E aʻo e pili ana i ka hoʻolimalimaʻana i nā uku hānai a me nā uku hana

Nā kōkua no nā'Aiwi Hana Makahiki

Pono nā kānaka a pau e uku i kaʻauhau hana inā lākou e hoʻolimalima i nā mea hōʻailona, ​​nā kahu hānai, nā mea hōʻailona, ​​nā mea hoʻokele, nā hale hana a me nāʻoihana likeʻole e hāʻawi ana i nā lawelawe hale. ʻO kaʻauhau hoʻolimalimaʻohana (ka mea iʻike nuiʻiaʻo "nanny tax"),ʻo ia ka hapa uku o ka mālama o ka mālama mālama ola a Medicare, nāʻauhau i kāohiʻia mai ka uku o ka mea hana, a me nāʻauhau'ē aʻe e pili ana i ka uku'āina e like me ka hana hanaʻole.

"Inā uku kaʻohana i kahi $ 1,900 aʻoi aku paha i ka makahiki kahiki, a laila, he lunaʻoihana lākou ma kahi limahana, a pono lākou e kāohi i ka mālama ola a me ka Medicare a uku i kaʻauhau hana," wahi a Eva MacCleery, a me ka luna o ka lawelawe lawelawe ma Care.com HomePay.

ʻO kēia paepae $ 1,900 e pili ana i ka makahiki makahiki 2015. No ka makahiki 2016, he $ 2,000 ke paepae. Ma ka'Ōlelo Kaumaha 756, kākauʻia ka IRS:

"Ināʻoe e uku i ka uku kālā no $ 2,000 aʻoi aku paha no ka 2016 (hiki ke hoʻololi kēia paepae mai kēlā makahiki a makahiki) i kekahi mea hana hale, ponoʻoe eʻae 6.2% o ka mālama ola a 1.45% o kaʻauhau Medicare (no ka huina o 7.65% ) mai ka uku uku a pau e uku aiʻoe i kēlā limahana. Ponoʻoe e uku i kāu mahele o ka mālama ola a me ka mālama kālā Medicare,ʻo 7.65% hoʻi o ka uku kālā (uku ukuʻia nā uku āu e uku ai ma ka siaki, kauoha kālā, a pēlā aku) makemakeʻoe e uku i ka māhele mālama ola a kāu kaulike Medicare mai kāu kālā iho, ponoʻoe eʻae 7.65% mai kēlā me kēia uku o kāu uku uku. "

Loaʻa kou lima kōkua i ka limahana?

ʻO ke ala maikaʻi loa eʻike ai inā he kuleanaʻoe no ka ukuʻana i nāʻauhau hana hale,'ōlelo MacCleery,ʻoʻoe ke nīnau iāʻoe iho i kēia mau nīnauʻekolu:

1. "He aha keʻano o nā hana a ke kanaka hana e hana nei, heʻano home paha ia?"
2. "ʻO wai ke kiaʻi i ka hana i ka hana?" a ma hope

1. "E uku anei au i kēia kanaka 1,900 dala aʻoi aʻe paha i ka makahiki?" ($ 2,000 no 2016)

Ka weheweheʻana "Nā'Āina Ola"

ʻO ka hana o kahi "ʻano home,"ʻo ia hoʻi nā lawelawe i hāʻawiʻia ma nāʻoihana e pili nei:

• Ke hānaiʻana,
• Keretata,
• Hale holoi hale,
• Nā mea hana hale,
• Nā mea hoʻokele,
• I loko o ka home health care,
• Ke mālama hale,
• Nannies,
• Nā kahu hānai kūikawā, a
• Nā hanahana o Yard.

Pehea kou mana ma luna o ka hana a nā poʻe kumuhana home i kou home? Ke hana nei ka mea hana i nā lawelawe ma kahi kūʻokoʻa kūʻokoʻa a iʻole e hana ma keʻano he limahana? ʻO wai ka mea nāna e mālama i ka hana?

"ʻO kāu mea hana ke kanaka hana inā hiki iāʻoe ke hoʻoholo i nā hana wale nō, akā peheaʻoe i hana ai," i'ōlelo ai ka IRS i ka Publication 926, Ka Paipai Lapaʻau o ka Mea Hana Hale. Ke hoʻopuka neiʻo MacCleery, "ʻoʻoe keʻili o ka hale ke loaʻa iāʻoe ka mana e mālama ai i kahi, pehea, pehea, aʻo wai e hana ai ka hana."

Ināʻaʻole maopopo inā he paʻahana ka limahana a he mea hana kūʻokoʻa paha, a laila "hiki iāʻoe ke hāʻawi iāʻoe i ka IRS e hāʻawi iāʻoe i ka'ōlelo hoʻokolokolo," wahi a MacCleery; "hiki iāʻoe ke hoʻopihapiha i kahi palapala SS-8 e pili ana i nā nīnau he 20, e hoʻouna aku iā IRS e ho'ākāka ana i keʻano o ka hana, aʻo ka IRS e hoʻi hou iāʻoe me ka'ōlelo kūlana."

Ke Kaʻina Hana no ka mālamaʻana i nā'Aihana Hana Mahi

I ka manawa e uku aku ai nāʻohana i nā $ 2,000 aʻoi aku paha i kēlā me kēia makahiki (no ka makahiki 2016), "loaʻa iā lākou nā kuleana e like me kaʻoihana," kā MacCleery i'ōlelo ai.

"Ua hoʻopau ka limahana i kahi W-4 ;ʻaeʻole kaʻohana i nāʻauhau, hāʻawiʻia nā uku uku, a me nā kope i kaʻauhau ma ka hapahā, e like me kaʻoihana."

Ka Papa Hana 1: E hoʻonoho i kahi hōʻai'ē

E hoʻomanaʻo ka pālākikaʻi i nā koina a pau e pili ana i ka hanaʻana i nā limahana o ka hale. Loaʻa kēia i nā uku uku me nāʻauhau hana-wale nō. Hiki paha iāʻoe ke unuhi i nā hāʻina pili, e like me ka mālama pono i ka hoʻokeeʻana i nā kālā a iʻole ka hōʻihi kālā mālama hānai a me ka mālama hānai .

Ka Papa 2: E hoʻopaʻa i kekahi hana hana me ka mea lawelawe hale.

Aia kekahi papahana ma ka pūnaewele Care.com HomePay ma https://www.care.com/homepay/sample-nanny-contract-1309060137

Papa 3: E kākau me ka IRS a me ka Moku'āina

Ponoʻoe e hoʻonohonoho i nā ukuʻauhau a me nāʻauhauʻauhau hana. Ponoʻoe e helu i ka helu helu pilikino e hiki ai ke hoʻoponopono ponoʻia kāu mauʻauhau uku.

Ka Papa 4: Hoʻokumu i ka Payroll

Loaʻa kēia i ka alapine o ka uku (e like me ka pule hebedoma, biweekly, a me ka hapalua mahina), hoʻonohonoho i ka polokalamu pono no ka pane inoa pilikino, a me ka hoʻonohonoho pololei a me nā hana no ka hāʻawiʻana i nā uku uku. Hoʻokuʻuʻia nāʻauhauʻauhau ma ka hapahā. Ma ka hopena o ka makahiki, hoʻopuka kaʻohana i kahi Puka W-2 i nā limahana e hōʻike i ka uku makahiki a me kaʻauhauʻauhau. A i ka hopena, waihoʻia ka Hōʻike H me ka Form 1040 e hōʻuluʻulu i nāʻauhau uku makahiki. Hiki i nāʻohana ke hoʻolimalima i kahi mea kāleka e kōkua iā lākou e kūkulu i kā lākou mau hana uku uku a hoʻomākaukau i kā lākou mau waihona ma ka makahiki.

Ka Papa 5: Kākoʻo i nā Lā Loa

Hoʻopiliʻia nā manawa kūpono "i kēlā me kēia kanaka," e'ōlelo anaʻo MacCleery. ʻO ka IRS a "kekahi mau moku'āina e makemake nui i kaʻauhauʻauhau pinepine i ka nui o kaʻauhauʻauhau." Loaʻa nā lā palena no kaʻauhauʻana i nāʻauhau a me nā lā palena no ka waihoʻana i ka hoʻihoʻiʻana. E hōʻike i nā hopena kūpono e pili i kāu kūlana.

Pehea e hoʻolālā ai nā 'auhau o ka' ohana i ka limahana

ʻO ka uku hoʻolimalimaʻohana ka mea e pono ai ka limahana "no ka mea, aia nō iā ia ka moʻoleloʻoihana," e'ōlelo anaʻo MacCleery. Hoʻomaopopoʻia ka "limahana i nā kōkua nui e like me Social Security a Medicare ma ka hoʻomahaʻana, a me ka nele i ka hana ināʻaʻole i hewa kona pono." Manaʻoʻo MacCleery e kūpono nā limahana limahana no nā'ikikua pilikia ma nā pae'āinaʻelima, e hoʻolako ana i nā mea hana me ke keʻena āpau ināʻaʻole hiki iā lākou ke hana no kaʻeha a iʻole maʻi.

Nā Pōmaikaʻi i ka Mea Hana - Hoʻoemi i ka Make a me nā Uku Mahana

ʻO ka waiwai nui o ka ukuʻana i kaʻoihana o kāuʻohana he pololei ke hanaʻana nā mea hana hale i ka hoʻonāʻiaʻana o kā lākou hōʻike, e like me nā mea hoʻomāinoino hana hewa.

He aha ka pilikia? E noʻonoʻo i kēiaʻano pilikino: inā hana hewa kekahiʻohana i kā lākou mea hana ma keʻano he kūʻokoʻa kūʻokoʻa a hoʻopuka i ka mea hana i 1099-MISC ma kahi o ka W-2. "Ke manaʻo nei nāʻohana e hana ana lākou i ka mea kūpono ma ka hoʻohanaʻana i ka pepaʻauhau," e like me ka 1099-MISC,'ōlelo MacCleery, "akā, pono e uku ka limahana i nā hapaʻelua o ka FICA. pono e uku i kā lākou māhele o FICA me kaʻauhau hanaʻole. "

Hoʻopili pū nā keʻena o ka Moku'āina me ka IRS ma luna o nā mea hana hewaʻole. No laila, ināʻike ka 'elele i kahi mea hana i hana hewaʻoleʻia ma keʻano he kūʻokoʻa kūʻokoʻa, hiki iā lākou ke hoʻokaʻaʻike i kaʻike me ka' oihana'ē aʻe e hana pū i kēlā mau hihia. "ʻO ka mea a mākou eʻike nei, ua lilo ka limahana i ka hana a hele i ka waihoʻana i kahi kuleana o ka loiloi hanaʻole.ʻAʻole kahi moʻolelo o kaʻaha kūloko (no ka uku kālā), no laila ke hana nei ka loiloi me kaʻohana, a no kaʻohana e hoʻopuka hou hoʻi hou, "i weheweheʻiaʻo MacCleery.

Nā Pōmaikai i ka Mea Hana - Nā'Aiho Laʻa

Akā, he waiwai'ē aʻe no nā mea hana hale. "Ma waho aʻe o ka maluhia o ka manaʻo, hiki paha iā lākou ke hōʻai'ē i kaʻauhauʻauhau," wahi a MacCleery. Hiki i ka 'ōihana hale ke lawe i ka hōʻai'ē kula hānai a me ka mālama pilikino i kā lākou kino pono'ī 1040. No ka poʻeʻauhau pū me ka hōʻiliʻili kālā hōʻemi iʻoi aʻe ma kahi $ 43,000,ʻo ka uku mālama mālama keiki he 20% o nā hoʻolālā keiki, me ka nui o ka uku kālāʻauhau $ 600 no nāʻohana hoʻokahi keiki a he $ 1,200 no nāʻohana meʻelua keiki aʻoi aʻe paha.

Eia kekahi, inā he keiki mālama kālā maʻalahi ka mea kālā i kā lākou hana, hiki iā lākou ke hoʻokuʻu i kahi $ 5,000 o ka uku kālāʻauhau ma mua o ka mālamaʻana i ka mālama kālā.

I kēia manawa, ua hoʻohui pūʻia kēia mau hoʻohawahi kālāʻelua me kekahi. No nā poʻeʻauhau e komo i kahi mālama mālama mālama FSA,ʻo ka papahana i makemakeʻia e hoʻonui i ko lākou mālama mālama mālama FSA ($ 5,000). Inā heʻelua aʻoi aku paha nā keiki a ka meaʻauhau, e hoʻohana lākou i $ 1,000 o nā lilo mālama keiki no keʻano o ka hōʻai'ē kālā hānai keiki, e loaʻa ana he $ 200 kālā uku kālā.

"ʻO ia ka māheleʻoi loa," i'ōlelo aiʻo MacCleery; "ʻoki wale i kēlā ala inā heʻelua aʻoi aʻe ka poʻe i mālamaʻia. Ināʻaʻole,ʻo kaʻoiʻoi aku kaʻoi aku e hoʻohana i $ 5,000 i ka helu mālama mālama aʻaʻole hoʻi e mālama i ka hōʻai'ē mālama keiki. mālama i ka pilikino, a laila hiki iāʻoe ke hāʻule ma hope o ka mālamaʻana i nā keiki. "

"ʻAʻohe pono e uku aku i nā kānāwai i ka wā e lawe aiʻoe i nā hōʻai'ē kālā," i'ōleloʻo MacCleery.

Nā'Āpana Pilikino Noho Home Link Directory:

Ma ka pūnaewele IRS.gov

• Ka Paikala 926, Kaʻikaʻi Auhau Auhau o ka Hale
• Ka Papahana Kauwai 756, Uku'Aihana Hana no nā Hana Hale
• Ka Huina H (Ke Kumu 1040), Nā Taʻi Hana'Aihana
• Ka Paikala 15 (Circular E)
• Nā Hana Hana Loena Hiring
• Kākoʻo mālamaʻohana a me kaʻauhau hana kanaka
• Ka Papahana Lapaʻau 602, Ke KāpenaʻOi a me ka Loaʻa Loaʻa
• Ka Paikala 503, Nā Keiki Hana a me nā Hana mālama
• Ka pepa W-10, ka hōʻoia a me ka hōʻoiaʻana o ka mea hoʻolaha mālama (pdf, me nā kuhikuhi)
• Puka 2441, Hoʻokupu mālama keiki a me nā mālama mālama
• NĀ KINO KŪLAU KAULOA, 20.2.12, Nā uku hoʻopaʻi a me ka hoihoi i nā ukana hana

Kau muaʻia ma ka lā 27 o Malaki, 2015. Revised April 20, 2015.