ʻOiai paha he mea maikaʻi kēia no ka mea e ho'āʻo ana e kūkulu hou i kāna hōʻai'ē'ai'ē , Credit Credit Bank kahi i uku aku ai kona mau mea kālepa i ka "kuleana." Inā e noʻonoʻoʻoe i kahi Credit One Bank Platinum Visa, e hoʻohālikelike i kona mau hiʻohiʻona i kekahi mau kāleka eʻoluʻolu e loaʻa ana iāʻoe ka maikaʻiʻoi aku no kāu kūlana kūikawā.
Credit One Bank Platinum Visa
Mālamaʻo Bank Bank i ke kālā a me nā hoʻopiʻi i nā pilikia e pili ana i ka hāʻawiʻana i nā hōʻai'ē i nā mea'ai'ē e loaʻa ana ma ka ukuʻana i nā uku. Kuhi ka uku o nā makahiki , akā i ka wā ma mua, ua hiki lākou i $ 75 no kēia kāleka i ka makahiki mua a hiki i $ 99 i kēlā me kēia makahiki ma hope o kēlā. Eia kekahi, ke ukuʻia nei ka uku makahiki no kāu helu i ka lā i weheʻia ai a ho'ēmi ai i kāu hōʻai'ē e loaʻa ai.
ʻO ka palena palena palena liʻiliʻi āu eʻaeʻia ai he $ 300. No laila, me ka uku makahiki, hiki i kāu hōʻai'ē loaʻa mua he $ 225 wale nō. Me nā moʻolelo, ua māheleʻia ka uku makahiki i 12 mau uku kaulike a mālamaʻia i kēlā me kēia mahina,ʻaʻole i ka makahiki, i ka makahikiʻelua. ʻAʻoleʻoe eʻike i keʻano o kēiaʻano e pili ana i kāu moʻokāki a hiki i ka wā e'āponoʻia aiʻoe no ka kāleka.
Nā mea hou aku
Ināʻoe e hoʻohui i ka mea hoʻohana i kāu pūnaewele, e ukuʻiaʻoe he $ 19 makahiki uku no kēlā mea hoʻohana, a ināʻoe e nele i kāu kāleka, e ukuʻoe i $ 25 no ka loaʻaʻana o kā kāleka pani.
ʻO ka uku helu makahiki (APR) no nā kūʻaiʻana ma muli o kāu loiloi kālā. Inā loaʻa iāʻoe ka heluʻai maikaʻiʻoi aku,ʻoi akuʻoe i ka palena haʻawina haʻahaʻa. ʻO ka APR no ka hoʻonuiʻana i ke kālā he iki aʻe.
No ka loaʻaʻana o ke kālā, eʻikeʻoe i ka hanana kiko'ī maʻamau no kāu kālā inā loaʻa iāʻoe.
He mea maikaʻi loa ke hōʻole i ka hoʻolālā kālā ināʻaʻoleʻoe eʻike i ka uku e ukuʻia ana iā lākou. E loaʻa paha iāʻoe he kālā kālā no $ 5 a $ 10 no ka'ōmua, aiʻole ka helu pākēneka mai ka 3 a 8 pakeneka o ka mua. Eia hou,ʻaʻoleʻoe eʻike i nā mea e pili ana iāʻoe a hiki i ka wā eʻaeʻia aiʻoe no ka kāleka.
Late mau uku a me nā ukuhoʻihoʻiʻia e loaʻa ai nā uku no nā $ 35 ma ke kaʻina. Ponoʻoe eʻike i kekahi mau waihona kālāʻaʻole kahi manawa aloha ,ʻo ia hoʻi ka hoʻomakaʻana o kāu mau kūʻai e hoʻonui i ka mahuka koke.
ʻAʻoleʻoe e loaʻa i kahi manawa e uku ai i ka piha a pale i ka leʻaleʻa ma ka kāleka kāleka. Akā, hiki iāʻoe ke hoʻemi i ka nui o ka ukuleʻa āu e uku ai ma kāu kaulike ma ke kauʻana i ka pale kāleka pinepine.
Ke hōʻai'ē neiʻo Credit One Bank i ka uku hoʻonui uku palena kālā mai $ 0 a $ 49 inā ua hoʻonuiʻia kou palena hoʻolālā,ʻoiai ināʻaʻoleʻoe i noi i ka hoʻonui palena. Ke hōʻikeʻia nei kēiaʻano uku uku ma nā hōʻailona hou o nā kāleka kāleka.
Pehea e hoʻohana ai i ka Credit Basinum Visa Credit Credit
Mai kuhihewa i kēlā mea,ʻo ka Credit One Bank Platinum Visa he palapala kāleka kūpono,ʻoiai keʻikeʻoe i nā kohoʻoi aku i loaʻa ma ka mākeke. He kāleka kālekaʻoe e loaʻa inā loaʻaʻole nā koho'ē aʻe aʻaʻole hiki ke uku i kahi kālā no kahi kāleka kāleka i loaʻa.
No kahi kāleka iʻikeʻia, e nānā i nā makana kāleka kāleka e like me ka Capital One Secured MasterCard .
ʻAʻole kēia kāleka kālepaʻoihana kālepa nui loa, a ināʻaʻoleʻoe e noʻonoʻo, hiki iāʻoe keʻike i kāu palena kālepa i hoʻopaʻaʻia e nā koina a pau o kā kāleka. Ke hana maikaʻi neiʻo ia e like me ke kāleka kāleka āu e hoʻohana ai e hoʻomaka i ke kūkuluʻana i ka moʻolelo kuhiʻana i hiki iāʻoe ke kūpono i kahi mea maikaʻi. Eia naʻe, ināʻaʻoleʻoe e mākaukau e hana mau i nā manawa maʻamau, nā uku i ka manawa ma ke kāleka kāleka, mai loaʻa i kēia a iʻole kekahi kāleka kāleka'ē aʻe.
Ka Manawaʻana o ka Palapala Kāleka o kāu Kālepa
E uku i ka makahiki makahiki i ka manawa kūpono e hoʻokuʻu i ka hōʻai'ē lilo i kāu kāleka. Ināʻaʻohe manawa aloha o kāu kāleka, e uku i kāu makahiki makahiki ma mua o ka hikiʻana o kāu hōʻike mua a ma mua o kāu hanaʻana i kekahi mau mea kūʻai'ē aʻe ma kāu kāleka.
E mālama i kāu mau kūʻai i ka liʻiliʻi, keʻole inā he palena palena haʻahaʻa kāu.
ʻAmi e uku wale i 30% o kāu palena aie,ʻo ia hoʻi he $ 90 inā loaʻa iāʻoe kahi palena kālā kālepa $ 300. ʻO kēia, a me ka ukuʻana i ke kāleka i ka manawa, e kōkua i ke kūkuluʻana i kāu helu'ai'ē a mālama iāʻoe i waho o kahi hōʻai'ē.
ināʻaʻole kāu manawa aloha, e hana i kāu uku mahina ma ka manawa ma kēlā me kēia mahina,ʻoiai ma mua o ka lā i kaupalenaʻia pēlā,ʻaʻoleʻoe e hoʻomau i ka ukupanee ma kahi palekanaʻole.
E noi i kahi kāleka maikaʻiʻoi aku ma hope o nā mahinaʻeono a 12 i ka hoʻohana ponoʻana i kēia kāleka. Ke'āponoʻiaʻoe no kahi kāleka kāleka me nā hua'ōlelo maikaʻi, e hoʻopau i ka Credit One Bank Platinum Visa aʻaʻole e nānā i hope.