Nā koho hou aku ma mua o ke kāki kālā
Hoʻomaopopo:ʻAʻole i loaʻa i ka Bank of America nā mana kīkoʻo Visa Card i nā mea kūʻai hou. ʻO ka mea i loaʻa hope loa e pili ana i ka palapala i lalo.
ʻO ka Bank of America Power Rewards Visa he kāleka hōʻai'ē maikaʻi e uku ana i nā mea ma ka kūʻai. Hiki i nā mea kūʻai ke kūʻai i nā kumukūʻai no nāʻano likeʻole e like me ke kālā kālā, ka heleʻana, nā kāleka makana, a me nā hanana kūikawā.
Nā uku i hāʻawiʻia me ka Visa o nā mana hanohano o ka Waihona o'Amerika
E loaʻa iāʻoe nā kumukūʻai nui e uku ai no kahi kālā $ 50 kālā inā e hoʻoliloʻoe i $ 500 ma ke kūʻai kūʻaiʻana i nā lā 90 mua o ka weheʻana i ka helu.
Ponoʻoe e hoʻolilo i kahi $ 167 ma kēlā me kēia mahina no nā mahina muaʻekolu e loaʻa ai ka bonus kālā. Hiki iāʻoe ke hana pēlā inā hoʻohanaʻoe i kāu kāleka e uku i kekahi mau bila.
E loaʻa 3 mau helu ma ke kālā no ke kūʻaiʻana i ke kino, ka meaʻai, a me ke kālepa āu e hana nei i nā mahinaʻeono mua. Ma hope o kēlā,ʻo kāu mau kūʻai a pau he 1 helu no ka kālā. Hiki iāʻoe ke hoʻonui i kou mau uku ma ka hoʻohanaʻana i kāu kāleka no kāu kālepa, ka lāʻau kūʻai, a me ke kūʻai kūʻai kūʻai ma nā kūʻai mua.
ʻAʻole he palena i nā māka e hiki iāʻoe ke loaʻa, akā e hoʻomaka ana nā hopena e pau ma hope o nā makahikiʻelima. E hoʻohana i kāu mau helu ma mua o ka hōʻailona makahikiʻelima no ka mālamaʻana i ka lilo.
Ma waho o ke kālā, hiki iāʻoe ke ho'ōla i kou mau helu no nā kāleʻa makana, ka'aʻaleʻa a me nā mea kūʻai. Hoʻomaka houʻia nā hōʻaihoʻole i nā helu he 2,500 no ka $ 25 kālā, 3,500 no nā kāleka makana, a he 15,000 no nā palapala konohiki. Inā makemakeʻoe, hiki iāʻoe ke loaʻa kou uku kālā i kūʻaiʻia me ka leka uila e ka leka, ma keʻano he hōʻai'ē hōʻailona, kahi hōʻailona lolouila i kāu heluʻai a me ka waihona mālama kālā , a iʻole i hōʻoiaʻia i kāu moraki .
Hiki ke hoʻounaʻia aku i kēia mau hopeʻelua i kekahi kāleka -ʻaʻoleʻo BofA.
Kālāʻo Bank of America e hāʻawi aku i ka uku Visa
ʻAʻole he uku makahiki ma ke kāleka kāleka,ʻo ia hoʻi, hiki iāʻoe keʻoliʻoli i nā uku a me nā loiloi no ka mea noa ka lōʻihi e pale aku aiʻoe i nā pāʻoihana.
Loaʻa he 0% hāʻina hoʻokumu i nā kūʻaiʻana a me nā hoʻololi kauʻana no nā papa hoʻoili kālā 12 mua.
Ma hope o ia,ʻo ka APR o ia manawa he 12.99% i ka 22.99%, ma muli o kāu pono. Eʻoi aku ka maikaʻi o kāu helu'ai'ē,ʻo ka emi iho o kāu hōʻai'ē hoihoi. Eia naʻe, no ka mea he hōʻai'ē kālā hōʻai'ē kēia, heʻoi aku ka nui o kou ukuʻana i kāu kaulike i kēlā me kēia mahina. Ināʻole, e hōʻaluʻoe i kou uku ma ka ukuʻana i ka uku ma kāu kāleka kāleka. ʻO ka uku pihaʻana heʻoi aku ka nui ma hope o ka hoʻomakaʻana o ka wā, akāʻaʻohe hewa i ka loaʻaʻana o kahi hana maʻamau ma mua o kēlā.
ʻO ka loaʻa kālā mua o ka APR he 22.99% aiʻole 24.99% e pili ana i kaʻano o ka maʻamau kālā. Kuhiʻia ka uku kālā ma kahi kālā he $ 10 a 4% (i kekahi manawa 5% e pili ana i ka hoʻolālā). Ma 4%,ʻoi aʻe ka nui o ka uku hoʻolālā palekana ma mua o ka nui o nā kāleka kālā'ē aʻe.
Nā uku'ē aʻe:
- Ka uku maʻamau o nā'āina'ē : 3%.
- Late uku uku : E hiki i $ 35.
- Ka uku uku hōʻaihoʻiʻia: E hiki i $ 25.
- Paʻi'āpana APR: 29.99%.
ʻAʻohe Palena Kuhi Kūpono Loa me ka Visa o ka makanaʻo Power RefA
ʻO kēia kahi Palapala Kuʻi Visa,ʻaʻole kahi palena palena palena . Akāʻo ka meaʻole,ʻaʻole ia he manaʻo loaʻa kāu hōʻai'ē palenaʻole. Hiki ke hoʻoholo i ka palena palena kālā ma kāu kālā, ka kūʻaiʻana, a me ka moʻolelo kuhi.
Hoʻoponoponoʻia e LaToya Irby. Nā'ōlelo i kiʻi hopeʻia ma ka lā 4 o Malaki, 2013. E hoʻololiʻia nā kāleka kāleka hōʻailona a me nā pīlima hōʻailona mai ka wā o kēia hōʻike.