ʻO ka uku kālā BankAmericard no nā haumāna Visa ke hāʻawi aku nei i kahi bonus $ 100 kālā no ka mea kūʻai hou no nā mea kālepa hou e hana i nā $ 500 ma ke kūʻaiʻana me nā 90 mau lā.
Loaʻa iāʻoe 3% a me 2%, ma ka $ 1,500 mua i ka kūʻaiʻana o ka gas a me ke kūʻai kūʻai i kēlā me kēia hapaha. ʻO nā kūʻai'ē aʻe a pau he 1% waiwai kālā. Eia hou, hiki iāʻoe ke loaʻa i ka bonus 10% ke kūʻaiʻoe i kāu kālā i loko o kahi waihona Pelekaneʻo America. No laila, ināʻoe e pānaʻi $ 25 i nā uku kālā, e loaʻa iāʻoe he $ 27.50 hoʻoili i kāu moʻokāki.
Lawe nā mea kūʻai i ka helu kuhi he 0% i nā hoʻololi a me nā kūʻaiʻana no nā holokū he 12 (ma kahi o 10 mau mahina). Ma hope iho o ia,ʻo ka APR o ia manawa he 12.99% i ka 22.99% e pili ana i kāu kūpono. ʻO ka loaʻa kālā mua o ka APR he 15.99% i ka 24.99%. ʻO ka uku hoʻolimalima kālā 3% e pili ana i nā kūʻai i hanaʻia i loko o nā kālā'ē.
Kūlike: Nā BankAmericard Cash Rewards no nā Haumāna Visa he haʻawina hoʻolālā lōʻihi o APR a me nā uku uku kūpono ma mua o ka weheʻana iā ia no nā haumāna , a he 0% APR nā mea kūʻai a me 10.99% ma nā kauʻana no nā malamaʻeono.
Akāʻo ka Discover ua hāʻawi iā FICO free i kēlā me kēia mahina a hāʻawi i ka koho e hoʻokuʻu i kāu kāleka kāleka e pale aku ai i nā kūʻaiʻole.
Ke hāʻawi aku nei nā kumukūʻai o ka BankAmericard no nā haumāna i kahi helu 10,000 mau bonus no nā mea kāleka hou e hana ana i nā $ 500 ma ke kūʻaiʻana i loko o nā lā he 90 mua loa o ka weheʻana o ka helu.
ʻO kēia mau kumukūʻai e kūpono i kahi hōʻai'ē hōʻike kālā he $ 100 no nā kūʻai hele. Loaʻa ka loaʻaʻana o nā kumukūʻai he 1.5 mau no kēlā me kēia kālā i hoʻohanaʻia a 10% mau kumu uku inā loaʻa iāʻoe kekahi pūʻulu Bank of America. ʻAʻole he palena i ka helu o nā helu āu e loaʻa a me nā heluʻaʻole i pau.
ʻO kekahi o nā kāleka hōʻai'ē kōkua nui no nā haumāna,ʻo ka uku kālā hele kālā BankAmericard no nā haumāna Visaʻaʻole kuleana kālā maʻamau, e lilo ana i mea maikaʻi loa no nā haumāna e hoʻolālā ana e hoʻolālā iʻelua kau kula aʻelua paha ma nā'āina'ē.
Hoʻoiho ka hopena hōʻemi 0% e pili ana i nā kūʻai (ʻaʻole pale i nā kaulike) no 12 mau hoʻololi pili kālā. ʻO ka APR mau no ka kūʻaiʻana ma hope o ka hoʻomakaʻana o ka manawa a me nā hoʻololiʻana i ke kauʻana he 14.99% i 22.99%. ʻO ka hoʻonui kālā APR he 17.99% i ka 24.99%.
Ke Kuhi:ʻO kēia kālekaʻoi aku ka maikaʻi maikaʻi a me ka manawa hoʻolāʻihi lōʻihi ma mua o ka Citi ThankYou Kāleka makemakeʻia no nā haumāna kulanui e hāʻawi ana i nā helu bonus a me ka 0% APR no nā mahinaʻehiku.
ʻAʻole ka makanaʻo BankAmericard no nā haumāna i ka uku, akā, he 0% hāʻina hoʻokumu i nā kūʻaiʻana a me nā hoʻololi palekana no 15 mau hoʻololi pili kālā (e pili ana i 13 mahina). Ma hope o ka hoʻomakaʻana o ka manawa,ʻo ka APR maʻamau he 10.99% a 20.99% e pili ana i kāu hōʻai'ē.
ʻO kēia kekahi o nā uku kumukūʻai haʻahaʻa o nā kāleka kāleka ma ka makeke, no ka poʻe i kūpono no kahi APR ma kahi kiʻekiʻe.
ʻO ka loaʻa kālā mua o ka APR he 13.99% a me 23.99%,ʻoiaʻiʻo hoʻi e pili ana i kāu kūpono. E hoʻonuiʻia ke kiʻekiʻe he 24.99% APR i nā hoʻolauna kālā Bank Cash e komo pū ana me kahi hoʻolaha mai kahi ATM, palekana ma waho, a kūʻai paha i ke kau kālā.
ʻO ka uku hoʻolimalima kālā 3% e pili ana i nā hana i hanaʻia i loko o ke kālā'ē.
Kālā Bank of America Kālā Kālā Kelepona
ʻO ka hoʻoili palekana, ka waiwai kālā, a me nā uku uku no nā kālekaʻekolu.
- Uku hoʻolimalima hoʻoili : 3% aiʻole $ 10
- Kuhi kālā ma mua : $ 10 aiʻole 3%, $ 10 a 5%, aiʻole $ 12 paha e pili ana i keʻano o ka loaʻa kālā. E nānā i nā hua'ōlelo a me nā kūlana no ka hakiʻana i nā kumukūʻai kālā
- Nā hōʻai'ē hōʻai'ē : $ 27 no ka uku hope loa a me $ 38 no nā pānaʻi hope loa i loko oʻeono mau kauka kālā.
- Ka uku hoʻihoʻi : E hiki i $ 27
- ʻO ka uku pānaʻi : i ka 29.99% (hoʻohanaʻia i ka wā e uku aiʻoe i ka uku)
ʻO kēlā Bank Bank of America Kāpena E kohoʻoe?
He mea nui e hoʻomaopopo i ka wā o ke kanaka'ōpio ma lalo o ka 21 makahiki , ponoʻoe e loaʻa i kāu kālā kālā aiʻole kou hoa hana no ke kāleka kāleka. No laila, ināʻaʻole kāu hana, ponoʻoe e loaʻa i kou makua aiʻole kekahi mea 'ē aʻe i piha i ka 21 makahiki e loaʻa i ke kāleka kāleka meʻoe,ʻoiai he haumāna kulanuiʻoe.
ʻO nā pōʻai kāleka maikaʻi e pili ana i nā haumāna, akā, me ka palena palenaʻole, no ka ho'āʻoʻana iāʻoe e hoʻonui i ka ho'āʻoʻana e loaʻa ka uku hou. Ma keʻano he kāleka hōʻai'ē mua,ʻo ka BankAmericard no nā Haumāna he pānaʻi maikaʻi aʻe.
No nā poʻeʻikeʻike loea'ē aʻe i makemake e loaʻa nā uku,ʻo kaʻoi aku ka maikaʻiʻoi aku o ka waiwai no ka meaʻoi aku ka maikaʻi ma mua o ka hōʻike kuhiʻike i nā kūʻai hele. Ināʻaʻoleʻoe e hele pinepine i nā manawa huakaʻi, he meaʻole.
Hoʻopaʻa hopeʻia i ka lā 19 o Nowemapa, 2015. Ke hoʻololiʻia nā'ōlelo a me nā kūlana kāki'āina mai ka manawa o kēia hōʻike. E hōʻoia i ka pūnaewele pūnaewele kāleka kāleka no nā uku a me nā hua'ōlelo hou.