Kula maikaʻiʻo Wells Fargo Platinum

ʻAʻohe pilapula, kāleka kālepa vanilla.

ʻO Stephen Platt / Getty Images

ʻO ka "platinum" ma Wells Fargo Platinum Card e manaʻo iāʻoe e loaʻa ana i luna o ke kāleka kāleka laina piha i nā pahu a me nā pōmaikaʻi, akā,ʻaʻole e loaʻa kou mau manaʻolana. ʻO ka Wells Fargo Platinum Card he hōʻike hoʻokomo nui loa APR a (a hiki paha) i ka liʻiliʻi liʻiliʻi loa, akā,ʻaʻohe uku a iʻole lawelawe kākoʻo mea uku e hiki ai i ka Platinum Card ke ola e like me kona inoa.

Nā Kūlana Hoʻolaha a me nā Kūlana Kūikawā no ka Wells Fargo Platinum Card

Hoʻomaka ka papahanaʻo Wells Fargo Platinum ma ka liloʻana i kāleka kāleka nui me kona hoʻolālāʻana he 15 mau mahinaʻo APR i nā hoʻololi a me nā kūʻaiʻana. ʻO ka pale i hoʻoiliʻia i loko o ka manawa hoʻomaka e ukuʻia i 3% ka palena hoʻolimalima pale (aiʻole $ 5 iʻoi aku ka nui) ma mua o ka 5% ma hope o ka hoʻolaha. Eia naʻe, ma hope o ka pauʻana o ke kau mua, pēlā e hana ai i nā mea nui o ka kāleka. ʻAʻole he uku makahiki,ʻo ia ka mea hou. No kona hōʻai'ē,ʻo Wells Fargo Platinum Card kekahi o nā manawa hoʻolaha lōʻihi loa o kekahi kāleka kāleka ma ka mākaʻi.

Ma hope o ka pauʻana o ka hoʻolaha hoʻolaha he 15 mau mahina, ma waena o 15.40% i ka 25.24% e pili ana i kou kūleʻaleʻa a e ukuʻoe i ka uku hoʻolālā kiʻekiʻe aʻe no ka pale i hoʻololiʻia ma hope o ka manawa hoʻolaha. ʻO ka'euaha maikaʻi no nā kānaka me nā hōʻai'ē maikaʻi maikaʻi, hiki iāʻoe ke kūpono no ka uku haʻawina haʻahaʻa.

Inā maikaʻiʻole kāu heluʻai'ai'ē, hiki iāʻoe ke manaʻo e loaʻa ka nui o ka uku pānaʻi.

ʻO ka Platinum Card e like me ke kākela pale no kāu pūnaeho hōʻiliʻili Fargo Fargo

Inā loaʻa iāʻoe kahi pūnaewele mālama maikaʻiʻo Wells Fargo, hiki iāʻoe ke hoʻohana i kāu kāleka kāleka no ka palekana aʻoi aku ka pale aku i ka $ 36 o ka uku keu. Eia naʻe,ʻo ka uku no ka holomua o ka palekana ma mua he $ 12.50 ināʻoi aku ka liʻiliʻi o kāuʻoihana o ka lā ma mua o $ 50 a $ 20 paha ināʻoi aku kaʻoi aku o ka nui o ka lā ma mua o $ 50.

Hoʻonuiʻia nā hana hoʻolimalima ma mua o 24.24% a me 26.24% (e pili ana i kāu kūʻiʻo) mai ka lā o ka holomua. ʻO ka hoʻohuiʻana i kāu waihona moʻokāki i kahi waihona kope no ka palekana iʻoi aku ka māmā, e manaʻo anaʻoe e mālama i nā kālā i kāu pūnaewele mālama.

ʻO ka hoʻohanaʻana i ka hoʻopili pūnaewele pūnaewele

ʻO kahi peke liʻiliʻi maikaʻi loa eʻikeʻia ma ka puke maikaʻi: E kāheaʻo Wells Fargo i kaʻaihue a iʻole e hōʻino paha i kāu kelepona (hiki i $ 600 no ka hopena a $ 1,200 i ka 12 mau mahina) ke ukuʻoe i kāu pālākiō pili pūnaewele me kāu kāleka kāleka. Ināʻoe e uku nei no ka lima lima ma o kāu mea kelepona pūnaewele, hiki iāʻoe ke noʻonoʻo e hōʻole i kēlā lawelawe. Hoʻokahi o ka caveat, mālamaʻole ka Cellular Telephone Telephone o Wells Fargo.

Nā Paipai Kālāʻo Wells Fargo

Inā he mea lawelaweʻo Wells Fargo a makemakeʻoe i kāleka kāleka me lākou, no ke ahaʻaʻole e loaʻa ai iā Wells Fargo Cash Back Card a iʻole ka Wells Fargo Rewards Card ? Kāleʻa nā kālekaʻelua iāʻoe i ka 1% uku ma kāu mau kālā me ka Cash Back Card e uku nei i loko, maikaʻi, kālā a me nā Palapala Kālā mau no ka ukuʻana i nā helu.

Inā loaʻa iāʻoe kahi moraki home me Wells Fargo a makemakeʻoe e uku koke aku, hiki iāʻoe ke makemake i ka papahanaʻo Wells Fargo Home Rebate . Loaʻa iāʻoe he 1% hoʻi ma kāu mau lilo, hoʻoliloʻia i kāu pūnaeki moleka.

Ināʻoe e kūkulu hou ana i kāu hōʻai'ē a iʻole neleʻoe i ka hōʻai'ē maikaʻiʻole, ponoʻoe i kahi kāleka i kākoʻoʻia. Eʻike i kahi keka kālāʻo Wells Fargo . ʻO ia kekahi o nā kāki kākika maikaʻi loa i ka mākeke.

Hiki ke hoʻololiʻia nā kulekele kāleka a me nā hōʻailona hōʻoia mai ka manawa o kēia hōʻike.