ʻO ka hoʻokōʻana i nā kānāwai no kekahi mauʻauhau kālā e hiki ke hana pāʻani
ʻO ka mea pōʻino, hiki i kēlā me kēia hāpai pili kālā ke hoʻopūpilikiʻi no ka heleʻana o kēlā me kēia me kāna mau kaulike kūpono. Eʻike i nāʻauhauʻauhau āu e koi ai, nā mea hikiʻole iāʻoe, a me keʻano o kēlā mauʻauhauʻauhau e pili ana iā lākou.
Kaʻauhauʻauhau a me ka hoʻopiʻi kālā
ʻAʻohe likeʻole o nāʻauhau kālā e like me ka hoʻokaʻawale kālā. ʻOi aku ka maikaʻi o kaʻauhau kālā.
Laweʻia nā hoʻohemoʻana i kāu kālā. Inā loaʻa iāʻoe $ 50,000 ma ka hopena o ka makahiki a loaʻa iāʻoe $ 10,000 ma nā unuhi, e uku wale ka IRS iāʻoe i $ 40,000. He mea maikaʻi kēia, akā hoʻohālikelikeʻia i nā hōʻai'ē kālā.
Ua pauʻoe i kāu hoʻihoʻiʻauhau, me ka laweʻana i nā unuhi a pau āu i kuleana ai. I kēia manawa, uaʻikeʻoe ua pau kāu hoʻonohonohoʻauhauʻana a loaʻa iāʻoe ka IRS $ 1,000. Inā kuleanaʻoe e koi i kahi hōʻai'ēʻauhau $ 1,000 aʻoi aʻe ... poof. E hele aku kāuʻahaʻauhau. ʻAʻohe āu aie iā IRS. Inā loaʻa iāʻoe ke kālā IRS $ 2,000 a loaʻaʻoe i kahi hōʻai'ē $ 1,000, i kēia manawa wale nōʻoe i ka'ole- $ 1,000. Loaʻa nā manaʻo i kāu'ae'ēʻauhau,ʻaʻole kālāʻoe, a ke uku nei lākou i ke kālā no ke kālā.
Nā uku kūʻai hou vs.ʻAʻohe uku hōʻai'ē
I kēia manawa, ua lilo ka hopena iʻoi aʻe ka paʻakikī ma muli oʻelua mauʻano o ka hōʻai'ē kālā:ʻo keʻano uku hou a me nā mea i ukuʻoleʻia.
ʻO ka hapa nui, akā,ʻaʻoleʻo nā mea a pau,ʻaʻole i ukuʻia, a heʻano koʻikoʻi nui loa.
Hiki iāʻoe ke hōʻole i nāʻauhau āu e kūʻai ai i ka IRS, akā,ʻaʻole e hoʻouna aku ka IRS iāʻoe i ka uku inā loaʻa kekahi kālā i koe. Eia kekahi lā, inā he $ 1,000 āu e uku ai i nāʻauhau ma hope o ka hoʻopauʻana i kāu hoʻihoʻi kālā a inā hiki iāʻoe ke koi i kahi hōʻai'ēʻauhau $ 2,000,ʻaʻole e ukuʻia kāu hōʻai'ēʻauhau akā ua mālama ka IRS i ka koena -ʻo ka $ 1,000 i koe.
ʻAʻole hiki iāʻoe ke hoʻoholo i mua i nā makahiki e hiki mai ana, aʻaʻoleʻoe e loaʻa ke kālā no ia nui.
E hoʻohālikelike i kēia me kahi hōʻai'ē hoʻolimalima. Ināʻo ka hōʻai'ē kālā $ 2,000 āu i'ōlelo ai he mea hikiʻole ke uku, e hōʻoleʻia kāu hōʻai'ēʻauhau a na ka IRS e hoʻouna iāʻoe he $ 1,000 hou no ka uku.
ʻO ka ukuʻauhau kālā o Earned Income
ʻIke loa,ʻoi aku ka maikaʻi o nā hōʻai'ē kālā e ukuʻia, akā, he hapa wale nō o lākou. ʻO ka uku kālāʻauhauʻo Earned Income kekahi o nā mea kaulana loa.
Ua hoʻokomoʻia kēia hōʻai'ē i loko o ka Code Internal Revenue i ka makahiki 1975 me ka manaʻo o ka hoʻonuiʻana i ke kālā i loko o nāʻeke o ka poʻeʻauhauʻauhau haʻahaʻa. E like me ka inoa e'ōleloʻia nei, ua loaʻa iāʻoe ka uku i loaʻa mai ma ka hanaʻana no ka mea hana a iʻoleʻo ia ka hana. Inā loaʻa iāʻoe he $ 3,450 ke kālā a loaʻaʻole ka loaʻa kālā ma ka 2017,ʻaʻoleʻoe e kūpono. Ponoʻoe i ka makahiki 25 aʻaʻole hiki iāʻoe ke lilo i 65. Ponoʻoe i noho i loko o ka US no nā mahinaʻeono o ka makahikiʻauhau, aʻaʻole hiki ke koiʻiaʻoe e like me keʻano pilikino e kekahi mea'ē aʻe. Inā ua maleʻoe, ponoʻoe e waiho i kahi hoʻihoʻi pū me kāu wahine.
ʻO ka nui o ka EITC ua hoʻolālāʻia e like me ka nui o nā poʻe hilinaʻi iāʻoe a me kāu kālā. Inā loaʻa nui kāu kālā,ʻaʻoleʻoe e kūpono.
ʻO ka nui o nā mea i hilinaʻiʻia eʻoe,ʻoi aku ka nui o kāu hōʻai'ē. Inā haʻahaʻa kou kālā a loaʻa iāʻoeʻekolu mau mea mālama ponoʻole, hiki iāʻoe ke kuleana i kahi kālāʻauhau kālāʻo Earned Income o $ 6,318 mai ka 2017.
Ka HoʻoliloʻIkeʻIke o ke Kulanui
ʻO kēia kahi inoa kaulana'ē aʻe. Hiki iāʻoe ke koho i $ 1,000 no ke keiki a hiki i ka $ 3,000 inā loaʻa iāʻoe nā keiki.
Pono lākou i'ōpio ma mua o 17, aʻoʻoe a me kāu mau keiki pono'ī nā helu mālama ola i hāʻawiʻia ma mua a ma mua paha o ka lā i kauʻia no ka makahiki. Pono kēlā keiki kēia keiki i kāu keiki ola, kāu keiki hānai, he keiki hānai i hoʻonohoʻia meʻoe e kahi keʻena aupuni, aiʻole kāu keiki hānau. Inā loaʻa iā ia kahi waiwai o kona waiwai pono'ī,ʻaʻole hiki iā ia ke hāʻawi i ka hapalua aʻoi aʻe paha o kona kākoʻo kālā i ka makahikiʻauhau. Ponoʻoe e koi aku iā ia he mea hilinaʻi iāʻoe a he ponoʻo ia ke lilo i kanaka noʻAmelika.
Ua nohoʻo ia meʻoe no ka hapalua o ka makahiki.
E like me ka Credit Earned Income Credit,ʻaʻole hiki iāʻoe ke loaʻa nui inā e manaʻoʻoe e loaʻa nā $ 1,000 kālā no kēlā me kēia keiki. Me ka makahikiʻauhau 2017, he $ 75,000 nā palena kālā no nā mea male a me nā poʻo o nā mea hale, $ 110,000 no nā kāne male i hui pū, a $ 55,000 inā ua maleʻoe akā e waiho i kahi hoʻihoʻi kūʻokoʻa. Ponoʻoe e unuhi i kahi $ 50 mai kāu hōʻai'ē kālā no kēlā me kēia $ 1,000 āu e loaʻa ai i kēia mau palena.
ʻO keʻano kūpono,ʻaʻole ka uku uku kālāʻana o ke keiki kālāʻauhau , akā aia kahi iʻa. Inā loaʻa iāʻoe he $ 3,000 ma ke kālā loaʻa, hiki iāʻoe ke kūpono no ke kālā hōʻai'ē o nā keiki'ē aʻe, i hiki ke waiho i kāu kālā i loko o kāuʻeke. I ka makahiki 2017, hiki i kēia hōʻai'ē ke lilo he 15 pakeneka o kāu kālā i loaʻa kālā kālā i loaʻa ma ka $ 3,000 paepae. Inā hiki iāʻoe ke koi aku i ke kālā hōʻai'ē o nā keiki'ē aʻe, hiki iāʻoe ke loaʻa aku i kēia mau mea nui o kāu KeʻenaʻIkeʻIke i ukuʻia iāʻoe ma hope o ka pauʻana o kahi'a'ēʻauhau āu e uku ai.
Loaʻa kekahi mau'Ai'ē Kūponoʻole
Nui nā kumukūʻaiʻauhauʻole i ukuʻia ma laila, akā,ʻoi aku ka lōkahi o kekahi ma mua o nā mea'ē aʻe.
- Ināʻoe he 65 mau makahiki aiʻole ināʻehaʻoe, hiki iāʻoe ke koi i ka hōʻai'ē kālā no nā poʻe kahiko a me nā mea kīnā, ai kapaʻia kekahi manawa " Ke'AkeʻIkeʻAi Loa Loa ." Eia hou, inā loaʻa iāʻoe ka nui, ua lanakilaʻoe ' i ke kūpono, a me nā paepae puka haʻahaʻa: he $ 17,500 wale nō i ka loaʻaʻana o ka kālā kālā maʻamau ināʻoe he poʻo hoʻokahi a poʻo paha o ka mea hoʻopuka hale. Hoʻonuiʻia nā helu helu paʻakikī inā loaʻaʻole kāu kālā mālama kālā mālama kālā a iʻole nā loaʻa kālā'ē aʻe. ʻO ka nui o kēia hōʻai'ē hōʻai'ē mai $ 3,750 a hiki i $ 7,500 mai ka 2017.
- Hiki iāʻoe ke kūpono no ke Keiki a me ka mālama mālama kālā ināʻoe e uku i ka mea mālama iāʻoe e kiaʻi i kāu keiki a mau keiki paha ma lalo o ka 13 makahiki i hiki iāʻoe ke hana a nānā i ka hana. Hiki iāʻoe ke kūpono ināʻaʻole hiki i kāu kāne ke mālama iā ia iho a no laila ponoʻoe e uku i kekahi e mālama iā ia. ʻO kēia hōʻai'ē hiki ke lilo i kahi 35% o kāu uku mālama mālama, akā,ʻo ia ke kumu o ka palena kālā.
- ʻElua mauʻauhau kālā hoʻonaʻauao e loaʻa ana i ka makahiki makahiki 2017:ʻo ka Lifetime Learning Credit a me ka Waihona'Aiho Kūpono'AiwiʻAmelika . Hāʻawi kēlā me kēia mea iāʻoe e unuhi i ka hapenela o ka mea āu e uku ai i loko o ka haumāna a me nā kumu pili i pili iāʻoe, kāu kāne a iʻole paha i ka mea i hilinaʻi i ka hahaiʻana i ke kulanui. E ho'ēmi ana ka nui o kēia mau hōʻailona ma muli o ka piʻiʻana o kāu kālā ma kahi o nā palena. Hoʻolālā nā kānāwai i keʻano o ka hoʻonaʻauao hoʻonaʻauao e kūpono ai i ka hōʻai'ē, e pili ana i nā uku a me nā koina pili. Hiki iāʻoe ke koi aku i kekahi o kēia mau hōʻailona aiʻole kekahi, akā,ʻaʻoleʻelua.
Holomua me ka Mālama
ʻO kēia mau hōʻailonaʻo ia wale nō ka piko o ka hau hau aʻo nā rula i hāʻawiʻia maʻaneʻi he mau hōʻuluʻulu wale nō ia. Ponoʻoe eʻae i ke koiʻana i kēia mauʻauhauʻauhau aiʻole nā mea'ē aʻe ma mua o kāu hana maoli. Ke ho'āʻo nei e koi i ka hōʻai'ēʻauhauʻole āu i kūponoʻole no ka hopena o ka hōʻikeʻana iā IRS , kahi meaʻole e makemake kekahi e pili. He mea maʻalahi ka laweʻana i kahi kuhi ma muli o nā kānāwai no ka hapa nui loa e loli a paʻakikī. Inā he mau kānalua paha kou, hiki paha iāʻoe ke nānā pū me kekahi o nā lunaʻauhau kālā ma mua o kou hoʻounaʻana i kāu hoʻi.
No kēlā mau paepae kālā, e hoʻomanaʻo i ka nui o nā hōʻai'ē, pili lākou i kāu kālā i hōʻiliʻiliʻia aiʻole ka AGI,ʻaʻole ka nui o ke kālā i loaʻa iāʻoe no ka makahiki. Hiki iāʻoe ke loaʻa kāu AGI i ka laina 37 o kāu hoʻihoʻihoʻihoʻi ināʻoe e hoʻopili i ka Form 1040, ma ka laina 21 inā e waihoʻoe i ka Form 1040A, aiʻole ke laina 4 ma ka Form 1040EZ.
ʻO kāu AGI ka mea i waihoʻia ma hope o kou laweʻana i kekahi "ma luna o ka laina" hoʻololi i ka loaʻa kālā akā ma mua o kou unuhiʻana i kāu unuhi unuhiʻana a iʻole nā huakaʻi huki. A ke hoʻohana nei kekahi mau hōʻai'ē i kāu kālā kālā i hoʻololi houʻia , akā naʻe like kēia me kāu AGI no ka hapanui o nāʻauhauʻauhau. Eia hou, ināʻaʻoleʻoe e maopopo i keʻano o kāu MAGI a ponoʻoe eʻike, e nānā me kahiʻoihanaʻauhau.