He mea ponoʻo Credit.com? Pau?
I ka manawa o kēia kākauʻana,ʻo Credit.com kahi pūnaewele nui kaulana e holo ai nā poʻeʻoihana.
ʻOiaʻiʻo,ʻaʻohe kanaka e hana no ka mea noa, aʻo Credit.com kahiʻoihana e manaʻo nei e loaʻa ka uku mai nā malihini mai. Loaʻa ka kālā i ke kūʻaiʻana i nā huahana (e like me nā helu hōʻai'ē a me nāʻike kālā'ē aʻe) a me ka hana pūʻana me nāʻoihana'ē aʻe e like me nā mea hoʻolaha a me nā pilina e uku i Credit.com no nā mea e koho.
ʻO kahi hiʻohiʻona nui o ka pūnaeweleʻo ia ka uku uku ukuʻole a me ka palapala kāleka. He hewa kēia? ʻO kēia mau hiʻohiʻona, heʻoiaʻiʻo,ʻoiai,ʻaʻoleʻoe e pono e hāʻawi i kahi kāleka kāleka e hoʻohana ai. Eia naʻe,ʻaʻole hiki ke like kaʻike i loaʻa iāʻoe ma ka mea i manaʻoʻia eʻoe:ʻo ka helu'ai'ēʻaʻoleʻo ia he helu FICO (ʻo ka hapa nui o nā loiloi e hōʻoia ana i kou kūpono no nā loina nui e like me nā moraki a me nā ukana pūnaewele e nānā i kāu kī FICO ).
ʻOiaiʻaʻoleʻoe i loaʻa kahi FICO pono (keʻoleʻoe e kūʻai mai ia Credit.com a iʻole pololei mai FICO), hiki iāʻoe ke loaʻa kekahiʻike kūpono mai ka helu'ai'ē a me ka Palapala Hōʻike.
Ma keʻano, hiki i ka palapala hōʻike ke hōʻike iāʻoe inā loaʻa kekahi mea,ʻo ia hoʻi, e hoʻopaʻa ana i kāu heluʻai uku. Eia kekahi laʻana, inā piliʻoe i ka palena pili i kāu palena palena kālā , eʻeha kāu mau helu, aʻo ka palapala kāleka e hiki iāʻoe ke hoʻomaopopo i kēia hae uila.
ʻO ka helu helu āu i loaʻa mai Credit.com mai, ma muli o kaʻikepili ma kāu pūnaewele hōʻai'ē Experian, hiki iāʻoe keʻike nui i ka loaʻaʻana o ka "maikaʻi" aʻole "hewa"ʻole - akā,ʻaʻoleʻo ia ka helu FICO hoʻokahi hoʻohana nā mea hāʻawi kālā.
Nāʻike a me nā puke
He mea nui loa ka Credit.com no ka hoʻonaʻauaoʻana āu e loaʻa ai ma ka heluheluʻana i nā mea. Hiki iāʻoe ke aʻo i kāu hana kālā, pehea e hoʻomaikaʻi ai, a me nā huahana e hoʻohana ai e like me kāu noi. Hiki iāʻoe ke hoʻouna i nā nīnau, nā mea e paneʻia ana i nā mea hou.
Nā Mea'ē aʻe
Ma waho aʻe o ka uku ukuʻaiʻole, Ka Palapala Hōʻike a me nāʻatikala, kūʻaiʻo Credit.com i nāʻike'ai'ē FICO, nā lawelawe mālama leka mālama, a me ka paleʻana i kaʻaihue.
ʻO ka People Behind Credit.com
Ua hoʻokumuʻiaʻo Credit Levana e Adam Levin,ʻo ia ke poʻo o ka Mokuna Hui Loa o New Jersey. Uaʻikeʻiaʻo Mr. Levin e pili ana i ka pūnaewele a me ke kūkāʻana o ka mea kūʻai. ʻO nā mea kōkua i ka Credit.com he waiwai kaumaha waiwai pilikino nō hoʻi.
Nā kumu'ē aʻe o kaʻike
ʻO ka Palapala Kāleka Hoʻokaʻawale he mea kūikawā ia ma Credit.com. Inā makemakeʻoe i kaʻike hou aku e pili ana i kāu loiloi, hiki iāʻoe ke lawe mai ia mai nā kumu'ē aʻe.
Hiki i nā mea kūʻai a pau o ka poʻe US ke loaʻa i nā hōʻike loiloiʻoleʻole mai kēlā me kēia pūʻulu hōʻike hōʻai'ē (a me nā CRA'ē aʻe). No ka loaʻaʻana o kāu loiloi kālā mai Experian, Equifax, a me Transunion, e kipa iā AnnualCreditReport.com, i ka pae o kēia mau hana hoʻokele kālā i hakuʻia e pane i ke kānāwai fedela.
Hiki hiki ke loaʻa kaʻike FICO pono - mau manawa no ka mea. Hiki iāʻoe ke noi no kahi hōʻai'ē, uku i kahi uku, aiʻole e kākau inoa no ka "palapala inoa," akā he nui nāʻano eʻike ai i kāu kī FICO .