Company Overview
Hoʻokumuʻia nā hua'ōlelo hoʻokele ola ola ma o Golden Rule Insurance Company. Hiki iā UnitedHealthOne ke kiʻi i kona pilina mai i kahi hui i kapaʻiaʻo Charter Med Incorporated, i hoʻokumuʻia i ka makahiki 1974,ʻo ia kekahi o nā hui mua e hoʻolauna i nā papahana mālama mālama ola no nā mākua.
Ua hoʻokumuʻiaʻo UnitedHealth Group ma Minneapolis, Minnesota, a kākauʻo ia i nā kulekele inikua olakino no ka likeʻana o 70 miliona mau mea kuleana i loko oʻAmelika Hui Pūʻia ma o kāna mau māheleʻelua; UnitedHealthcare a me Optum. Loaʻa i kāna pūnaewele kikowaena he mau kauka aʻoi aku ma mua o 700,000. Loaʻa ka loaʻa kālā ma nā'āina he 40 a me ka District of Columbia. Aia nā huahana inikua o ka hui i ka waiwai olakino a me nā niho no nā kānaka, nāʻohana, a me nā poʻe hana a me nā kumumanaʻo palekana olakino. ʻO Stephen Hemsley ke poʻokela o ka hui. ʻO UnitedHealth Group he kamaliʻiʻo Fortune 500 a 25 aʻoi aku ka loaʻa o ka loaʻa kālā o ka makahiki.
Ka ikaika kālā a me ka hōʻailona o nā mea lawelawe
ʻO UnitedHealthOne he mea inikua waiwai ikaika . ʻO konaʻohana makua, UnitedHealth Group he "ʻaha" A + "Manaʻo ikaika me ka hōʻalima hoʻokau heluʻo Standard & Poor aʻoi aku i kohoʻiaʻo" A "maikaʻi loa ma AM Best . Hiki paha i ka hui ke loaʻa i kekahi mau kumuhana hoʻoponopono kaʻina kūʻai e like me ka hoʻokumu o nā mea kūʻai i kēia manawaʻo Insure.com i hōʻikeʻia i nā kaʻina o nā haumāna i nā helu he 65% wale nō.
Hiki paha kēia i keʻano o nā mea kuleana e manaʻo i kaʻoihana liʻiliʻiʻoi aku kaʻoi aku o kaʻoihana kūʻai aku. Eia naʻe, ua like ka nui o ka hui i ka mea kūʻai aku, me ka helu he 72% mai kaʻAi Moku Satisfaction Index (ACSI).
Pāʻoihana maikaʻi maikaʻi maikaʻi
ʻO Golden Rule Insurance Company, ka hui palapala no UnitedHealthOne, he "A +" pālākeli me ka Better Business Bureau. ʻO ia he kamaliʻi i kākoʻoʻia me BBB mai ka makahiki 1985. He 3.68 no nā hui waiwai o ka Golden Rule Insurance Company i loaʻa i ka heluʻehā o ka poʻe kūʻai a loaʻa he 20 mau pane. Aia 20 mau hoʻopiʻi hoʻopiʻi ma nā papahana penei:
- Nā hoʻolaha / nā kūʻai: 1
- Nā Bila Billing / Lawe: 5
- Nā pilikia me ka huahana / lawelawe: 14
Nā Paipai Hoʻolālā Ola
Ua kūʻai akuʻo Golden Rule Insurance Company i nā kulekele inikua ola no UnitedHealthOne. Hiki ke hoʻololi a me ka loaʻaʻana no kēlā me kēia papahana ma o ka moku'āina. ʻAʻole hiki ke loaʻa nā'ikepuni no nā moku'āina o New Mexico a me Georgia. Loaʻa kekahi o nā hulina āu e loaʻa ai me UnitedHealthOne:
- Ka Hoʻopiʻiʻana i nā koi :ʻO ka hapanui o nā koi i hoʻopiʻiʻia i loko o 10 mau lā hana aʻoi paha
- ʻIke hiki ke hoʻoliloʻia : No nā'ahamele hoʻokele hou e hiki ai ke hoʻololi hou, hiki iāʻoe ke hoʻonui i kāu unuhi no ka 50%.
- Ka mālama mālama : 100% ka hopena no ka mālama pale me ke koiʻole i hiki ke unuhiʻia
- Pūnaehana hoʻolako : kahi pūnaewele mālama hoʻolaha nui me nā waihona kālā no nā mea kikowaena pūnaewele i hiki i ka 50%
- Ka Waiʻiliʻi Hoʻokaʻawale :ʻOihana no nā keiki a hiki i ke 26
- Nānā Kūikawā :ʻAʻohe mea i koiʻia i ka manawa no ka mālamaʻana i nā kahu no ka pono
Kōmike Insurance Options
Nui nā koho me UnitedHealthOne me nā papa copys, nā HSA hoʻolālā , kaʻae niho, a me keʻokoʻa maʻi ola pōkole . Loaʻa nā hoʻolālā kūponoʻole me ka maʻi maʻi nui inā e ho'āʻoʻoe e noho i loko o ka palena kālā. Hiki iāʻoe ke hoʻopilikino i kāu kāpili mai ka palena iki a hiki i ka palena nui o ke kākoʻo e pili ana i kāu kūlana a me kāu kālā. Ua hoʻonohonoho pūʻia nā kumukūʻai kālā-uku i kahi e uku aiʻoe i kekahi'āpana o ke kumukūʻai no ka mālama olakino.
Aia kekahi HSA a iʻole nā kumumanaʻo palekana olakino ma kahi e hiki ai iāʻoe ke hoʻopakele i kāu mau pili pili i ka hoʻokele a me nāʻoihana'ē aʻe. Me ka HSA, hiki iāʻoe keʻoliʻoli i ka uku o ka ukuʻana i ka haʻawina haʻahaʻa no ka hoʻolālā kiʻekiʻe i ka unuhiʻia aʻo ka hoʻopakeleʻana e kāpili i kāu mau hōʻaike kālā ma waho. Hiki ke hoʻololiʻia nā kumukūʻai o ka HSA mai $ 1,250 a $ 10,000. ʻO ka koho kūpono i ka hoʻolālā ka HSA70, kahi e uku aiʻoe i 30% co-insurance ma hope o kou hālāwaiʻana me ka mea unuhi. Ināʻoe eʻimi ana i kahi kikowaena piha hou, hiki iāʻoe ke koho i ka HSA100, kahi āu e uku ai i ka $ 0 manaʻo ma waho o ka waihona ma hope o kou hālāwaiʻana i ka makahiki makahiki hiki ke unuhi.
Nā Paʻa a me nā Kānana
Nā mea pāʻani
- Ka hoʻokomo waiwai
- Nui nāʻano kulekeleʻoihana e like me nā HSA a me nā hoʻolālā hoʻokele ola pōkole
- Hiki iāʻoe ke loaʻa kahi kumumanaʻo a kūʻai i ke kulekele ma ka pūnaewele.
ʻAi
- ʻO kekahi mau hoʻopiʻi e pili ana i nā pilikia o ka lawelawe lawelawe
- ʻAʻole loaʻa nā palena a me nā kulekele i nā kāʻei
KaʻIke Kūkākūkā Hui
No ka 'ike hou aku e pili ana i nā hua' inikua olakino i loaʻa aiʻole e loaʻa ai kekahi kākoʻo, e kipa i ka pūnaewele United Health One a iʻole e kāhea 800-444-8990.