Nui nā kāleka kāleka e uku i kahi uku ke kūʻaiʻoe i kekahi kālā'ē aʻe. ʻO kēia uku hoʻolimalima haole keʻanoʻo kahi o 3 pakeneka ka nui o ke kālā kālepa a hiki ke ukuʻia i ka wā e kūʻai aiʻoe i nā mea kūʻai mai nā'āina me nā kālā'ē aʻe. Hiki iāʻoe ke pale i kēia uku ma ka loaʻaʻoleʻana o kahi kāleka kālā kālepaʻoihana'ē aʻe.
Inā e hoʻolālāʻoe e hele ma waena o ka honua, e loaʻa ana i kahi kāleka kālekaʻole e uku i nā kumu hou no nā kūʻai āu e hana nei ma kou'āina āu e hiki ai ke ho'ōla iāʻoe i ke kālā.
E hōʻoia i ka mea maikaʻi loaʻaʻole nā kāleka kālepaʻoihana'ē aʻe.
ʻO ka maikaʻi no nā makana huakaʻi: Chase Sapphire Preferred
No nā huakaʻi kālepa maikaʻi a pau me ka ukuʻoleʻana i ka uku kālā,ʻo Chase Sapphire makemakeʻia e hāʻawi i nā uku maikaʻi loa a me ka hōʻailona hōʻoia no ka makahiki makahiki āu e uku ai ma ke kāleka kāleka.
Chase Sapphire Preferred i kēia manawa e hāʻawi nei i kahi bonus 50,000 hōʻoia i nā mea kūʻai hou e lilo i $ 4,000 ma ke kūʻaiʻana i loko o 3 mau mahina mai ka weheʻana i ka helu. ʻO ka hōʻailona hōʻailona he $ 625 ia i ka wā e kūʻai aiʻoe ma o Chase Ultimate Rewards. Hiki iāʻoe ke loaʻa i nā kumukūʻai 5,000'ē aʻe ināʻoe e hoʻohui i kekahi mea hoʻohana i ka hoʻohanaʻia a e kūʻai i kāu kūʻai mua iʻekolu mau mahina mai ka weheʻana i kāu pūnaewele.
E loaʻa iāʻoe he 2 mau helu ma ke kālā no ka heleʻana a me kaʻaiʻana a me ka helu hoʻokahi ma ka tālā ma nā mea a pau. E kūʻai i kou uku ma ka huakaʻi i kekahi manawa. ʻO kou mau helu he 25 pakeneka ka nui aʻe i ka wā e kūʻai aiʻoe iā lākou ma o Chase Ultimate Rewards no ka holoʻana, nā hokele, nā kaʻa kaʻa, a me nā alakī.
Palekana Nui :ʻO ka APR mau loa he 16.99 pakeneka i ka 23.99 pakeneka a ua hoʻokuʻuʻia ka uku makahiki $ 95 i ka makahiki mua.
ʻO ka mea maikaʻi loa no ka hōʻaihoʻiʻana i nā kālā: Eʻikeʻia
ʻO ka manawa e loaʻa ai he 5% waiwai kālā me ka lōʻihi lōʻihi 0 ka lōʻihi o ka APR, e hana i ka Discover it no great credit card business card.
Me ka weheʻana iā ia, loaʻa iāʻoe he 5 pakeneka a hiki i $ 1,500 ma ka kūʻaiʻana i nā kāpili i hoʻololi i kēlā me kēia hapaha. E hōʻoiaʻoe e hoʻopaʻa inoa no ka uku uku o ka uku bonus i kēlā me kēia kāpili i hoʻohālikeʻia kāu mau kūʻai i ka pae bonus. ʻO kāu mau kūʻai'ē aʻe a pau he 1 pakeneka kālā. No nā mea kālepa hou,ʻikeʻiaʻo ia e pili like me nā cashback āu e loaʻa ai i ka makahiki mua, ke kālā no ke kālā.
Ma luna o ka uku kālā uku, Eʻikeʻoe ua hāʻawi ia i kekahi mau waiwai'ē aʻe. Hoʻokuʻu iā ia i ka pākuʻi / paʻi ka mea eʻae iāʻoe e pale i nā mea hoʻohanaʻole i ka hoʻohanaʻana i kāu kāleka kāleka. Hiki iāʻoe ke loaʻa kāu kī FICO ma luna o kāu pane kālā kālā .
Palekana Nui : Eʻoliʻoli i kahi mahina he 14 mau mahina o ka APR introductory ma nā kūʻai aʻelua a me nā hoʻololi kauʻana. Ma hope o kēlā, he 11.99 pakeneka ka APR no ka 23.99 pakeneka. ʻAʻole he uku makahiki.
Honua maikaʻi: Citi Award Higheum Select World Elite MasterCard
Ma hope o ka huiʻana me US Airways American Airlines ua lilo i ka Mokupuni Hui Loa oʻAmelika Hui PūʻIa ma nāʻano o nā'auwaʻa, nā lima o nā mea i paeʻia, a me nā huina ma nā kūlanakauhale nui. He mea maopopo i keʻano o kāna palapala kāleka hōʻailona,ʻo Citi AAdvantage Platinum Select World Elite MasterCard, i pae ma kā mākou papa inoa maikaʻi loaʻaʻole nā kāleka hōʻai'ē kālepa.
Hāʻawi ka Citi AAdvantage Platinum i ka World Elite MasterCard i nā kālā he 60,000 i ka manawa āu e hana ai i $ 3,000 ma nā kūʻaiʻana i nā 3 mahina mua o ka weheʻana i kāu pūnaewele.
Loaʻa kāu mau kūʻai iʻelua mau mileʻoi aku no kēlā me kēia kālā i hoʻolimalimaʻia ma nā moku kūʻaiʻAmelika Airlines a me ka 1'Apau nui no kēlā me kēia kālā i hoʻohanaʻia ma nā kūʻai'ē aʻe. E loaʻa iāʻoe he 10 pakeneka o kou mau mile i ho'ōlaʻia ma kēlā me kēia makahiki kahiki me kahi mile 10,000 mile.
Hāʻawi ka Citi AAdvantage Platinum i ke kohoʻana iāʻoe i ka pilina o ke kula a hiki iāʻoe ke nānā i kāu pēke mua no ka mea. Hiki iāʻoe ke mālama i 25 pakeneka ma nā meaʻai a me nā meaʻaʻai ma ka holoʻana ke hoʻohanaʻoe i kāu kāleka kāleka no ke kūʻai.
Palekana Nui :ʻO ka APR he 17.24 pakeneka i ka 25.24 pakeneka. Hāʻawiʻia ka uku makahiki he $ 95 i ka makahiki mua.
ʻO ka mea maikaʻi loa no ka Limited Limited: Capital One Classic Platinum
He nui ka Capital One Classic Platinum inā he palena palenaʻole a keʻimi neiʻoe i kāleka kālekaʻole e uku i ka uku hoʻolimalimaʻana.
ʻO Capital One kekahi o nā mea hoʻopuka kāleka liʻiliʻi e ukuʻole ana i nā uku kālā ma waho o kekahi o kāna mau kāleka kāleka.
E uku aku ana kāu kāleka kāleka i kākoʻoʻia ma keʻano nui. Na ka Capital One e hāʻawi iāʻoe i ka hoʻonuiʻana i ka hoʻonuiʻana i ka hoʻohālikelikeʻana inā e hanaʻoe i kāu mau mahinaʻoi lima mua i ka manawa. Loaʻa iāʻoe ke koho e koho i kou lā pono'ī no ka hoʻololiʻana i kāu mea e uku ai i ka manawa.
Palekana Nui :ʻO ka APR Purchase he 24.99 pakeneka a he $ 0 ka makahiki makahiki.
ʻO ka maikaʻi no ka hewaʻole:ʻO Capital One Secured MasterCard
ʻO ka loaʻaʻana o ka hōʻai'ē maikaʻiʻole,ʻaʻoleʻoe e hiki ke komo i kahi kāleka kāleka me ka ukuʻole o nāʻoihana'ē aʻe. Loaʻa ka maʻalahi o ka Capital One Secured MasterCard no ka loaʻaʻana iāʻoe ka hōʻai'ē maikaʻi no ka mea e hiki ai iāʻoe ke hoʻolilo i kahiʻauhau palekana hōʻai'ē o $ 49, $ 99, aiʻole $ 200 no kahi palena kālā he $ 200. E hoʻoholo ana kāu moʻomeheuʻike inā loaʻa iāʻoe kekahi o nā hōʻai'ē mālama pale haʻahaʻa. Inā makemakeʻoe i kahi palena palena kālā, hiki iāʻoe ke hoʻonui i kahi kālā mālama kālā e hoʻonui i kou palena palena mua ma mua o ka weheʻana o kāuʻike.
E hoʻolilo i kāu uku mau mahinaʻelima i ka manawa aʻo Capital One e noʻonoʻo iāʻoe no ka hoʻonuiʻana i ka palena hoʻonui. ʻAʻoleʻoe e hana i kahi kālā mālama hou no ka loaʻaʻana o ka hoʻonuiʻana.
Ka uku nui:ʻO ka APR he 24.99 pakeneka aʻaʻole he uku makahiki.