Akā,ʻaʻole ia he maʻalahi. No ka poʻe kālā i nāʻauhauʻauhau haʻahaʻa, pono paha ke uku i nāʻauhauʻauhauʻauhau, no ka mea,ʻo nā mea pili kālā e hāʻawi i nā hua mua o kaʻauhau mua ma mua o nā kaona aupuni.
ʻIke i keʻano o kaʻaʻaiʻana o kaʻaha'āina ''awaʻahi kaulike e pili ana (TEY) ka pae mua i kaʻikeʻana inā ponoʻoe.
ʻO ka'euaha maikaʻi:ʻaʻole paʻakikī. Eia keʻano o ka hoʻonuiʻana i ka huahelu likeʻole ma kekahi mau kiʻi kūpono:
ʻO ka mea mua, e huli i ka hōʻailona o kāu kaʻinaʻauhau, aiʻole ma nā'ōlelo'ē aʻe, 1 - ka nui o kaʻauhau. Ināʻoe e uku 25%, e like wale nō me ka - - 2525, aiʻole .75 (75%).
ʻO ka lua, e puʻunaue i kēia i nā hua o ka palapalaʻauhauʻauhauʻole no kaʻikeʻana i ka huaheluʻauhauʻauhau. Inā hāʻawi ka palapala i nīnauʻia i 3%, ua hoʻokaʻawaleʻia ka equalike e .75, aiʻole 4%.
I kēia manawa e loaʻa iāʻoe kēiaʻike, hiki iāʻoe ke hana i nā papa'ōhiʻopoli a me ka piʻelika ma waena o nā pilikia kālepa a me kaʻauhauʻole. Inā hiki i ka hōʻai'ēʻauhau o ke kūlana kālepa likeʻole a me ka manawa a hiki i ka oʻoʻana o ka'ōpiopio he nui aʻe i ka 4%, eʻoi aku ka maikaʻi o ka hoʻokomoʻana i kahi palapalaʻauhau. Inā hōʻano'ēʻoe i nā hāʻinaʻokoʻa i ka hoohalike ma luna nei,ʻikeʻoe i ka piʻiʻana o ka'upute kālā,ʻo kaʻoi aku ka meaʻoi aʻe o kaʻauhauʻauhau - e hōʻike ana i ka pili pono o nā paʻa kau kālāʻole i ka poʻe i kaʻauhauʻauhau kiʻekiʻe.
E hoʻomanaʻo,ʻo nāʻaha kau aupuni i laweʻia i loko o kou noho nohoʻana, hikiʻole ke hoʻokuʻuʻia ma ka uku ākea a me ka moku'āina -ʻo ka mea i kapaʻia he "uku liʻiliʻiʻole." I kēia hihia, i ka heluʻana i ka'ākaʻina ma ka Haʻawina 1. Ma nā hua'ē aʻe, inā he 25% kā kaʻauhauʻauhau āpau o ka moku āpau a he 3% ka ukuʻauhau o ka moku'āina,ʻo ka mathā pono i ka Papa 1 kahi 1 - .28 = .72
Hiki keʻike 'ia i kēia manawa ma kaʻaneʻi .
ʻElua mau wrinkle'ē aʻe e noʻonoʻo:
ʻO ka mea mua, ʻaʻohe noa ka waihona kālā o nā'AkeleʻAmelika ma ka moku'āina. Ināʻoe e hoʻohālikelike ana i kahi pilina o ke aupuni i kahi waihona waiwai o ka Waihona, ponoʻoe e lawe i nā hopena i ke kūlana o ka Waihona i ka wā e kūʻai mai ai a hoʻonuiʻia e (1 - ka ukuʻauhau o ka moku'āina).
ʻO ka lua, e noʻonoʻo inā inā e kūʻai akuʻoe i kahi leka paʻa i mua o ka'ōmuaʻana, a ināʻoe e kūʻai i kahi kālā hoʻopaʻa a kūʻai aku me ka waiwai, e noho anaʻoe ma ka makau no kaʻauhau kālā kālā. ʻOiai ka loaʻaʻole o ka uku kālā, loaʻaʻole ka uku kālā kālā. E aʻo hou e pili ana i keʻano o kaʻauhau kālā .
ʻO ka laina lalo: e hoʻomaopopo mau e hana i kēia mīkini maʻamau ma mua o kou kūʻaiʻana i kahi kāleka aupuni a iʻole pū kālā ukana. ʻO nā haʻawina kālāʻauhauʻole e like me ka manaʻo nui ma ka pepa, akā hiki iāʻoe ke piʻi i ka manawa e loaʻa ai ka uku kālā ma hope o kaʻauhau kālā.
Ka hōʻole :ʻO kaʻike ma kēia pūnaewele ua hāʻawiʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e manaʻoʻia he'ōlelo kūkā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana. Ponoʻoe e nīnau i nāʻoihana hoʻolimalima a me nāʻoihanaʻauhau ma mua o kou hoʻolālā.