Keʻano kūʻai
Aia kekahi mahele iki ma ke ala e hiki ai i nā mea kūʻai kālā ke kūʻai aku i nā kālā likeʻole e like me nā ETF.
ʻO ke kālā o ka Mutual ke kūʻai maʻaʻia ma o ka pūnaewele hoʻopukaʻana a ma o ke kākā'ōlelo aʻoaʻo kālā paha, akā e loaʻa pū ana nō hoʻi lākou ma o nāʻike hoʻopuka kālā. ʻOiai he nuiʻole nā kālā a me nā uku kūʻai mua, he mea paʻakikī ka mea nāna e uku i kēia koina kūʻaiʻana e hoʻomau i ka hanaʻana o nā ETF i ka wā e ukuʻia ai ka unuhiʻana o kēia kumukūʻai i kā lākou hōʻike. ʻAʻole nā pāpili o ka FEF,ʻo ia hoʻi he keu, akā, he mau kālepa kā lākou no ka mea i kūʻaiʻia a kūʻaiʻia aku e like me nā lāʻau. Mālama kēia i ka mea kālā e hoʻokumu i kahi pūʻulu hoʻoili kālā,ʻaʻole pono lākou e hana e kūʻai i kahi kālā.
Pono nā mea kālā e hoʻolālā i kēia mau lilo (ka uku a me ka uku kālā) i ko lākou noʻonoʻoʻana i ka nānāʻana i nā kumukūʻai a me nā kōkua o ke kālā likeʻole me nā ETF.
Nā koina
ʻO nā kumukūʻai he meaʻokoʻa nui ma waena o kahi kālā a me nā ETF. ʻO kaʻili kālā o ka'elike he palapala hoʻolālā makahiki no ka 0.61%, akā, heʻaha hoʻolālā ka palena o ka ETF pili i ka 0.40%.
ʻO kaʻokoʻa o nā kumu kumuʻelua (0.21 pakeneka helu)ʻaʻole paha e like me ka nui, akā i loko o ka manawa, hiki iā ia ke hoʻoikaika i ka hopena ma muli o ka hopena o ka hopena o kēia kumukūʻai i ka hana i kēlā me kēia makahiki. ʻO ka nui o nā uku kālā e pili ana i nā kālā pilikino, kahi e kūlou ai nā makahiki āpau a he 0.21 mau helu pakeneka e hiki ke helu i kaʻai nui ma waho o ka waiwai waiwai o ka mea waiwai.
ʻO kēia ka mea iʻoi aʻe ka noʻonoʻoʻana i kēia manawa no ka hāʻawiʻana i nā hua liʻiliʻi i nā hiʻona kiʻekiʻe kiʻekiʻe.
Wahi
Hōʻike ka papa ma lalo nei i nā hōʻike hōʻai'ē o nā kālā pilikino a me nā ETF paʻa i loko o nā papahana kūikawā ma luna o nā makahikiʻekolu a me 5 mau i pau i ka lā 30 o Iune, 2014.
E noʻonoʻo i kekahi mau manawa, e kāʻiliʻia ana nā kumukūʻai e ka liʻiliʻi liʻiliʻi i loko o kahi mahele i hāʻawiʻia i loko o ka pihaʻelima makahiki. No ka laʻana, he mauʻelima BEL noʻonoʻo e hiki ai ke kōkua i ka ho'ākāka i ka nui o ke kuhihewa i ka hana ma kēlāʻano.
ʻIke mai kaʻike kālā kālā maʻamau mai ka Morningstar ma kaʻaoʻao palapala kāpili, aʻo ka hoʻi mai o ETF mai ka pūnaewele ETF ma Yahoo! ʻO ke kālā.
| Kāleka | ʻO ka hoʻihoʻi 3-makahiki | ʻO ka hoʻihoʻi 5-makahiki |
| Hoʻolālāʻo Term Bond (Mutual Funds) | 0.93% | 1.67% |
| Hoʻolālāʻo Term Bond (ETFs) | 0.95% | 0.34% |
| Ka Lūkini Kū Loa (Mutual Funds) | 1.85% | 3.21% |
| Pākuʻi Pokole (ETFs) | 1.96% | 2.68% |
| Mokuna Intermediate-Term Bond (Mutual Funds) | 4.08% | 6.02% |
| Wāwaena Intermediate-Term Bond (ETFs) | 3.38% | 4.64% |
| Ka'Āpana Kuleana Kaona (Mutual Funds) | 1.63% | 2.16% |
| Nā Pōʻali Kūlana Moku'āina (ETF) | 1.26% | 1.65% |
| Ka'Āina Kū'ē o nā Moku'āina (Mutual Funds) | 4.23% | 4.96% |
| Nā Intermediate Intermediate (ETF) | 4.37% | 5.43% |
| Ka Moku'Āina Nui (Mutual Funds) | 5.61% | 6.06% |
| Ka'Āpana Nui o ka Moku'āina (ETF) | 6.04% | 6.25% |
| Mune Mutual (Mutual Funds) | 7.21% | 8.51% |
| Hana Kūpono Loa (ETFs) | 7.45% | 8.47% |
| Ka Mutual Funds (Mutual Funds) | 2.63% | 4.88% |
| Ka Pāpili Hoʻolaha (ETFs) | 3.22% | 5.43% |
| Kamalē Lahui (Mutual Funds) | 6.17% | 8.50% (7/11) |
| Kālā Corporate (ETFs) | 6.18% | 7.67% |
| Kū'ē kiʻekiʻe (Mutual Funds) | 8.24% | 12.57% |
| Hana kiʻekiʻe (ETFs) | 7.82% | 11.90% |
| Kālā Bank (Mutual Funds) | 5.06% | 7.77% |
| Kālā Bank (ETFs) | 4.95% | n / a |
| World Bond (Mutual Funds) | 3.43% | 6.02% |
| World Bond (ETFs) | 3.27% | 3.61% |
| Māhele'Oleke Kū'ē (Mutual Funds) | 3.84% | 9.29% |
| Māhele Bane Hōʻoia (ETFs) | 3.10% | 9.98% |
ʻO nā haʻawina hana iʻoi aku ka nui o ka waihona kālā, a he mea paha e kahaha paha ma muli o ka ulu pinepineʻana o nā waiwai ETF i nā makahiki i hala iho nei. ʻO ka nui nui o ka waihona kālā e mālama ponoʻia ana e pili ana i nā ETF, no laila, hōʻike maikaʻi loa kaʻikeʻana i ka waiwai o nā mea kālā e hoʻonui ana i ka lilo.
ʻO kekahi pono'ē aʻe o ka loaʻa kālāʻana,ʻaʻole e hoʻokaʻawaleʻia ko lākou kumukūʻai mai ka waiwai o nā palekana i lalo i loko o ke kōpili i nā manawa o ka pilikia o ka makelia, a hiki ke hana me nā ETF.
ʻO ka laina lalo: e mālama pono i nā mea a pau i ka wā e hana ai i ka hoʻoholo, e like me nā hihia pili kālā, nā uku a me nā hopena lōʻihi o ka'āpana kālā e manaʻo neiʻoe e kūʻai.