ʻO nā pahu kālā hōʻailona o ka palekana
ʻO ka pōmaikaʻi nui ka palekana. Aia nā pahu helu palekana ma nā wahi kūpono iʻoi aku ke kūʻokoʻa i ke ahi, kaheʻana, nā makani, nā tornados, nā halaʻi a me nāʻino kūlohelohe'ē aʻe ma mua o ka nui o nā hale.
Mai hoʻopoina i ka pohō.
Inā waihoʻia nā pepa koʻikoʻi i loko o kahi hale liʻiliʻi pōmaikaʻi paha a waiho paha i ke keʻena, e maʻalahi no nā mea (a iʻole ka pahu piha) e weheʻia. ʻAʻole wale wale kāu mau waiwai e nalowale nei, akā,ʻo ia paha nā pepa e kōkua ai e hoʻopili i nā mea a pau (e like me nā helu maʻamau a me nā palapala e hōʻoiaʻiʻo i kou make - a me kou'ike'ī).
Nui nā palekana palekana e palekana i kāu pahu pōʻai. Kūkā maoli nā'auwila i nā inoa a me nāʻike o kekahi mea e komo i ka pahu. ʻO ka hāʻawiʻana i kāu kī i kekahi mea'ē aʻe a hoʻouna paha i kekahi me ka mana o ka loio no ka hanaʻana ma kāu inoaʻaʻole ia e hana (akā nānā i kāu kāleka e hōʻoia i nā kaʻina hana). Inā makemakeʻoe i kahi'ē aʻe e komo i kāu pahu, e hele i ke kāleka a hoʻopau i nā pepa me kēlā kanaka pono ma mua o ka loaʻaʻana iā lākou.
Aia nā pahu'eleka palekana ma nā wahi mehameha me nā hoʻonā, nā wikiō wikiō, a me nā pale loka kiʻekiʻe. I ka hapanui o nā hihia, ponoʻoe e hana i kahi mea hana kālā e lawe i ka pahu.
Pono nā pahu e makemake iʻelua mau kī (ʻoʻoe a me kekahi mea hana kālā), aʻo nā pahuʻoi loa i loko o nā wahi likeʻole, mai kahi e komo ai i kaʻaina.
Me nā laina like, eʻoluʻoluʻoe i kahi pilikino. ʻAʻole pahaʻoe e makemake i kaʻike nui a me nā palapala pilikino i kou home. Hiki ke mālamaʻia kahi pahu hānai palekana i nā hoa, nā keiki, nā pilina, a me nā mea'ē aʻe mai ka heleʻana i kāu mau waiwai.
Ma nā kumukūʻau he nui, nā poʻe kōkua e kōkua iāʻoe e komo i kāu pahu e waiho wale iāʻoe i loko o ke keʻena kūikawā e wehe, kokoke, a hoʻokaʻina ma loko o ka waihona pahu.
Ka Hoʻolālā a me nā Alternatives
I hoʻokahi manawa,ʻo kahi pahu hūnā palekana ke ala maikaʻi loa e mālama ai i nā pepa waiwai, a he mau mea'ē aʻe'ē aʻe no ka mālamaʻana i nā palapala a me nā mea waiwai. He aha inā inā makemakeʻoe i kope? Hiki iāʻoe ke hālāwai i kou mau pono ma ke kālaʻana i nā kelepona me kahiʻoihana pūnaewele a iʻole e mālama i nā mea i hoʻopiliʻia i hoʻopunipuniʻia (e like me nā USB pūnaewele) ma nā wahi he nui.
ʻO nā hui kūikawā kekahi mea'ē aʻe no ka mālamaʻana i nā kino. ʻO kēia mauʻoihana kīnāʻole e hāʻawi nei i nā pahu waihona maikaʻi e loaʻa pinepine ana i ka 24/7, aʻo ka mea e hōʻoiaʻiʻoʻole ai i nā kuleana. Hiki iāʻoe ke loli maikaʻi, akā ponoʻoe e noʻonoʻo iāʻoe iho inā e paʻa pono kāu pahu. E hoʻomanaʻo i ka loaʻaʻana o 24/7 i nā mea'ē aʻe, a aia paha i loko o ke keʻena likeʻole kāu pahu i mālamaʻoleʻia.
Ka uku
ʻO ka uku o kahi pahu waihona palekana e hilinaʻi ana i ka nui. Hiki ke loaʻa nā kumukūʻai mai $ 25 i kēlā me kēia makahiki no kahi pahu liʻiliʻiʻekolu a hiki i ka'inima inihi i $ 125 no ka makahiki no ka nui nui o kaʻumi heʻumi kapuaʻi kenia. Hiki ke hoʻoiliʻia nā kumukūʻai'ē aʻe, e like me nā uku hoʻoholo hope, nā uku hōʻailona inā ua nalo ke kī a makemake kokeʻoe i nā mea, a me nā uku no nā kī kī.
Inā ponoʻoe e hoʻolako i kekahi mau pepa a hiki iā lākou ke'ōpiliʻia, hiki i kahi pahuʻekolu a elima paha maikaʻi (nui nā pahu he 12 a 24 'īniha ke hohonu). I kekahi mau hihia, hiki ke hoʻolimalimaʻia ka uku hoʻolimalima - e nīnau aku i kāu mea hoʻomākaukau kālā.
ʻO ka mea e mālama ai i loko o kahi pahu mālama palekana
ʻO nā pahu putea palekana he mea maikaʻi no nā mea liʻiliʻi, nui, a me nā mea waiwai (me nā palapala) āu e makemake ai e pale. He mau mea kēia e ponoʻole aiʻoe ma kou manamana lima.
- Ka hōʻailona hānau a me ka hoʻokomoʻana
- Nā palapala male male
- Nā kope o nā makemake
- Nā kope o ka mana o ka loio
- Nā hua palapala kaʻa
- Nāʻike kālā
- Nā kiʻi a me nā negatives
- Nā kope o nā laikini a me nā passports
- Nā papahana hale
- ʻO kaʻike kālā kāleka a kāleka kāleka
- Nā hana waiwai
- Kaʻikepili Pet ID
- Nā palapala'ake a me nā palapala hoʻopaʻa
- ʻO nā mea nui, nā mea momona, a me nā'āpana waiwaiʻaʻole hiki ke hoʻopaʻaʻia
- ʻO nā'ōpili māmā a me nā'ōkuhi kiʻi me nāʻikepili koʻikoʻi
- Nā pepa Citizenship
- ʻIke pili kālā
- Nā moʻolelo pāʻoihana
- Nā Diplomas
- Nā Palapala Palapala
- ʻO nā palapala kūʻai waiwai
- Nā kāleka hoʻopaleʻa ola
- Nā pūʻali koa
- Nā palapala'elike nui
- Nā leka uila
- ʻO nā mea'ē aʻe āu e hilinaʻi neiʻaʻole hiki ke helu (a inā he paʻakikī paha a he mea kūʻai paha)
E noʻonoʻo i nā huaʻelua ma mua o ka loliʻana iā ia
Kālekana kāu mau pepa i kahi pahu mālama mālama, akā, hikiʻole ke loaʻa . No laila e mālama i kahi hoʻolālā no ka loaʻaʻana o kekahi mau manawa pilikino i ka wā e paniʻia ai ke kāleka aiʻole hiki ke hoʻokauʻia ka mea nāna ka pahu.
- Paʻapuka: hiki nā mea. ʻAʻole wale ka hanana wale nō naʻe akāʻo ka hopena o nā manawa kūpono e makemake ai e hele. E hoʻomanaʻo i ka hūnāʻia o nā pepa koʻikoʻi i kahiʻoihana i hiki ke wehe wale 9-9 aiʻole.
- Wills (nānā me kahi loio e pili ana i nā huahana a iʻole kope): ua loli nā kānāwai mai kahi'āina a moku, no laila, ponoʻoe i loio loio e haʻi iāʻoe kahi e mālama ai i nā huahana a me nā kope. Inā hoʻopaʻaʻia ka mea kumu, makemake nā states e koi i ka hoʻokolokolo e komo i loko o ka pahu, e hoʻomaha ana i nā mea a pau a me nā koina kālā. ʻO nā'āina'ē aʻe he mea maʻalahi ia no nāʻohana o kaʻohana e komo i nā pahu hūnā palekana.
- Nā kauka lāʻau lapaʻau: ʻaʻole pono nā mea aloha e make i nā manaʻo ola a me nā make me ka palapalaʻole. Eʻike i kāu poʻe aloha i nā hoʻoholo a kāu i hana ai, a mai haʻaleleʻoe i kahi kope wale nō ma kahi i hikiʻole ke loaʻa iā lākou.
- Nā hoʻopiʻi kailala a kanu paha : inā paʻakikī e komo i loko o ka pahu mālama palekana (aiʻoleʻaʻohe mea iʻike ua hoʻoponopono'ēʻoe), hiki ke hana i ka meaʻoi aku kaʻeha no nā hoaaloha a me nāʻohana. ʻO ka mea'ē aʻe,ʻo kāu makemake a me nā mea āu i aloha ai e makemake pahaʻoe heʻelua meaʻokoʻa loa.
- Ka mana o ka loio (POA): hāʻawi kēia palapala i kekahi luna i kohoʻia no ka pono e hoʻoholo i kekahi mau hoʻoholo noʻoe. ʻAʻole ia e hana i kekahi mea maikaʻi inā wale nō ke kope i hoʻopaʻaʻia i loko o ka pahu i ka wā i neleʻoe. ʻO kahi o ka hopena,ʻo ia ka hoʻoliloʻana i kāu POA i hoa noho. E hoʻomanaʻo i ka nui o nā pūnaewele kālāʻaʻole eʻae i ka mana o ka loio no ka meaʻaʻole hiki iā lākou ke hōʻoia inā e paʻa mau ana, inā i kākauʻia i ka wā o kou mākaukau, a iʻole ka nui o nā mana o ka POA. E hana me kēlā me kēia hui kālā i kēlā me kēia (me kā lākou hoʻohanaʻana i nāʻano) e hoʻonohonoho pono i nā mea.
- Kālekana: ʻAʻohe mea hōʻaike kālā i hōʻoia i loko o nā waihona pōʻai mālama kālā e ka Federal Insurance Insurance Corporation (FDIC) . ʻO ka FDIC e hōʻoia ana i $ 250,000 no ka waihona no ke kāleka, akā, e uhi wale i nā kālā āu i waiho ai - ma ka nānāʻana, mālama, a me nā kālā CD, no ka laʻana. ʻAʻoleʻo kaʻaha FDIC e uhi i nā mea i loko o kahi pahu waihona palekana.
- Nā mea waiwai, nā mea nui a me nā'āpana kiʻi (e makemake anaʻoe e hoʻolauleʻa): eia hou,ʻaʻole FDIC insured. E hōʻoia i kāu mea hale a mea hoʻoili paha i nā palapala kiko'ī eʻike ai inā ua uhiʻia nā mea pohihihi waihona. ʻO kekahi o ka hoʻolimalima e uhi i kaʻaihue, ka poho, aiʻole ka pōʻino a hiki i kāu hui inimahi ke hāʻawi aku i ka haʻawina haʻahaʻa no ka meaʻoi aku ka paʻa o nā mea i loko o kahi pahu waihona palekana. ʻO nā kumuhana'ē aʻeʻaʻole e pili i kekahi mea.
E hoʻokuʻu i kahi hoʻolālā
Hiki ke mālama i kahi pahu mālama mālama pono e hiki iāʻoe ke komo wale i nā mea, akā i kekahi lā e hoʻopauʻia kou ola ai oleʻoe e nele. E hana i kahi hoʻolālā no kēlā mau hanana hikiʻole ke hana.
Malia paha iʻike kekahi e pili ana i ke ola o kāu pahu mālama palekana, akāʻaʻole pono nā mea i hoʻopaʻaʻia. Inā makemakeʻoe i ka weheʻana o ka pahu ma hope koke iho o ka makeʻana a iʻole ka hanaʻole, e noʻonoʻo e hoʻonui i ka hoa noho (inā wale nō kahi mea e hilinaʻi ai - no ka mea hiki iā lākou ke komo i ka pahu i kēlā me kēia manawa) aiʻole e hana i nāʻaelike me kāu kāleka. Hiki iāʻoe ke koho i hope a hope paha i'āponoʻia e wehe i ka pahu ma lalo o kekahi mau kumu.