No ke aha i nui ai nā mea kūʻai kālā i VTSMX
ʻO ka waihona kālā hōʻuluʻulu'āina a pau kahi waihona kālā e mālama ai i loko o ka hīnaʻi lāʻau e hoʻohālike ana i nā paʻahao a me ka hanaʻana o kahi pae'āina, e like me ka Wilshire 5000 a iʻole Russell 3000.
ʻO nā paʻahao kahi i komo i ka hapa nui o nā'āina kūʻai o ka US i kūʻaiʻia ma ke kālepa kālā,ʻo ia ke kumu i hoʻokomo pinepineʻia ai ka inoa o "kaʻaha kūʻai" a pau i ka inoa o ka waihona kālā. E like me ka S & P 500 Index Funds ,ʻo ka Wilshire 5000 he putea makaikai,ʻo ia hoʻi keʻano o ka nui o nāʻoihana (ʻoi aku ka nui o ka nui) (ma waena o nā waihona kiʻekiʻe) ma ka pakeneka ma mua o nā kamaliʻi liʻiliʻi.
He aha ka mea e hana ai i ka VTSMX ka nui a me ka mea maikaʻi
- Nā Uihanaʻokoʻa: Ua hoʻokumuʻiaʻo VTSMX e hoʻolako i nā mea waiwai me kaʻikeʻole i ka māhele kūʻokoʻa o ka US, me nā kamaliʻi liʻiliʻi, waena a me nā poʻo nui-poʻokela ma o ka ulu a me ka waiwai. Mālama ka waihona i ka CRAC US Total Market Market, kahi kokoke kokoke i 100% o ke kūʻokoʻa pono o US. ʻO ka waihona kālā i kaupaonaʻia,ʻo ia hoʻi,ʻo ka nui o nā lāʻau ma ka nuiʻana o ka waihona kālā e hōʻike i keʻano o ke kōpena ma mua o ka emiʻana o ka waihona kālā.
- Nā lilo haʻahaʻa :ʻO ka māhele o ka VTSMX,ʻaʻole ia he mea e pono ai nā noiʻi noiʻi a me nā kālepaʻoihana kūpono e pono ai no ka lawelaweʻana. ʻO ka lālā hoʻolālā no VTSMX he 0.17%,ʻo ia ka haʻahaʻa loa ma nā kūlanaʻoihana a hoʻopili aku i kahi $ 17 ma nā $ 10,000 a pau.
- Ka hōʻiliʻili liʻiliʻi :ʻO kahi kumu nui o ka lilo o nā kālā hoʻolālā kālā o Total Stock he haʻahaʻa haʻahaʻa o 0.03%. ʻO ka huina kālā ka pakeneka o ka paʻa o nā kālā i hoʻololiʻia me kekahi kālā'ē aʻe (aiʻole "hoʻololiʻia") i ka makahiki i hala. Hoʻonuiʻia ka loaʻaʻana o ka huina kālā i nāʻoihana kālā iʻoi aku ka lōʻihi ma mua o 50%, hiki ke hopena ma nāʻoihana kiʻekiʻe wale nō akā,ʻoi aku ka maikaʻi o ka hanaʻana ma ka lōʻihi.
- Kaʻauhauʻauhau: ʻO ka hopena pololei o ka hoʻohaʻahaʻa liʻiliʻi he emiʻana ia o nāʻauhau i lilo i ka mea kālā. I ka manawa e hāʻawi aku ai ke kālā kālā i nā kuleana ma kahi kumukuai iʻoi aku ka nui ma mua o ke kumukūʻai kūʻai, e hua mai i kaʻauhau kālā kālā, a hāʻawiʻia i nā mea waiwai kālā ma ke ano o "ka hāʻawi kālā kālā." Inā paʻaʻoe i kahi waihona kālā ma kahiʻauhau kālā, e ukuʻoe i nāʻauhau ma luna o kēia mahele. No laila, e manaʻo anaʻoe e hoʻemi i nāʻauhau, e makemakeʻoe i kahi kālāʻauhau kālā e like me VTSMX.
Eʻike pūʻia hoʻi: Ka nui o nā kālā kūʻai ukana ukana pūnaewele kālā a me ka hōʻuluʻuluʻike kūʻai ukuaʻo vs S & P 500
Ka Hoʻohaha:ʻO kaʻike ma kēia pūnaewele ua hoʻolakoʻia no ke kūkākūkāʻana wale nō, aʻaʻole pono e kuhiʻia e like me ka'ōlelo aʻo kālā. ʻAʻohe kumu e hōʻikeʻia kēiaʻikepili i manaʻo e kūʻai a kūʻai aku i nā palekana.