Hiki iāʻoe ke wehe i kahi Pūnaeke Kālā Pūnaewele?

I kēia mau lā, hiki iāʻoe ke hana i nā mea a pau loa. Uaʻike pahaʻoe i ka piliʻana i ka ukuʻana i nā bila a hoʻololi i ke kālā ma ka pūnaewele, akā paha, e kahaha pahaʻoe i kaʻikeʻana e hiki iāʻoe ke wehe pū i pūnaeke pūnaewele. ʻO keʻano o ka hele kaʻawaleʻole i ka lālā, aʻaʻole ponoʻoe e puhi i kāu mea paʻi puke.

Ka mea e pono ai

ʻO ka weheʻana i kahi pūnaeke pūnaewele i ka pūnaewele he meaʻoi aku ka nui aʻe ma mua o ka hoʻokokokeʻana i kahi helu leka uila; Ponoʻoe e loaʻa i kahi mau mea likeʻole ma mua o kāu hoʻomakaʻana i ke kaʻina hana.

No ka hapa nui, hiki iāʻoe ke ala a holo me nā mea i heluʻia ma lalo nei.

ʻIkeʻike pilikino: ponoʻoe e haʻi i ke kāleka iāʻoe a hāʻawi i nā kiko'ī pilikino e pili ana iāʻoe iho. ʻO kāu helu mālama ola a mea like paha, ka lā hānau, a me kekahi ID i hoʻopukaʻia e ke aupuni (ka laikini hoʻokele, passport, US military ID, a me nā mea'ē aʻe).

Kaʻikepili: pehea lā inā e pono ke kālekaʻana o ka pēke iāʻoe? Ponoʻoe e hoʻolako i kahi helu, helu helu, a me ka helu wahi leka uila. ʻOiaiʻoe e hana nei i ka honua maikaʻi, makemake ka kānāwai loea e hoʻolako iāʻoe i kāu wahi kūlohelohe - kahi e ola mau anaʻoe - akā, hiki iāʻoe ke hoʻolako i kahi PO Box a like paha me kahi leka uila.

ʻIke kālā: peheaʻoe e hoʻonui ai i ke kālā i ka helu? ʻIke pinepine nā Banks i kahi waihona mua no ka weheʻana i kāu pūnaewele. No ka hanaʻana pēlā, hiki iāʻoe ke hoʻohana i kahi kāleka a kāleka hoʻopaneʻe, aiʻole e hāʻawi i kahi huli a me nā helu helu e hana i kahi loulou i kahi pūnaeke'ē aʻe

ʻAʻohe puka? Mahea?

Me kekahi mau'ake, ua hoʻomakaʻoe e wehe i kāu moʻokāki i ka manawa āu i hoʻolako ai i kaʻike ma luna nei. E hōʻailonaʻoe i nāʻaelike pili kānāwai me ka "E-signature," a hiki iāʻoe ke hoʻomaka e hoʻohana i ka moʻokāki kokoke koke.

ʻO nā hui'ē aʻe e hoʻokuʻu iāʻoe i nā mea i hoʻomaka, akā naʻe, e kauʻia ka inoa.

Loaʻa iāʻoe kekahi mea e like me ka "Welcome Kit" ma ka leka uila (no laila ponoʻoleʻoe e kākau i kekahi mea āu) me nā palapala i makemakeʻia. Eia kekahi laʻana, makemake paha kāu kāleka e hōʻailona i kou inoa iʻike lākou i keʻano o ka wā e kākau aiʻoe i nā hōkeo a hōʻailona no ka kūʻaiʻana i ka'aeke.

Inā makemakeʻoe e hoʻohana koke i ka pūnaewele, e kāhea i ke kāleka a nīnau i keʻano o ka hana (ma ke kūkākūkāʻana me ke kelepona lawelawe ma'ōnaewele). Inā makemake ka kāleka i kāu palapala ma ka pepa, ponoʻoe e kali lōʻihi ma mua o ka hoʻohanaʻana i kāu pūnaewele - a hiki iā ia ke hana i nā pilikia ināʻoe e hana i kahi waihona waiwai nui. Hiki paha iāʻoe ke wehe i kahi helu i ke kino, a iʻole e hele pū me kahiʻaha e hiki ai iāʻoe ke wehe i kahi moʻokāki pūnaewele.

ʻO nā mea e ho'āʻo ai e wehe i kahi pūnaewele pūnaewele

Ma kekahi mau kumu,ʻaʻole hiki iāʻoe ke wehe i kahi pūnaeke pūnaewele ma ke kele pūnaewele - ponoʻoe e kipa i kahi lālā aiʻole e hāʻawi i nā palapala hou e loaʻa ai kahi moʻokāki. ʻO kekahi mau kumu likeʻole:

"Manuahi": nā hōʻailona e hōʻoia i kouʻike i kāu weheʻana i kāu moʻokāki. ʻO kekahi o nāʻano hana a lākou e hana nei, ma ka nānāʻana i kāu hōʻai'ē (ʻae, e hōʻoiaʻiʻo lākou i kāu hōʻai'ē ināʻoe e noiʻole ana i kāu kālā). Ināʻaʻoleʻoe i nui o ka moʻolelo hoʻokele - no kou'ōpiopio aʻaʻoleʻoe i hōʻai'ē i mea e kūkulu ai i ka hōʻai'ē , noʻonoʻo -ʻaʻole lākou e loaʻa i kekahi mea.

No ka hopena, e noi pinepineʻiaʻoe e kipa i kahi lālā me kahi hoʻopuka aupuni i hoʻopukaʻia e wehe i kāuʻike.

Aia ma lalo o 18: hiki i nā poʻe ma lalo o ka 18 makahiki ke hikiʻole iā lākou ke wehe i kā lākou mau pūlāke kālā. Ināʻoe i lalo o 18 a makemakeʻoe e hoʻohana i kahi kope a mālama pūnaewele paha, aia kekahi mau koho ma laila , akā, ponoʻoe i kahi makua (ʻaʻole he makua) ma ka waihona, a pono pahaʻoe e kipa aku i kahi lālā i ke kanaka.

Ke hōʻoia nei i ka moʻaukala pūnaewele: inā uaʻoi akuʻoe i nā mākei kālāʻauhau (a iʻole nā ​​hua'ōlelo hōʻailona) i ka wā ma mua, hikiʻole iāʻoe ke wehe i kahi pūnaeke pūnaewele. Ponoʻoe e nānā i kāu hōʻike i ka hōʻike o kāu hua'ōlelo no nā hewa ināʻoe e paʻakikī ana e loaʻa kahi moʻokāki. Eia hou, hiki iāʻoe ke loaʻa ka luʻi maikaʻi loa ma ka lālā.

ʻO Citizenship: ua maʻalahi ka weheʻana i ka moʻokāki pūnaewele ināʻoe he kanakaʻAmelika. ʻAʻole paha ia he mea hikiʻole ināʻaʻoleʻoe he kama'āina, akā he mea pono ke heleʻana i ka lālā.

Kālā pūnaewele:ʻo ka hapa nui o nā pū me ka wehe pūʻana o ka pūnaewele e hiki ai i nā poʻe ke wehe i kahi moʻolelo. Inā makemakeʻoe i kahi moʻokāki no kahiʻoihana, kākoʻo, a iʻole nā ​​hui'ē aʻe, hiki kahi kūpono e pono aiʻoe ke alakaʻi i ka lālā (a hoʻouna i nā palapala pilikino ma o ka leka uila). ʻO ka hiki ke wehe i kēia mau puke ma ka pūnaewele e loaʻa nui ana, akā,ʻaʻole i kēia keʻano maʻamau.

Kahi e wehe ai i kahiʻike

Ma kahi kokoke i kahi pūnaewele kālā e hoʻokuʻu iāʻoe i kahi pūnaewele pūnaewele (hiki paha iā lākou ke noi i nā inoa ma ka pepa ma hope aku, akā na lākou e hāʻawi i ka'ōlepele a me nā leka uila iāʻoe). ʻO nā'elemu liʻiliʻi liʻiliʻi a me nā kāleka'āpana eʻae i nā inoa inoa. Inā he manaʻo kou kahi e makemake aiʻoe e kāleka, e kipa wale aku i kahi pūnaewele pūnaewele o kēia pūnaewele ae nānā i kahi koho e "wehe i kahi pūnaewele."

Inā loaʻa iāʻoe kekahi pilikia,ʻo kāu ala maikaʻi loa no ka loaʻaʻana o kahi helu i hoʻopaʻaʻia ma ka pūnaewele, e hoʻohana i kahi pūnaewele pūnaewele - ua hana lākou pēlā no nā makahiki. Captial One 360 ( heluhelu i kekahi loiloi ),ʻo Ally Bank ( heluhelu i ka loiloi ), aʻo kekahi poʻe e hāʻawi i nā kālā nui a me kaʻike pilina maʻemaʻe.