole

Ke hoʻololiʻana i ka kuleana, ka hāʻawiʻana i nā pono a me ka hoʻomaikaʻiʻana i nā mea kōkua

I ka wā e hāʻawi ai i ke kālā i ka Irrevocable Living Trust, mai kānaluaʻoe no ka mea "hikiʻole ke hōʻole" i nā manaʻo "ma kahi" hikiʻole ke hōʻole "- Irrevocable Living Trusts i hoʻokahua likeʻia e like me Revocable Living Trusts. ʻO ka hoʻokaʻawaleʻana he pono iāʻoe e noʻonoʻo e pili ana i kāu mea e hoʻolilo ai i loko o Irrevocable Living Trust no ka mea e hāʻawi anaʻoe i ka mana a me ka mālamaʻana i ka waiwai i kāʻaʻia.

Ma ka hapanui o nā hihia,ʻoʻoe a me kāu loio hoʻolālā hoʻokele e hoʻoholo lōʻihi ma mua o ka hoʻomakaʻana o ka Irrevocable Living Trust i nā mea e komo i loko o ka hilinaʻi.

No ke aha mai? No ka mea, ua hoʻokumuʻiaʻo Irrevocable Living Trusts e mālama a mālama pono i kahi waiwai likeʻole aiʻole nā ​​waiwai pono'ī, a no laila ua hoʻohana waleʻia lākou i nā hopena. Eia ka hōʻuluʻulu o nā kaʻina hana no ke kālāʻana i ka Irrevocable Living Trust:

Ke hoʻololi i ka inoa / kuleana

No nā waiwai e like me nā kālā kāleka ; ka IRA a me nā kuleana o ka 401 (k) mālama kālā ; nā paʻa a me nā paʻa i paʻa i ka palapala hōʻoia; nā loiloi ola ola; a me ka waiwai paʻa, e hoʻoliloʻia kēia mauʻano waiwai i loko o ka Irrevocable Living Trust ma ka hoʻololiʻana i ka mea nona ka waiwai mai ka inoa inoa o ka Trustmaker ma ka inoa o ka hilinaʻi:

• Helu inoa o kēia manawa: "William Sample"
• Nū Hou: "Jane Sample, Kahu, a iʻole kona mau hope ma ka manaʻoʻiʻo, ma lalo o ka William Sample Irrevocable Trust, i kākauʻia ma Ianuali 1, 2009."

Ke kaulike o nā kuleana kuleana

No nā waiwai e like me nā hopena pilikino me ka loaʻaʻole o kahi kuleana pili kānāwai (nā makana, hana hana, nā mea kahiko a me nā like); nā kālā i loaʻa iāʻoe (nā loina pilikino āu i hana ai a me nā moraki āu i hoʻihoʻi mai ai); nā uku, nā kuleana kope a me nā palapala hoʻoili; kekahiʻano o kaʻaila, kaʻaila a me nā kuleana koleke; a me ka pilina o nā hui a me nā kuleana o ka poʻe i nā lālā i kālepaʻole, ua hoʻoliloʻia kēiaʻano waiwai i kahi Irrevocable Living Trust ma o ka hāʻawiʻana i nā kuleana kuleana mai ka inoa o ka Trustmaker ma ka inoa o ka hilinaʻi:

• Helu inoa o kēia manawa: "William Sample"
• Keʻano o ka'ōlelo: "ʻO wau, William Sample, ke hāʻawi nei au i koʻu kuleana a pau, kuleana a me ka ukiuki i loko o kēlā me kēia Palapala Hoʻokiʻekiʻe i kākauʻia ma Ianuali 31, 2008 ma ke koina nui o $ 40,000 ma waena o William Sample i mea hāʻawi a me John Smith e like me ka mea noi, ia Jane Sample, Kahu, aiʻole kona mau hope ma lalo o ka William Sample Irrevocable Trust, i hanaʻia ma Ianuali 1, 2009. "

• Nū Hou: "Jane Sample, Kahu, a iʻole kona mau hope ma ka manaʻoʻiʻo, ma lalo o ka William Sample Irrevocable Trust, i kākauʻia ma Ianuali 1, 2009."

Ka Hoʻololi o ka Pōmaikaʻi

No nā waiwai e like me ke inikua ola; nā pūʻulu hoʻolimalima, me IRA, 401 (k) a me 403 (b); kekahi mau uku palekana; a me nā kālā mālama ola (HSAs) a me nā hōkeo kālā hōʻailona (MSAs),ʻaʻole pono i kāinoaʻia kēia mau inoa ma ka inoa o kahi Irrevocable Living Trust. Ma ka hakahaka, ua hoʻololiʻia nā mea waiwai kumu a / a lua paha o kēia mauʻano i ka hilinaʻi:

• Loaʻa i kēia manawa: "Hōʻailona Jane"
• ʻO ka mea hou i loaʻa: "Jane Sample, Kahu, a me kona mau hope ma ka manaʻo hilinaʻi, ma lalo o ka William Sample Irrevocable Trust, i kākauʻia ma Ianuali 1, 2009."

Eia naʻe, no ka mea, iʻole e hoʻokaʻawaleʻia ka waiwai o ka mea waiwai i loaʻa ka mea waiwai i ka waiwai o kāu waiwai no kaʻauhauʻauhau waiwai, pono e hoʻololiʻia ka mea nona ka waiwai i ka Irrevocable Living Trust ma ka hoʻohanaʻana i nā kaʻina hana ma ka paukū 1 a me ka 2 ma luna. ʻO keʻano o kēia,ʻo ka nui o nā poʻe wale nō ka waiwai o ka waiwai e hōʻailonaʻia ma ka inoa o kahi Irrevocable Living Trust kahi kumu kūʻai ola ola.