Hoʻomalu i kāuʻoihana me ka laikini nui
Ma keʻano he mea liʻiliʻiʻoihanaʻoihana,ʻo ka loaʻaʻana o ke kāleka kāleka pololei he wahi nui o kāu mālama kālā a me ka maluhia o kou noʻonoʻo. Ināʻoe e hopohopo e pili ana i ka holoʻana i kāuʻoihana a me ka lawelaweʻana aku i kāu mea kūʻai,ʻo ka mea hope loa āu e makemake nei e hopohopo paha inā paha e kāleka ana kāu kāleka kāleka iāʻoe a iʻole e lawelawe maikaʻi ana iāʻoe.
Ma kēia papa inoa, eʻikeʻoe i nā kāleka maikaʻi loa no nā meaʻoihanaʻoihana liʻiliʻi. Hiki i kekahi ke uku i nā uku kālā ma kāu mauʻoihanaʻoihana nui, a hāʻawi kekahi i ka hapa pakeneka kālā no kahi hoʻomaka mua, aiʻole hiki iāʻoe ke loaʻa nā uku huakaʻi e hōʻemi ai i ka lilo o kāu mau huakaʻi hele.
01 Hoʻonani Hoʻohanohano maikaʻi: Chase Ink Business Preferred
Nui nā kāleka kāleka uku pāʻoihana e hāʻawi aku i kahi bonus no ka manawa e hoʻolilo aiʻoe i kekahi kālā i nā mahina mua o ka weheʻana i kāu pūnaewele. Me ka Kāleka Kāleka makemake nui i Chase Ink, loaʻaʻoe i 80,000 mau kumu waiwai ma hope o kou liloʻana i $ 5,000 ma ke kūʻaiʻana i nā mahina muaʻekolu. ʻO ka bonus 80K he $ 1,000 e pili ana i nā uku hele i ka wā e kūʻai aiʻoe ma o Chase Ultimate Rewards.
Ke hele neiʻoe, loaʻaʻoe iʻekolu mau helu no ke kālā ma ka $ 150,000 mua āu e hoʻolilo ai i kekahi mauʻoihanaʻoihana i kēlā me kēia makahiki. Pēlā ka kūʻaiʻana āu e hana ai i ka holoʻana, ka moku, ka Internet, kelepona a me ke kelepona, a me nā pāʻoihana kaiaulu / aiʻole nā kūʻai kūʻai kūʻai kūʻai kūʻai. Loaʻa nā mea kūʻai'ē aʻe a Chase Ink iāʻoe e kūʻai ana i ka helu palena palenaʻole ma ke kālā.
Hoʻohana i ka mea kākau puke pūnaewele Chase - Chase Ultimate Rewards - ke kūʻai aku no ka holoʻana o nā mokulele, nā hokele, nā kaʻa kaʻa, a me nā alakīkī a me nā kumukūʻai he 25 pakeneka ka nui aʻe.
Paʻi Kūlana Nui : APR he 16.99 i 21.99 pakeneka. ʻO ka uku makahiki he $ 95 aʻaʻohe pili kālā.
Ka uku maikaʻi loa o ka uku kālā maikaʻi: Ka nui o ka waiwai nui
Me Capital One Spark Cash, hiki i kāuʻoihana ke loaʻa ke kālā $ 500 hou ma ka hoʻolimalimaʻana i $ 4,500 ma ke kūʻaiʻana i nā mahinaʻekolu o ka weheʻana i ka helu.
Ke hele nei nō, kūʻai kāu kūʻai kāleka kālepa i ka loaʻaʻole oʻelua hapa kālā kālā. ʻAʻohe'āpana kūikawā no ka mālamaʻana aʻaʻoleʻoe e hōʻano i kāu kālā e loaʻa ai nā uku hou. Ināʻoe e hoʻolimalima nui i kāuʻoihana, loaʻa iāʻoe ka manawa e loaʻa ai nā kālā he haneri haneli i kēlā me kēia makahiki. E kūʻai i kāu uku i kēlā me kēia manawa a ma kekahi mau mea. ʻAʻohe mea kūʻaiʻuʻuku.
Pane Nui : Hoʻopuka APR: 17.99 pakeneka. ʻO ka makahiki makahiki he $ 0 i ka makahiki mua, $ 95 ma hope o kēlā aʻaʻole hoʻi he uku kālā.
Hoʻolālā Pilikino maikaʻi maikaʻi loa: Kāpena Pilako Pakihi maiʻAkaʻAmelika
Hāʻawiʻia ka papa kālā Pilaima maiʻAmelika Huipūlani iʻelima mau helu no ka kālā ma nā moku a me nā hale kūʻai i mua i ka wā e kākau aiʻoe ma o mextravel.com. A laila, loaʻa ke 1.5x mau helu ma ke kālā no nā kūʻai kūʻai kūʻai kūpono o $ 5,000 aʻoi aku - a hiki i hoʻokahi miliona mau helu; a hoʻokahi hapa ma ke kālā no nā mea a pau. Hāʻawiʻo Amex i 35 pakeneka o kāu mauʻaoʻao i ka wā e hoʻohana aiʻoe i nā uku hōʻailona e uku no nā wahi āpau a iʻole o kahi o ka hale noho. E hauʻoli i kahi hōʻai'ē kālā he $ 200 i kēlā me kēia makahiki e hiki ai iāʻoe ke hoʻohana i nā uku kūpono e like me nāʻeke i hoʻopaʻaʻia a me nā kūʻai i loko o kaʻaeʻana.,
Hiki iāʻoe ke loaʻa i kahi 75,000 Memo Rewards i hōʻailona hōʻailona. ʻO ka mua, e loaʻa iāʻoe he 50,000 Memo Rewards points ma hope o kou liloʻana i $ 10,000. A laila, loaʻa iāʻoe he 25,000 mau hapa i ka manawa e hoʻolilo aiʻoe i $ 10,000 hou ma ka loaʻaʻana o nā kūʻai i loko o kāu mau mahina mua e wehe ana i kāu moʻokāki.
Palena Nui : He $ 450 ka makahiki makahiki aʻaʻole hoʻi he uku kālā.
04 Aia no nā hoʻoili kaulike: Kāpena Kāleka Kāleka Chase Ink
Inā ponoʻoe e hoʻololi i kahi palekana mai kahi hōʻai'ē kālā'ē aʻe aiʻole e pono e hoʻokaʻa kālā i kahi kūʻai nui a hōʻole i ka pānaʻi,ʻo ka Chase Ink Business Cash Credit ka lōʻihi o ka hoʻokumuʻana. Eʻoluʻolu i kahi haʻahaʻa o ka hoʻohālike APR i nā kūʻai a me nā hoʻololi kauʻana no nā malama 12 mua.
E loaʻa iā $ 500 Bonus Cash Back i ka manawa e hoʻolilo aiʻoe i $ 3,000 ma ke kūʻaiʻana i nā mahinaʻekolu ma hope o ka weheʻana i kāu pūnaewele. E loaʻa nā kālā kūʻai he 5% i nā $ 25,000 mua loa i nā kūʻai kūʻai likeʻana ma nā keʻena kūʻai o ke keʻena, Internet, cable, and telephone services i kēlā me kēia makahiki makahiki; heʻelua pakeneka kālā ma hope o nā $ 25,000 mua i hoʻohanaʻia ma nā hale kaʻa a me nā haleʻai; a me ka hapa pakeneka hapaha keu ma nā kūʻai'ē aʻe.
Palekana Nui :ʻO ka APR o ia manawa he 14.49 i ka 20.49 pakeneka aʻaʻole he uku makahiki.
05 Mea no ka lako mea lako: SimplyCash Plus Kākike Kuki Kāleka mai AmEx
ʻO ka SimplyCash Plus Kāleka Kinohi mai American Express i ke kāleka maikaʻi loa no ka loaʻa kālāʻana ma nā keʻenaʻoihana. E loaʻa iāʻoe heʻelima kālā uku ma ke kelepona kūʻai kūʻai a me ka kūʻaiʻana o nā lawelawe kūʻai limaʻole i nā mea hoʻolaha pūnaewele. A laila, loaʻaʻekolu kālā kālā ma nā wae koho o kāu koho a hiki i $ 50,000 i kēlā me kēia makahiki kahiki; a he hoʻokahi pakeneka kālā ma hope o nā mea a pau.
E hiki iāʻoe ke lilo ma luna o kou palena palena kālā, a hiki i kahi nui e pili ana i kāu moʻolelo hoʻokele, palapala hōʻai'ē, nā waiwai waiwai a me nā mea'ē aʻe i hoʻoholoʻia e ka'ōleloʻAmelika.
Palekana Nui : Eʻoluʻolu i ka hapalua o ka APR ma nā kūʻaiʻana no nā mahinaʻeiwa mua. Ma hope o ia,ʻo ka APR mau loa he 13.49, 18.49, aiʻole 20.49 pakeneka ma muli o kāu kūpaʻa. ʻAʻole he uku makahiki.
06ʻO kaʻoihana kiʻekiʻe: CitiBusiness /'Apomohana Platinum Select World MasterCard
Me ka CitiBusiness / A Supvantage Platinum Select World MasterCard, loaʻa iāʻoe he 60,000 American Airlines Avanute mau mile bonus ma hope o ka liloʻana i $ 3,000 ma ke kūʻaiʻana i loko o nā mahina muaʻekolu o ka weheʻana i ka helu. ʻO ka, loaʻaʻelua mile no kēlā me kēia kālā āu e hoʻolālā ai ma ka kohoʻana i nā kūʻaiʻoihana e like me nā keʻena kinoea a me nā kūʻaiʻana o American Airlines kūpono a hoʻokahi mile no ke kālā ma nā mea a pau.
Loaʻa ka bonus a me nā uku; ʻO nā mea'ē aʻe i hoʻopaʻa i kēia kāleka i luna o ka hoʻokūkū. E loaʻa iāʻoe kahi kālepa'AohanaʻAmelika Airlines ināʻoe e hoʻolilo i $ 30,000 aʻoi aʻe paha i kēlā me kēia makahiki; Hoʻopakele i nā kūʻai ma mua o 25 ma nā holo moku ma American Airlines; ia me nā lele e koho i nā palena ma American Airlines e hoʻoholo ana i nā moku kūʻai a hiki i ka 7,500 aʻoi aʻe o nā mile AAdvantage. E hōʻoia i kāuʻeke mua no ka meaʻaeʻole a loaʻa iāʻoe kahi e makemakeʻia e holo i nā mokuʻAmelika Airlines.
Paʻi Kūlana Nui :ʻO ka APR o ia manawa he 16.99 i ka 24.99 pakeneka. ʻO ka uku makahiki he $ 95 aʻaʻohe uku kālā.
07 Nā meaʻoi aku no ke kūkuluʻana i ke kālā pāʻoihana: Wells Fargo Kāleka Kāleka Kāleka
Inā ponoʻoe e hoʻokumu a kūkulu hou i kāuʻoihanaʻoihana, e nānā i ke kele kālāʻike maikaʻiʻo Wells Fargo. Hiki iāʻoe ke hoʻolilo i nā waihona ma waena o $ 500 a $ 25,000 no ka hoʻokūʻana i ka palena hōʻai'ē no ke kāleka kāleka. E nānā manawaleaʻo Wells Fargo i kāu moʻokāki e hoʻoholo ai inā e hoʻonui iāʻoe i kahi kāleka kālekaʻole. ʻO ka manawa kūpono no ka loiloi a me ka hoʻololiʻana e likeʻole. No kēia kumu, he mea nui e mālama pono i kāuʻike.
E loaʻa he 1.5 pakeneka a hoʻihoʻi mai i kāu kālā me ka hōʻai'ē i kāu moʻokāki a i kāu helu kūpono a iʻole waihona mālama kālā i kēlā me kēlā me kēia hapaha. ʻAʻohe puʻu kālā hoʻolālā a iʻole ka hopena i ka nui o nā uku e loaʻa iāʻoe.
Ka uku nui:ʻO ka hapa ukupanee he + 11.90 pakeneka. Loaʻa he $ 25 makahiki makahiki no kēlā me kēia kāleka aʻaʻohe pili kālā.