ʻO ka 10 hāʻawi kiʻekiʻeʻana iā ETFs

ʻO ka kohoʻokoʻa o nā Māhele Dividend ETFs a me Bond ETF me nā Kīʻawa kiʻekiʻe

Ināʻoe e kūʻai ana i kekahi o nā kumupaa kiʻekiʻe kiʻekiʻeʻo ETF ma ka mākeke, aia nāʻano kālā likeʻole e noʻonoʻo ai.

Ma mua o kou kūʻaiʻana i nā kumukūʻai kiʻekiʻeʻo ETF, aiʻole kekahiʻano likeʻole o ka hoʻolālāʻana, (ʻoiai nā pōpilikia ) he akamai ia eʻike i ke kumu o ka waihona no kāu mau koi a pehea e kōkua ai i nā kālā'ē aʻe i kāu kōpili. Ke nānā neiʻoe i nā mea kiʻekiʻe e puka mai ma o nā'āpana kālā aiʻole i ka uku o ka uku pilina?

E hoʻolimalima pahaʻoe i kahiʻauhauʻauhau a iʻole kaʻauhauʻauhauʻauhau, e like me ka IRA? Ke nānā neiʻoe i ka loaʻa kālā o ka wā, ke ulu nei a lōʻihi paha?

No ke aha e hoʻolimalima ai i nā kālā hoʻokomo

Ināʻoe e hoʻolako nei i nā huahua kiʻekiʻe e hāʻawi kālā aiʻole i nā kumulālā maikaʻiʻo ETF, he mea maʻalahi ka loaʻaʻana o kekahi kumu kūpono no ka kūʻaiʻana i kēia mau mea kālā e loaʻa ai nā kālā .

Huli nā meaʻimi i nā huaʻai no ka loaʻa kālā mai kā lākou hana kālā. Hiki ke loaʻa kēia kālā ma keʻano o ka māhele o ka waiwai a iʻole i ka uku paneʻe mai nā palapala paʻa. No laila, i ka hoʻohanaʻana o kekahi i ka hua'ōlelo, "ke kumu waiwai kiʻekiʻe," keʻano nei lākou e pili ana i nā kālā likeʻole a iʻole nā ETF e paʻa ana i nā lāʻau i uku i nā kumukūʻai ma luna o ka palena , nāʻaelike me nā uku hoʻolimalima o luna, a me ka hui pūʻana o nā meaʻelua.

Ma muli o ka nānāʻana o nā mea waiwai lōʻihi i ka uluʻana i kā lākou mau pūʻulu ma kahi o ka manawa,ʻo ka hapa nui o nāʻimi kālā eʻimi ana i nā kālā kūponoʻoʻoleʻa, he poʻeʻimi kālā e hoʻomaha ana i kā lākou kālā.

ʻOhana kiʻekiʻe EFFs vs. High yields Mutual Funds

E like me nā ETF a pau, pono nā kumumanaʻo mua o nā kūlana kiʻekiʻe o ka DF ma luna o kā lākou mau waihona kāleka e pili ana i ka uku, keʻano pilikino a me ka waiwai i loko o nā lā.

Eia kekahi, he nui nāʻano'aepona kiʻekiʻe e halihali ana i nā ETF ma ka mākeke e hoʻohālikelikeʻia i ka loaʻaʻana o nā kumukūʻai kiʻekiʻe. ʻO kēia keʻano o ka loaʻaʻana o nā mea i loaʻa i nā mea kālā e loaʻa ai nā hua i nāʻano likeʻole, i ka mea iʻoi aku ke kiʻekiʻe i nā kumu no kaʻoihanaʻoihana i loko o ka māhele ETF.

Eia nō naʻe, aia kekahi kumukūʻai mua o nā hua kiʻekiʻe ETF: Ma muli o ka mālama ponoʻiaʻana o lākou, ua koiʻia lākou e hoʻohālike i ka hana o ka helu kuhikuhi. I ka unuhiʻana, ma ka māhele'āina, ua hoʻokauʻia ka māhele a me ka DF e ulu nui ana, a ma keʻano kūponoʻole. Ua like kēia hoʻohemahema me ka helu pūʻulu. ʻAʻole hiki i ka luna ke hoʻokele i nā kūlana mākaʻikaʻi maikaʻi ma ke kālepaʻana (aiʻole mālamaʻia) ma muli o ko lākou manaʻo.

Ka papa inoa o ka hāʻawiʻana i nā manaʻo kiʻekiʻe kiʻekiʻe ETFs

I loko o kā mākou papa inoa o nā kūlana kiʻekiʻe kiʻekiʻe o ka ETF, hāʻawi mākou i keʻano o ke kālā e hōʻemi ai i nā mea e pono ai ke kālā. ʻOiai mākou e hoʻokomo i nā ETF e uku ana i nā hua kūpono, ua hoʻokomo pū mākou i nā ETF i ka paleʻana i ka hōʻiliʻiliʻana me ko lākou waiwai waiwai.

No laila,ʻaʻole ma kekahi kauoha kūpono, eia 10 nā'eneke kiʻekiʻe kiʻekiʻe ETF e kūʻai mai ma ke kahakai i kēia mau lā:

1. IShares iBoxx $ Hāʻawi i ke Keʻena Waiwai (HYG): Inā eʻimi anaʻoe i kekahi o nā ETF ma luna o ka māna kūʻai nui loa, e pono ka HYG ma kāu kamera. ʻO ke kōpili i loko o nā hui pūnaewele me nā pilina ma waena o 3 a me 10 mau makahiki me ka hōʻai'ē kala ma lalo o nā haʻawina koho (he pālākiō ma lalo o BBB e nā Standard & Poor a iʻole Baa e nā keʻena hōʻike hōʻai'ēʻo Moody. ʻO ka hāʻawiʻana i ka hāʻawiʻana he 4.74 pakeneka aʻo ka'enekele hoʻolālā he 0.49 pakeneka, aiʻole $ 49 no kēlā me kēia $ 10,000.

1. ʻO ka Bloomberg Barclays Higher Element Bond (JNK):ʻO kahi'ē aʻe i kūʻai nuiʻiaʻo ETF e hoʻolako nei i nā hōʻailona kiʻekiʻeʻo JNK ia, a he SEC ke hāʻawiʻia he 4.95 pakeneka a me ka'āpana kālā o ka 0.40 pakeneka. E like me ka hōʻikeʻana o ka hōʻailona hōʻailona, ​​hoʻokomoʻo JNK i nāʻaha me nā hōʻai'ē kala ma lalo o nā haʻawina kālā. ʻO ke kūlana kaulike ma waena o ka manawa lōʻihi,ʻo ia keʻano ma waena o 3 a me 10 mau makahiki.
2. ʻO Vanguard Māhele Dividend kiʻekiʻe (VYM):ʻO nā mea kālā e makemake ana e loaʻa ka loaʻa kālā ma o ka FFF nāwaliwali loa nāna e mālama i nā waihona waiwai, e like me VYM. Hoʻopiʻi kēia ETF i ka FTSE High Dividend Hōʻike Kū'ē,ʻo ia hoʻi he 400 mauʻoihana o nā hui, aʻo ka hapa nui o ia mau puʻupuʻu nui, e uku ana i nā māhele i luna ma luna o nā mea kālā. ʻO ka hāʻawiʻana i ka VYM no ka VYM, he 2.95 pakeneka a he mau haʻawina hoʻolimalima i ka 0.08 pakeneka.
3. Nā hua'ōleloʻoʻAmelika Huʻukia Nui Loaʻa (HYD): Inā loaʻa kāu moʻowai kālā, a me kouʻimiʻana i nā hua kiʻekiʻeʻo ETF, ponoʻoe e nānā i ka HYD. Hoʻopiʻi kēia ETF i ka hana o ka Index Composite Kūlana Kūlana Kūlana Hōʻonaʻo Bloomberg Barclays,ʻo ia hoʻi ka US-high-yield, nā lōʻihi lōʻihi, nāʻahahui aupuni, e hāʻawi ana i ka uku kālāʻauhauʻole. ʻO kēia pānaʻi kālā eʻoi aku kaʻoluʻolu loa i nā mea kālā i nāʻauhauʻauhau kiʻekiʻe, aʻo ia ka mea e unuhi ai i kahi kūpono no ka poʻe kālā. ʻO ka hāʻawiʻana i ka HYD no ka HYD he 4.03 pakeneka aʻo ka ōlā hoʻolālā he 0.35 pakeneka.

1. MLP Alerian (AMLP): Mālamaʻo MLP i ka huiʻana ma ka papahana koʻikoʻi, i ka nānā aku i nāʻoihana pili i ka ike. Hiki ke loli ka hana a MLP aʻo ka hoʻolālā o ka pilinaʻoi aku ka paʻakikī ma mua o nā kumukūʻai. No laila, e noʻonoʻo ana ka poʻe kālā e kūʻai ana i kēia mau kālā iʻoi aku kaʻoi aku o ka hanaʻoi aku ma mua o ka wā maʻamau. Me ia mea, uaʻoi aku ka maikaʻi o ke kālā MLP no nā mea kūʻai e nānā ana i nā mea kiʻekiʻe, pinepine he 7 pakeneka aʻoi aʻe paha. ʻOi ka'eneke hoʻolālā o nā kālā MLP hiki ke kiʻekiʻe a he manawa maʻalahi paha ke maopopo. ʻO ka uluʻana no ka AMLP he 10.68 pakeneka aʻo ka'āpana hoʻolālā he 1.42 pakeneka, kahi haʻahaʻa no kahi kālā MLP.
2. Kaʻikepili Tree Markging Markets Pūkeʻa Loaʻa Loaʻa (DEM):ʻO nā meaʻimi e nānā ana i ka hoʻonuiʻana i kā lākou mau kiʻikuʻi kiʻekiʻe me nā mea'ē aʻe, nā makuka kūkala kūpono, makemake paha e nānā i ka DEM. Ke ho'āʻo nei ka hui hoʻomalu o kaʻimi eʻimi a hoʻopaʻa i nā kumukana uku kūʻokoʻa kiʻekiʻe loa e loaʻa ana i nā mākeke kūmua. ʻO ka māhele hāʻawiʻana no ka DEM he 3,81 pakeneka aʻo ka'āpana hoʻolālā he 063 pakeneka.
3. SPDR Dow International International Real Estate (RWX): Hoʻopili i ka waiwai me ka REIT hiki i ke kālā kālā ke lilo i mea maikaʻi e loaʻa ai i nā kumu kūpono no kaʻike kālā. ʻO ka REIT e loaʻa i 100 mau mea kuleana a loaʻa iā RVI ke kuleana e uku i 90% o ko lākou loaʻa i nā mea kuleana. Hoʻolālāʻo RWX i ka Dow Jones Global ma waho o ka US Select Real Estate Securities Index, e komo pū ana me ka REIT US a me nā waiwai mālama waiwai'ē aʻe. ʻO ka hāʻawiʻana i ka hāʻawiʻana he 2.95 pakeneka aʻo ka'āpana hoʻolālā he 0.59 pakeneka.
4. Nā Hoʻoilina Aʻo Loa Loaʻa a me nā Income Loaʻa (FPE):ʻO kēia kālā he hopena paʻakikī ia ma kahi wale nō o ka lima o nā ETF i mālama ponoʻia. Hoʻolālā ka pūʻulu hoʻolālā i nā hōʻai'ē kālā, e like me nāʻaelikeʻoihana ma lalo a ma lalo o ke kālā waiwai, nā mea i makemakeʻia, a me nā mea kūʻai i hoʻololiʻia. ʻO ka hāʻawiʻana o ka SEC no FPE he 5.56 pakeneka aʻo ka ōlā hoʻolālā he 0.85 pakeneka.
5. Powershares KBW Ke Kikokikona Kikokikona Hoʻoiliʻana i ke Kōnae Pūnaewele (KBWD):ʻO kēia puka kiʻekiʻe-yield ETS mai Invesco e hoʻokumuʻia ana ma ka KBW Nasdaq Pūnaewele'Aiʻiliʻi Dividend E hāʻawi ana i nā kumukūʻai kālā, iʻikeʻia no kā lākou mau māhele likeʻole. Pono nā kānaka e nānā i nā mea e manaʻo nei e kūpono ana kēia ETF ma nā'āpana liʻiliʻi liʻiliʻi a me waena o ka hapalua,ʻaʻole ia e like me ka nui o ka hapanui kālā e paʻa pinepine ana i nā poho nui. Hoʻopili pūʻia ke kōpili i nā papa he 40 wale nō. ʻO ka hāʻawiʻana iā SEWD no ka KBWDʻoihana kiʻekiʻe ma ka 8.82 pakeneka aʻo ka pālākiō hoʻolālā he kiʻekiʻe hoʻi i ka 2.99 pakeneka.
6. Nā Vanguard Māmā Ana Kālā Aupuni (VWOB):ʻO nā mea makemake eʻike i nā huahana me nā kumukūʻai kumukūʻai kūʻai nui e pili ana i nā mea kūʻai i ka VWOB o Vanguard. Mālama ka waihona iā Bloomberg Barclays Mark Kelepaʻi Kūʻai Moku'āina Kākau Aupuni RIC i kūkuluʻia, kahiʻoi aku o 1,000 mau kikowaena kālepa e puka ana me ka lōʻihi o ka pihaʻana o nā makahiki 6.4 a me ka nui o ka hōʻai'ē ma lalo o nā haʻawina kālā. ʻO ka loaʻaʻana o ka SEC no VWOB he 4.09 pakeneka a he 0.32 pakeneka ka huina kālā.

Kākoʻoʻana ma ka hōʻiliʻiliʻana i nā kālā hoʻokomo

Hiki i nā hua kiʻekiʻe ke hoʻololi i ka nui loa. Pono e hoʻomanaʻo i nāʻauhau kālā e hoʻonui pinepine aku nā kālā hoʻonui i nāʻaelike me ke kūlana haʻahaʻa haʻahaʻa. ʻO kēia mau hua kiʻekiʻe kiʻekiʻe, ua kapaʻia hoʻi he mau nakinaki liʻiliʻi . ʻO nā hua kiʻekiʻe nā mea maikaʻi i ka loaʻa kālā akāʻo kaʻaʻaʻana o ka'ilikī i kēia mau paʻa, uaʻano like me ka mea lāʻau. No laila, ma nā wahi hoʻolālā, hiki ke hāʻule i nā kumukūʻai kiʻekiʻe-ʻoi, e like me ke kūʻana o nā kuʻuna maʻamau i ka uku.

Hiki iā ia ke mālama i nā koina lōʻihi lōʻihi , a heʻoi aku kaʻoi aku o ka noʻonoʻo kālā ma mua o nā kaulike me nāʻoihana pōkole a lōʻihi paha. Ke piʻi aʻe nei nā uku uku uku, e hāʻule mau ana nā kumukūʻai paʻa a me ka lōʻihi o ke kūlana kiʻekiʻe,ʻo ia ka nui o kaʻike. No laila, i ka piʻiʻana o ka huina kālā uku, e hoʻonuiʻia ke kau aku i nā kumukūʻai lōʻihi ma mua o nā palena liʻiliʻi a me nā wā lōʻihi.

Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.