Hōʻikeʻo Morningstar i kēlā me kēia kālā i loko o konaʻano, hāʻawi i nā hōkū heʻelima i ka 10% o nā kālā,ʻehā mau hōkū a hiki i ka 22.5% hou,ʻekolu mau hōkū i waena 35%,ʻelua a hiki i 22.5% hou, a hoʻokahi hōkū i lalo 10% .
E noʻonoʻo, ua hoʻokumuʻia kēia ma ka hana ma mua aʻaʻole ia he hōʻailona o nā hualoaʻa e hiki mai ana.
ʻO ia ke kumu o ka noiʻiʻana i nā manaʻo a me nā paʻa o kahi kālā - aʻaʻoleʻo ka hoʻokomo kālāʻana ma muli o nā kumukū - he mea nui. E aʻo hou i kaʻuʻatikala, " E kūʻai aneiʻoe i nā kālā kālā 5-Star ?"
Me kēlā mea i'ōleloʻia, lalo iho nei ka papa inoa o nā kālā hoʻopaʻa'āinaʻehā a meʻelima i kēlā me kēia kāleka me nā haʻawina kālā haʻahaʻa o $ 500,000 a me lalo. ʻO ka hapa nui o nā kālā he " mau papahele " he nui e hiki ai i nā mea kālā ke koho i waena o nā kaumaha mua a me nā hale kūkulu. I kekahi manawa, hoʻokahi wale nō papa papa e kūlana kiʻekiʻe ana, akā i kekahi manawaʻelua paha aʻekolu paha mau papa. I ka hopena hope, ua hōʻikeʻia nā māhele a pau ma kahi laina hoʻokahi, me ka mea koho i kohoʻia no ka papa papa mua.
ʻO nā hōʻailona he ala kūpono e hana hou i ka noiʻiʻana i ke kālā; e hoʻokomo wale i ka pakuhi i Google a me Yahoo! ʻO ka kālā e hoʻonui i kaʻike. Aia ka papa kuhikuhi ma kāu hale waihona puke i ka pepa piha piha o Morningstar, nāna eʻae iāʻoe e nānā i nā hōʻike e pili ana i ke kālā āu e noiʻi nei.
ʻAʻoleʻo kekahi o kēia mau kālā he uku kūʻai kūʻai mua ("kaumaha") a pono e kūʻaiʻia ma o ka mea kūʻai.
ʻO nā papa inoa ma lalo neiʻo ia ka lā 30 o Iune, 2014.
Kālā Bank
- ʻO Eaton VanceʻO nā mea kūpono o ka hoʻolālā kūʻonoʻa A EAFAX (5)
- 'Eatonu Eaton VanceʻOihana EIBLX (4)
- Kāleka DWS e hoʻopili kālā ana - Class S DFRPX (4)
- ʻO ka Fidelity Advistor Nā Palapala Kiʻekiʻe Loa Loaʻa I FFRIX (4)
- Hartford Mokupuni Y HFLYX (4)
- Invesco Nā Lulu Paʻa R AFRRX (4)
E aʻo hou : He aha nā loans nui?
Ka Waihona Bond
- Delaware hoʻolāʻihi Duration Bond A, R DEEAX (5)
- Delaware Hui PūʻIa A, R DGCAX (4)
- Federated Bond F ISHIX (4)
- Invesco Van Kampen Hui Pūʻali Y ACCHX (4)
- Ka Haku Abbett Income A LAGVX (4)
- ʻO MFS Bond R1 - R4 MFBGX (4)
- ʻO Vanguard Long-Term Investment-Papa'Anim VWETX (4)
E aʻo hou : Ke kumu o ka hoʻokomoʻana i loko o nā hui pūnaewele
ʻO ka Bond Market Market
- Nā Kūkākūkā Pono Pono Nānā Kū'ē Loaʻa I FMKIX (5)
- JP Morgan Hōʻike Markets Debt R5 JEMRX (4)
- T. Rowe Nā Hōʻai'ē Hōʻailona Honua Bond PREMX (4)
E aʻo hou : Hoʻomaka i nāʻokoʻa kūʻai kikowaena
Ka Pau Hana Kūpono
- ʻO Blackrock High Bond Portfolio A, Svc (5)
- Delaware Hoʻolālā kiʻekiʻe loa ma DHOIX (5)
- Eaton Vance Income Opportunities I EIHIX (5)
- Ke kūlana kiʻekiʻe kiʻekiʻeʻo Z PHYZX (5)
- Kūlana Kū'ē Kū'ē Kūlana kiʻekiʻe FHYTX (5)
- ʻO ka TFCVX Kelepaʻi Loa Loaʻa Loaʻa (5)
- Delaware Hoʻolālā Kūlana Loa Loaʻa R DHIRX (4)
- ʻO BlackRock High Bond Portfolio - Class A BHYAX (4)
- ʻO ka XWHIX (4) manaʻo kiʻekiʻe kiʻekiʻeʻo DWS (4)
- Ke kālā kālāʻo Eaton Vance Fund of Boston I (4)
- Ke kōkua kōkua kūponoʻo FEDCity (4)
- Kālā kālāʻo Frankcome Highcome Fund - Class R, FHIRX (4)
- Hāʻawiʻo Hartford iā IB, R4, R5 (HBHYX)
- Ke Kūlana kiʻekiʻeʻo Invesco HYNIX (4)
- ʻO Janus High-Equity Fund JAHYX (4)
- ʻO ka hāʻawiʻana o ka Haku Abbett i R3 AP LHYRX (4)
- Nā Kiʻi Kū'ē Loaa DS R3 MHOTX (4)
- Neuberger Berman High Inc Aloha NHINX (4)
- Hāʻawiʻia ka Hua'ōleloʻo Putnam Y PHYYX (4)
- Kākoʻo kiʻekiʻeʻo T. Rowe Price PRHYX (4)
E aʻo hou : Nā kumuhana o ka hoʻokomoʻana i nā koina hua kiʻekiʻe
ʻO ka Bond Bona Ipu
- ʻO Goldman Sachs Infl i mālamaʻia GSTPX IR (4)
- Ka Honua Hōʻike Houʻo Adm HRRRX (4)
- Hartford Inflation Plus R5, Y HIPSX (4)
- Vanguard Mea Hoʻoili Puʻupuʻu Uila Uila VIPSX (4)
E aʻo hou : Pehea e hana aiʻo TIPS?
Kālā waena waena
- Ke kūpaʻaʻo Ginnie Mae Fund FGMNX (5)
- Kāleka GNMA Paʻa - PYGNX Kūlana Pōʻalima (5)
- Ka Loaʻa Loaʻaʻana o ke Aupuni Z PGVZX (5)
- Pakeha AupuniʻAmelika Hui PūʻIa Y PATYX (5)
- Nā Pila PekelalaʻOʻAmelika Hui PūʻIa PUSYX (5)
- ʻO Vanguard GNMA Adm VFIJX (5)
- ʻAmelika Hui PūʻIa Ginnie Mae BGNMX (4)
- BlackRock GNMA Svc BGPSX (4)
- Kāleka DWS GMNA SGINX (4)
- Kākoʻoʻo DWS Kāwanatanga KUSMX (4)
- Ka koho o JPMorgan Kālia Aupuni HLGAX (4)
- Kuhihewa ka Moku'āinaʻo Frank FUSAX (4)
- Ka Manawa Intermediate Duration Govt MGIDX (4)
- Invesco Van Kampen US Mokuleʻa VUSIX (4)
- Ke Aupuni AupuniʻAmelikaʻo Putnam R PAMRX (4)
- Nā Pila PekelalaʻOihana Komohana P PGVRX (4)
- Kālā T. Rowe Price GNMA PRGMX (4)
- ʻO T. Rowe Price KālāʻoʻAmelika Huipūkū PRTIX (4)
- ʻO Vanguard Interm-Term Treasury Adm VFIUX (4)
- ʻO Wells Fargo Hoʻohanohano Kālā Aupuni I SGVIX (4)
Waena Intermediate-Term Bond
- Federated Bond F ISHIX (5)
- JPMorgan Hōʻike R5 JMTRX (5)
- Loomis Sayles Core Plus Bond Fund - Class A, Y NEFRX (5)
- Loomis Sayles Investment Ke Kali Nei Au Ke Kali Nei Au LSIIX (5)
- Mālā Bond Fund Manaʻo MGFIX (5)
- ʻO MFS Bond R1, R2, R3, R4 MFBGX (5)
- Pioneer Bond Y PICYX (5)
- Kākoʻo Hōʻanoho Hōʻahoʻi Hōʻike Bond Z PDBZX (5)
- Hōʻike Waiwai Putnam R, Y PIFRX (5)
- AllianceBern Interm Bond K ABQKX (4)
- ʻAʻohe BlackRock Pūnaewele Return R MRCBX (4)
- Delaware Core Plus R DUGRX (4)
- Delaware Diversified Income A, R DPDFX (4)
- ʻO Dodge & Cox Income DODIX (4)
- Dreyfus Intermediate Term Inc I DITIX (4)
- Kūkākūkā o ka pono Kaulike Bond I FEPIX (4)
- Kūlana Fidelity Investment Grade Bond FBNDX (4)
- ʻIke Loaʻa Bond FTBFX (4)
- Nā hua'ōleloʻo Franklin Return REFBDAX (4)
- Koʻolau Goldman Sachs Core Kuhi Pūkoe IR GDFTX (4)
- ʻO Goldman Sachs Core Plus Kekiʻi Loaʻa IR GSNTX (4)
- Honua Bond Adm HRBDX (4)
- Janus Flexible Bond T JAFIX (4)
- Ka Hanana Hōʻiliʻiliʻo JHancock JHNBX (4)
- JPMorgan Core Plus Bond R2 JCPZX (4)
- Kāleka Hōʻoki JPMorgan A JMTAX (4)
- Ka Haku Abbett Ka Hiki Liliu A, P, R3 LTRAX (4)
- Nā Manawa Kū'ē Loaʻa A MFDAX (4)
- Nā Manawa PIMCO Bond MBDFX (4)
- Nūhou BS R2, R3, R4 MRRRX (4)
- PIMCO Kūpili Kuleana - Papa R PTRRX (4)
- Palena Pioneer Bond - Class A, R PIOBX (4)
- Kākoʻo Hōʻanoho Hōʻohoʻi HōʻoiaʻO PDBAX (4)
- Hana Incom A, M PINCX (4)
- T. Rowe Mea Hōʻemi Hōʻoia Hōʻike Hou (4)
- Ka hōʻaiaʻana o ka hōʻaihoʻi hou - Class A TATBX (4)
- Mama maikaʻi Bond I SAVYX (4)
- Wells Fargo'Apono'Apono Loa Bond MNTRX (4)
- William Blair Bond I WBFIX (4)
Long-Term Bond
- Eaton Vance Kūkulu i nā Bonds Waihona I IIBAX (4)
E aʻo hou aku : He aha nā pilikia a me nā pōmaikaʻi o nā waihona pilina lōʻihi?
ʻO ke aupuni lōʻihi
- ʻAnaʻAmelika Hui PūʻIa Hawaiʻi 2020 Inv BTTTX (5)
- ʻAuhauʻAmelika Hui PūʻIa 2025 BTTRX (4)
Hui Mahele
- ʻO AllianceBern High Advisor Advisor, I, K AGDYX (5)
- ʻO AllianceBernstein High Fund Income - Class A AGDAX (5)
- Loomis Sayles Hōʻike Hua'ōlelo NE NEYYX (5)
- Kūlana Kūkākūkā Kauohaʻo FSELIX (4)
- Kālā Pono Hua'ōlelo FSICX (4)
- FKSAX Huakaʻi Kīlāʻo Franklin (4)
- Loomis Sayles Bond Fund LSBRX (4)
- Loomis Sayles Nā Huakaʻi Kīlā NEFZX (4)
- ʻO ka Haku Abbett Bond-Debenture Fund - Class P, R3 LBNPX (4)
- Pulkoko kālā Loaʻa PIMCO A PDVAX (4)
- Kākoʻo kālā kālā Pāhana - Class R STIRX (4)
Nā'Āpana (All)
- DWS Massachusetts Mokupuni-Free Fund - Class S SCMAX (5)
- DWS Managed Municipal Bond Fund - Class S, A SCMBX (5)
- Ka Laikini Kuhikuhiʻo DWS / AMT Free Fund - Class S SCMTX (4)
- Ka Waihona kālāʻOihana Kālepaʻo DWS Keleponaʻo Kaleponi - Class S SDCSX (4)
- DWS Municipal Income Trust XKTFX (5)
- Kāu kālāʻauhau kālā kālepa DWS New York - Class S SNWYX (4)
- Kākoʻoʻo DWS PūnaeweleʻAi Moku'āina XMSMX (4)
ʻAʻole nā mākua
- Nā kālā i hoʻokaʻawaleʻiaʻo Putnam Y PDVYX (5)
- ʻO Alliance Bernstein Unconstrained Bond AGSIX (4)
- ʻO Dreyfus Loaʻa Loaʻa i ka Loaʻa I DSTRX (4)
- Hartford Hōʻike Kū'ē Hulina HTIYX (4)
- Māʻokoʻa Komohana JPMorgan Acome Opps R5 (JSORX) (4)
- Nā kālā i hōʻiliʻiliʻiaʻo Putnam A, M, R PDINX (4)
Ke Aupuni Pāleka
- ʻAmelika Huipū Laeoʻo 201 (5) Adv ACTTX (5)
- ʻAmelika Hui PūʻIaʻoʻAmelika Hui Pūʻia 201 (5) Inv BTFTX (5)
- ʻO'Eaton Vance Kālā Kīkoʻo o ke Aupuni I EIGOX (5)
- Eaton Vance Low Duration I EILDX (5)
- ʻO Loomis Sayles Ltd Ke AupuniʻOihana a me ke Kuhina Y NELYX (5)
- Ka Hui lanakila no ke kālā kālā - Class A, R IPFIX (5)
- ʻO Vanguard Short-Term Federal Adm VSGDX (5)
- Hoʻohuiʻia ka US US FIGIX (4)
- ʻO Vanguard Short-Term Treasury Adm VFIRX (4)
- Loomis Sayles LtdʻO ke aupuni aupuni a me ke keʻena A NEFLX (4)
- Oppenheimer Hoʻohui Aupuni Kūʻokoʻa-Term OLTYX (4)
- Ke kālā aupuni kālepaʻo US PYUSX (4)
- Thornburg Limited Term Ka Moku'āina Aupuni Kālā - Class R3 LTURX (4)
- ʻO Vanguard Short-Term Treasury Adm VFIRX (4)
- Welina maikaʻiʻo Wells Fargo Short Time Duration Bond Bond I WSGIX (4)
ʻAʻohe Bond Bond
- Ke Kūkākūkā Intermediate Bond I EFIPX (5)
- Ka Haku Abbett Short Kele Waiwai R3 LALDX (5)
- Oppenheimer USʻO OUSYX (5)
- Hoʻolālā kūʻokoʻa Short-Term Corporate Bd Z PIFZX (5)
- Kākoʻoʻo Thornburg Limited Term Fund - Kekahi R3 THIRX (5)
- ʻO Virtus Multi-Sector Kahi Term Bond Fund - Class A NARAX (5)
- Ka Uluwehi O Kekaha Low Duration Bd Svc CMGBX (4)
- Ka wā kūponoʻo Calvert Short Time Fund - Class A CSDAX (4)
- Māhele Bond Bond Bond Bond Fund - Class R JDTRX (4)
- DWS Short Duration Fund - Papa S DBPIX (4)
- Ke Kūkākūkā Kūkākūkā Intermediate Term Bond A, T FDIAX (4)
- Hartford Ke'anuʻolu Ke Kali Nei Y HSDYX (4)
- Ianus Short-Term Bond T JASBX (4)
- Palena JPMorgan Limited Duration Bd A ONUAX (4)
- Oppenheimer Limited-Term Bond N,ʻO'OUSGX (4)
- PIMCO Kekahi haʻahaʻa Duration A, R PTLAX (4)
- Pioneer Short Term Kelepaʻi PSHYX (4)
- Hoʻohālike Prudential Short-Term Hui Pūʻali - R JDTRX (4)
- ʻO Vanguard Short-Term Investment-Māka Adm, Mea kūʻai VFSUX (4)
- Liliʻuokalani Makuakane / Interm Bond A HIMZX (4)
- William Blair N NWBRRX (4)
- Welina maikaʻiʻo Wells Fargo I SSHIX (4)
Hoʻolālā
- PIMCO Hoʻohālike Pūnaewele PSFAX (4)
- DWS Ultra-Short Duration Fund - Papa A, S SDUSX (4)
- Managers Short Duration MGSDX (4)
- Nā Wells Fargo Nā mea kōkua Ultra Short Term Income STADX (4)
E aʻo hou : Pehea e hoʻohālikeʻia ai nā palena pōkole i nā kālā kālā kālā?
World Bond
- Papahanaʻo Templeton Global Bond - Class A, R TPINX (4)
- ʻO ka AllianceBernstein Global Bond Fund - Class A, R ANAGX (4)
- ʻAmelika kālā kālā World Bond R5 RCWFX (4)
- Kākoʻoʻo DWS Global High Income Fund XLBFX (4)
- Luna Manawa Global Bond MGGBX (4)
- ʻO ka PIMCO Foreign Bond (USD-Hedged) R, A PFRRX (4)
- PIMCO Global Bond (USD-Hedged) A PAIIX (4)
- Hoʻolaha Hōʻeuʻeu Hawaiʻi Kūpono Z ZZ PZTRX (4)
- Penehana Loaʻa Loa Pūnaewele R PGBRX (4)