Nānā no ke koiʻana i ka unuhiʻili kālāʻole
Inā nohoʻoe ma kahi o West Virginia e noho nei e noʻonoʻo ana no ka ukuʻana i ke kulanui no ke keiki a iʻole kekahi mea i alohaʻia, pono iāʻoe ka nui o kaʻike e pili ana i ke 529 papa mālama palekana ma kāu moku'āina.
ʻO kaʻike ma hope nei, e pili ana i kahi hiʻona o ka papahana o West Virginia, nā pānaʻi kālā e loaʻa ana i nā mea kōkua aʻoi aku. ʻOiai e hilinaʻi mau nei nāʻohana i nā kālā a me nā kōkua kālā e kākoʻo i kahi haʻawina kulanui no kā lākou mau keiki,ʻo nā kumumanaʻo palekana kekahi o nā kumu nui e hiki ai ke wāwae i ka pānui no ke kulanui.
No laila, he mea nui ka hoʻomakaʻana o ke kaʻina hana ma mua - ma mua o ka heleʻana o kāu keiki ma kahi o ka lumi o ke kula kiʻekiʻe o kā lākou kula kiʻekiʻe a ua lōʻihi ke olaʻana.
ʻO ka mea e manaʻoʻia mai ka papahana hoʻopakeleʻana mai ka West Virginia
He aha ke kumu o ka 529 papahana o West Virginia e puka mai nei mai nā papahana i loaʻa i nā moku'āina'ē aʻe? No nā mea hoʻomaka, hiki i nā poʻe noho ma ka papahana 529 o ka moku'āina ke unuhi i ka nui o kā lākou kōkua, a hiki i ka nui o kā lākou loaʻa kālā. ʻO ia ka mea pili i ka West Virginia i loko o ke kuʻikahi a loaʻa i 529 mau manaʻo. ʻO ia kekahi o nā moku'āinaʻehā i ka'āina eʻae ana i ka unuhiʻana palenaʻole no kāna kumumanaʻo palekana kālā. Eia kekahi, hiki ke hoʻokuʻuʻia nā unuhi ma mua no ka palenaʻoi aku o elima mau makahiki.
ʻAʻole pono kāu keiki e hele i kahi kulaʻehā makahiki kūikawā e pono ai mai ka papahana. Hiki iā ia ke "hoʻohanaʻia i ke kālā e hoʻonui i ka hoʻonaʻauao kiʻekiʻe ma nāʻoihanaʻoihana a me ke aʻohana, nā kula kanu, nā mea hana lima e hōʻiliʻili ana i nā papa, nā kulanui o nā kaiāulu a me nā mea'ē aʻe he nui," e like me ka Office West Virginia State Treasurer.
He aha ka WV 529 Palena Haʻawina Dute
Noho nā poʻe o West Virginia e ho'āʻo ana e hoʻohana i kahi papahana WV 529 me kekahi mahele'ē aʻe o ka Mokuna 529 o ka mahele e pono eʻike i nā kumukūʻaiʻauhau kūpono o ka hāʻawiʻana i kā lākou papa hana kaiaulu. Ma nā'ōlelo'ē aʻe, e hiki iā lākou ke hoʻopakele aʻoi aʻe paha i ka hoʻolālā o West Virginia ma mua o ka moku'āina'ē aʻe?
Me ka manaʻo o ka hapahaʻauhau kālā ma uka o West Virginia he 6.50 pakeneka, ua loaʻa i kēlā me kēia $ 1,000 ke kōkua i kahi meaʻauhau e hiki i $ 65 i ka manawaʻauhau. ʻAʻole i kēia manawa ke hāʻawi aku neiʻo West Virginia i ka unuhiʻiaʻana o kaʻauhau i nā poʻe noho i ka papa hana ma waho o ka moku'āina a iʻole nāʻano likeʻole o nā waihona mālama kālā kālepa likeʻole e like me kahi Accounting Savings (Coverdell Education Savings Account) (ESA) aiʻole UTMA Pūʻali Kūʻokoʻa . .
Inā pahaʻoe e hoʻomaopopo paha i nā pono o ka polokalamu mālama kālā o West Virginia, he mea nui e kūkākūkā me kekahi luna kākā'ōlelo a iʻole kekahi mea like likeʻole ma mua o ka kākau inoaʻana. Ponoʻoe eʻimi i nā koho a pau e loaʻa ana iāʻoe a hiki iāʻoe, no laila, e hana i ka hoʻoholo kūpono no kouʻohana e pili ana i ka mālama kālā no ke kula.
E koi ana i ka unuhi hapa
Hiki i nā kānaka noho ke koi aku i ka West Virginia 529 e hoʻolālā i ka unuhiʻiaʻana o kaʻauhau ma ka laina 42 o ko lākou Komohana Virginia Komohana M. The West Virginia ka unuhiʻana he "ma luna o ka laina" ka hoʻololiʻana o ka hōʻai'ē,ʻo ia hoʻi, hiki i nā kānaka noho ke koi aku iā ia ināʻaʻole lākou eʻike i kā lākou mau hopena'ē aʻe (koho no ka unuhi unuhi). ʻO nā moku'āina e like me New York keʻano o kēiaʻano. Eia kekahi,ʻaʻohe manawa kūpono i loaʻa ma ka weheʻana i kaʻauhauʻauhau WV 529.
Nānā a me ka Palapala
Hiki keʻike hou aku i nāʻike hou no ka weheʻana o kaʻauhauʻauhau kālā ma ka pūnaewele hōkele o West Conservation Department.