ʻO ka uku i ka ukana-kumukūʻai, nā puʻupuʻu he kī nui i ka waiwai waiwai kālā.
E nānā i nā poʻokela o nā waihona waiwai, a hikiʻole ke hoʻopololei:ʻO ke kūʻaiʻana i nā pāʻoihana a me nā kumukūʻai o nā koina e hoʻomalu i ka lā, me nā lālā e like me ka ikehu a me kaʻike loea i kahi kokoke.
"He paʻakikī e pakele i nā kumukūʻai kūʻai o nā 'āina kūʻai i kēlā me kēia lā," wahi a Grant Moore, he CFP me Savery Capital Management. "Inā paha ma ka lono, ma kahi o kāu kamepiula aiʻole ma ka pepa,ʻo ka S & P a me Dow ka mea like i nā wahi apau."
Auhea, pehea e pili ana i ka mahele o ka puuokoa-a no kekahi paha, ka puuokoa ho-hum? ʻO ka hua'ōpala? ʻO ka mahele i loaʻaʻole i kaʻaiʻana i nā kiʻi poʻo?
ʻO ka nui o kēia mau uku-i hoʻonuiʻia i nā mea kuleana ma muli o ka loaʻaʻana o nā loaʻa kālā kua'āina - ua mālamaʻia i kahi haʻahaʻa e kekahi poʻe mea waiwai, aiʻole e nānāʻoleʻia. Ma ka hapa, he nīnau ia no ke kālepa: He aha ka mea he aha ka'āpana hehena? E hoʻokaʻawale i nā mea hiki i kekahi ke hoʻomaopopo. He meaʻaeʻa nā kiʻi liʻiliʻi. Akā, he aha kahi hoʻolapa ināʻaʻole Wall Street ka hoʻololi?
ʻO ka mea mua loa,ʻo John Kennon,ʻo ka Balance's Investing for Beginners Expert, ke ho'ākāka nei, "Ua hoʻokaʻawaleʻia kekahi pūʻulu mahele a me kekahi manawa, ua hoʻoholo ka Papa Hoʻonaʻauao e puʻunaue i ka hapa o ka uku i loaʻa i kaʻoihana i waena o nā mea waiwai ae leka uila iā lākou ... no ko lākouʻokiʻokiʻana i kēlā mau uku. " Ke hoʻomau neiʻo ia: "Eia kekahi laʻana, inā loaʻa kahi $ 100 miliona ma muli o ka uku waiwai, loaʻa i ka papa ke uku i kahi $ 50 miliona a me ka reinvest i kekahi hapalua i ka hoʻonuiʻana, ka hōʻokiʻana i ka hōʻai'ē, a iʻole ka weheʻana i kahi hua hou."
Ua lawa, kūpono?
Ka nui o nā Dividends
A no ko lākou kūpono, e noʻonoʻo i ka wā lōʻihi. ʻO ka puʻupuʻu i hoʻoiliʻia heʻano waiwai nui,ʻo ia hoʻi kaʻoi aku o nā waiwai e like me ka piʻiʻana o nā lāʻau i ke alapiʻi. "E hiki i nā pepa kālepa ke hāʻawi i ke kālā kūpono maʻamau i ka manawa i hikiʻole i nā mea waiwai ke kūʻai aku i ke kumukūʻai inā hiki iā lākou ke ola wale i ka uku," i'ōlelo aiʻo Moore.
"Ma muli o ka hopena, ua kau nuiʻia ka hoʻokūkūʻana i ka uku kumukūʻai wale nō."
"I loko o kahi lōʻihi, hiki i ke kumukūʻai nui ke hoʻonui i ka nui o nāʻili, a he mea nui paha ka nui, akā, inā e mahalo nui nā kuleana," wahi a Yale Bock, pelekikena, YH & C Investments a me ke kāpena waiwai o Covestor. I ka wā lōʻihi, "ua hōʻikeʻia ka hōʻike hoʻokele i kahi o 40 pakeneka o ka hōʻuluʻulu kālā hōʻemi piha me ka loaʻa kālā-ua hāʻawiʻia i nā māhele."
"ʻO ka poʻe kālā kālā kālepaʻaʻoleʻike i keʻano o nā puʻunaue," wahi a Douglas H. DeLong, pelekikena pelekikena poʻokela a me ke kāpena punahele o Pennsylvania Trust, kahi paʻa hoʻolālā waiwai a me nāʻoihana hoʻokele waiwai ma ka'āinaʻo Philadelphia. "Akā, e like me ka noiʻana a nā Strategies Research Partners, ua hāʻawi nā kuʻuna i ka hapalua o ka hoʻihoʻi pihaʻana i ka 85 mau makahiki."
No laila, e hoʻomau hou mākou: "ʻO kahi o 40 pakeneka o ka hoʻihoʻiʻana i ka hoʻihoʻiʻia i pili i nā māhele." A penei: "Ua hāʻawi nā Dividend i ka hapalua o ka hoʻihoʻi pihaʻana i ka 85 mau makahiki."
Hiki ke wehe nā dividend, ma hope o nā mea a pau.
Ke hāʻiliʻili nei i nā ukana kāʻili
Eia kekahi mau mea nui eʻimi ai i ka wā e kiʻi ana i nā kumu kūʻai no ko lākou kumu waiwai:
1) Ke lele nei kekahi mau kinikini ma lalo o ka lāʻau. E like me ke ala, hele ma lalo.
E lawe, i kekahi laʻana,ʻo Dover Corp (Chicago: ma DAV). Loaʻaʻole iā Lazzle-Corporate Technique LinkedIn Corp. (LNKD) a iʻole Twitter (TWTR). Hoʻolakoʻia kānaʻoihana ma luna o ka mālamaʻana i ka wai, nā meaʻoihanaʻoihana a me nā papahana hana. ʻO Yawn.
Akāʻoiai ua hui pūʻia nā pūnaewele uila me nā pilikia ma o ka 2016-LinkedIn i hoʻopakeleʻia e Microsoft Corp. (MSFT), Twitter i loko o kahi #superslump -Dover he lanakila nā makahiki e lanakila ana i kēlā me kēia makahiki ma 60 o nā makahiki 61. Kuhi ka dividend DOV i 42 keneta no kēlā me kēia mahele:ʻoi aku ma mua oʻelua manawa 16 mau keneta no kēlā me kēia haawina i hāʻawiʻia i nā makahiki 10 i hala. I ka mahinaʻo Kepakemapa 2015,ʻo ka ETF Daily News i kapaʻiaʻo Dover i kāna huahana nui loa.
E hoʻohālikelike i Apple iā lākou (AAPL), he hui ma ka haukapila kālā a pau. ʻAʻole ia i hoʻomaka i ka hoʻolimalimaʻana i nā māhele a hiki i 2012-mau mahina ma hope o ka halaʻana o Steve Jobs.
I ka manawa hope loa i hāʻawiʻia ai e ke kikowaena i waho? 1995:ʻeiwa mau makahiki ma mua o ka MacBook Pro Mac mua loa.
I ka malama hope, ua hoʻolahaʻo Apple i ka mahele o 57 keneta no kēlā me kēia mahele. ʻAʻole ia he kikowaena kālā nui, a ua kaʻawale mai $ 3.05 i hāʻawiʻia i kēia manawa ma 2014. Heʻoiaʻiʻo,ʻoi aku ka maikaʻi ma mua o ka iZilch. Akā ināʻo ka hanaʻana o nā Jobs i ka uku waiwai,ʻo Dover ka mea maʻalahi aʻoi aku ka maikaʻi.
2)ʻO nā mea lanakila'ē aʻe he mea hope loa ia e pili ana i nā hoʻihoʻi. Uaʻikeʻiaʻo Johnson & Johnson (JNJ) ma ke kālā kālā e like me ka "dividend aristocrat." No 54 mau makahiki i kēia manawa - mai John F. Kennedy i ka Hale Aliʻi. makahiki. ʻAʻoleʻo Apple iʻoi aku i ka manaʻole i nā lāʻehā mau makahiki.
I ka mahina o Mei, ua lele ka makana a J & J i ka 6.7 pakeneka hanohano, e hoʻouka ana i ka uku uku mai 75 keneta no kēlā me kēia mahele he 80 keneta i kēlā me kēia hapahā. ʻOiaʻiʻo, he kākoʻo pālua nā Band-Aid e pili ana i 12 mau kālā. Akā iʻoi aku i kahi 54 mau makahiki a me ka hoʻokumu pinepineʻana o nā māhele i nāʻene, hiki iāʻoe ke kūʻai i nā kāwili piha e hoʻopiha ai i ka hapalua.
I ka makahiki 2016, ua ukuʻo JNJ i $ 2.56 keneta no kēlā me kēia pāhele-aiʻole $ 256 i loko o ka makahiki inā loaʻa iāʻoe he 100 mau. "No laila i ka makahiki e hiki mai ana, $ 256 dala e uku houʻia iāʻoe i kahi $ 2.56 o kēlā me kēia māhele a me nā mea a pau e piʻi ai, ma ka helu 5 a 8 pakeneka," i'ōlelo aiʻo Bock.
3) 'O ia ka manaʻo o ka wehewehe' ana i kahi boon. Hoʻohā kēia i nā kumu nui, e'ōlelo anaʻo Sean O'Hara, pelekikena o Pacer ETF, he mea hoʻopuka kālā kālepa i hoʻokumuʻia ma Paoli, Pennsylvania. "E hakakā mākou i nā kumukūʻai me ka uku kūponoʻole o ka uku kālā a me nā māhele kiʻekiʻe he mau waiwai maikaʻi no nā mea waiwai waiwai, ma kahi hoʻi o ka poʻe hoʻomaha. Hāpai lākou i ka waiwai kiʻekiʻe, eʻoi aku ka ulu o ka uluʻana a me kaʻoi aku o nā kumuʻoi aʻe o ka hopena ma mua o nā 'ōlelo kiko'ī āpau a me nā mea'ē aʻe me nā kumu waiwai paʻaʻole. "
4) Eʻimi i nā "stocks stocks." Inā eʻimi anaʻoe i nāʻikepili makana kūpono, e ho'āʻo i kēia hoʻolālā kiʻi maʻalahi. E kau i kahi luna ma ka pakuhi mai ka hoʻomakaʻana o nā uku hoʻohālike a hiki i ka hopena. I kēia manawa, e nānā i ka mea hoʻokani i kahi o nā laina laina i pili kokoke i ka mō'ī. "ʻO Colgate Palmolive (CL), Procter & Gamble (PG), a me Coca Cola (KO) nā hiʻohiʻona a pau o nā kumukūpule," i'ōlelo aiʻo Bob Johnson, ka pelekikena a me ke poʻokela o ke KulanuiʻoʻAmelika Hui PūʻIa ma Bryn Mawr, Pennsylvania. "ʻO nā waiwai waiwai he mea kūpono no nā mea hoʻokaʻawale hoʻoilina no ka kūlike o ka uluʻana o ka māhele"
A iʻole, inā makemakeʻoe: He nui loa ka waiwai i hanaʻia.