Kalepaʻauhau CD
I ka hapanui o nā hihia, ponoʻoe e uku i kaʻauhauʻauhau ma ka huina kālā āu i loaʻa mai i ka CD.
Ua mālamaʻia ka ukupanee e like me ka uku kālā loaʻa , a no laila e loaʻa iāʻoe ke hōʻike i ka loaʻa no ka makahiki i loaʻa ai ka kālā. Ke hoʻoiliʻia kāu CD a me kāu kālā i kāu pūnaewele mālama,ʻo ia (akā,ʻaʻole naʻe) he hoʻihoʻi mai o kāu mea nui,ʻaʻole ia he hui kālā.
No ka hapanui o nā kānaka, he mea maʻalahi nā mea: inā e hoʻouna aku kāu kāleka iāʻoe i ka palapala 1099-INT ma ka hopena o ka makahiki, e hoʻohana i kēlāʻike a e manaʻo e uku i kaʻauhau ma kāu kālā CD.
Akā,ʻaʻole maʻalahi nā mea. ʻAʻole hiki iāʻoe ke maopopo i ka wā i "loaʻa ai kou" waiwai, "aʻo nā mea'ē aʻe paha e maopopoʻole. Inā he mau nīnau kāu e pili ana i ka hōʻikeʻana i kekahi mea ma kāu mauʻauhau, e kamaʻilio i kahi mea hoʻomākaukau i kaʻauhau'āina e hiki ke nānā i kāu kūlana kūikawā.
ʻAʻohe heluʻauhau maʻamau no ka uku i loaʻa ma nā CD. ʻO ka uku āu e uku ai ma muli o nā mea'ē aʻe a pau i kāu hoʻihoʻiʻana, a hiki iā ia ke hoʻololi mai kēlā makahiki kēia makahiki -ʻo ia ka meaʻoiaʻiʻo no ka loaʻa kālā maʻamau āu e loaʻa ai ma kāuʻoihana.
Nā Palapala Hōʻalima
Inā mālamaʻia kāu CD ma kahi pūnaewele hoʻolālā e like me IRA, ponoʻoleʻoe e uku i kaʻauhauʻauhau no ka uku a loaʻa iāʻoe i kēlā me kēia makahiki. Ma keʻano, e ukuʻoe i nāʻauhau ke loaʻaʻoe i ka hōʻai'ē mai ka pūʻali hoʻomaha. Inā hoʻohanaʻoe i kahi ROT IRA (aiʻole kekahi pūʻulu Roth),ʻaʻole pahaʻoe e uku i kaʻauhauʻauhau no ka uku āu e loaʻa ai.
Nā hoʻopaʻi CD
Ke kūʻaiʻoe i kahi CD, hanaʻoe i ka waihoʻana i ke kālā ma ka CD no kekahi manawa. Inā loaʻa kekahi mea, hiki iāʻoe ke huki i nā kālā mai ka wā mua - akā, e liloʻoe i uku . Hoʻokuʻu kokeʻia nā Bane i nā uku hoʻopaʻi, i ho'ākāka mauʻia e like me kekahi mau mahina o ke kumukūʻai. E nānā i ka nui maoli o kāu uku ma ka pahu 2 o ka 1099-INT mai kāu kāleka.
I kekahi manawa, hiki ke unuhiʻia ka uku . Akāʻoi aku ka maikaʻi o ka loaʻaʻana o kahi kumuhana'ē aʻe o ke kālā - e uku ana i ke kālā i ka'aʻaleʻa a loaʻa kahi hōʻai'ē $ 0.30ʻaʻole hiki ke kū.
Hoʻemi i'Ake
Ināʻoe e hopohopo e pili ana i kāu bila kālā, e hālāwai me kahi mea hoʻolālā kālā kālā a me ka'ōlelo kālepa pili kālā, nāna e hāʻawi iāʻoe i ka'ōlelo aʻo kūikawā. Hiki paha ke mālama i nāʻano kālā e loaʻa iāʻoe ma nāʻano likeʻole. Eia kekahi laʻana, inā e uku anaʻoe i nā uku kiʻekiʻe ma ka makemake CD, loaʻa anei kahi ala e loaʻa ai ka uku ma kahi pūnaeweleʻauhauʻauhau (aiʻole ka ukuʻole), a loaʻa nā kālā maikaʻi i kāu mauʻauhauʻauhau?
Ka mea nui
He paʻakikī nā kānāwai auhau, a hoʻololi lākou i kēlā me kēia manawa. Mālama kēiaʻaoʻao wale nō i kahi'ikepuni whānui, aʻaʻole hiki ke hoʻohanaʻia e hoʻopau i kāu palapala auhau a pale i nā hoʻopaʻi kālā. E kamaʻilio me kahi mea loea i hiki ke hāʻawi iāʻoe i nā'ōlelo aʻo kūikawā ma hope o kaʻikeʻana i kāu kālā.