No kekahi poʻeʻelemakule, hiki i kēia 20 pakeneka ke hoʻonui i ka nui o ka kālā aʻoi aku paha i ka mea hiki ke loaʻa.
ʻO kahi o ka hopena no ka meaʻelemakule hiki ke loaʻa i kahi kōlaʻi Medicare pono'ī e kōkua ai i nā hoʻolālā kālā e kauʻoleʻia e kekahi mahele Medicare maʻamau. Ināʻoe he 65 a hiki i ka hoʻopiliʻana o Medicare i kēlā me kēia manawa, hiki iāʻoe ke kūʻai i ke kumukūʻai o ka'ulaki Medicare (ʻikeʻiaʻo Medigap). Nui nā koho e loaʻa ana no ka hoʻopiʻi mālama kālā Medicare e hoʻopili i kou mau pono kīwila a me ke kūlana kālā. ʻO Blue Cross Blue Shield kahi holomua o nā hoʻolālā ola olakino Medigap ('Alana A a hiki i N).
No ke Blue Blue Blue Shield
ʻO Blue Cross Blue Shield kekahi o nā inoa nui loa ma kaʻinikua olakinoʻaʻole wale nō maʻAmelika Huipūʻia akā ma nāʻoihana he 170 ma lalo o ka honua. ʻO kaʻahahuiʻAmelika e komo ana i 38 mau keʻena hoʻokele olakino. ʻO ka hoʻomakaʻana o ka hui i ka makahiki 1929 i ka manawa i hoʻokumuʻia ai ke Blue Cross Blue Shield e Justin Ford Kimball ma keʻano he 'inikua laikini ola no nā kumu.
Ua mālamaʻia nāʻoihana US ma Chicago, Illinois a hāʻawi aku i ka 'inikua mālama ola a me kaʻohana, ka' inikua kino olakino a me ka hoʻopili kālā Medicicare i nā mea noho o nā moku'āina 50 a pau, ka District of Columbia a me Puerto Rico.
ʻOiaiʻo Blue Cross Blue Shield he nui nā hui e komo ana i loko o ia mea,ʻaʻohe mea hoʻokahi o ka hoʻokele waiwai kālā.
Eia naʻe, ua hōʻoia ka AM me ka hapa nui o nāʻokoʻa o ka hoʻokele i ka "A" "maikaʻi maikaʻi o kaʻike kālā.
E hoʻolālā i nāʻano a me nā pono
ʻO ka Blue Shield Blue Shield kahi hoʻolālā iʻaeʻia e nāʻoihana olakino e like me nā haukapila, ke kauka, a me nā kauka. Ke hāʻawi neiʻo ia i nā kumukūʻai hoʻolālā hoʻopili hou o Medicare e hiki ai iāʻoe keʻimi i ke kumumanaʻo maikaʻi e kūpono i kou mau pono mālama ola a me kāu kālā. Eia kekahi mauʻano o kēlā me kēiaʻano o ke kumumanaʻo. Eʻokoʻa keʻano o nā mea kiko'ī e ka moku'āina, no laila e hoʻokaʻaʻikeʻoe i ka hui kaiaulu Blue Local no kou moku no nā kiko'ī o kēlā me kēiaʻano hoʻonohonoho.
Papa A a me B
E hāʻawi aku nā papahana A a me B i kahi koho kumu kūʻai kūpono i kahi e uku aiʻoe i nā hōʻailona a pau me ka mālamaʻana i nā hana mālama maʻi a me ka mālama kūlohelohe o nā malihini. Hoʻopiliʻia nā kōkua kumu kūʻai he 100 pakeneka no nā Māhele A a me B a me ka Plan B e uhi pū ana hoʻi he 100 pakeneka o ka Māhele A e hiki ke unuhi.
Nā Kūlana C, F a me G
- 100 pakeneka o nā pono waiwai
- He 100 pakeneka o ka poʻe hana mālama hānai
- ʻO 100 hapa o ka māhele A hiki ke unuhi
- 100 pakeneka o ka Māhele B E hiki ke unuhiʻia akā koe wale no ka Plan G i hāʻawiʻole i ka uku B Loaʻa hiki ke loaʻa
- 100 pakeneka o ka Māhele B Mahele a koe no ka Plan C i hāʻawiʻole i kahi B B
- Ka mālama pilikino hele malihini
Huakaʻi Kūpono Loa Loa F
- 100 pakeneka o nā pono waiwai
- He 100 pakeneka o ka poʻe hana mālama hānai
- ʻO 100 hapa o ka māhele A hiki ke unuhi
- 100% o ka Māhele B hiki ke unuhi
- 100 pakeneka o ka māhele B B
- Ka mālama pilikino hele malihini
Ka Papa K
- 100 pakeneka o ka hale mālama maʻi a me ka palekana i nā pono kūpono
- Ua ukuʻia nā pono'ē aʻe i 50 pakeneka
- Hoʻolālā kahu hānai maikaʻi he 50 pakeneka
- ʻO ka Māhele A he hiki ke hoʻokaheʻia he 50%
- ʻAʻohe kiʻi no ka Māhele B hiki ke koho
- ʻAʻohe kiʻi no ka māhele B
- ʻAʻohe kiʻi no ka mālama kūlohelohe i nā malihini
Papa L
- 100 pakeneka o ka hale mālama maʻi a me ka paleʻana i nā pono kumu
- Ua ukuʻia nā kumuhana'ē aʻe'ē aʻe he 75 pakeneka
- Hoʻolālā kahu hānai kūʻokoʻa he 75 pakeneka
- ʻO ka Māhele A he hiki ke loaʻa i 75 pakeneka
- ʻAʻohe kiʻi no ka Māhele B hiki ke koho
- ʻAʻohe kiʻi no ka māhele B
- ʻAʻohe kiʻi no ka mālama kūlohelohe i nā malihini
Palena N
- ʻO ka Copay e pili ana i nā pono kūpono
- He 100 pakeneka o ka poʻe hana mālama hānai
- 100 pakeneka o ka Māhele A A hiki ke hiki
- Ka mālama pilikino hele malihini
- ʻAʻohe kiʻi no ka Māhele B hiki ke koho
- ʻAʻohe kiʻi no ka māhele B
- ʻAʻohe kiʻi no ka mālama kūlohelohe i nā malihini
Hoʻokaʻaʻike
E kipa aku i ka pūnaewele Blue Shield Association Blue Cross a iʻole kelepona 888-630-BLUE (2583) e huli i kahi'eneke Blue Shield Blue City ma kahi kahi e loaʻa ai iāʻoe kahi'ōlelo a aʻo paha e pili ana i nā kulekele pili kālāʻo Medicare a me nā huahana inimaua ola'ē aʻe.