Ke aʻoʻana i nā kumuhana o ka Index Palena
Ma kēiaʻatikala e hōʻoia ana mākou i ke kumu o ka loaʻaʻana o ka maikaʻi o ka kālā o ka'enehi mālama pūnaewele, me ka kū'ē i nā kālā i hanaʻia .
Loaʻa i nā Manawa Kālā a me nā kumuhana
Hoʻolahuiʻia kahi pūnaewele i hoʻomauʻia i kahi helu helu makaikai, e like me ka S & P 500 , akā hiki ke hahai i kekahi lālā a iʻole kahi o ka mākeke.
ʻO ke kumu e hōʻikeʻia ai kēia kālā no ka meaʻaʻohe he papa hana paʻa no ka mea nāna e mālama i ke kālā i ka mea e pono ai. Ma mua o ke kūʻai a ka mea hoʻomau pūnaewele a mālama i nā palekana o kahi hōʻailona kuhikuhi.
Mālama maikaʻiʻia ka Index ma ka noʻonoʻo pono o ka'ōlelo. Akā,ʻaʻole kahi kālā i hoʻomauʻia e mālama i ka waihona kālā. E nānā pono kākou i kēia e ho'ākāka i ka likeʻole a me ka like. ʻO ka mahele maʻamau i waena o kahi pūnaewele hoʻonohonohoʻana i mālamaʻia a me kahi pūnaewele mālamaʻole i mālamaʻia,ʻo ia ka mālamaʻana o nā pūnaewele i nā kulekele i hoʻoholoʻia no nā paʻa o kā lākou mau kālā. ʻIkeʻia ka mālamaʻana i nā kumukūʻai o ka helu'āina e mālama pono i nā kālā.
Eia kekahi laʻana,ʻo kahi hōʻailona hōʻailona e ho'āʻo ana e hoʻopiʻi i nā hōʻike o ka S & P 500 e hoʻopaʻa i nā kumukūʻai (aiʻole ka hapa nui o nā lāʻau) i loko o ka S & P 500.ʻO kahi pūnaewele i mālamaʻoleʻia e mālama i kahi mahele o mua o ka papa waiwai - e like me ka 25% o ka mahele me ka liʻiliʻi loa o ka uku-a-book.
Ma nā hihiaʻelua,ʻaʻole ke koho o ka luna kōpili o ka waihona i nā hoʻoholo "ʻoihana" o nā kuleana e mālama ai.
ʻO ka hapa nui o nā kālā i mālamaʻia e hāʻawi i nā ponoʻelua ma mua o nāʻoihana i hanaʻia. ʻO ka maʻamau o ka mālamaʻana i nā kālā, he hapa liʻiliʻi ka nui a me ka hāʻawiʻana i nā kaomi kālā ma lalo. No laila, e hoʻomauʻia ka mālamaʻana i ke kālā no ka loaʻaʻana o kaʻauhauʻauhauʻoi aʻe,ʻo ia hoʻi, e hoʻonui pinepine aku lākou i nāʻauhau no ka mea waiwai kālā ma mua o ko lākou mau mea hana.
Nāʻano o nā Indeʻi a iʻole nāʻike
ʻO nā kumu'ē aʻe (aiʻole nā hōʻailona, inā makemakeʻoe i kēlā manawa) e komo pū ka Dow Jones Industrial Index,ʻo ka Barclays Aggregate Bond Index, ka Russell 1000 Index, ka Russell 2000 Index, ka Russell Russell 3000, ka S & P 400 Mid-Cap Index, ka Wilshire Index Index 5000, a me nāʻano likeʻole o ka helu MSCI EAFE. Aia kekahi pūnaewele hōʻano i hanaʻia e hahai i kēia mau hua'ōlelo. Aia kekahi mau 'ōlelo kiko'ī e pili ana i nā lālā likeʻole, e like me nā ponohana, kaʻenehana, ka mālama kino, nā kālā a me nā mea waiwai nui.
Akā, eia kekahi mau pūnaewele i mālama ponoʻoleʻia e hoʻomaʻamaʻaʻole i ka helu kuhikuhi. Akā, ua hanaʻia lākou e pili pono i ka hoʻokaʻawaleʻana i ka papahana ma mua a iʻole kekahi mau pūʻulu i kohoʻia. Ke kapaʻia nei kēia mau kālā i ke kālā hōʻano hou.
Eia nā loulou i nā kumuhana e pili ana:
Ka inoa o ka papa inoa mahele nui
ʻO ka loaʻaʻana o ka waiwaiʻaʻole maikaʻi
Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.