E hiki iāʻoe ke kiʻi aku iāʻoe i loko o kekahi Kāpena Kūponoʻole
ʻO kahi kāleka kāleka i hōʻoia he mea maikaʻi maikaʻi no ka hōʻai'ē hōʻai'ē no nā mea kūʻai e pono ai e kūkulu a kūkulu hou paha i kā lākou hōʻai'ē. He koho maikaʻi maikaʻi ka 'Amelika Bank Bank Visa Card. Loaʻa ka uku o ka makahiki āpau a me ka manaʻo maikaʻi kūpono no kaʻikeʻana o ia he kāleka kākika i hoʻopaʻaʻia.
Ke uku nei i kāu Kelepona Visa Card Visible Card
Hiki iāʻoe ke uku i kāu kālā no ka US Visa Card Secured Visa Card ma kahi pūnaewele me kāu kālā.
Inā ponoʻoe e uku me ke kāki kālā a meaʻole paha ma ke kākauʻana a me ka hoʻounaʻana i kāu noi. ʻAʻole eʻaeʻo US Bank i kahi leka pilikino no kāu waihona mālama mālama.
Inā'āpono kāu noi, e hāʻawi maiʻo US Bank iāʻoe i kahi kāleka kāleka me ka palena palena kālā i ka helu like e like me ka waihona. ʻO kāu kālā mālama kālā e komo i loko o kahi waihona mālama kālāʻauʻauʻAmelika a mālama i kou palena palena'āina inā loaʻaʻole iāʻoe kāu uku. E loaʻa iāʻoe kekahi bila i kēlā me kēia mahina a makemakeʻoe e hana i ka uku maʻamau o kāu mahina ma kēlā me kēia mahina.
Ma hope o kekahi mau mahina o ka uku kūpono, hiki iā US keʻae iāʻoe e hoʻololi i kāu kāleka i kahi kākaʻa unsecured.
E waiho ma waena o $ 300 a $ 5,000 ma nā kālā he hoʻokahi hāneli.
ʻO ke kūʻaiʻana no ka Visa Cardʻo KālāʻIkeʻIkeʻo US Bank
Nā APR no nā kūʻai a me nā kauʻana i ke kauʻana 19.24%. Kuhi i ka APR 24.24%. ʻAʻohe pāʻani APR e manaʻo neiʻaʻole e hoʻonuiʻia kāu hapa pāʻani ma hope o ka uku hopeʻana.
Loaʻa he $ 29 makahiki o ka makahiki makahiki, he mea maikaʻi ia no kahi kāleka kāleka i hōʻoia.
Pono kekahi mau hana ma kāu kāleka i uku:
- Uku hoʻolimalima pale, 3%, a $ 5 paha
- ʻIke mālama i ka loaʻa kālā, 3% aiʻole $ 5
- Ka piʻi kālā ma ke kālā, e like me ke kūʻana o ka hōʻai'ē ATM a me ke kālā kūpono kūpono, 4% a iʻole $ 10
- ʻO nā hanaʻokoʻa'ē aʻe i hanaʻia ma ke kālāʻAmelika e ukuʻia i 2% ka uku ke ukuʻia nā kālā i ukuʻia ma ka haole.
- Late uku, a hiki i $ 35
- Nā pane i hoʻihoʻiʻia, a hiki i $ 37
Pākuʻi hou aʻe me ka Kālā Visa Kuhiʻo V Bank Bank US
ʻAʻoleʻoe e loaʻa kahi uku me ka US Visa Card Secured Visa Card, akā hāʻawiʻo ia i kahi kuleana kīpila, nā hoʻokele loea auto, nāʻoihana pūnaewele, a me ka uku uku uku. Hiki iāʻoe ke komo i nā mea hana a US Bank's FlexControl e hoʻokuʻu iāʻoe e hoʻonoho i kāu lā kūpono a hoʻonohonoho i nā uku kūpono no ka hoʻohaʻahaʻaʻana i kāu kaulike.
Kākoʻoʻia ka Visa KālekaʻIkeʻIkeʻAmelikaʻo Kālepa i nā KāleʻIke Kāleka'ē aʻe
Loaʻa he mau kāleka kāleka maikaʻiʻole, akāʻo ka US Bank Secure Visa Cardʻaʻole ia kekahi o lākou. ʻO ka hoʻolālā makahiki a me ka uku pākēna he paʻakikī me nā kāleka kākiʻia i like. Hiki iāʻoe ke uku i kāu kaulike i kēlā me kēia mahina e pale aku ai i kāu uku ma kāu kāleka kāleka kāleka.
Uaʻoi aku ke kiʻekiʻe o ka waihona palekana ma mua o ka Capital One Secured MasterCard , e hiki ai ke waiho i kahi waihona e like me $ 49, aʻo ka Discover it Secure Card , eʻae ana i kahi kau kālā he $ 200. Loaʻa iā lākou nā mea kūʻai kiʻekiʻe aʻe ma ka APR, akā,ʻaʻohe uku makahiki.
Hoʻoponoponoʻia e LaToya Irby. ʻO nā'ōlelo kāleka hōʻai'ē a me nā pī'ā inoa hōʻailona e hiki ke hoʻololi mai ka manawa o kēia hōʻike. E nānā i ka noi no nā'ōlelo a me nā'ōlelo i kēia manawa.