Ke hoʻohanaʻia ka Waihona KālāʻIke (a me kaʻole) Sense
ʻO ka papahana hōʻailona papahanaʻoihana no nā kākala nui nui
Ināʻikeʻoe i ke Kuhikau Kūpono Makau (EMH) , maopopo iāʻoe ke'ōlelo neiʻo ia, uaʻikeʻia nāʻike a pau e pili ana i nā waiwai mālama kālā, e like me nā ukana, i loko o nā kumukūʻai o ia mau palekana.
No laila,ʻaʻohe nui o ka hōʻailona hiki ke hāʻawi aku i kahi mea waiwai waiwai i nā mea'ē aʻe. ʻO kēia kekahi o nā kumu kumu e waiho ai ka poʻe kālā i nā kālā hōkū . ʻO ia ke "ināʻaʻole hiki iāʻoe ke paʻiʻia" e komo i kaʻike "em".
Akā, pehea ināʻaʻole iʻike likeʻia kekahiʻike no kekahi mau māhele o ka makeke e like me nā wahi'ē aʻe? ʻAʻole anei e pili kēia i kekahi mau mea o ka mākeleʻaʻole "maikaʻi" ma mua o kekahi? Inā pēlā, he mea kūpono ke hoʻohanaʻana i kahi waihona hōʻuluʻulu helu no nā wahi maikaʻi a me ke kālā no ka mālama ponoʻana no nā wahi kūpono - maikaʻi loa o nā aoʻelua, inā makemakeʻoe.
ʻAʻole ponoʻoe e lilo i mea hoʻopuka kālā a iʻole meaʻai kālā kālā eʻike i kēlāʻike e pili ana i kekahi poʻe kālepa kālepa iʻoi aku ka maʻalahi, a no laila iʻike nuiʻia ma mua o nā mea'ē aʻe. Eia kekahi laʻana,ʻo ka hapa nui o nāʻili o kaʻikepili kālā e pili ana i nā mea kūʻai nui nui o nā hui, e like me Wal-Mart, Apple a me Pfizer. Akā, pehea e pili ana i nā'āpana liʻiliʻi liʻiliʻi a me nā'āpana haole?
ʻO ka hapanui o nā kāpena nui-kālepa nā mana kālā kālepa e kālepa i ka kālā S & P 500 Index maikaʻi loa no ka lōʻihi o ka manawa no ka mea he nui aku nāʻike i loaʻa ma nāʻoihana nui aʻe ma mua o nā mea liʻiliʻi. No laila,ʻoi aku ka nui o ka hana ma kaʻimi noiʻi a me ka pilikia o ka mākeke no ka hoʻomaopopoʻana i nā kiko'āinana ākea.
Hoʻonui hoʻi kēia i nā lilo, a he mea paʻakikī kēia i ka hoʻokūkū me ka waihona kumukūʻai haʻahaʻa.
Hoʻohui pūʻana i nā Pūnaewele hōkū me nā Fund Fund
ʻO kahi ala maikaʻi e kūkulu ai i kahi kōpili no ke ala kūpono loa e hoʻohui i kaʻike o ka kuhikuhiʻana me ka hoʻokūkū hanaʻana,ʻo ia ka hoʻohanaʻana i kekahi o nā kumu kūʻai S & P 500 Index maikaʻi loa no ka hoʻokaʻawaleʻana i nā'āpana kālā nui a me nā kālā i mālama ponoʻia no ke koena.
Eia kekahi laʻana, he laulā maikaʻi e hahai aku ai,ʻo ia ka " Core" a me ka Satellite portfolio design i kahi o ka waihona helu hōʻaliʻo "core" ma kahi o 30 a 40% o ka hoʻokaʻawaleʻana a me ka hui pūʻana o nā ukana liʻiliʻi, nā waiwai'ē , kekahi mau 'āpana e hōʻalo i ke kōpili. Ma kēia papahana, e hoʻomāʻonaʻoe i kou mahalo i ke Kuhiakau Makau Kahua Kūpono akāʻo kāu alter ego hoʻi e makemake ana e hoʻolālā i kekahi mau hua'ōlelo hou. ʻO ka maikaʻi loa o nā mea a pau e hiki iāʻoe ke ho'ōki i ka hoʻololiʻana i nā kālā kālā nui āpau i kēlā me kēia mau makahiki i ka hoʻomakaʻana o ka lilo i ka S & P 500!
Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.