E kākoʻo i kāu Bank i ka manawa koke
ʻO ka palapala kākike ATM / kāleka he nui kaʻike VISA / MC no ka mea e hiki ke hanaʻia e like me ke kāleka kāleka , akā, e puka mai ana ke kālā mai kāu pūkekike .
Hiki iāʻoe ke paio i nā hoʻopiʻi hoʻopunipuni me kāu kāleka, akā e loaʻa iāʻoe ke kālā inā hoʻi kāu hana hoʻokolokolo - a hiki iā ia ke lawe i nā lā he 60 aʻoi paha.
Inā ua loaʻa iāʻoe kahi hōʻailona a waiho kālā paha i loko o kāu pēke / putea, e wehe i kahi moʻokāki hou a hoʻololi i kāu kālā. E kūkākūkā me ka luna o ke kāleka. E hoʻomaopopo iā lākou i ka mea i hanaʻia. Eʻikeʻoe e hiki iā lākou ke kōkua nui.
Kelepona i kāu Kelepona Kāleka Loaʻa
ʻO ka'ai'ē kālepa kālā heʻano maʻamau o ke kāhuehueʻana . ʻO nā kāleka iʻaihueʻia e hoʻohana wikiwikiʻia, no ka kūʻai ikiʻana paha, a he mau mea liʻiliʻi paha. ʻO ka hapanui o nāʻoihana kāleka kāleka ua naʻauao i kēia, a nānā no nā "ʻano kūʻai kūʻai maʻamau," akā,ʻaʻole e pili i kēlā. E hoʻomaopopo iā lākou i ka wā āu e kau ai me kāu kāleka.
E hana i kahi hōʻike me kāu pūnaewele mākaʻi
E kiʻi i ka helu hōʻike, a me kahi kope o ka hōʻike. ʻO kēlā me kēia hui e hana pū anaʻoe me ka hoʻoponoponoʻana i ka pili pili ponoʻole e makemake i kope o kēia, no laila e hana i nā mea he nui.
E mālama mau i ka pilina.
(ʻAʻohe luna nui o ka moku e hana nui no ka mea'aihuehue no ka mea he mea maʻamau wale nō, aʻaʻohe mea i "ʻeha" i ka hewa.
E hoʻopuka i kahi leka hoʻopunipuni. E kāhea wale aku i kahi o kēia pūʻulu hōʻike hōʻai'ē. Ke waihoʻoe i kahi leka hoʻopunipuni,ʻo ka keʻena āu i hoʻopili ai e hōʻike i kēlā me kēia.
- Experien - 1-888-397-3742 (TDD 1-800-972-0322)
- Equifax - 1-888-766-0008 (TDD 1-800-255-0056 a noi aku i ka laina hōʻike wehewaena i 1-800-685-1111)
- Kekuehana - 1-800-680-7289 (TDD 1-877-553-7803)
Hoʻokaʻaʻike i kāu Luna Hoʻolimalima
ʻO ka hapa nui o nā kulekele o ka homeowner kekahiʻano kikowaena hilahilaʻole. He manawa nui kēia eʻimi ai i ka mea e uhi ai. Mai kānaluaʻoe ināʻaʻole nui, akā. Ua hoʻolaha aku ka Federal Trade Commission i kekahi puke palapala i ka makahiki 2008. Ua kūkala akuʻo ia i nā mea kūʻai e mālama i ka mea a lākou e kūʻai ai. Ua'ōlelo lākou i kaʻike nuiʻana i nā mea kūʻaihue i hanaʻole i kekahi meaʻaʻole hiki iāʻoe ke hana iāʻoe iho no ka mea.
E kākoʻo i ka Federal Trade Commission (1-877-IDTHEFT)
Māʻiliʻili ka FTC i nāʻike e pili ana i kaʻaihueʻana no kaʻike a me ka hoʻolālāʻana. Hiki iā lākou ke hoʻouna iāʻoe i ke kope o ka lawe Charge: Ke kauaʻana i ka hōʻailonaʻokoʻa .
E hōʻike i ka hōʻikeʻoiaʻiʻo
Hōʻike ka FTC iāʻoe e hoʻopiha i kēia. Hiki iāʻoe ke paʻi i kahi kope maʻaneʻi. E like me ka hōʻike a ka mākaʻi, makemakeʻoe i nā kope he kope o ka pepa i hoʻopihapihaʻia. E mālama mau i ka pilina. (Manuahi:ʻAʻole makemake ka FTC i kēia, akā, makemake kekahi mauʻoihana eʻike ia.)
Loaʻa i kahi laikini hou
E nānā inā hāʻawi lākou iāʻoe i kahi helu hou ma mua o kahi kope. ʻAʻole paha lākou e makemake, akā he nui loa.
Inā hana kekahi i ka hewa a loaʻa iāʻoe ka palapala laikini, e hāʻawi aku lākou i nā kāpena i ka wā i hopuʻia ai lākou. E'ōlelo mākou he DUI kēia. Hoʻokuʻuʻia lākou me kahi lā hoʻokolokolo, aʻaʻole lākou e hoʻi hope. No ke aha lākou? ʻAʻole makemake nā kāpena e nānā iā lākou-ua hāʻawi lākou i nā kope o kāu ID! E hoʻopukaʻia kahi palapala hoʻopihapiha me kou inoa ma luna o ia, akā,ʻaʻoleʻoe eʻike e pili ana i ia mea a hiki i ka hukiʻiaʻana o ke kukui'ōkuhi a me ka wikiwiki.
Ke hāʻawi lākou iāʻoe i kahi helu laikini hou,ʻo ka helu kahiko e lilo i meaʻole i ka inoa. ʻOiai ināʻaʻole ia, akā naʻe, eia kou inoa a me kāu helu heluʻelua mau helu laikini likeʻole. Pono nā mākaʻi e nānā iā ia inā lākou e ho'ōki iāʻoe.
E hoʻololi i kāu mau loka
ʻIke ka meaʻaihue i kāu helu manawa. Loaʻa iāʻoe kekahi kī i kāu pēke a iʻole putele paha? Inā pēlā, he polokalamu mālama waiwai ka hale mālama palekana. Eʻike i kou mau kaiaulu i ka mea i hanaʻia, a nīnau iā lākou inā e mālama lākou i ka mea mālama i nā malihini ma ka'īpuka.
Kāhea i kāu poʻe kālepa'ē aʻe
Kāhea i ka hale waihona puke inā loaʻa kāu kāleka hale waihona. E kāhea i nā keʻena kūleʻa inā loaʻa iāʻoe kahi kāleka hoʻolima kiʻi kiʻi. Kāhea i kāu kamakani hale kaʻa kaʻa, ka maluhia o ka pā kula, Victoria Secret of Secret, nā mea nāna i hāʻawi iāʻoe i kahi hōʻai'ē a iʻole kāleka ID ...ʻo kēlā mau kāleka kālepa / kope. ʻO nā poʻeʻaihue i hōʻeuʻeu i nāʻano bila a pau i loko o ka inoa o nā mea i hōʻinoʻia. He mea laulā lākou, a he hikiʻole keʻike i keʻano e hoʻohanaʻia ai kāuʻike.
Kāhea i ka mālama mālama ola
ʻAʻole lākou e hana i kekahi mea, akā he mea maikaʻi e loaʻa iā lākou e kākau i ka nalowaleʻana o kāuʻike. ʻO ko lākou helu he 800-772-1213 (TDD 800-325-0778).
Kāhea i kāu Loio
ʻO ka hoʻokuʻuʻana i kaʻike i ka manawa kūpono e hana i nā pilikia pili kānāwai. E kūkākūkā me kāu loio e pili ana i ka mea i hanaʻia, i kāu hana, aʻike iā lākou inā he mau'ōlelo'ē aʻe kekahi. Aia kekahi mau kānāwai i nā kānāwai a me nā pūnaewele e kōkua i nā mea i loaʻa i ka poʻe iʻokiʻia; hiki i kahi loio ke kuhikuhi iāʻoe ma ke ala pololei. Ināʻaʻoleʻoe iʻike i loio, e ho'āʻo i ka keʻena loio o ka loio kuhina.
E noʻonoʻo i kahi Kālā Hoʻopiʻi Kāmi
E hoʻomanaʻo i ka nui o kaʻaihueʻana i ka manawa ma hope o ka naloʻana aʻaihueʻana o kaʻike -ʻo kekahi mau manawa he mau makahiki ke hiki i mua o kekahi mea e lele. ʻO nā pāhaʻi hoʻopunipuni wale nō iʻekolu mau mahina. ʻO ka nānāʻana i kaʻikeʻana he ala maikaʻi loa ia e mālama ai i nā pūhaka ma luna o nā mea.